Secure

data/information on
Secure the NFIS/BAP
Retail Sales Group

Sales Officer gather adjusted book

value/annual (credit checkings)
information report
expenses/caretaker's
details
Property Admin Group

Property Admin
Officer checks and
Reviews
Remedial Group

Remedial Group
Officer Reviews Are the
Data/financial
analysis
Correct? Is the
proposal justified?
Executive Committee

Executive Committee Is the

approval proposal
justified?

YES -proposal will be referred to D

Documentation Unit

Documentation Unit Are the

processor data/info
reviews correct?
Are the
required docs
complied?
 NO -proposals will be reverted to SOs to cor

he NFIS/BAP Sales Officer NO -proposals will be reverted to SOs to correct

checkings) prepares proposal
eport

NO
NO -proposals will be reverted to SOs to correct

YES
Is the Book Property Admin Are the data
Value Head Reviews and financial
correct? analysis
correct?

YES

YES
Remedial Group Is the
Head Approval proposal
justified?
?
 NO

ES -proposal will be referred to Documentation Unit for the issuance of Notice of Approval (NOA)

NO the account will be

referred to SOs for
compliance/regularization/
improvement

Are the
data/info YES Documentation Unit officers
correct? and Sales SO/Head Clients
Are the signs/initials
required docs
complied?
als will be reverted to SOs to correct

Sales Unit Head Is the

Approves proposal
justified?

NO

YES

YES
Are the data
and financial
analysis
correct?
 the account will be
referred to SOs for
compliance/regularization/
improvement