CONTACT DETAILS
Chennai
AREAS OF EXPERTISE
Marketing
Team Management
Delegating tasks
Forward planning
Data management
Credit Appraisal
PROFESSIONAL SKILLS
Tamil (Read, Write, Speak)
English(Read, Write, Speak)
PERSONAL SKILLS
Time management
Organisational skills
Communication skills
Adaptability
Attention to detail
Problem assessment
Decision-making
Multi tasking
Teamwork
Mobile: +91-9003422502
gowtham.261990@gmail.com
PERSONAL STATEMENT
I am seeking a challenging position where I can effectively contribute my skills and
ensure my growth through the organization’s growth, possessing competent Technical Skills
I have the skill and knowledge for managing key areas of the team supervision and I have
excellent problem-solving skills. An adaptable, self-directed professional who successfully
communicates at all levels.
WORK EXPERIENCE
Asst.Manager-Credit Processing Centre
City Union Bank - June 2013 – Present
Responsibilities:
 Evaluated the proposals of customers for LAP, HL, BT, LAD, PL and JL.
 Coordinating with sales, operations, legal, technical and customer service.
 Interact with Customers to understand the business and purpose of the loan.
 Understanding of property related knowledge (like legal title and market value of the
property).
 Under writing cases with desired level of quality and enabling achievement of Branch
Business target by proper training.
 Managing a team of CPAs
 Responsible for Technical & legal done within TAT from empaneled agencies
according to policy.
 To complete process of Disbursement of loan.
 Field Investigation.
 Performing Credit Appraisal of Loan applications within defined guidelines and
accordingly take decision or recommend for approval to higher authorities.
 Performed Cash handling, FD and Cheque Clearance
EDUCATION
Academic Achievements
MBA 2011 – 2013 SASTRA UNIVERSITY-TANJORE 6.02 CGPA
B.TECH (IT) 2007 – 2011 SCSVMV UNIVERSITY- KANCHIPURAM 7.23 CGPA
Class XII 2006 – 2007 A.K.T ACADEMY METRIC HR.SEC. SCHOOL 75.75%
Class X 2004 – 2005 A.K.T MEMORIAL HIGH SCHOOL 86.8%
EXTRA-CURRICULAR ACTIVITIES
 Participated in International conference held at SASTRA University
 Presented paper entitled “Evaluation of savings Propensity, Infrastructure reach, and
income and expenditure pattern of farmers – The first step towards financial
inclusion” Presented at Pondicherry University, Karaikal.