A Financial Analysis of Bank of the Philippine Islands

ABSTRACT

Executive Summary

KEYWORDS

I. INTRODUCTION
1.1 Brief Background
Founded in 1851, Bank of the Philippine Islands is the first bank in
the Philippines and in the Southeast Asian region. BPI is a
universal bank and together with its subsidiaries and affiliates, it
offers a wide range of financial products and solutions that serve
both retail and corporate clients.

BPI's services include consumer banking and lending, asset

management, insurance, securities brokerage and distribution,
foreign exchange, leasing, and corporate and investment banking.

The bank has a network of over 800 branches in the Philippines,

Hong Kong and Europe, and close to 3,000 ATMs and CDMs (cash
deposit machines).

The establishment of BPI, originally known as El Banco Español

Filipino de Isabel II, ushered in the start of the Philippine banking
and finance industry. The bank performed many functions, from
providing credit to the National Treasury to printing and issuing
currency, making it in effect the country's first Central Bank. BPI
proudly carries on this tradition, financing many private and public
sector initiatives and enterprises in support of economic growth and
nation building.

BPI is acknowledged as a leading provider of financial services in

the Philippines.

1.2 Development
1.3 Objective of the study - using swot
1.4 Scope of the study – Limitations
II. METHODOLOGY-SWOT
III. RESULTS AND DISCUSSION
3.1 SWOT
Strengths
 Conservative
 Innovative Products
 Adequate Capital
 Low cost deposits
 Nationwide branch network
 Long banking history and tradition
 Competent Management
 Strong Owners (Ayalas)
 Ties with Ayala group of companies

Weakness
 Low deposit rates
 Long product cycle

Opportunities

 Include young population

 Growing economy
 New alternative channels
 OFW’s

Threats

 Competition from other banks

 Regulation

3.2 Competitor Analysis

3.3 External Factors
IV. FINANCIAL ANALYSIS
TABLE I- Financial Position
TABLE II- Comprehensive Income
TABLE III- Cash Flow
TABLE IV- Ratio Analysis
V. CONCLUSION
VI. ACKNOWLEDGEMENT
VII. REFERENCES
https://www.bpiexpressonline.com