A

SUMMER TRAINING PROJECT REPORT

ON

AN ANLYTICAL STUDY OF FINANCIAL

STATEMENTS
OF ICICI BANK

Submitted for the Partial fulfillment of the Requirement of the Award of

Degree of Master of Business Administration

From

Dr. A.P.J. Abdul Kalam Technical University, Lucknow

(20016-2018)

Submitted to: Submitted By:

Prof. Shweta Batra Pradeep Kumar
HOD Management Deptt. MBA: 3rd sem
Roll No: 1612970072

Forte Institute of Technology,

Green Park Mawana Road, Meerut.
 DECLARATION

I Pradeep Kumar hereby declare that the report AN ANLYTICAL STUDY OF

FINANCIAL STATEMENTS of ICICI Bank is a bonafied record of the work done by me

at ICICI at Meerut new towards the practical fulfillment of requirement for degree in post

graduate programme in management master of business administration under the supervision

and guidance of Mr. Amit Rawal (Branch Manager ICICI, Meerut) and this project report

have not been submitted any where else previously for award of any degree.

Place:

Date:

(Pradeep Kumar)
 ACKNOWLEDGEMENT

It is not a single mans effort which is sufficient in accomplishing a project. Various factors,
situations and persons integrate, to provide the background for accomplishment of a task,
requires the efforts of so many people and the work is no different. I acknowledge here the
names of those people who have been instrumental in preparation of this project.

I am sincerely indebted to Prof. Shweta Batra (HOD) of FIT, Meerut, for their valuable
suggestions and inspiration to undertake this study and his unstinted help which he gave for
completion of this project.
 PREFACE

Today the business environment is rapidly changing in this competitive environment the
popular trend is also striving for maintaining its positions therefore it become essential for the
companies that they should know about their services.

Regarding a particular service it is of almost necessary to know the customer satisfaction to

the value offered by the company in case of dissatisfactory result it is essential to ascertain
whether the dissatisfaction is for entire services or part of it is and what value do the
customers expect from it?

The research will provide the relevant information to the organization about customers
attitude towards their services.

The research work is sincere effort to find out the ultimate requirement of customers for the
betterment of research as well as the organization.
 EXECUTIVE SUMMARY

In any organization, the two important financial statements are the Balance sheet &
Profit and loss account of the business. Balance sheet is a statement of the financial position
of an enterprise at a particular point of time. Profit and loss account shows the net profit or
net loss of a company for a specified period of time. When these statements of the last
few year of any organization are studied and analyzed, significant conclusions may be
arrived regarding the changes in the financial position, the important policies followed and
trends in profit and loss etc. Analysis and interpretation of the financial statement has now
become an important technique of credit appraisal. The investors, financial experts,
management executives and the bankers all analyze these statements. Though the basic
technique of appraisal remains the same in all the cases but the approach and the emphasis in
analysis vary. A banker interprets the financial statement so as to evaluate the financial
soundness and stability, the liquidity position and the profitability or the earning
capacity of borrowing concern. Analysis of financial statement is necessary because it
help in depicting the financial position on the basis of past and current records.
Analysis of financial statement helps in making the future decision and strategies.
Therefore, it is very necessary for every organization whether it is a financial or
manufacturing etc. to make financial statement and to analyses it.
 CONTENTS

TOPICS PAGE NO.

INTRODUCTION 1-30
o COMPANY PROFILE
ICICI BANK
HISTORY
TIMELINE
BOARD OF DIRECTORS
BOARD COMMITTEES
DIRECTORS
ICICI BANK GLOBAL NETWORK
VISION AND MISSION
ORGANISATIONAL STRUCTURE OF ICICI BANK
PRODUCTS AND SERVICES BANKING ACCOUNTS
RISK ASPECTS OF ICICI BANK 31-35
SUBSIDIARY COMPANIES 36-37
KEY GROUP COMPANIES 38-49
OBJECTIVE OF STUDY 50
RESEARCH METHODOLOGY 51-60
SWOT ANALYSIS 61-62
DATA ANALYSIS 63-92
FINDINGS 93-96
CONCLUSIONS 97-99
RECOMMENDATION/ SUGGESTION 100
BIBLIOGRAPHY 101