RESUME

AMIT SURESH WANKHEDE

Jalalpura Jagdamba Road E-Mail- adamitpune@gmail.com
Khamgaon Dist- Buldhana
444303 ( Maharashtra) Phone: +918446442070
7718814464
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Career Objective

Assignments in Profit Centre Support & Operations / Credit Administration / Risk Analysis in a high growth
oriented organization.

Areas of Expertise

Profit Centre Management

Ø Ability to manage the branch operations with key focus on bottom line profitability by ensuring
optimal utilization of available resources.
Ø Monitoring the overall functioning of processes, identifying improvement areas and implementing
adequate measures to maximize customer satisfaction level.

Credit Administration (Appraisal, Disbursement & Collection)

Ø Appraising proposals, conducting risk analysis & scrutinizing relevant documents before
sanctioning / disbursing loans, ensuring compliance with organizational credit policies.
Ø Formulating effective debt collection mechanisms and coordinating with collection agents for
ensuring timely receipt of money from clients & recovery of bad debts.

Client Servicing / Operations

Ø Managing customer service operations for rendering and achieving quality services; providing first
line customer support by answering queries & resolving issues, ensuring minimum TAT for Walk in
Customers.

Ø Supervising the preparation of MIS reports to provide feedback to top management on financial
performance, viz., Fund management, credit control, profitability, etc.

Organizational Experience

Home Credit India Finance Pvt ltd - Jan-15 to till Date

Senior Executive- Underwriting (Credit Expert)

Ø Performing a wide range of functions viz,

Ø Credit Processing: Ensuring 100% accuracy on processing of Cases, Compliance with credit policy.
Ø Underwriting Two Wheeler, Consumer Durables, Mobile, laptop Loans Trough Using Soft Ware LAP.
Ø Management of TAT in credit and maintaining zero audit errors
Ø Implementation of Credit Policy and Processes.
Ø MIS & Analysis: Responsible to send and analyze the Credit and operations issuance data and
presented the MIS to the senior management on daily basis & monthly basis.

Ø Auditing And Checking accuracy and tat of the cases Decision Made by Team Daily or Weekly Basis.

HDFC Sales ( Home Loan) - Pune July 14 to Dec 14

Credit Officer

Ø Performing a wide range of functions viz,

Ø Processing the loan application, assessment, underwriting and disbursement of Home Loan, LAP loans.
Ø Processing for Home Loans /LAP case files, Credit Appraisal,NRI & Merchant Navy customer's files
calculations,& send it to Credit Manager for Sanctioning.
Ø Operations: Taking care of Sanctioning process using a software (Fin One), doing the customer service
where the cusotmer having major issues. Prompt issuance of payments and preparation of MIS.
Ø MIS & Analysis: Responsible to send and analyze the Credit and operations issuance data and
presented the MIS to the senior management on daily basis & monthly basis.
Ø Managing the all the responsibilities like people management, safe custody and asset management
Ø Management of TAT in credit and operation and maintaining zero audit errors.
Ø Update in the systems regards sanction query and reject files. Co-ordination with the customer for
disbursement procedures and loan foreclosure
Ø Maintaining the original document records, verification of security cheques receiving loan documents and
releasing the same as per banking policy norms.
Ø Taking care of the custodian activities, conference meetings with business heads and sales team for
smooth flow work and zero error.
Ø Maintenance of all reports of banking credit operation, reporting, Legal maintenance Technical
initiatin,documentation, settlement of loan and various analysis of loans for Banking audit, Maintaining
Collections operation, customer service team and Vendor Maintenance of Bangalore Branch like legal,
valuator and DSA.
Ø Preparation for NRI & Merchant Navy Customer’s file ,calculations.

ICICI BANK- (Home Loan & Auto Loan ) Pune Sep 13 to June 14

As Sr. Executive ( CAM) Credit

Ø Performing a wide range of functions viz,

Ø Checking the completeness of files for Loan applications from allocated dealers and dsa .
Ø Implementation of Operation Policy and Processes.
Ø Co-ordination with Processing Unit / Verification and Investigation agency.
Ø Regular co-ordinations & follow-ups with all the Tractor dealers & Manufacturers for Invoices.
Ø Analyzing of Asset Finance and sme Loan agreements & documents .
Ø Data updating and final disbursement of Loans using the software Finone.
Ø Ensuring the First Cut Audit of the files from H.O is with minimal or Zero% errors.
Ø Internal audit and secularized audit deviations are ensured.
Ø Handling the payments of Dealers , DSA’s customer ‘s .
Ø Follow-ups on the Post Disbursement Documents from the respective dealers.
Ø Maintenance of standard tracker, MIS & ensuring Turn around time for Operations are within set norms.

Ø Performing a wide range of functions viz,

 - CAM Preparations: Preparations of error free Credit Appraisal Memo and Financial for the ICICI
BANKF Auto loan Customers with 100% compliance of TAT.
- Disaster management: Used to handle the CPA and CPV team & managing the MIS,Initial
Screening,TVR and other Credit Processing activities.

Ø To ensure the process to be followed as per High growh Business Standerd and Implementation of
process which will be helpful for reducing the end to end TAT, Providing strong support to increse the
sales and Market base and smooth collection of Debt.

Shri Vitthal Nagari Co-Op Society - Khamgaon Sep 08 to Dec 10

As Accountant cum Clerk

Ø Accounting,Passbook maintaining,cash depositing,collections.

Ø Documents handling,loan process,customer interections,etc.

CA. BHAVESH SELARKA & ASSOCIATES KHAMGAON Mar 06 to July 08

As Account Assistant

Ø Performing a wide range of functions viz,

Ø Auditing,Receipts checking,Tally ,Client visiting,files preparations,Banking works,Vouchers checking.

The analysis will be helpful for me to discuss the same with the respective Underwriters which will
help us to improve the appraisal capability in Organizational Interest.

Ø Following the Process as per High growth Business Standerd as instructed by Supervisor which will be
helpful for reducing the end to end TAT, Provide strong support to increase the sales.

Education

v B.Com from SGB Amravati University.

v MBA ( Finance) from Pune University.

Professional Skills

Operating Systems : MS DOS, Windows.

RDBMS/DBMS : MS Access,Tally 7.2,MS-CIT
Packages : MS Office.
Banking S/W : Finnacle, Fin-one, APS, Excel

Personal Details

Date of Birth : 26 March 1985

Martial Status : Single

Father‘s Name : Suresh Wankhede

Languages known : English,Hindi ,Marathi.
Sex : Male
Nationality : Indian
Declaration

I hereby declare that all the information given above is true and correct to the best of my knowledge.

Date:
Place: Khamgaon (Amit Wankhede)