FineTuningYourAssetAllocationWorkshopPortfolio

Equityportionis50%US/50%International.Onepercentmanagementfeeincluded.

Fixed 100% S&P500

Income 10%Equity 20%Equity 30%Equity 40%Equity 50%Equity 60%Equity 70%Equity 80%Equity 90%Equity Equity IndexW/Divs
1970 13.6 11.8 10.0 8.2 6.4 4.7 2.9 1.1 (0.6) (2.4) (4.1) 4.0
1971 6.6 8.8 11.0 13.2 15.4 17.7 20.0 22.3 24.6 27.0 29.3 14.3
1972 3.7 5.9 8.1 10.4 12.8 15.1 17.5 20.0 22.4 25.0 27.5 19.0
1973 3.0 0.8 (1.5) (3.7) (5.9) (8.1) (10.3) (12.4) (14.5) (16.6) (18.7) (14.7)
1974 6.0 2.6 (0.7) (4.0) (7.1) (10.2) (13.2) (16.1) (19.0) (21.8) (24.5) (26.5)
1975 6.9 10.5 14.2 18.0 21.8 25.7 29.6 33.6 37.7 41.8 45.9 37.2
1976 9.2 10.7 12.1 13.5 14.9 16.3 17.6 19.0 20.3 21.6 22.9 23.8
1977 2.0 4.2 6.6 8.9 11.3 13.8 16.3 18.8 21.4 24.1 26.7 (7.2)
1978 1.1 3.8 6.6 9.4 12.3 15.3 18.3 21.4 24.5 27.7 31.0 6.6
1979 4.9 5.9 6.8 7.7 8.7 9.6 10.5 11.4 12.3 13.2 14.1 18.4
1980 5.0 7.2 9.4 11.6 13.8 16.0 18.2 20.4 22.6 24.8 27.0 32.4
1981 8.5 7.9 7.3 6.7 6.1 5.4 4.7 4.1 3.4 2.7 2.0 (4.9)
1982 24.3 23.1 21.9 20.7 19.5 18.3 17.1 15.8 14.6 13.4 12.1 21.4
1983 6.6 8.8 11.1 13.4 15.8 18.2 20.6 23.1 25.6 28.2 30.8 22.5
1984 13.0 12.4 11.8 11.2 10.5 9.9 9.2 8.6 7.9 7.2 6.5 6.3
1985 17.1 19.3 21.5 23.7 26.0 28.3 30.6 33.0 35.4 37.9 40.3 32.2
1986 12.5 14.6 16.8 18.9 21.1 23.3 25.6 27.9 30.2 32.5 34.8 18.5
1987 2.0 3.8 5.5 7.2 8.8 10.4 11.9 13.4 14.8 16.1 17.3 5.2
1988 5.5 7.4 9.3 11.3 13.3 15.3 17.3 19.4 21.5 23.6 25.7 16.8
1989 12.1 13.2 14.3 15.3 16.4 17.4 18.5 19.5 20.5 21.6 22.6 31.5
1990 8.3 5.9 3.5 1.2 (1.1) (3.4) (5.7) (7.9) (10.1) (12.3) (14.4) (3.2)
1991 14.2 15.6 17.0 18.4 19.7 21.1 22.5 23.9 25.2 26.6 27.9 30.5
1992 6.3 6.0 5.8 5.5 5.3 5.0 4.7 4.4 4.1 3.8 3.5 7.7
1993 8.9 10.8 12.6 14.5 16.4 18.4 20.3 22.3 24.3 26.3 28.3 10.0
1994 (4.4) (3.8) (3.1) (2.4) (1.8) (1.1) (0.4) 0.2 0.9 1.5 2.2 1.3
1995 15.8 15.8 15.8 15.8 15.8 15.8 15.8 15.7 15.7 15.7 15.6 37.4
1996 2.0 3.1 4.2 5.3 6.4 7.5 8.6 9.7 10.8 11.9 13.0 23.1
1997 6.2 6.1 6.1 6.0 5.9 5.7 5.6 5.5 5.3 5.2 5.0 33.4
1998 7.1 7.0 6.8 6.6 6.4 6.0 5.6 5.2 4.7 4.2 3.6 28.6
1999 (1.8) 0.3 2.5 4.7 7.0 9.2 11.5 13.9 16.2 18.6 21.1 21.0
2000 10.9 9.5 8.1 6.7 5.3 3.9 2.6 1.2 (0.1) (1.5) (2.8) (9.1)
2001 6.9 6.2 5.4 4.6 3.7 2.9 1.9 1.0 0.0 (1.0) (2.0) (11.9)
2002 12.1 10.1 8.0 5.9 3.9 1.8 (0.3) (2.3) (4.4) (6.5) (8.5) (22.1)
2003 2.5 6.5 10.6 14.8 19.2 23.6 28.2 33.0 37.8 42.8 48.0 28.7
2004 3.1 5.0 7.0 9.1 11.1 13.2 15.3 17.4 19.5 21.7 23.9 10.9
2005 0.9 2.1 3.3 4.5 5.8 7.0 8.3 9.5 10.7 12.0 13.2 4.9
2006 2.0 4.1 6.2 8.3 10.5 12.7 14.9 17.1 19.4 21.7 24.0 15.8
2007 8.4 7.9 7.3 6.7 6.1 5.4 4.8 4.1 3.4 2.7 2.0 5.5

AnnualizedReturn 7.0 7.8 8.5 9.2 9.9 10.6 11.3 11.9 12.6 13.2 13.7 11.2
StandardDeviation 5.6 5.3 5.6 6.4 7.5 8.9 10.4 12.0 13.7 15.5 17.3 16.6
WorstMonth (4.8) (4.5) (5.1) (5.7) (6.3) (7.2) (9.3) (11.4) (13.5) (15.7) (17.8) (21.5)
Worst12Months (4.8) (4.0) (5.9) (10.0) (14.0) (17.8) (21.5) (25.1) (28.5) (31.9) (35.1) (38.9)
Worst36Months 0.9 8.1 5.8 2.1 (1.5) (5.0) (8.5) (11.9) (15.2) (18.5) (21.7) (40.9)
Worst60Months 14.1 25.8 27.2 25.9 21.2 16.4 11.7 7.0 2.3 (2.3) (6.9) (17.5)
RecoveryTimefromWorstDrawdown(Years) 0.8 0.7 1.3 1.3 1.5 1.6 2.8 2.8 2.8 2.8 2.8 6.2