EDUCATION

Indian School of Business Apr 2013 - Apr 2014

Post-Graduate Programme in Management [CGPA: 3.50/4 GMAT: 730/800]
Advising India's largest construction company on market entry & growth strategy in developing airport infrastructure
o Developed regression models for forecasting air traffic to estimate ten-year demand-supply gap in domestic airport capacity
o Shortlisted 15 cities as potential sites after assessing the business attractiveness, tourism, and airport accessibility of over 90 cities
Conceptualized Electric Vehicle based urban mobility solution for Mumbai with a focus on sustainability and convenience
o Customized B-plan to the travel patterns and problems in Mumbai by conducting pre-feasibility studies, customer segmentation,
financial and sensitivity analysis; validated B-plan through primary and secondary research
o Interviewed government/private sector stakeholders such as the Chairman, MMRDA to assess entry barriers to implementation
Selected in Top 45 (~650 teams) at Cerebration 2013 - worlds largest B-plan competition conducted by NUS, Singapore
Sardar Patel Institute of Technology, University of Mumbai May 2005 - Jun 2009
Bachelor of Engineering (Electronics) [Top 20% percentile of class]
Awarded best research project out of 36 teams - Developed and designed a Symbian OS based mobile application to facilitate
localized (indoor) navigation system using an ad-hoc Bluetooth network
Chartered Financial Analyst - Level II candidate, CFA Institute, Virginia, USA Jun 2014
Financial Risk Manager - Level II candidate, GARP Institute, New Jersey, USA May 2014
WORK EXPERIENCE
JP Morgan Chase & Co., Mumbai Jun 2009 - Feb 2013
Business Risk Specialist (Sr. Analyst), Global Analytics Centre (GAC)
Four years of cross-functional risk management experience in underwriting unsecured lines of credit, portfolio management, process
reengineering and leading project execution across multiple geographies
Achievements
Promoted twice within 3.5 years against company average of 5 years (only analyst in global team of 90 with this distinction)
Only analyst to receive the Special Achievement award in 2010 from the Chief Risk Officer of the organization
Consistently awarded Exceeds Expectations rating (5/5) - top 5% of peers
Strategic Initiatives
Transformed credit underwriting process for $125 billion card portfolio by reengineering process design increasing efficiency by 10%
o Led a global team of 8 analysts from project conceptualization to launch; youngest member in the team
o Increased pre-tax profit by $3.3 million by redesigning the risk strategy implementation of the acquisition scorecard model
o Reduced turn-around time (TAT) by 6% by streamlining processes and introducing flexibility in the acquisition decision engine
Revamped existing cardholder portfolio management policy by implementing process controls prior to customer acquisition
o Increased pre-tax profit by $1.5 million by optimizing time interval between consecutive card issuances
o Improved credit line utilization by 2% for high net-worth individuals by facilitating credit line exchanges on inactive cards
Pioneered first of its kind acquisition bust out mitigation strategy to reduce fraud net credit losses by $1.1 million (annual)
o Led a team of 3 analysts to develop a predictive model using CHAID segmentation to reduce portfolio fraud losses by 0.3%
Reduced manual application reviews by 10% by implementing swap-in strategy to optimize the customer acquisition process
Saved 100 man hours/month for the risk execution team by automating a key data-entry process using VBA macros
Organizational Development
Co-founded the Knowledge management committee to facilitate cross-team knowledge sharing of key risk strategies
Trained and mentored 10 analysts across Delaware and Mumbai offices
Recognized SME on card acquisitions; conducted multiple sessions to share expertise with offshore team
Redwolf LLP, Mumbai (Part-Time) Jan 2012 Apr 2012
Managing Partner (no equity holding)
Redwolf is a niche apparel e-commerce start-up with a branded line of unique graphic tees and merchandising solutions
Bootstrapped business with initial seed capital of INR 0.375 million; hit break-even within 4 months of launch
Generated sales in excess of INR 2 million through business development in the form of customized merchandizing solutions for
SMEs and large corporate houses
Reduced Cash on Delivery losses by 30% by implementing unique SMS delivery process
Leveraged traditional and digital marketing tools to generate sales of 100+ t-shirts/day within 2 months of startup
EXTRA CURRICULAR INTERESTS
Leadership Positions
Marketing & PR Coordinator, Equinox 2013
o Led a 5 member team to conceptualize and coordinate the marketing strategy over traditional and social media channels
Director, Entrepreneurship Cell, Sardar Patel Institute of Technology
o Conceptualized Impetus 2008 a national level B-plan competition that generated highest ever participation from 18 schools
o Increased membership by 425% (20 to 105 students) in its second year through extensive event marketing and promotions
Event Coordinator, SPACE 2008 conceptualized and organized the marquee event at national-level cultural festival of my college
Sports & Music
Music enthusiast; performed onstage in over 6 music shows as a guitarist/drummer in under-grad, ISB and at elite venues in Bombay
Awarded 2 place in an amateur rock band competition at a national-level cultural festival
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Represented school, college and under-grad at basketball tournaments at state-level; won silver medal at zonals