Income statement of JCB Backhoe loader:

350
Daily 5 hours @ 3200/- per hour 16000 300
Annual income working 250 days 4000000 12.5
Less drivers salary, fuel, mobile, repair & Mnt, 2473000 1.32
less revenues, other exp 302000 18
Total annual expenses 2775000
Net profit deducting expenses 1225000 400
Monthly income from JCB backhoe loader 102083.3

0.448333 1071.67
1131.67

180 ml 2000 5518 11036000

375 ml 200 5518 1103600
750 ml 300 5518 1655400
13795000

10346250

35,
520.00
144
953.37
347.08
4.5
7.38
0.34
13.95

97.45

702.8

62.10291

35520 78.22
144
953.37
18610
9305
64532.37
78.22
5047722 100
79.24
1047722
 LIST OF PROPOSAL IN HAND
1 RAM LAL TIWARI HOUSING LOAN 80.00 NEW
2 ASHOK KUMAR CHOUDHARY HOUSING LOAN 60.00 NEW
3 KALAMUDDIN MUSALMAN VEHICLE 27.00 NEW
4 R & R STORES VEHICLE 14.00 NEW
5 TEK NATH BASHYAL HOUSING LOAN 200.00 NEW
6 DOL RAJ SHARMA HOUSING LOAN 200.00 NEW
7 BUDDHI PD PATHAK VEHICLE 50.00 NEW
8 CHOUDHARY (COMPLEX) HOUSING LOAN 200.00 NEW
831.00
LIST OF PROPOSALS SENT TO HO
1 BIJAYESH SHRESTHA EDUCATION LOAN 40.00 SENT TO HO
2 HELLO POINT FRESH FOD 30.00 SENT TO HO
3 P & P ITTA BHATTA UDHYOG OD ENHANCEMENT 120.00 SENT TO HO
4 DURGA MALKHAD ENHANCEMENT CONVERSION 0.00
190.00
LIST OF PROPOSALS NOT DISBURSED
1 CHANDRA KALA THAPA HOUSING 11.00
2 MINA PANTHI HOUSING 15.00
3 MAHENDRA KU SHRESTHA VEHICLE 20.00
4 AFROZ AHMAD MUS VEHICLE 18.00
5 YAK & YETI VEHICLE 20.00
6 SAILENDRA BARAI HIRE PURCHASE 17.50
7 PAWAN PD GUPTA VEHICLE 16.00
8 CHOK BDR GURUNG HOUSING 18.00
135.50

1156.50
Calculation of Instalment for the term loans on EMI basis

Enter Interest Rate 14.00%

Enter Total Repayment months 60
Enter Total Loan Amount 1,500,000.00

Instalment per Month 34,902.38 69,804.75

Check Total Interest plus Principle 2,094,142.58

594,142.58

69000.00
 Market Govt BV

Front 6.03 800,000.00 300000 3618000

Back 30.58 150,000.00 40000 3241480

6859480

Market Govt BV
Front 1.44 5,000,000.00 850000 4809600

Back 1.2 1,600,000.00 300000 1296000

6105600

129.65

9851141100

0004622038
0004622638
Calculation of Instalment for the term loans on EMI basis

Enter Interest Rate 11.41%

Enter Total Repayment months 48
Enter Total Loan Amount 3,300,000.00

Instalment per Month 85,948.77

370000
Check Total Interest plus Principle 4,125,541.05
825,541.05

460,000.00 S.No Interst

38333.3333333333 1 31,377.50
2 30,858.62
3 30,334.80
4 29,806.01
5 29,272.18
6 28,733.28
7 28,189.26
8 27,640.06
9 27,085.64
10 26,525.95
11 25,960.94
12 25,390.56
13 24,814.75
14 24,233.47
15 23,646.66
16 23,054.27
17 22,456.25
18 21,852.54
19 21,243.09
20 20,627.85
21 20,006.75
22 19,379.75
23 18,746.79
24 18,107.81
25 17,462.76
26 16,811.57
27 16,154.19
28 15,490.56
29 14,820.62
30 14,144.31
31 13,461.57
32 12,772.34
33 12,076.55
34 11,374.15
35 10,665.07
36 9,949.25
37 9,226.62
38 8,497.12
39 7,760.68
40 7,017.25
41 6,266.74
42 5,509.10
43 4,744.25
44 3,972.13
45 3,192.67
46 2,405.79
47 1,611.44
48 809.53
49 0.00
50 (817.23)
51 (1,642.23)
52 (2,475.07)
53 (3,315.84)
54 (4,164.60)
55 (5,021.42)
56 (5,886.40)
57 (6,759.60)
58 (7,641.10)
59 (8,530.98)
60 (9,429.33)
769,857.25
Principal O/S Principal Installment
54,571.27 3,245,428.73 85,948.77
55,090.15 3,190,338.57 85,948.77
55,613.97 3,134,724.61 85,948.77
56,142.77 3,078,581.84 85,948.77
56,676.59 3,021,905.25 85,948.77
57,215.49 2,964,689.76 85,948.77
57,759.51 2,906,930.25 85,948.77
58,308.71 2,848,621.54 85,948.77
58,863.13 2,789,758.41 85,948.77
59,422.82 2,730,335.59 85,948.77
59,987.83 2,670,347.76 85,948.77
60,558.22 2,609,789.54 85,948.77
61,134.02 2,548,655.52 85,948.77
61,715.31 2,486,940.22 85,948.77
62,302.12 2,424,638.10 85,948.77
62,894.50 2,361,743.60 85,948.77
63,492.53 2,298,251.07 85,948.77
64,096.23 2,234,154.83 85,948.77
64,705.68 2,169,449.15 85,948.77
65,320.93 2,104,128.23 85,948.77
65,942.02 2,038,186.21 85,948.77
66,569.02 1,971,617.19 85,948.77
67,201.98 1,904,415.21 85,948.77
67,840.96 1,836,574.25 85,948.77
68,486.01 1,768,088.24 85,948.77
69,137.20 1,698,951.04 85,948.77
69,794.58 1,629,156.46 85,948.77
70,458.21 1,558,698.25 85,948.77
71,128.15 1,487,570.10 85,948.77
71,804.46 1,415,765.64 85,948.77
72,487.20 1,343,278.44 85,948.77
73,176.43 1,270,102.01 85,948.77
73,872.22 1,196,229.79 85,948.77
74,574.62 1,121,655.17 85,948.77
75,283.70 1,046,371.47 85,948.77
75,999.52 970,371.95 85,948.77
 76,722.15 893,649.80 85,948.77
77,451.65 816,198.15 85,948.77
78,188.09 738,010.06 85,948.77
78,931.53 659,078.53 85,948.77
79,682.03 579,396.50 85,948.77
80,439.68 498,956.82 85,948.77
81,204.52 417,752.30 85,948.77
81,976.64 335,775.65 85,948.77
82,756.10 253,019.55 85,948.77
83,542.98 169,476.57 85,948.77
84,337.33 85,139.24 85,948.77
85,139.24 0.00 85,948.77
85,948.77 (85,948.77) 85,948.77
86,766.00 (172,714.77) 85,948.77
87,591.00 (260,305.77) 85,948.77
88,423.85 (348,729.62) 85,948.77
89,264.61 (437,994.23) 85,948.77
90,113.37 (528,107.60) 85,948.77
90,970.19 (619,077.79) 85,948.77
91,835.17 (710,912.96) 85,948.77
92,708.37 (803,621.33) 85,948.77
93,589.87 (897,211.20) 85,948.77
94,479.75 (991,690.96) 85,948.77
95,378.10 (1,087,069.06) 85,948.77
4,387,069.06 5,156,926.31
 durga guragain
precious enterprises

12000
pf 43920
ashar 27450
ashar 36225
ashar 36225
57960

79.25

5192856

39660
40,056.00

5,639.00
39,660.00
2000

87,355.00

6922884 1622884

0.765577 0.234423
 15.95
64
48.05
1441.5 120.125
480
961.5
80.125