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Actions taken:
Reasons:
The traditional systems at ICICI Bank were very centric to the branch.
For example a server at New Delhi was specific to the branch in that city; the ATMs were
standalone catering only to the city branch. The banking transactions were
thus limited to the respective branch offices as customer data was not
available in other branches. This made banking a limited service and very branch
specific. ICICI realized the importance of offering nationwide banking but this
would be possible only by having a centralized data repository.
Solutions are:
The basic network was set up for providing the e-mail facility, but none of the
applications were linked to the network.
Centralizing the operations was not the solution, but centralization of data
was.
ICICI Bank had already centralized some of the operations but still had some
branch applications running independently which were not centralized and
had ATMs which were stand-alone.
Two major criteria considered before designing were not only the network,
but also the infrastructure available in our country.
Methodology:
The most important aspect to setting up a network is to have a good relation
between the technology consultant (network integrator), the vendor and
the client.
The client plays the most important role as he has very low time to market,
and delivery is required at the earliest.
A series of products are available in the market. As the time to market is so
short, ICICI Infotech selects the products available in the market and
integrates them.
This takes care of 98 percent of the solution requirement and then ICICI
Infotech build the other two to three percent around it and deliver the perfect
solution to the client.
Finacle - a core banking and universal banking solution from Infosys.
UNIX is the preferred OS for most of the hardware while most of the
databases use Oracle with a few on Sybase and MS SQL.
Overall effect after implementing BPR:
By using the support of companies like Infosys, Oracle, SYBASE, SAS it
implemented such a system which centralized applications for 'anywhere' banking