List of Tables List of Graphs List of Figures List of Abbreviations Glossary I Introduction 1.1 Reverse Mortgage(RM) 1.2 Background 1.3 Options of Generating Liquidity from House Property 1.4 Features of Reverse mortgage Scheme 1.5 Comparison between Forward and Reverse Mortgage 1.6 Reverse Mortgage Loan Process In State Bank of India 1.7 RML Working Example in State Bank of India 1.8 Opportunities for Reverse Mortgage in India 1.9 Need of the Study 1.10 Objective of the Study 1.11 Significance of the Study 1.12 Research Hypothesis 1.13 Research Methodology 1.14 Organization of the Study II Financial Planning 2.1 Introduction 2.2 Financial Planning Process 2.3 Life Stage based Financial Planning 2.4 Retirement Planning Calculator 2.5 Need for Retirement Planning 2.6 Investment Options and Risks 2.7 Role of the Pension Fund Regulatory and Development Authority 2.8 Reverse Mortgage and Retirement Planning III Review of Literature on Reverse Mortgage 3.1 Introduction 3.2 Historical Perspective 3.3 Survey of Existing Literature 3.4 Research Gap 3.5 Summary IV Research Methodology
4.1 Introduction
4.2 Research Design
4.3 Nature of Data
4.4 Selection of Participants
4.5 Survey Instrument
4.6 Data Collection
4.7 Data Analysis
4.8 Summary
V Regulatory Framework and Management of Reverse mortgage in SBI
5.1 Introduction to Banking Sector
5.2 Introduction to State Bank of India
5.3 Regulatory Framework in India
5.4 Current Status of the Scheme
5.5 Guidelines for “Reverse Mortgage” in SBI-Karnataka Region
5.6 Risk Management of Reverse Mortgage Activities
5.7 Summary
VI Perception of Senior Citizen Respondents as to Reverse Mortgage Scheme
5.1 Introduction
5.2 Demographic Profile of Survey Respondents
5.3 Reporting of Descriptive Statistics
5.4 Inferential Statistics: Results of Hypothesis Testing
5.5 Perception of Senior Citizens on Reverse Mortgage
5.6 Summary
VII Perception of Institutional Respondents as to Reverse Mortgage Scheme
6.1 Introduction
6.2 Perceptions of Institutional Respondents
6.3 Summary
VII Summary of Findings and Conclusion
7.1 Introduction
7.2 Need and Objective of the Study
7.3 Major Findings of the Study
7.4 Contribution of the Study
7.5 Conclusion and Recommendations
7.6 Limitations of the Study
7.7 Agenda for Future Research
Bibilography
Appendix
Appendix: I Supplement to Questionnaire
Appendix: II Survey Questionnaire
Appendix: III Application Form for SBI Reverse Mortgage Loan