INTRODUCTION:

Housing is one of the basic requirements for human survival. For a normal
citizen, owning a house means significant economic security and dignity in
society. For a shelterless person, possession of a house brings about a profound
social change in his attitude and existence, endowing him with an identity, thus
integrating him with his immediate social milieu. According to the 1991 Census,
the rural housing shortage was of the order of 137.20 lakh houses consisting of
34.10 lakh families without houses and 103.10 lakh families living in
unserviceable kutcha houses. It was also estimated that another 107.50 lakh
houses would be needed to cover the population growth during 1991-2002, at
the rate of an annual growth of 8.9 lakh families requiring houses. Thus, a total
of 244.70 lakh houses need to be constructed or upgraded to achieve the target
of providing shelter to all in the rural areas by the year 2002.

Action Plan:
The Central Government announced in 1998 a National Housing and Habitat
Policy which aims at providing Housing for All and facilitates construction of 20
lakh additional houses (13 lakh in rural areas and 7 lakh in urban areas)
annually, with an emphasis on extending benefits to the poor and the deprived.
An Action Plan for Rural Housing has accordingly been prepared. Under the Rural
Housing, an allocation of Rs.1710 crore has been made during 1999-2000 to
implement the Action Plan, which has been approved with the objective of
providing Shelter for All by the end of the Ninth Plan period and conversion of
all unserviceable kutcha houses to pucca/semi-pucca by the end of the Tenth
Plan period through the construction of additional 13 lakh houses annually. The
Action Plan consists of the following elements:
Provision for upgradation of unserviceable kutcha houses under the Indira
Awaas Yojana (IAY)
Change in the criteria of allocation under the Rural Housing Schemes.
Credit-cum-Subsidy Scheme for Rural Housing.
Innovative Stream for Rural Housing and Habitat Development.
Rural Building Centres. Enhancement of Equity contribution by the Ministry of
Rural Development to HUDCO.
Samagra Awaas Yojana.
National Mission for Rural Housing and Habitat.

Indira Awaas Yojana

The Government of India is implementing Indira Awaas Yojana since the year
1985-86 with an objective of providing dwelling units free of cost to the
members of Scheduled Castes, Scheduled Tribes and free bonded labourers
living below the poverty line in rural areas. From the year 1993-94, its scope has
been extended to cover non-scheduled caste and non-scheduled tribe rural poor,
subject to the condition that the benefits to non SCs/STs shall not be more than
40 percent of IAY allocation. Benefits of the scheme have also been extended to
the families of exservicemen of the armed and paramilitary forces killed in action.
Three percent of the houses are reserved for the below poverty line disabled
persons living in rural areas.

Swarnajayanti Gram Swarojgar Yojna

This programme was launched in April, 1999. This is a holistic programmer

covering all aspects of self employment such as organization of the poor into self
help groups, training, credit, technology, infrastructure and marketing.

Objective:
The objective of SGSY is to provide sustainable income to the rural poor. The
programme aims at establishing a large number of micro-enterprises in the rural
areas, based upon the potential of the rural poor. It is envisaged that every
family assisted under SGSY will be brought above the poverty-line with in a
period of three years.
Scope:
This programme covers families below poverty line in rural areas of the country.
Within this target group, special safeguards have been provided by reserving
50% of benefits for SCs/STs, 40% for women and 3% for physically handicapped
persons. Subject to the availability of the funds, it is proposed to cover 30% of
the rural poor in each block in the next 5 years.

Funding:
SGSY is a Centrally Sponsored Scheme and funding is shared by the Central and
State Governments in the ratio of 75:25 respectively.

Strategy:
SGSY is a Credit-cum-Subsidy programme. It covers all aspects of self-
employment, such as organisation of the poor into self-help groups, training,
credit technology, infrastructure and marketing. Efforts would be made to involve
women members in each self-help group. SGSY lays emphasis on activity
clusters. Four-five activities will be identified for each block with the approval of
Panchayat Samities. The Gram sabha will authenticate the list of families below
the poverty line identified in BPL census. Identification of individual families
suitable for each key activity will be made through a participatory process. Closer
attention will be paid on skill development of the beneficiaries, known as
swarozgaris, and their technology and marketing needs.

How to Seek Assistance:

For assistance under the programme, District Rural Development Agencies and
Block Development Officers may be contacted.

Jawahar Gram Samriddhi Yojna

The critical importance of rural infrastructure in the development of village

economy is well known. A number of steps have been initiated by the Central as
well as the State Governments for building the rural infrastructure. The public
works programme have also contributed significantly in this direction.

Objective:
Jawahar Gram Samridhi Yojna (JGSY) is the restructured, streamlined and
comprehensive version of the erstwhile Jawahar Rozagar Yojana. Designed to
improve the quality of life of the poor, JGSY has been launched on 1st April,
1999. The primary objective of the JGSY is the creation of demand driven
community village infrastructure including durable assets at the village level and
assets to enable the rural poor to increase the opportunities for sustained
employment. The secondary objective is the generation of supplementary
employment for the unemployed poor in the rural areas. The wage employment
under the programme shall be given to Below Poverty Line(BPL) families.

Scope:
JGSY is implemented entirely at the village Panchayat level. Village Panchayat is
the sole authority for preparation of the Annual Plan and its implementation.

Funding:
The programme will be implemented as Centrally Sponsored Scheme on cost
sharing basis between the Centre and the State in the ratio of 75:25 respectively.

Strategy:
The programme is to be implemented by the Village Panchayats with the
approval of Gram sabha. No other administrative or technical approval will be
required. For works/schemes costing more than 50,000/-, after taking the
approval of the Gram Sabah, the Village Panchayat shall seek the
technical/administrative approval of appropriate authorities. Panchayats may
spend upto 15% of allocation on maintenance of assets created under the
programme within its geographical boundary. 22.5% of JGSY funds have been
enmarked for individual beneficiary schemes for SC/STs. 3% of annual allocation
would be utilised for creation of barrier free infrastructure for the disabled. The
funds to the Village Panchayats will be allocated on the basis of the population.
The upper ceiling of 10,000 population has been removed.

How to Seek Assistance:

Village Pradhan, Panchayat members, Block Development Officer, District
Collector or District Rural Development Agency may be contacted.

Indira Aawas Yojna

Objective:
The objective of IAY is primarily to help construction of new dwelling units as
well as conversion of unserviceable kutcha houses into pucca/semi-pucca by
members of SC/STs, freed bonded labourers and also non-SC/ST rural poor
below the poverty line by extending them grant-in-aid.

Scope:
IAY is a beneficiary-oriented programme aimed at providing houses for SC/ST
households who are victims of atrocities, households headed by
widows/unmarried women and SC/ST households who are below the poverty
line. This scheme has been in effect from 1st April, 1999.
Funding:
IAY is a Centrally Sponsored Scheme funded on cost sharing basis between the
Govt. of India and the States in the ratio of 75:25 respectively.

Strategy:
Grant of Rs. 20,000/- per unit is provided in the plain areas and Rs. 22,000/- in
hilly/difficult areas for the construction of a house. For conversion of a kutcha
house into in pucca house, Rs. 10,000/- is provided. Sanitary laterines and
chulahs are integral part of the house. In construction/upgradation of the house,
cost effective and enviornment friendly technologies, materials and designs are
encouraged. The household is alloted in the name of a female member of
beneficiary household.

How to Seek Assistance:

The person concerned should contact the Village Panchayat or Village Level
Worker or the Block Development Officer or District Rural Development Agency.

DRDA Administration

District Rural Development Agency (DRDA) has traditionally been the principal
organ at the District level to oversee the implementation of the anti-poverty
programmes of the Ministry of Rural Development. Created originally for
implementation of Integrated Rural Development Programme (IRDP), the DRDAs
were subsequently entrusted with a number of programmes, both of the Central
and State Governments. Since inception, the administrative costs of the DRDA
(District Rural Development Agency) were met by setting aside a part of the
allocations for each programme. Of late, the number of programmes had
increased and several programmes have been restructured with a view to
making them more effective. While an indicative staffing structure was provided
to the DRDAs, experience showed that there was no uniformity in the staffing
structure. It is in this context that a new centrally sponsored scheme - DRDA
Administration - has been introduced from 1st April, 1999 based on the
recommendations of an inter-ministerial committee known as Shankar
Committee. The new scheme replaces the earlier practice of allocating
percentage of programme funds to the administrative costs.

Objective:
The objective of the scheme of DRDA (District Rural Development Agency)
Administration is to strengthen the DRDAs and to make them more professional
and effective. Under the scheme, DRDA is visualised as specialised agency
capable of managing anti-poverty programmes of the Ministry on the one hand
and effectively relate these to the overall efforts of poverty eradication in the
district on the other.
Funding:
The funding pattern of the programme will be in the ratio of 75:25 between the
Centre and the States.

Strategy:
The DRDA will continue to watch over and ensure effective utilisation of the
funds intended for anti-poverty programmes. It will need to develop distinctive
capabilities for poverty eradication. It will perform tasks which are different from
Panchayati Raj Institutions and line departments. The DRDAs would deal only
with the anti-poverty programmes of the Ministry of Rural Development. If
DRDAs are to be entrusted with programmes of other Ministries or those of the
State Governments, it must be ensured that these have a definite anti-poverty
focus. In respect of such States where DRDA does not have a separate identity
separate accounts.

Credit-cum-Subsidy Scheme for Rural Housing:

There were a large number of households in the rural areas which could not be
covered under the IAY, as either they do not fall into the range of eligibility or
due to the limits imposed by the available budget. On the other hand due to
limited repayment capacity, these rural households cannot take benefit of fully
loan based schemes offered by some of the housing finance institutions. The
need of this majority can be met through a scheme which is part credit and part
subsidy based.

Objective:
The objective of this scheme for rural housing is to facilitate construction of
houses for rural families who have some repayment capacity. The scheme aims
at eradicating shelterlessness from the rural area of the country.

Scope:
The scheme provides shelter to rural families who have not been coveted under
IAY and who are desirous of possessing a house. All rural households having
annual income up to Rs. 32,000/- are covered under this scheme.

Funding:
The funds are shared by the Centre and the State in the ratio of 75:25
respectively.
Strategy:
Rural poor just above the poverty line are entitled to get the benefits of the
scheme. A maximum subsidy of Rs. 10,000/- per unit is provided for the
construction of a house. Sanitary latrine and smokeless chulha are integral part
of the house. Cost effective and enviornment friendly technologies, materials,
designs, etc. are encouraged. Sixty per cent (60%) of the houses are allocated
to SC/ST rural poor.

How to Seek Assistance:

State Governments decide the implementing agency, which may be the State
Housing Board, State Housing Corporation, specified scheduled Commercial
bank, Housing Finance Institution or the DRDA/ZP. The person desirous of
getting benefit of the scheme may approach the implementing agency.

Pradhan Mantri Gramodaya Yojana (Gramin Awaas):

This Scheme is part of the comprehensive Pradhan Mantri Gramodaya Yojana

introduced during the current year to achieve the objective of sustainable human
development at the village level. The PMGY envisages allocation of Additional
Central Assistance (ACA) to the States and UTs for providing /improving the
outlay of Basic Minimum Services including "Rural Shelter" in the rural areas.
During 2000-2001, Rs. 375 crores has been made available for implementing the
"Rural Shelter" component of the comprehensive PMGY Scheme. The Ministry of
Rural Development is the nodal Ministry for implementation and monitoring of
the Scheme. The Scheme is to be implemented on the pattern of Indira Awaas
Yojana. Guidelines for implementation of the Scheme have already been finalized
and circulated to the State Governments/Union Territories for claiming Additional
Central Assistance for implementation of the Scheme. The Additional Central
Assistance is releasable to the State Governments/Union Territories on their
submitting specific project proposals. The proposals are scrutinized by a
Committee constituted in this Ministry and on its recommendations, funds
released to the State Governments/Union Territories by Ministry of Finance for
implementing the Scheme. A few proposals have already been received and after
the approval of the Committee constituted for the purpose have been referred to
the Ministry of Finance for releasing funds. The Ministry of Finance has issued
orders for releasing 1st instalment of grant to all State Governments for meeting
their requirements for first six months on adhoc basis, as a special case. The
total amount thus released is Rs.185 crores.

Samagra Awaas Yojana

Samagra Awaas Yojana is a comprehensive housing scheme launched in 1999-
2000, with a view to ensuring integrated provision of shelter, sanitation and
drinking water. During the first phase of its implementation, it has been decided
to take up Samagra Awaas Yojana in one block each of 25 districts of 24 States
and one Union Territory which have been identified for implementing
participatory approach under the Accelerated Rural Water Supply Programme.
The existing Schemes of housing, drinking water and sanitation follow the
normal funding pattern. However, a special Central Assistance of Rs. 25 lakhs is
provided for each block for undertaking overall habitat development and
Information, Education and Communication (IEC) work with 10% contribution
coming from the people. So far an amount of Rs. 351.90 lakhs has been released
for implementation of the Scheme in the States of Madhya Pradesh, Tamil Nadu,
West Bengal, Karnataka, Himachal Pradesh, Kerala, Tripura, Gujarat, Rajasthan,
Haryana, Punjab and Assam. Remaining States have also been encouraged to
take up the implementation of the Scheme in their States. The coverage of the
Scheme is proposed to be extended after assessing the impact of the Scheme in
the States where it is already in operation.

Sampoorna Grameen Rozgar Yojana (SGRY)

This scheme was launched with effect from 25th September 2001 after merging
the Employment Assurance Scheme and the Jawahar Gram Smridhi Yojana. This
is being implemented as a centrally sponsored scheme on cost sharing basis
between the Centre and the States. The cash component of the Programme is
shared between the Centre and State in the ratio of 75:25. Food grains are
provided free of cost to the States/Union Territories. The cost of transportation
of the foodgrains is borne by the concerned States/UTs. The special component
of SGRY aims at augmenting food security through additional wage employment
in the calamity affected rural areas after due notification by the State
governments and its acceptance by the Ministry of Agriculture.

SWARNA JAYANTI SAHARI ROZGAR YOJANA (SJSRY)

8.20 The Swarna Jayanti Sahari Rozgar Yojana (SJSRY) was launched on
1.12.1997 by sub-suming earlier urban poverty alleviation programmes namely
Urban Basic Services for the Poor (UBSP), Nehru Rozgar Yojana (NRY) and Prime
Ministers Integrated Urban Poverty Eradication Programme (PMIUPEP). SJSRY is
a centrally sponsored plan scheme funded on 75:25 basis between the
Government of India and the State Government.It aims at providing gainful
employment to urban poor through self-employment ventures or provision of
wage employment. The target group comprises of urban poor having monthly
per capita income below Rs.287/- with special focus on women, SC, ST and
disabled persons. This programme consists of two special schemes: (i) Urban
Self-Employment Programme (USEP), and (ii) Urban Wage Employment
Programme (UWEP).

Pradhan Mantry Gramadoya Yojana (PMGY)Gramina Awas Yojana.

In order to provide housing facilities to the people living below the
poverty line in rural areas, Gramin Awas Yojana has been introduced in the State
since 2000-01 on the pattern of Indira Awas Yojana. During 2002-03, 5,653
number of houses have been completed with an expenditure of Rs.10.99 crore,
including an expenditure of Rs.1.12 crore on infrastructure. The physical
achievement and the expenditure under Indira Awas Yojana, Additional IAY and
PMGY Gramin Awas Yojana has been indicated below in Table

Valmiki Ambedkar Malin Basti Awas Yojana (VAMBAY)

Valmiki- Ambedkar Malin Basti Awas Yojana (VAMBAY), a Centrally
Sponsored scheme has been launched in the State from 15th August, 2001 to
provide shelter or regrade the existing shelter of the urban slum dwellers living
below poverty line with a view to achieving the goal of Shelter for all as
outlined in the National Housing and Habitat Policy. The upper financial limit for
construction of VAMBAY units will be maximum of Rs.40,000/- including provision
of sanitary latrine for an area of not less than 15 sq. meters in normal areas. For
difficult areas, this limit is Rs.45,000/-. As per the funding pattern, Government
of India will release the subsidy to HUDCO , which will match the subsidy on a
1:1 basis with loan. However, State Government has the option to mobilize its
matching position of 50% from other sources, such as their own budget
provision, resources of local bodies, loans from other agencies, contribution from
beneficiaries or NGOs etc. But HUDCO will release the subsidy component only
after deposit of the State matching share of 50% in
the designated account of the implementing agency. State Urban Development
Agency (SUDA) and District Urban Development Agency (DUDA) will identify the
beneficiaries in consultation with Municipal Bodies by following the reservation
percentage as indicated below :

Low Income Group (LIG) Housing Schemes :

Housing Schemes for Economically Weaker Sections (EWS) & Lower
Income Group(LIG) as a point under 20-point programme are being implemented
by
different Housing authorities under control of H. & U. D. Department. The
achievement under EWS & LIG housing schemes in the State from 2000-01 to
2002-03 have been indicated
SAMPOORNA GRAMIN ROJGAR YOJANA ( SGRY )
This is a Centrally Sponsored scheme with funding pattern of 75 : 25 of the
cash component between the Centre and State. 50% of the total allocation is
released in shape of food-grains by Government of India free of cost . SGRY has
been launched with effect from 25.09.01 by merging two wage employment
generating schemes, namely JGSY and EAS. The main objective of the scheme is
to provide additional wage employment in rural areas, ensure food security,
create durable community assets and develop rural infrastructure.
During 2002-03, under Sampoorna Gramin Rojgar Yojana,Stream-1 (previous
EAS) scheme with an investment of Rs.171.66 crore, 291.35 lakh mandays of
employment were generated which include 80.52 lakh for SCs, 108.23 lakh for
STs and 84.11 lakh for women as against the total target of 287.41 lakh
mandays. Similarly, under Sampoorna Gramin Rojgar Yojana, Stream II
(previous JGSY) scheme, 307.68 lakh mandays of employment were generated
including 85.69 lakh for SCs, 115.24 lakh for STs and 89.03 lakh for women as
against the target of 281.10 lakh mandays. An investment of Rs.157.81 crore has
been made for Stream II of this Yojana. Achievements in terms of employment
generation were higher by 1.4 % and 9.5% respectively than the target in both
the Stream I & II schemes. District-wise achievement in terms of employment
generated and investment made under both the streams during 2002-03.
Due to the Super cyclone of October, 1999, many people in the affected 14
districts of the State were rendered homeless and thrown out of employment. In
order to provide wage employment to the jobless poor, the State Government
implemented the Food for Work (FFW) programme in the affected districts
during 2000-01. A total of 13,098 labour oriented projects were completed out of
13,581 projects taken up during 2002-03. A cash component of Rs.104.92 crore
and grain component of 22,078 MT was released in favour of the affected 14
districts by March, 2003.

Pradhan Mantri Gramodaya Yojana Gramin Awaas

A new initiative in the form of Pradhan Mantri Gramodaya Yojana Gramin Awaas
has been introduced during the current year to achieve the objective of
sustainable human development at the village level. The Central allocation for
the programme is Rs.375 crore. Against this, an amount of Rupees 185 crore has
so far been released by the Ministry of Finance to States.

Under Rural Housing, an allocation of Rs. 1,710 crore had been made during
2000-2001 to implement the Action Plan, which has been approved with the
objective of providing "Shelter for all". The Action Plan aims at ending
shelterlessness by the end of the Ninth Plan period and conversion of all
unserviceable kuchha houses to pucca/semi pucca by the end of the Tenth Plan
period.

The Action Plan consists of conversion of unserviceable kutcha houses in Indira

Awaas Yojana (IAY), Pradhan Mantris Gramodaya Yojana-Gramin Awaas, Credit-
Cum- Subsidy Scheme for Rural Housing, Innovative Stream for Rural Housing &
Habitat Development, Rural Building Centres, Enhancement of Equity
Contribution by Ministry of Rural Development to HUDCO, Samagra Awaas
Yojana and setting up of National Mission for Rural Housing & Habitat. With the
Action Plan for Rural Housing underway, Government is targeting the
construction of about 25 lakh houses annually in the rural areas.

Pradhan Mantri Gram Sadak Yojana

Rural Road Connectivity is not only a key component of Rural Development in

India, it is also recognized as an effective poverty reduction programme.
Notwithstanding the efforts made over the year, at the State and Central levels,
through different programmes, about 40% of the Habitations in the country are
still connected by all-weather roads. It is well known that even where
connectivity has been provided, the roads constructed are of such quality that
they cannot be categorized as all-weather roads. It was announced by the Prime
Minister of India on 15th August, 2000.

The objective of the Govt. is to provide road connectivity, through good all-
weather roads, to all Rural Habitations with a population of more than 500
persons by the year 20027 (end of the 10th Five Year Plan). The primary focus
of the Programme will be on construction of new roads. However, upgradation
(to prescribed standards) of existing roads will be permitted to be taken up
under the programme so as to achieve connectivity through good all-weather
roads. Extension of existing roads to the SC/ST Habitation in the village would
also be covered under upgradation. Upgradation would, however, not cover
repairs of existing roads.

The rural roads to be taken up will, by and large, be surfaced roads (black
topped/ cement concrete). However, depending upon the soil conditions, all-
weather roads may also be gravel roads, but with all necessary cross-drainage
structures

Jawahar Gram Samridhi Yojana

Jawahar Gram Samridhi Yojana (JGSY) is the restructured, streamlined and

comprehensive version of the erstwhile Jawahar Rozgar Yojana (JRY). It has
been launched on 1st April, 1999. It has been designed to improve the quality of
life of the rural poor by providing them additional gainful employment.

The primary objective of JGSY is the creation of demand-driven village

infrastructure including durable assets to enable the rural poor to increase the
opportunities for sustained employment. The secondary objective is the
generation of supplementary employment for the unemployed poor in the rural
areas.

Case study: karur district

Sampoorna Gramin Rozghar Yojana

This is a centrally sponsored Scheme which is shared by GOI & GOTN at 75:25
bases. Under this stream total funds are shared between Block panchayats &
District panchayat at 60:40 ratios. The local bodies are permitted to take of need
based development works such as forming of roads construction of PDS outlets,
improvement of tanks etc., besides providing wage employment to the rural
poor. Every Villager who seeks employment in and around areas will be
provided wage employment and Rs.54/- per day will be paid as wages. This will
include 5 Kg rice at the cost of Rs.5.65/- per Kg and Rs.25.25/- as cash.
Executions of the works are on departmental basis and the field official will
directly execute the work in consultation with local bodies representatives
concerned. The tentative allocation per year will be Rs.275.00 lakhs.

Under this stream total funds are allotted to Village Panchayats on population
basis. The Village Panchayats are permitted to take of need based development
works such as forming of roads. Extension of Pipelines, Construction of TV
Rooms, Culverts, Threshing Floors etc., besides providing wage employment to
the rural poor. Every Villager who seek employment in and around areas will be
provided wage employment. The Village panchayat representatives will
directly execute the work with overall technical guidance of the block officials.
The tentative allocation per year will be at Rs.275.00 lakhs.

Pradhan Mantri Gram Sadak Yojana

It is a centrally sponsored scheme and Government of India releases cent

percent grant. The objective of Scheme is to be providing all weather roads to
rural habitation having 1000 population covering no connectivity. Mostly mini bus
plying routes frequently used routes are given preference. Under this scheme
basic survey is initially made by the block officials and more than 5 roads are
clubbed into packages covering 1.00 Crore and these road works are being
executed under open tender system. The tentative allocation per year will
be around Rs.2.00 Crores.

Pradhan Mantri Gramodaya Yojana (Rural Shelter)

This is a centrally sponsored Scheme, which is funded by GOI cent percent. The
objective of the scheme is to provide Shelter to the rural homeless persons living
below poverty line. 60 % of the allocation is earmarked for SC, ST and 40% for
OBCs. The unit cost for the construction of house is Rs.32, 000/- out of which
Rs.20, 000/- is released by Central Government and Rs.12,000/- is given as
additional fund for RCC roofing by State Government. The beneficiaries are to be
selected by Taskforce committee consisting of President of the Panchayat,
Councilors & BDO representative from the blocks. The beneficiaries themselves
are carrying out the actual construction of the work and block officials will
facilitate them. The tentative allocation per year will be 50 Group houses
at the outlay of Rs.16.00 lakhs.

Innovative Rural Housing Scheme

This is a centrally sponsored Scheme, which is funded by GOI cent percent. The
objective of the scheme is to construct innovative houses using available low
cost materials thereby reducing the cost of construction. 60 % of the allocation is
earmarked for SC, ST and 40% for OBCs. The unit cost for the construction of
house is Rs.37, 500/- The beneficiaries themselves are carrying out the actual
construction of the work and block officials will facilitate them. The tentative
allocation per year will be 90 Group houses at the outlay of Rs.33.75
lakhs.
Member of Parliament Local Area Development Scheme

This is a Centrally sponsored Scheme, which is funded by GOI cent percent.

Under the scheme Government of India allocates a sum of Rs.200.00 lakhs to
each Member of Parliament for execution of development works in their
constituencies. The objective of the scheme is to execute various developments
works such as overhead tanks, Hand pumps, and Ration shops, Retaining walls,
BT Roads etc., to the rural & urban areas covering the MP Constituency. The
District Collector accords administrative sanction for the works recommended by
Member of Parliament and all the works are being executed under open tender
system. The tentative allocation per year will be Rs.200.00 lakhs.

Member of Legislative Assembly Constituency Development Scheme

This is a State sponsored Scheme, which is funded by GOTN cent percent. Under
the scheme Government of Tamilnadu allocates a sum of Rs.82.00 lakhs to each
MLAs for execution of development works in their constituencies. The objective
of the scheme is to execute various developments works such as Sanitary
complexes for women, VAO offices, Hostel for SC & BC students, overhead tanks,
Hand pumps, and Ration shops, Retaining walls, BT Road etc., to the rural &
urban areas covering the MLA Constituencies. The District Collector accords
administrative sanction for the works recommended by Member of Parliament
and all the works are being executed under open tender system. The tentative
allocation per year will be Rs.328.00 lakhs at the rate of Rs.82 lakhs
per MLA, covering 4 constituencies in our District.

Swarna Jeyanthi Gram Swarozhar Yojana

This is a centrally sponsored scheme, which is shared by Central and State

Government. The objective of the scheme is to provide financial assistance to the
Self Help Groups for involving in locally based economic activities and to earn at
least Rs.2000/- per month per member. A sum of Rs.10, 000/- as subsidy plus
Rs.15,000/- as refundable loan is released to each Self Help Group as revolving
fund in the initial stage. After successfully running the group for 6
months, another assistance by way of economic activity loan of Rs.1.25 lakh
subsidy plus Rs.1.25 lakh loan is released. The members of the Self Help Group
will be minimum 12 members and preferably women. Out of the total allocation
50% is reserved to SC, ST 40% for the women and 3% for the physically
handicapped persons. The tentative allocation per year will be Rs.79.00
lakhs.