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Fabian Garvey
Professor Milton
English 101
article Is graduating with student debt worth the degree? Dannelly utilizes logos, ethos
and pathos to appeal and persuade her audience. Dannelly uses personal examples and
real life subjects to convey the financial hardship/ debt students will face after enrolling
in a 4-year college.
Dannelly begins her article by introducing personal facts from reputable sources
to provide statistics and emotional connections. She also uses her own experience to
connect to her audience; she explains that, she as well as many high school seniors
chooses to go to college without knowing how much their decision can hurt them
financially. Incoming students have a misconception that "I believe that my degree will
open up a lot of doors for future employment that will ultimately allow me to earn
exponentially more than the amount of debt I'm currently in." (Dannelly para.4).
Throughout her piece, Dannelly uses many strong sources to reinforce her appeal
to credibility (ethos) by speaking on students financial stress. She introduces the readers
to Jerry Stevens, who works in finance at the University of Richmond. He states, like
any university or college across the country, it is possible to graduate from Richmond
without any debt through the use of scholarships, grants and financial aid, but because of
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Richmonds high tuition, there are still students who leave with large sums of debt
(Dannelly para.2).
know the impact and the aftermath of college loans. Students believe they understand the
repayment process but later on discover that they are now trapped. It would be best for
students to have the true statistics before entering. Would you still choose to attend
college if you knew that average amount of debt that students graduate with, $20,000,
with a 5 percent interest rate? Dont be fooled by the admission office, they are always
ready to give information to offer you different loans which can sometime appear like its
free money, but after graduation thats when things get real.
Dannelly makes another strong appeal by using pathos in the middle of the article
experiencing the college debt difficulties. Dannelly sat down with a recent college
graduate from the university of Richmond to discuss student loans. After graduating she
explains that she cant just apply for any job, she needs high paying jobs just to be able to
pay off her loans. Im currently searching for a better job to be able to pay off large
lump sums of my student loans per month because I would like to have them paid off in
The author rarely injects her opinion into the article, by showing her credibility,
saying its not about me; its about you. She purposely makes the article stronger by
making it about real life experiences and allows her audience to form their own opinion.
However, she concludes her article with a very powerful quote, "Graduates are going to
be forced to learn about the consequences to their debt once they graduate, so why not try
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and be preventative of this through educating them before they make these decisions
(Dannelly, 2012). The author deliberately uses this quote as a warning to incoming
Its clear in this article that the authors utilize logos, pathos, and ethos in her
writing by providing data, and emotional interviews to appeal and effectively persuade
her audience, of the possible financial hardship ahead. What are you guaranteed as a
Works Cited
Dannelly, Ryann. Is graduating with student debt worth the degree? The