WELCOME TO SGS

Welcome to the School of Graduate Studies (SGS). I hope this information will
provide you with all that you need to know about registration, paying fees,
enrolling in courses, important deadlines and much more.

Administrative staff in your graduate units and at the School of Graduate Studies
(SGS) are here to help you every step of the way as well. In addition, the Univer-
sity of Toronto‘s Student Web Service (www.rosi.utoronto.ca) allows you to
order transcripts, view your academic record and student account, enrol in
courses, and change your address, telephone or email.

I also hope that you will join us at the Grad Room, a bright, naturally lit, acces-
sible lounge space with comfortable seating and wireless internet connection for
U of T graduate students to interact socially and to study. It also features multi-
purpose space for academic, social and professional graduate student
programming. Located at 66 Harbord Street on the St. George campus, the Grad
Room is open Monday to Friday, from 7:00 am to 8:00 pm and from 9:00 am to
7:00 pm on weekends.

The Grad Room is also home to the Graduate Professional Skills Program (GPS).
GPS is a non-academic program presented by the School of Graduate Studies
consisting of a variety of offerings that provide doctoral stream students a range
of opportunities for professional skills development. For more information on the
Graduate Professional Skills Program, including information sessions and
descriptions of offerings, please visit:
www.sgs.utoronto.ca/informationfor/students.htm

Be sure to look out for our monthly e-newsletter for graduate students packed
with events, activities, and updates about what is happening in and around U of
T. Please accept my best wishes for a successful and enjoyable academic year.

Heather Kelly,
Director of Student Services

1 Essential Grad Guide

INDEX
Academic Support Services.......................................................23,24
Addresses, Mail and Email ..........................................................6,14
Award Payment..........................................................................15,16
Awards and Scholarships ..........................................................16,17
Balance of Degree Fee ...................................................................10
Campus Life...............................................................................25,26
Combined Programs Fees ..............................................................10
Course Enrolment ...........................................................................11
Confirmation of Degree Letter.........................................................13
Confirmation of Registration Letter .................................................13
English Language and Writing Support ..........................................23
Expenses and Budgeting .......................................................... 17-21
Fee Payment .............................................................................. 7-11
Fee Refund Schedule .......................................................................7
Final Year Fees (Doctoral Students)...............................................10
Financial Resources ..................................................................21,22
Forms .............................................................................................13
Full-time Status ...............................................................................12
Funding ...........................................................................................15
Grad Room .....................................................................................25
Graduate Professional Skills Program (GPS) ................................ 23
Housing......................................................................................20,21
Immigration Status .....................................................................10,11
Important Dates 2010-2011 ...........................................................3,4
International Student Resources ....................................................24
Late Registration Fee........................................................................5
Loans (Canada/Ontario/US) .......................................... 8,9,11,21,22
Loans (Maintain Interest-Free Status) ........................................... 11
Part-time Status ..............................................................................12
PIN on SWS (ROSI)............................................................... 6,13,14
Program of Study ............................................................................12
Registration Eligibility........................................................................5
Request to Register Without Payment......................................8,9,14
Research.........................................................................................23
Simultaneous Registration ................................................................5
Student Services....................................................................... 13-14
Student Web Service SWS (ROSI)............................................. 6,14
T2202A (Federal education tax credit)........................................ 5,14
T-Card...............................................................................................6
Training Programs for Graduate Students ......................................24
Transcripts ......................................................................................14
Transportation Expenses & Discounts (TTC, GO,VIA)............. 19,20
UHIP ...............................................................................................24
Undergraduate Courses..................................................................12
UTM/UTSC Campus Affiliation .......................................................11
Work Study Program.......................................................................21

University of Toronto School of Graduate Studies 2

IMPORTANT DATES
Date Activity
August 27 Deadline for payment of tuition fees or to request to
register without payment.

September 7 Graduate Orientation 2010. Incoming students are invited

to join us at Hart House for a programs and services
information fair, panel discussion about your graduate
school experience, and campus tours. To register for
either the AM or PM session visit www.sgs.utoronto.ca

September 10 Final date for registration. After this date you must come to
SGS with a receipt of payment and pay the late
registration fee to be registered. Unregistered students will
be removed from courses (and will have to re-enrol by the
appropriate deadline), denied access to university facilities
and will not receive tuition credit for September on the
T2202A for the academic year.

September 10 Deadline to request UTM/UTSC campus affiliation rebates

for the September session (if applicable).

September 15 Final date to submit Doctoral thesis to SGS to avoid fee

charges for 2010-11.

September 22 Summer Session grades available for viewing by students

on the Student Web Service. Please check your academic
record to ensure all information is accurate.

October 1 Deadline to submit final Doctoral thesis for Fall

Convocation. Final date for receipt of degree
recommendations and submission of any required thesis
for Master’s degrees to avoid fee charges for 2010-11 and
to be recommended for Fall Convocation.

October 6 Final date to add a September session or full-year course.

November 1 Deadline to change immigration status or claim exemption

from international student fees for the September session.

November 3 Final date to drop September session full or half courses

without academic penalty.

January 7 Final date to register for new January registrants. After this
date you must come to SGS with a receipt of payment and
pay the late registration fee to be registered.

January 7 Deadline to request UTM/UTSC campus affiliation rebates

for the January session (if applicable).

January 14 Final date to add January session courses.

3 Essential Grad Guide

IMPORTANT DATES
January 17 Final date to submit Doctoral thesis without fee
payment for January session.

January 19 September Session grades available for viewing by

students on the Student Web Service. Please check
your academic record to ensure all information is
accurate.

January 28 Deadline to submit final Doctoral thesis for March (in

absentia) Convocation. Final date for receipt of
degree recommendations and submission of any
required thesis for Master’s degrees to avoid fee
charges for January session and to be
recommended for March (in absentia) Convocation
or June Convocation.

February 1 Deadline to change immigration status or claim

exemption from international student fees for the
January session.

February 25 Final date to drop full-year courses or January

session courses without academic penalty. Final
date to withdraw from a program without academic
penalty.

April 21 Deadline to submit final Doctoral thesis for June

Convocation. Final date for receipt of degree
recommendations and submission of any required
thesis for Master’s degrees for June Convocation.

May 6 Final date for registration for May session.

May 18 January Session grades available for viewing by

students on the Student Web Service. Please check
your academic record and ensure that all information
is accurate.

June 30 Deadline to change immigration status or claim

exemption from international student fees for the
May session.

NOTE for all students (including Special Students):

Dropping courses prior to deadlines or withdrawing from a
program without academic penalty does not guarantee a
refund. Information on fee refunds and deadlines is outlined at
www.fees.utoronto.ca
PLEASE BE AWARE OF ALL RELEVANT DEADLINES

University of Toronto School of Graduate Studies 4

REGISTRATION ELIGIBILITY
Every effort is made to ensure that only students who are eligible to register
receive registration material. However, receiving it does not override any other
notification you have received about your academic status and eligibility.
You CANNOT REGISTER if:
¾ You are a NEW STUDENT who has not contacted your department to
clear outstanding conditions as indicated on your Offer of Admission
letter.
¾ You are a CONTINUING STUDENT who has reached the time limit for
your degree program.
¾ You have outstanding U of T tuition fees.
REGISTERED STUDENTS
You are considered officially registered as soon as you have paid tuition and
incidental fees, or have requested to register without payment.
SIMULTANEOUS REGISTRATION
Simultaneous Registration in two full-time programs is NOT PERMITTED.
Simultaneous Registration in one full-time program and one part-time program,
OR two part-time registrations in different programs, may be permitted. Please
contact the departments concerned for more information.
LATE REGISTRATION
After September 10 or January 7 (for students registering in the January session)
you will be required to show proof of payment and register at SGS. A late
registration fee of $44 plus $5 per additional day to a maximum of $94 will be
charged. Registration must be completed by September 10 in order that you do
not lose credit for full-time attendance for income-tax purposes by Revenue
Canada (T2202A).

5 Essential Grad Guide

THREE STEPS TO REGISTRATION
STEP 1: GET CONNECTED
STEP 2: FEE PAYMENT
STEP 3: COURSE ENROLMENT
If you are a new or returning student, please read the information pertaining to
each step carefully to ensure that you have a worry-free registration:

STEP ONE: GET CONNECTED

T-CARD
All new students must obtain a T-Card, which serves as a student and library
card. T-Cards are obtained at Robarts Library, Rm. 2054A (north lobby, second
floor). You will need to show two pieces of identification – one with photo-ID and
one with your student number (i.e. Offer of Admission letter or fee invoice). For
hours of service, visit: www.utoronto.ca/tcard
UTORID
The next step is to create your University-issued email account at
www.utorid.utoronto.ca and record your University email account in the Student
Web Service (www.rosi.utoronto.ca). You must activate your UTORID to access
the University’s student portal. The University may use electronic message
services to deliver official correspondence to students.
STUDENT WEB SERVICE (SWS)
You can view your academic history, account information, change personal
information and order transcripts on the Student Web Service (SWS), which is
also known as ROSI (Repository of Student Information), at
www.rosi.utoronto.ca. It is your responsibility to keep your mailing address up-
to-date on the SWS. Please note that the only email address officially recognized
by U of T is your utoronto email address.
Please use the SWS to record address changes. In most departments, students
can also enrol in and/or drop courses using the SWS (see STEP 3).
Each time you access the SWS via the web, your student number and a PIN code
are required. The first time you access the system, use your date of birth
(YYMMDD), then change your PIN to a unique number for subsequent use. The
PIN and student number together constitute your “electronic signature”. Never
give your PIN or student number to someone else. If you have forgotten your PIN,
contact your graduate unit or SGS to have it re-set.

University of Toronto School of Graduate Studies 6

STEP TWO: FEE PAYMENT
STUDENT ACCOUNT AND REFUND SCHEDULE
You are informed of fees payable through the SWS at www.rosi.utoronto.ca.
Simply view your account in invoice format on the SWS, which lists every
transaction posted to your account. All students are expected to view their
account on the SWS to monitor all account activity. Tuition is updated in real time
and always reflects the most current situation.
Ensure that you notify all departments of your decision to accept or decline their
offers of admission. Otherwise you will be invoiced for all programs to which you
have been admitted.
Withdrawal from courses and programs without academic penalty does not
necessarily result in a refund. Please review the deadlines for withdrawals on the
refund schedule at www.fees.utoronto.ca. It is your responsibility to adhere to all
deadlines.
FEE PAYMENT
You must pay fees by August 27 in order that your payment is processed by
September 10, the deadline to register.
Fee payment is accepted at most Canadian financial institutions. The majority of
students find it convenient to pay through online banking. Alternatively, you can
pay through telephone banking. If you plan on submitting the payment in person
at a bank, you must present the teller with an invoice which you have printed from
the SWS. Please note that the University of Toronto will not mail an invoice
to you.
As proof of payment, keep the online/telephone banking confirmation number or,
if payment is made in person, keep the invoice stamped by the teller or the bank
machine transaction slip. You may be required to show proof of payment before
you can enrol in your program/courses.
All fees and charges posted to your account are payable. If not paid in full, any
outstanding account balance is subject to a monthly service charge of 1.5% per
month compounded (19.56% per annum) and are assessed as follows:
¾ September Starters – first assessed as of November 15th and as of the
th
15 of every month thereafter until fees are paid in full.
¾ January Starters – first assessed as of Februrary15th and as of the 15th
of every month thereafter until fees are paid in full.
¾ May Starters – first assessed as of June 15th and as of the 15th of every
month thereafter until fees are paid in full.
Outstanding charges on your account from prior sessions are subject to a service
charge as of the 15th of every month until paid in full. If you withdraw during the
September session, any refund will be based on a full year registration according
to the refund schedule accompanying your fees invoice.

7 Essential Grad Guide

FEE PAYMENT FROM OUTSIDE OF CANADA
Students wishing to make a fees payment from outside of Canada may choose
one of the following three fee payment options:
¾ Travelex Bank to Bank Transfer (New Payment Option).
¾ Send a bank draft or money order in Canadian funds, payable to the
'University of Toronto'. Mail or courier payment to University of Toronto,
Student Accounts 215 Huron Street, 3rd floor, Toronto, Ontario, Canada,
M5S 1A2.
¾ Transfer funds from your bank to the University of Toronto bank account
at the Royal Bank of Canada, 648 Spadina Avenue, Toronto, Ontario,
Canada, M5S 2H7; Transit & Account #05802 0000018, FI #003. The
Swift/Sort Code is ROYCCAT2. Please note: With this method there will
be some additional charges. Your home bank will charge to initiate the
wire transfer. The wire transfer may be sent through an intermediate
bank which will also levy a charge. As well, the Royal Bank has a $10.00
fee that will be deducted from the amount of the payment.
For more detailed information on these three methods of payment, please visit:
www.fees.utoronto.ca
REQUEST TO REGISTER WITHOUT PAYMENT
You may request to register without payment if you receive one of the following
funding packages:
¾ OSAP and other provincial loans – a request to register without
payment (i.e. fee deferral) can be made through the Student Web
Service (www.rosi.utoronto.ca). You do not need to complete the
Request to Register without Payment form.
¾ Major award, research stipend or teaching assistantship that
covers at least the minimum first payment – a request to register
without payment can be made at your home graduate unit. A completed
Request to Register without Payment form must be submitted to your
graduate unit before the registration deadline, otherwise this request will
not be processed. Students receiving awards should be aware that
second and third award installments are credited directly to outstanding
fees accounts. The Request to Register without Payment form is
available at:
www.sgs.utoronto.ca/informationfor/students/inform/stuforms.htm
¾ US Loans – a request to register without payment can be made at SGS
once you receive a letter from the Office of Admissions & Awards
confirming the details of your award. Present your loan documentation
covering at least the minimum first payment to SGS Student Services.
(Note: Biotechnology, Management, OISE/UT, Social Work, and
Information students with US loans who wish to register without
payment may do so at their home graduate unit).

University of Toronto School of Graduate Studies 8

Late Registration – students who are registering late must come to the SGS
Student Services office in person and request to register without payment (i.e. fee
deferral).

Service Charges – When you request to register without payment, your fees are
still considered outstanding and owing to the School of Graduate Studies. Please
review the following information about service charges in regards to OSAP and
other sources of funding:
¾ OSAP or other provincial loan – for requests to register without
payment made on the basis of OSAP or other provincial loans, service
charges begin to accrue as follows:
• September Starters – first assessed as of November 15th and
as of the 15th of every month thereafter until fees are paid in full.
• January Starters – first assessed as of February 15th and as of
the 15th of every month thereafter until fees are paid in full.
• May Starters – first assessed as of June 15th and as of the 15th
of every month thereafter until fees are paid in full.
¾ Major award, research stipend or teaching assistantship that covers
at least the minimum first payment – a Request to Register without
Payment form allows outstanding balances on fees accounts to exist
without incurring service charges. The dates of the first assessment
of service charges for students beginning their program in September,
January and May are as follows:
• September Starters – first assessed as of May 15 and as of
th

th
the 15 of every month thereafter until fees are paid in full.
• January Starters – first assessed as of May 15th and as of the
15th of every month thereafter until fees are paid in full.
• May Starters – first assessed as of September 15th and as of
the 15th of every month thereafter until fees are paid in full.
FEES FOR DOCTORAL STUDENTS IN THE FINAL YEAR
Academic fees for full-time doctoral students in the final year of their program are
pro-rated based on the 12 month academic year. Incidental fees are charged on a
sessional (term) basis. Fees for the final extension year will be prorated, based
on 50% of the annual domestic fee for the 12 month academic year plus
sessional incidentals.

Doctoral students will be billed for the whole year but may choose to pay:
¾ The full fee amount,
¾ The minimum payment to register amount (65% of the full fee).
¾ The fee amount based on the expected date of completion.
If you choose to pay less than the full fee amount, please note that monthly
service charges at a rate of 1.5% compounded (19.56% per annum) on
outstanding fees are assessed as follows:

9 Essential Grad Guide

 ¾ September Starters – first assessed as of November 15th and as of the
th
15 of every month thereafter until fees are paid in full.
¾
th th
January Starters – first assessed as of Februrary15 and as of the 15
of every month thereafter until fees are paid in full.
¾
th th
May Starters – first assessed as of June 15 and as of the 15 of every
month thereafter until fees are paid in full.
When a final corrected thesis is submitted, fees and service charges are adjusted
accordingly. For more information please review the monthly academic and
incidental fees schedule at www.fees.utoronto.ca.
BALANCE OF DEGREE FEE
The length of the program, as defined by the graduate unit into which a student is
admitted, predetermines the minimum total academic fee that a student must pay
prior to graduation. Many part-time Master’s students must pay a balance of
degree fee prior to graduation. Full-time students who accelerate their programs
and finish the degree requirements in less time than the minimum period of
registration must pay a balance of degree fee.
If a student has paid more than the full-time fee due to the time taken to complete
the degree requirements, there will be no refund of fees. Please note that there is
no financial credit awarded for transfer credit (only academic credit). In other
words, a student transferring a credit from any other institution or U of T program
would not have their balance of degree fee reduced. Please confirm the minimum
period of registration for your program with your graduate administrator.
COMBINED PROGRAM FEES
Students in a combined program (e.g. JD/MSW) may be required to pay
additional fees. Please contact the Student Services Office at SGS or your
department for details.
ONE-SESSION FEE
The one-session fee must not be used as a substitute for the minimum first
payment if you are registering for both the September and January sessions.
Exceptions will be made for part-time students intending to take only September
session courses (Sept-Dec), who may pay the one-session fee; however, the full
year fee charges will not be reduced until the January session.
FEES AND IMMIGRATION STATUS
You are eligible for the domestic tuition rate if you are claiming 'Status in Canada'
exemption. For more information on eligibility for international fee exemptions,
please consult the Student Accounts web-site at www.fees.utoronto.ca. A
change of status is not retroactive to any previous session. Bring original
documents to substantiate the claim to SGS by the following deadlines:
¾ November 1 for reassessment for the complete fall and winter session.

University of Toronto School of Graduate Studies 10

 ¾ February 1 for the reassessment for the winter session only.
¾ June 30 for reassessment for the complete summer session. This only
applies to students that have tuition fees charged for the summer
session.
Note: Students that are assessed annual fees will have to claim ‘Status in
Canada’ exemption in the session that they are charged their annual fees.
UTM (MISSISSAUGA) / UTSC (SCARBOROUGH) CAMPUS
AFFILIATION
Graduate students may apply for affiliation with UTM/UTSC campus if they meet
specific criteria. UTM/UTSC campus students are eligible for UTM/UTSC non-
academic incidental fees. Retroactive rebates are not allowed. The UTM/UTSC
campus affiliation form is available at:
www.sgs.utoronto.ca/informationfor/students/inform/stuforms.htm
Deadlines for requesting UTM/UTSC campus affiliation rebates are the same as
the registration deadline at the beginning of each term.
Please note that if your degree program is offered at UTM/UTSC then you
are automatically affiliated with UTM/UTSC.
CANADA/ONTARIO STUDENT LOANS
Canada Student Loan and OSAP documents will be available for pick up in early
September at the reception desk located on the first floor of SGS, 63 St. George
Street. You must present your T-Card and SIN Card. OISE/UT, Biotechnology,
Information, Dentistry, Management, and Social Work students should contact
their home unit for OSAP documents.
MAINTAINING INTEREST-FREE STATUS
Full-time students not receiving OSAP for 2010-11, but who wish to maintain
interest-free status on Canada/Ontario Student Loans, must complete a Schedule
2 form before the end of the study period. Forms are available at SGS (63 St.
George Street), OISE/UT, Biotechnology, Information, Dentistry, Management, or
Social Work.

STEP THREE: COURSE ENROLMENT

ADDING AND DROPPING COURSES
Most departments permit students to use the SWS (www.rosi.utoronto.ca) to
enrol in courses within required deadlines. Some departments require students to
fill out an enrolment form listing their courses. For detailed information and
instructions consult your department. See the Important Dates section on pages 3
and 4 for deadlines to enrol in courses.
It is your responsibility to ensure that course enrolment is accurate on the SWS.

11 Essential Grad Guide

CHANGES TO PROGRAM OF STUDY
Changes to your program of study should be made in consultation with your
department. Prior to deadlines, some departments allow students to make course
changes using the SWS.
It is the student’s responsibility to adhere to deadlines for dropping and adding
courses and to ensure their program of study is complete and up-to-date.
UNDERGRADUATE COURSES
Undergraduate courses have limited enrolment. If you plan to take an
undergraduate course, you must obtain permission from your graduate
department and the relevant undergraduate department. Please note that
graduate students must register in undergraduate courses through their graduate
department (not as an undergraduate non-degree student).
Please be aware that the graduate grading scale applies to undergraduate
courses and any other non-graduate courses for graduate students. Any grade
below 70% will be converted to FZ (failure).
FULL-TIME STUDENTS
Doctoral and Master’s students in research programs are required to register
annually on a full-time basis until all degree requirements have been completed.
A switch from full-time to part-time status is not allowed once the minimum
period of registration for a program has been completed.
PART-TIME MASTER’S STUDENTS
Students who are studying in an approved part-time Master’s program continue to
pay a part-time fee until degree requirements are satisfied. Those in research
programs must maintain continuous registration. Those who have only paid fees
for one academic session in the previous year are required to pay summer fees.

University of Toronto School of Graduate Studies 12

STUDENT SERVICES AT SGS
The SGS Student Services counter is open Monday to Friday (10 am – 4 pm).
Visit the SGS student Services counter at 63 St. George Street for the following
services:
¾ Obtain form for replacement TCard
¾ Reactivation of SWS (ROSI) PIN (Personal ID number)
¾ Access to PC Terminals
SGS also provides the following front-line services for graduate students:
CONFIRMATION OF REGISTRATION LETTERS
SGS provides proof of registration to students for various purposes such as
securing student visas. To request a letter, please fax a completed Request for a
Letter Confirming Registration Form to 416-946-0992. There is a $7.00 fee for a
confirmation of registration letter.
CONFIRMATION OF DEGREE LETTERS
SGS prepares letters for both Master’s and Doctoral students requesting
confirmation that all degree requirements have been met. To request a letter as a
Master’s student, please fax a completed Request for Confirmation of Degree
Form to 416-971-2864. There is a $7.00 fee for a confirmation of degree letter.
To request a letter as a Doctoral student, please fax a completed Request for
Confirmation of Degree Form to 416-971-2864. There is a $7.00 fee for a
confirmation of degree letter. The PhD Office will produce one letter free of
charge; additional letters are $7.00 per letter.
FORMS
For a complete list of SGS forms available to download from the web, please visit:
www.sgs.utoronto.ca/informationfor/students/inform/stuforms.htm
SGS FEES AT A GLANCE
Written Confirmation of Degree Enrolment/Registration $7
Calendars $5
Master's Thesis Processing Fee $46.05
PhD Thesis Processing Fee $20.00

13 Essential Grad Guide

STUDENT SERVICES ON-LINE
Many student services at U of T are provided on-line. Many of these services are
offered through the Student Web Service (SWS) while others are offered through
Portal and Blackboard. The Portal is accessed by clicking the Portal link on the
main U of T website (www.utoronto.ca).
The Portal connects you to the services and information you want, while making it
easier to interact with your friends, instructors and the University. Log in to Portal
with your UTORid, and you will discover that it is a convenient way to instantly
connect to the SWS, the U of T Libraries catalogue, your utoronto webmail and
Blackboard.
Blackboard is a tool which connects students to their classroom, co-curricular and
extra-curricular experiences. Your instructor may post important class
announcements on Blackboard. You can also use Blackboard to communicate
with your instructors and classmates through a discussion board.
Other important student services that are offered through the SWS
(www.rosi.utoronto.ca) include:
¾ Income Tax Receipts (T2202A) which are issued in February and may
be downloaded and printed
¾ Transcripts which can be ordered through the SWS (or in person at the
University of Toronto Transcript Centre, Sidney Smith Hall, 100 St.
George Street, Room 1006).
¾ Display your academic record
¾ Update address, phone numbers, contact information, direct deposit
details and view other personal information
¾ Update and Reactivate SWS PIN
¾ View fees invoice
¾ Request to register without payment (i.e. fee deferral) for students
receiving OSAP or other provincial government loans
¾ View list of transactions conducted through the SWS
¾ View your timetable
¾ Search and view course and building locations at any of the U of T
campuses (including those from your own timetable) using Google Maps
¾ Vote in University related elections

University of Toronto School of Graduate Studies 14

FUNDING YOUR GRADUATE
EDUCATION
The University of Toronto is committed to the financial support of graduate
students in doctoral stream programs. The Graduate Funding
Structures document lists the duration and minimum amount of funding provided
to Canadian students by each doctoral stream program (MA, MSc, MASc and
PhD). This document also contains information about the teaching and research
assistantships that may be included as part of the funding package and about
how external scholarships may affect funding amounts. For further information
about the funding available from specific programs, see the Graduate Funding
Structures document at:
www.sgs.utoronto.ca/informationfor/students/money/awards.htm
If you require further information or have questions about a program's funding
structures, please consult the program's website and/or contact the graduate unit
directly.
Although financial support cannot be guaranteed for all graduate students in all
programs, we encourage you to inquire about financial assistance at your
graduate unit.

GRADUATE AWARDS OFFICE

The Graduate Awards Office at the School of Graduate Studies can provide
students with a variety of resources, services and information and on awards and
financial matters.
AWARD PAYMENT PROCEDURE
Awards are generally paid to recipients in three equal instalments for each
session. September award payments (for both internal and external awards) will
be directly deposited into the student’s bank account upon registration. Direct
deposit is the most efficient way for students to receive award payment. Students
are encouraged to sign up for direct deposit by visiting www.rosi.utoronto.ca
January and May award instalments will be posted to the student’s fees account
and will automatically be put towards tuition and/or any outstanding charges. If
the award amount exceeds the total outstanding balance on the account, the
student will be issued a refund in the amount of the credit. If the award amount is
less than the total amount owed, students must pay the outstanding charges as
soon as possible to avoid paying service charges.

A Request to Register without Payment form allows outstanding balances on fees

accounts to exist without incurring service charges. The dates of the first

15 Essential Grad Guide

assessment of service charges for students beginning their program in
September, January and May are as follows:
¾ September Starters – first assessed as of May 15th and as of the 15th of
every month thereafter until fees are paid in full.
¾
th th
January Starters – first assessed as of May 15 and as of the 15 of
every month thereafter until fees are paid in full.
¾ May Starters – first assessed as of September 15th and as of the 15th of
every month thereafter until fees are paid in full.
Since recipients are being paid in advance, students are required to abide by the
regulations governing their award(s) for the duration of the award(s). Otherwise
they will be required to repay any portion they were not eligible to receive.
AWARDS AND SCHOLARSHIPS
The Natural Sciences and Engineering Research Council of Canada
(www.nserc.ca), the Social Sciences and Humanities Research Council of
Canada (www.sshrc.ca) and the Canadian Institutes of Health Research
(www.cihr.ca) offer external support in the form of scholarships and supplements
to Canadians and landed-immigrants.
The Vanier Canada Graduate Scholarship (open to Canadian and International
students) is valued at $50,000 per year, for up to three years. For more details,
please visit the Vanier CGS website at: www.vanier.gc.ca
The Government of the Province of Ontario provides graduate scholarships
tenable at Ontario universities. Ontario Graduate Scholarships (OGS) are
available for graduate studies in all disciplines. Sixty of these awards are
available to international students. For further information, visit:
osap.gov.on.ca/eng/Not_Secure/Plan_Grants_full_sepapp_OGS_12345.htm
Ontario Graduate Scholarships in Science and Technology (OGSST) are
designed to encourage excellence in graduate studies in science and technology,
but are only available to Canadian citizens or permanent residents.
FINANCIAL COUNSELLING
Financial counselling can relieve stress, resolve immediate financial problems
and help plan for the future. Financial counsellors can assist in planning and
managing your finances and ensuring that there is access to the appropriate
sources of financial support. Financial counselling sessions are confidential and
available to graduate students free of charge. To schedule an appointment,
contact the Graduate Awards Office by telephone at 416-946-0808 or by e-mail at
graduate.awards@utoronto.ca
EMERGENCY GRANT PROGRAM
The Emergency Grant Program is designed to assist currently registered, full-time
graduate students beyond their first year of studies who generally are not part of
the funded cohort, and who encounter an unanticipated financial emergency. This

University of Toronto School of Graduate Studies 16

is not considered to be a source of routine or long-term funding. For more
information on the Emergency Grant Program visit:
www.sgs.utoronto.ca/informationfor/students/money/awards/finances.htm
EMERGENCY LOAN PROGRAM
The Emergency Loan Program is designed to alleviate temporary cash flow
problems for students who are expecting to receive a payment in the near future.
The maximum loan amount is $1000 and is interest free until the mutually agreed
upon repayment date. For more information on the Emergency Loan Program
visit:
www.sgs.utoronto.ca/informationfor/students/money/awards/finances.htm
UNIVERSITY WIDE AWARDS
Over the years, a number of endowments have been established at the School of
Graduate Studies through the generous support of various donors. These are
scholarships open to all University of Toronto students. For further information
and application deadlines please visit the SGS website at:
www.sgs.utoronto.ca/informationfor/students/money/awards.htm
TRAVEL GRANT
The SGS travel grant is available to help fund research travel for a limited number
of doctoral students in the humanities and social sciences (students registered in
departments in Division I and II only). Travel to conferences is not eligible under
this program. SGS encourages applications from doctoral students for whom
travel is essential to the completion of their research.
SGS ACCESSIBILITY GRANT
Students with a disability and who have already registered with U of T
Accessibility Services, UTM AccessAbility or UTSC AccessAbility Services may
be eligible for the SGS Accessibility Grant. The intent of the Accessibility Grant is
to assist registered graduate students with documented disabilities to participate
fully in their post-secondary studies. Speak with your Accessibility Advisor to see
if you are eligible.

WHAT WILL THE YEAR COST ME?

PERSONAL BUDGETING
Managing your money is a vital ingredient for your success. No matter where the
money comes from you can take steps to help it stretch as far as it can go. Not
having enough to meet your monthly expenses can add stress to your daily life.
By using budgeting skills and strategic planning you will be able to cover your
expenses and put some away to handle unexpected future expenses and towards
having a little fun.

17 Essential Grad Guide

The following are websites that offer budget worksheets, guides to budgeting, and
financial planning options:
Can Learn
www.canlearn.ca/eng/postsec/budget/index.shtml
There’s Something About Money
www.yourmoney.cba.ca
TUITION & INCIDENTAL FEES
The tuition fee for graduate programs varies according to the program. The total
fee is normally an annual fee covering a full academic year and includes both the
academic fees plus incidental and ancillary fees. Further information is available
from Student Accounts at www.fees.utoronto.ca
BOOKS AND SUPPLIES
The cost of books, equipment and supplies depends on your program of study.
Some professional and highly specialized programs require significantly more.
Please consult your department for more accurate estimates.
Some typical figures for books and supplies*
FACULTY/PROGRAM LEVEL of STUDY BOOKS/
SUPPLIES
Dentistry Doctor of Dental Surgery $2500
School of Graduate Studies Doctorate $1235
Master’s $830
Rotman School of Master of Business $1100
Management Administration
Faculty of Social Work Master of Social Work $945
OISE/UT Doctorate $1235
Master’s $830
Medicine Doctor of Medicine $1650
*The amounts above are given as a guide only and are subject to increase
TEXTBOOK AND TECHNOLOGY GRANT PROGRAM (TTG)
Ontario’s annual Textbook and Technology Grant (TTG) helps full-time university
students pay for textbooks and computer costs. The value of the grant is $150.00
per student. To be eligible, students miust apply and qualify for a Canada
Integrated student loan. For more information deadlines and online application
visit: https://osap.gov.on.ca/OSAPPortal/en/A-ZListofAid/UCONT004355.html
COST OF LIVING
The ranges in this booklet are intended to provide a sense of the cost of living in
Toronto. Please note that should you require support from the SGS Emergency
Grant Program the cost of living will be based on the sums determined by OSAP.
The SGS Emergency Grant provides support for students that require financial

University of Toronto School of Graduate Studies 18

assistance due to unexpected/unforeseen circumstances or emergency situations
and does not replace funding.
ACCOMMODATIONS & UTILITIES
Budget the following for Accommodations and Utilities*
MONTHLY COST
LOW HIGH
Single student that lives at home $0 $0
Single student living away (shared accommodations) $450 $600
Married/Common Law – no dependent children (one $950 $1100
bedroom apartment)
Sole support Parent (one dependent child living with $1000 $1200
them in a two bedroom apartment)
ADD THIS AMOUNT: Each dependent child living with $200 $300
parent(s)
*The amounts above are given as a guide only. Each student must determine their
own budget based on their personal financial resources.

LIVING EXPENSES
Budget the following for Living Expenses*
BASIC LIVING EXPENSES INCLUDES THE MONTHLY COST
FOLLOWING:
FOOD, TRANSPORTATION, COMMUNICATION, LOW HIGH
HOUSEHOLD SUPPLIES, RECREATION AND/OR
ENTERTAINMENT, CLOTHING, PERSONAL CARE
Single student that lives at home $200 $400
Single student living away (shared accommodations) $300 $500
Married/Common Law – no dependent children (one $600 $850
bedroom apartment)
Sole support Parent (one dependent child living with them $600 $900
in a two bedroom apartment)
ADD THIS AMOUNT : Each dependent child living with $200 $400
parent(s)
*The amounts above are given as a guide only. Each student must determine their
own budget based on their personal financial resources.

TRANSPORTATION
If you come from outside Toronto, you should consider the cost of transportation
between your home city and Toronto. For budgeting purposes, Canadian
students should include the costs for two return trips in each school year (one for
the beginning of the year and home at the end of the year and one when the
University closes over the Winter break).
¾ TTC – Subway and bus fares are currently $3.00 per ride. 10
tickets/tokens cost $25.00 and the monthly Metropass is $121.00. For
more information visit: www.ttc.ca. The discounted monthly Metropass
(at a cost of $107.00) is available through the University of Toronto

19 Essential Grad Guide

 Student Union (UTSU) at 12 Hart House Circle. For information visit
http://utsu.ca/section/1078
¾ GO TRANSIT – Discounted travel privileges may be available for full-
time students requiring transportation to and from campus on the GO
Transit system. GO Transit Application forms are available at the SGS
Student Services counter. Only registered students may be given the
GO Transit Application form.
¾ VIA RAIL – As a full-time student, you are eligible for a discount on the
adult regular fare in Economy Class or when you purchase a VIA 6 pak.
All you need is an ISIC card. The ISIC (International Student Identity
Card) is the only student ID card that is recognized by VIA. For further
information visit: www.viarail.ca/en/fares/discounts/students

WHERE WILL I LIVE?

Toronto can be an expensive city and renting can be costly depending on where
you chose to live. If living at home with family is not an option then you will need
to consider either living in residence or finding off-campus housing.
U OF T STUDENT HOUSING SERVICE
The Student Housing Service (located in the Koffler Student Services Centre, 214
College St.) maintains listings of available accommodations advertised by
landlords and by students seeking roommates and offers many options for
affordable and convenient housing on or near campus. Residence, off-campus
and student family housing resources are available at www.housing.utoronto.ca
RESIDENCES
Applications for residence accommodation should be completed and returned to
the appropriate residence office as soon as possible. You can find more
information about campus residences at:
Graduate House
ghcommunity.info/gradhouse/
Massey College
www.utoronto.ca/massey/index.html
St. Michael’s College and Loretto College
www.utoronto.ca/stmikes/residence
89 Chestnut
www.chestnutresidence.utoronto.ca
UOFT FAMILY HOUSING SERVICE
Housing for students and their families is available at both the St. George and
UTM campuses. Priority is given to couples, couples with children and single

University of Toronto School of Graduate Studies 20

parents. Applications are available online and at the Student Housing Service
(Koffler Student Services Centre) or at:
www.studentfamilyhousing.utoronto.ca

FINANCIAL RESOURCES
ONTARIO STUDENT ASSISTANCE PROGRAM (OSAP)
If you do not have adequate financial resources to cover the full cost of your
studies, you are expected as a first measure to apply for OSAP. The OSAP
program offers financial assistance in the form of a loan (interest-free during your
studies) to assist students in financing their education. Apply online at:
osap.gov.on.ca
To be considered for OSAP, you must meet the following requirements:
¾ Be a Canadian citizen, Permanent Resident or Protected Person.
¾ Meet Ontario residency requirements.
¾ Be enrolled in an approved postsecondary institution/program.
¾ Registered as a full time graduate student (registered part-time if you
have a permanent disability).
NOTE: Students who have applied for and/or receive OSAP funding will also be
automatically considered for University of Toronto Advanced Planning for
Students Grant Support (UTAPS).
If you need more information contact:
Admissions & Awards
416-978-2190
osap.staff@utoronto.ca
www.adm.utoronto.ca
WORK STUDY PROGRAM
The Work-Study Program is a financial aid program that provides opportunities for
eligible students to be employed part-time on campus during the fall and winter
sessions. For more information and eligibility requirements visit:
www.adm.utoronto.ca/adm-awards/html/financial%20aid/workstudy.htm
LOANS FOR OUT OF PROVINCE STUDENTS
Students who are not from Ontario but are Canadian citizens or permanent
residents may be eligible for financial assistance from their own Provincial
Governments. Applications for the fall term are usually available in late May or
early June. It is recommended that students apply for student loans at least 10
weeks prior to the start of the new academic year. Students may only hold
student loans from one province. Please visit the Admissions & Awards website

21 Essential Grad Guide

for information on Out of Province, International and American Student Loans at
www.adm.utoronto.ca
NOTE: Students who have applied for and/or receive Canadian needs-based
government student assistance or funding from a First Nations band must submit
a separate application to be considered for the University of Toronto Advanced
Planning for Students Grant Support (UTAPS). For more information and
eligibility requirements visit: www.adm.utoronto.ca
SCOTIABANK PROFESSIONAL PLAN FOR STUDENTS
The Scotia Professional Student Plan has been designed for students who are
Canadian citizens or landed immigrants, enrolled in an academic program at a
Canadian university leading to a professional degree. The line of credit of the plan
has the flexibility of no monthly payments. Interest is added to your principal
balance, while you’re within your credit limit, for as long as you remain in school
and up to 12 months after graduation or completion of residency/articling. Contact
Scotiabank at 416-866-6591or visit the web page at:
www.scotiabank.com/cda/content/0,1608,CID9887_LIDen,00.html
LIFELONG LEARNING PLAN FOR RRSP HOLDERS
The Government of Canada offers income tax relief by allowing tax-free
Registered Retirement Savings Plan (RRSP) withdrawals to finance training or
education for you or your spouse or common-law partner. However, you cannot
use the RRSP funds to finance your children’s training or education. Although the
maximum amount that you can withdraw is $20,000, there is an annual limit of
$10,000. To obtain detailed information, refer to Canada Revenue Agency at:
www.cra-arc.gc.ca

University of Toronto School of Graduate Studies 22

RESEARCH AT U OF T
The Office of the Vice-President, Research is responsible for ensuring that the
research environment at U of T is among the best in the world. Information about
the Research Portfolio is available at www.research.utoronto.ca
Two units that might be of particular interest to graduate students are:
¾ Office of Research Ethics – Assists faculty and graduate students in
the compliance of guidelines for the ethical treatment of human and
animal research subjects. For more information, visit:
www.research.utoronto.ca/ethics
¾ The Innovations & Partnership Office – Connects researchers with
business, oversees industrial grants and contracts, facilitates invention
disclosures and intellectual property agreements and safeguards the
rights of researchers and the university. Works with researchers to
protect and commercialize inventions through licensing and the
formation of spin-off companies. For more information, visit:
www.research.utoronto.ca/commercialization

ACADEMIC SUPPORT SERVICES

GRADUATE PROFESSIONAL SKILLS PROGRAM (GPS)
The Graduate Professional Skills program (GPS) is a new initiative from the
School of Graduate Studies to help doctoral-stream graduate students become
fully prepared for their future. It focuses on skills beyond those conventionally
learned within a disciplinary program, skills that may be critical to success in the
wide range of careers that graduates enter, both within and outside academe.
GPS can help you to communicate effectively, plan and manage your time, be
entrepreneurial, understand and apply ethical practices, and work effectively in
teams and as leaders. The GPS consists of a range of optional “offerings” with a
time commitment roughly equivalent to one-half graduate course. Its successful
completion will be recognized by a transcript notation. For more information,
visit: www.sgs.utoronto.ca/informationfor/students/profdev/gps.htm
ENGLISH LANGUAGE AND WRITING SUPPORT
The Office of English Language and Writing Support (ELWS) offers individual
consultations, single-session workshops, and non-credit courses for both native
and non-native speakers of English. All programs are free, but participation is
restricted to registered graduate students. For further information, please visit the
ELWS website (www.sgs.utoronto.ca/informationfor/students/english.htm) or
contact them by phone at 416-946-7485 or email at english.sgs@utoronto.ca

23 Essential Grad Guide

TRAINING PROGRAMS IN UNIVERSITY TEACHING
Graduate students interested in improving their teaching skills can do so through
a variety of courses and training programs:
¾ The TATP is a free peer-to-peer teaching support program that offers
training to new Teaching Assistants (TAs) and professional development
to experienced TAs. Open to both Masters and PhD students, the
program consists of multiple workshop series, two certificate programs
and services such as help preparing a teaching dossier, microteaching
and feedback on in-class teaching. For further information, visit
www.utoronto.ca/tatp or e-mail services.ta@utoronto.ca
¾ Woodsworth College offers a non-credit course in university teaching
called Teaching in Higher Education (THE500) which is aimed at
developing awareness of the ways students learn and different teaching
theories and styles. No additional course fees apply. Upon completion
students will receive an official letter from the University confirming their
completion of THE500H with a brief description of its content. The
course counts towards the requirements of The Graduate Professional
Skills program (GPS). To request a space in THE500H students must
submit an online application via the Woodsworth College website in July
for the following September and January sessions. Visit the website for
more information: www.wdw.utoronto.ca – listed under “Academic
Programs”.

INTERNATIONAL STUDENT
RESOURCES
Centre for International Experience – whether you are new to Canada or
looking to go abroad, the CIE provides a range of services to assist you on your
journey. The CIE offers a number of vital services for international students,
including mandatory health insurance (UHIP), welcoming orientation, and a range
of activities throughout the year. Domestic students are encouraged to visit CIE to
learn more about international opportunities such as student exchange and other
resources to make your time abroad a success. For more information, visit
www.cie.utoronto.ca
English Language Program – gives non-native speakers of English language
the training and acculturation necessary to succeed at the U of T. The English
Language Program's part-time academic courses can help you in a variety of skill
areas including, writing, speaking and vocabulary. All currently registered
graduate students and post-docs receive a 25% discount on their courses. For
more information, visit: learn.english.utoronto.ca

University of Toronto School of Graduate Studies 24

CAMPUS LIFE
There is a wide range of programming and resources that are available to support
and enhance your graduate experience. Whether you are looking for a place to
relax, study space or a way to get more involved at U of T and meet other
students, there are many options available to you.
GRAD ROOM
Located at 66 Harbord Street (corner of Harbord and Spadina) on the St. George
campus, Grad Room provides University of Toronto graduate students with a
lounge area and a multi-purpose space for academic, social and professional
graduate student programming. Grad Room is a bright, naturally lit, accessible
space featuring comfortable seating, a food and coffee kiosk and wireless
internet. It is a place where graduate students can study, hold meetings, eat,
meet friends and other graduate students or just relax. For more information, visit:
www.sgs.utoronto.ca/gradroom
 GRAD NAV
GradNAV connects graduate students to specialized workshops, social events,
and online resources designed to enhance their graduate student life.
Programming covers both academic and personal support issues. For a list
upcoming events visit: www.gradnav.utoronto.ca. GradNAV: Your Guide to
Finding Community at U of T is a publication designed to help graduate students
connect to resources on campus. You can pick-up a copy at SGS Student
Services, or visit: www.gradnav.utoronto.ca
GRAD ESCAPES
Flee the stacks! Leave the lab! Explore Toronto's great cultural riches in the
company of other stressed out grad students. Run in partnership with the
Graduate Students’ Union, Grad Escapes invites you to explore Toronto – at the
cheapest prices possible. Events run year-round. Grad Escapes events are listed
at the GSU website: www.utgsu.ca/escape
ULife
The ULife website gives U of T students all the information they need to get
involved in the hundreds of clubs and activities running on all three campuses.
So, what are you doing after class? Visit www.ulife.utoronto.ca
GRADUATE STUDENTS’ UNION
The Graduate Students Union (GSU) at the University of Toronto represents over
13,000 students studying in over 80 departments. For many years this union has
advocated for increased student representation and funding, and provided
services such as health and dental insurance, confidential advice, and a voice for
the graduate student body on the various committees of the University. Visit:
www.utgsu.ca

25 Essential Grad Guide

ST. GEORGE CAMPUS – STUDENT LIFE PROGRAMS &
SERVICES
Dedicated to your success as a student, the division of Student Life Programs &
Services provides the support and opportunities you need to reach your full
potential. The division is made up of 10 distinct collections of specialists who
support a variety of your personal and learning needs including: health care,
counselling, academic success programs, career development, housing
information, leadership development, community service programs and global
interests, opportunities to engage in interfaith dialogue and supports for students
with disabilities, aboriginal students and international students. Visit:
www.studentlife.utoronto.ca
EQUITY OFFICES
The Equity Offices provide the U of T Community with the resources, education
and awareness initiatives that support the University’s goal to eliminate, reduce
or mitigate the effects of any barriers to full participation in University Life. The
Equity Officers also provide advice, guidance and support on specific issues as
they arise. For more information: www.equity.utoronto.ca
SCARBOROUGH CAMPUS
UTSC Services – The U of T at Scarborough provides a broad range of services
and resources for students. Visit: www.utsc.utoronto.ca
MISSISSAUGA CAMPUS
UTM Services – An array of resources and services are available to students at
the U of T at Mississauga. Visit: www.utm.utoronto.ca
LOOKING FOR MORE?
For an A-Z Index of all services provided at the University of Toronto, please visit:
www.students.utoronto.ca/servicesandlinks/atozindexofservices.htm

University of Toronto School of Graduate Studies 26