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o 10X Reward Points offer is applicable only on HDFC Bank Diners Club retail Credit Cards viz.

HDFC Bank Diners Club Black, HDFC Bank Diners Club Premium and HDFC Bank Diners Club
Rewardz credit cards. The offer is not applicable on corporate or commercial card.

o 10X Reward Points on International transactions offer is valid from 1 September 2017 to 31
December 2017.

o This 10X offer is a separate offer from other 10X Programme on select merchants on your
HDFC Bank Diners Club Credit Cards and have a different max cap for incremental Reward
Points.

o Under this offer, 10X Rewards points will be posted only on eligible retail international
transactions done in Foreign Currency

o Offer valid only in Geographies where Diners Club Credit Cards are accepted.

o Maximum total incremental reward points that can be earned per statement cycle under this cycle
is as below:
o HDFC Bank Diners Rewardz Card 2,500 Reward Points
o HDFC Bank Diners Premium Card - 5,000 Reward Points
o HDFC Bank Diners Black Card - 10,000 Reward Points

o To be eligible for the offer, payment has to be done directly using HDFC Bank Diners Club
Credit Card. Any wallet payments will not be eligible even if wallet is refilled using HDFC
Bank Diners Club Credit Card.

o Incremental Reward Points will be posted within 90 days from statement cycle.

o Special terms and conditions for specific merchants:

o The offer cannot be clubbed with any other promotions currently applicable on HDFC Bank
Diners Club Credit Cards

o 10X Reward Points is not applicable on EMI transactions.

o Offer valid on HDFC Bank Diners Club retail credit cards with reward points feature only.
Offer not valid on Corporate, Commercial and Business cards or Card with Miles as
feature.

o Minimum transaction value to be eligible for offer/ reward points is Rs. 150

o HDFC Bank Cardholders are not bound in any way to participate in this offer. Any participation
is voluntary and the offer is being made purely on a 'best effort' basis.

o This offer is non-cashable, not extendable and non-negotiable.

o All queries with regards to the Reward point/Cashback offer Offer will be valid/open for
escalation only up to 90 days from the offer end date post which the Bank is not liable for any
cashback postings

o This Offer shall be subject to all applicable laws, rules and regulations which are in existence
and which may be promulgated anytime by any statutory authority.

o HDFC Bank is not making these offers and neither warrant nor guarantees the delivery,
quality, merchantability or suitability of products/services availed of by the HDFC Bank Credit
Card members under this offer and the member shall be solely responsible for all effects and
consequences therefrom.
o Any disputes as regards delivery, quality, warranty, merchantability or suitability of
products/services availed of under this offer must be strictly addressed by the HDFC Bank
Credit Card members in writing to Merchant/ Brand directly and HDFC Bank will not entertain
any communication in this regard.

o HDFC Bank shall not be liable for any loss or damage whatsoever or for any personal injury that
may be suffered, by a HDFC Bank Credit Card member, directly or indirectly, by use or non-use
of products/services availed of under this offer

o HDFC Bank reserves the right, at any time, without prior notice and without assigning any
reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to
replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to
extend or withdraw it altogether.

o Above offers is by way of a special offer for select HDFC Bank Credit Card members only and
nothing contained herein shall prejudice or affect the terms and conditions of the card member
agreement. The terms of the above offers shall be in addition to and not in derogation of the
terms contained in the Card members Agreement.

o All disputes pertaining to Credit Cards, if any, arising out of or in connection with or as a result
of above offers or otherwise relating hereto shall be subject to the exclusive jurisdiction of the
competent courts / tribunals in Chennai only, irrespective of whether courts / tribunals in other
areas have concurrent or similar jurisdiction.

o Only transactions of Rs. 150 and above will be eligible for reward points

o HDFC Bank reserves the right to debit reward points from customer's card account at any time
in case of cancelations/ reversal of transaction for which reward points were credited earlier. In
case sufficient reward points are not available, corresponding Rupee value will be charged to
the card and will be payable by customer as per the credit card agreement

o This offer is mutually exclusive to 10X partner brand offer.

o Customer can be eligible for both 10X on International spends and Global Value Program.