Académique Documents
Professionnel Documents
Culture Documents
AVOIDING
IDENTITY THEFT
By JODY L. ROHLENA and LAUREN CAHN ... 54
68 Secrets to
Stress-Free Travel
This Holiday Season—and Beyond
By JULIANA LABIANCA ... 86
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Money
54 HOW TO PROTECT YOUR IDENTITY NOW
The easiest, most effective ways to safeguard your bank
accounts from digital theft. J O DY L . R O H L E N A & L AU R E N C A H N
Drama in Real Life
66 LOST IN THE ALASKAN WINTER
Airman Leon Crane is the lone survivor of a plane crash.
But does anyone know he’s out there?
BRIAN MURPH Y FROM 81 DAYS BELOW ZERO WITH TOULA VLAHOU
P. | 54
Holidays
74 YES, VIRGINIA, THERE IS A SANTA CLAUS …
AND WE’VE MET HIM! Magical reader
encounters with the jolly man in the red suit.
Etiquette
82 ’TIS THE SEASON OF SOCIAL DISASTERS
Tips for avoiding party fouls at your holiday shindigs.
LAURA LEE FROM AVOIDING EVERYDAY DISASTER S
Cover Story
86 68 SECRETS TRAVELERS NEED TO KNOW
These no-nonsense rules take the pain out of every
trip this holiday season and beyond. J U L I A N A L A B I A N C A
The Stranger Who Changed My Life
100 THE PRISONER AND THE ENCYCLOPEDIA
EDITOR A misprint brings two book lovers together.
The only thing that stands between them is the bars
of a prison. DA N I E L A . G R O S S F R O M N E WYO R K E R .CO M
P HOTOGRA PH BY YASU + JUNKO
Medical Drama
108 A FAMILY DISCOVERS ITS RARE GIFT
When Sarah Gray’s infant son died, she donated his tissue to
science. Then she followed it wherever it went. F R O M T H E M OT H
National Interest
114 THE STUDENT DEBT RACKET
Americans owe $1.4 trillion in college loans. Who’s getting rich while
borrowers struggle? JA M E S B . ST E E L E & L A N C E W I L L I A M S FROM R E V E A L
rd.com | 12/17•01/18 | 1
Volume 190 | Issue 1136
DECEMBER 2017 • JANUARY 2018
FROM LEFT: P HOTOGRA PH BY ANGIE S MITH . ILLUSTRATION BY SERGE BLOCH. PHOTOG RAPH BY THE VOORHE S
P. | 8 J U LIA N A LA B I ANCA
Department of Wit
15 Putting My Word-of-
The-Day Calendar to
Good Use
Jeremy Woodcock launches his
year with some new vocabulary.
Finish This Sentence
18 I Will Be Happy Next Year
If I Can …
You Be the Judge
READER FAVORITES 23 The Case of the Extreme
Christmas Lights
20 Photo of Lasting Interest Can a city citing safety
25 100-Word True Stories concerns pull the plug on
30 Life in These United States a family’s popular holiday
50 News from the tradition?
World of Medicine V IC KI GLE M B O CK I
2 | 12/17•01/18 | rd.com
ART OF LIVING
33 No-Hassle Holiday
Shopping
JODY L. ROH LENA
Health
44 When Is Healthy Food
The Best Medicine?
When It’s Free
P. | 26
AS HLEY LEWIS
WHO KNEW?
PHOTOGRAPHS BY
THE VOORHES
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rd.com | 12/17•01/18 | 3
Dear Readers
I
T’S AN EPIDEMIC, BRUCE,” Edna is saying on the phone. “These guys
probably have your date of birth, Social Security number, address, maybe
much more. It’s a total facsimile of you.”
A facsimile of me? What does that even mean? It means my passive-aggressive
issues around security have caught up to me. It means my identity has been
4 | 12/17•01/18 | rd.com
“Does your bladder leak
underwear fit this beautifully?”
© 2017 P&G
Letters
COMMENTS ON THE OCTOBER ISSUE
EMILEE JASKOWIAK, S p r i n g f i e l d , O h i o
on backward, I checked my own shirt.
Sure enough, I could read the wash- A Lifesaving Golf Date
ing label below my chin. Not again! With His Dad
BARBARA WILLIAMS, D e n v e r, C o l o ra d o What a great article about a young
veteran who changed his mind
Opening Doors for about committing suicide because he
My Autistic Son had plans to play golf with his dad.
Judith Newman has a gift for However, not everyone has a dad to
explaining the gripping love, fears, golf with or a buddy to grab a drink
6 | 12/17•01/18 | rd.com
with. If you need someone to talk
to, please call the National Suicide
Prevention Lifeline at 800-273-8255.
BRITTANY WINNICK, L i t i t z , P e n n s y l v a n i a
A PERFECT PRESENT
This Exorcist Is Real Still doing your holiday shopping?
I always read Reader’s Digest in How about a Reader’s Digest
bed before I go to sleep because the
stories are generally comforting and keeps on giving. Don’t
just take our word for it: BUY
upbeat. This one startled me and ONLIN1
E
essentially had me back to looking I was given a subscrip- GET 1 ,
under the bed. Perhaps you could tion as valedictorian of FREE!
have a separate column of “scaredy- my high school class. I
cat stories” so we could know which
ones not to read before sleep! But I the past 65 years. I just received
would prefer they not be there at all. my 785th copy! I have given
subscriptions as gifts and always
SUE R. KELLY, E m e r y v i l l e , C a l i f o r n i a
pass my copies on to a neighbor
or friend. CHARLENE PATTERSON
13 Things Garbage
Collectors Want You My sweet 90-year-old grand-
mother passed away this year.
To Know She had generously gifted a sub-
Here’s one more: Wash your hands scription to me for the past 15-plus
thoroughly after touching your gar- years. Now the postcard reads
bage cans. We wear gloves to protect “Amount due …” instead of “Gift
us from the filth that we handle. But from …” A sweet legacy to con-
whatever gets on the outside of our tinue in her memory. SHARI BROWN
gloves will get on your garbage cans,
Order gift subscriptions at
especially the handles and lids. readersdigest.com/givetoday. Buy
DOUGLAS BALDWIN, one and get a second gift free.
P i t t s f i e l d , Ma s s a c h u s e t t s
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SHUTTERSTOCK
rd.com | 12/17•01/18 | 7
EVERYDAY
HEROES
He warms the holidays for families too
filled with grief to celebrate on their own
Letting in
Some Light
BY JULIANA LABIANCA
AFTER STEWART and Debbie the Wilders who’d finally made the
Wilder lost their 17-year-old son, house twinkle, however. Instead
Cameron, to suicide in 2013, the last it was a stranger, 30-year-old Carson
thing on their minds was decorating Zickgraf, who hangs lights profes-
for the holiday season. “We haven’t sionally through his business,
put anything up in three years. It has CZ Enterprises LLC. The Treasure
all stayed boxed up,” Debbie told Valley, Idaho, man is on a mission
KTVB in November 2016. “All of to brighten the lives of families
Cameron’s friends come home for affected by suicide, especially during
Thanksgiving to visit their families, the difficult holiday season—and it
and we don’t have him.” works. “I started crying,” Debbie says
But in December 2016, the house about seeing the lights for the first
was lit up like, well, Christmas, with time. “It was really special.”
strings of white bulbs cheerfully Zickgraf has been donating
lining the roof and eaves. It wasn’t his light-stringing services since ➸
2015 and has decorated the houses something special about Christmas
of more than two dozen families so lights. They warm the spirit.”
far. They are mostly strangers whom After he gets the names of families
Zickgraf learns about from Not One from Not One More Suicide, Zickgraf
More Suicide, a support group. When often hangs the lights himself with
Zickgraf arrives at a home to hang help from a friend, Sean Miner. When
lights, he’ll knock on the door to tell he sends his paid crew members to
the family his plan, but if everyone do the job, he doesn’t tell them the
is away, he’ll put up backstory out of respect
the lights as a surprise. for the family’s privacy,
At one of the surprise though the workers
houses, he began to “You can mow sometimes figure it out.
work without realizing their lawn or “A few times when my
the owner was home. employees have found
When she discovered take them for a out we were doing lights
what Zickgraf and his meal, but you for suicide survivors,
crew were up to, she
ran outside—and gave
always wish you they stopped the clock
and wouldn’t take pay.”
them all hugs. could do more.” The lights go up
Zickgraf started the around mid-November
project by chance. He and are taken down
was hanging lights on a client’s home after the New Year. Each job takes
when the owner mentioned that about an hour, though Zickgraf often
some neighbors were having a hard prepares before arriving at a home.
time that holiday season because If he speaks to the family before
their son had recently died by starting, he asks what color lights
suicide. On the spot, Zickgraf had the deceased would have liked. But
an epiphany. “I sent my crew there when the job is a surprise, he takes
to decorate that house too,” he says. the matter into his own experienced
The family was delighted. hands. He reads online memorials
Zickgraf realized that he’d found and obituaries to get a sense of the
a kind of calling. In fact, he had person, then picks the color he
two friends who had died by suicide, thinks would have pleased him or
and he’d always wished he could her. Zickgraf knows his efforts can’t
ease the pain for their loved ones. completely lift the veil of grief from
Now he’d found a way. “You can these families, but he can make the
mow their lawn or take them for a holidays a little cheerier. “I wish I
meal, but you always wish you could had a bigger company so I could do
do more,” says Zickgraf. “There’s more houses,” he says.
10 | 12/17•01/18 | rd.com
LISTEN to your body
When there’s something wrong with your body, you might
not even notice. Your Body’s Silent Signs will help clue you
in to the subtle warnings you should never ignore.
Your
Health
Learn how to: Guide!
RECOGNIZE if you
need to worry about commute, your diet, common health
your aches, bumps, and other parts of conditions from cancer
and other strange your daily routine to and heart disease to
symptoms. help reduce hidden depression, Alzheimer’s,
health hazards. infertility, and more!
A Soldier’s
Fresh Recruit
BY J UL IA N A L A B I A N C A
Outside the school, a convoy of tions were simply part of his job de-
police cars and Army Humvees scription. “When I took the oath, I
was waiting. It escorted him to the swore to protect domestic and non-
Army Reserve Center, where, with domestic,” he said. “And that means
family, friends, and military and law protecting the dreams of a child.”
12 | 12/17•01/18 | rd.com
No contracts
No cancellation fees
When Jennifer Tracey discovers that her new Ni a Cubetadas is the second book of
parish priest has harmed her two sons, she Lorenza’s amazing captivatingly adventures.
encounters the Coalition—a secret church This book guides readers through several
organization tasked with the responsibility of extreme and funny situations to deal with
taking care of these types of incidents quickly, the tedious bath-time. This story promotes
quietly, and by any means necessary. environment preservation and animal welfare.
“This book reveals my 12 year journey Will the United States survive the attack that
through midlife crisis. Seen as a microcosm will follow when the Palestinians and Israel sign
of what is going on in religion, society and a seven year peace treaty foretold in the bible?
humanity; it demonstrates what we need to
do to evolve rather than regress.”- Billy Grant
www.theonewhoshowstheway.com
VOICES VIEWS
Department of Wit
Putting My
Word-of-the-
Day Calendar
To Good Use
BY J E R E M Y WO O D CO C K
JANUARY 1
A new year ahead, full of auspicious and promising things!
Think I’ll stop by Dairy Queen for a Blizzard, but is that too
auspicious this early in the year? Hard to say. Hard to say.
JANUARY 2
Had a fun breakfast with my girlfriend, Meredith. Risible,
even. Later, I had a risible chat with Jeff at the watercooler.
JEREMY
It’s nice to be back at work, though my holidays were pretty
WOODCOCK
won the
risible, too, by which I guess I mean a situation or thing having
Canadian qualities by which to provoke laughter and/or amusement.
Comedy Award
for Best Writing JANUARY 3
in a TV Series Packed some pasta puttanesca for lunch today. I had a big
or Special
presentation to make, which didn’t go so great. It went down-
in 2015.
hill when I described our first-quarter profits as having
“the consistency of a pasta puttanesca,” and my boss kept ➸
16 | 12/17•01/18 | rd.com
FINISH THIS SENTENCE
I will be happy
Write the
Meet my memoir
that has been
newly discovered
percolating for years.
half sister JEN JACOBUS
Fresno, CA
Find a church
that truly accepts my
Finally alternative family.
adopt a child
KRIS HAMLIN
San Antonio,
Learn to play the TX
ukulele.
STEVE RICHARDS
next year if I can …
Brag about my fifth Stop
Eagle Scout listening
grandson. to my psychic.
TIA MCCAW
No pressure, Cody!
JEANETTE GRONDA
Boscobel,
WI Danbury, CT
Grosse Ile, MI
Port Republic, NJ
Schaumburg, IL
Martinsville, IN Help
Salem, VA
someone
overcome addiction.
DONNA PASSARELLI
West Pelzer, SC
Still
drink
great milk shakes
and have good Get hired
health. Those two full-time at the job
go together, right? where I’m working
ANDY DAVIS part-time now. I
really love it!
MARGEE DURHAM
20 | 12/17•01/18 | rd.com
Alert: Stormtroopers
On the Prowl
Star Wars: Episode IX won’t land
until the end of 2019, but the
Force is with us already. In fact,
wannabe warriors, such as these
stormtroopers who turned up
on London’s Millennium Bridge
last year, roam the galaxy all the
time. There are 88 “garrisons”
sanctioned worldwide by an
enthusiast organization called
501st Legion, and members take
their characters seriously. The
costumes are required to be
100 percent faithful to the movie
versions, and each one can cost
$1,800 or more. They’re worn to
premieres, of course, but these
superfans spend much of their
time appearing at charity events
and fund-raisers. Stormtroopers
GETTY I MAGES
$19.95 sc | $3.99 eb
In his new book titles CELLITOONS NO.2, The Success Process Handbook is author Tony Fielek’s
Dan Celli showcases his “tooning” collection, detailed program that uses motivational and
featuring doctors, seniors, musicians, lovers and persuasive methods to show you how you can
many more. It also offers humor ranging from influence the key people who are important
mild to wild. to your success in your social life, career and
personal relationships.
YOU BE THE JUDGE
IT’S NO SURPRISE that the Hyatt named Yofi—all packed onto the
family of Plantation, Florida, calls its Hyatts’ just-under-an-acre lot.
annual holiday display Hyatt Extreme The display takes three months to
Christmas. Ever since 2006, on the assemble and attracts approximately
day after Thanksgiving, Kathy and 2,000 visitors each holiday season. It
Mark Hyatt and their two kids have is lit Sunday through Thursday from
unveiled the full spectacle: more than 6 to 10 p.m. and until 11 p.m. on
200,000 lights, a 30-foot Christmas Fridays and Saturdays, and it all stays
tree, a 20-foot Ferris wheel, a 20-foot up until December 28, when every-
inflatable movie screen that shows thing gets packed away for the next
Disney movies on a loop, life-size year. Some neighbors on the cul-de-
gingerbread men, blowing snow, a gi- sac the Hyatts share with seven other
ant Nativity scene, Santa’s workshop, large homes move temporarily to
a Christmas countdown sign, and live avoid the five weeks of what one de-
animals, including a “reindeer” horse scribed as a “nightmare” of litter, ➸
blocked driveways, and the din of In February 2014, the city filed a
nonstop caroling and jingle-belling. complaint in circuit court. It claimed
The city, though, has been most that the display’s “carnival-like
concerned about safety. When atmosphere” was a public nuisance,
there’s no available parking on the since it posed a public-safety threat.
cul-de-sac, visitors walk to the It asked the court to order the Hyatts
Hyatts’ after parking around the cor- “to refrain from promoting, erecting,
ner on Old Hiatus Road, a dimly lit and operating a holiday display at
two-lane street with no crosswalks. their residence of a nature, extrava-
Plantation’s police department has gance, or size [that attracts] large
tried over the years to make the area numbers of the public.”
safer when the display is all merry But attracting the public is the
and bright. For example, in 2013, the point. As the family explains on its
department paid overtime for two website, “The Hyatts love this time
officers to control the traffic on a of the year as it give[s] us an oppor-
busy weekend and also created a tunity to spread ‘Joy’ and ‘Holiday
“safe zone” for pedestrians on Old Wishes’ to so many people.”
Hiatus, blocking off nonresidential
traffic on a stretch of the road. But Should the Hyatts be forced to limit
despite No Parking signs, visitors or even shut down their holiday
continued to park there. display? You be the judge.
THE VERDICT
No. A four-day trial was held in September 2016, and Judge Marina Garcia-
Wood ruled a month later that the display itself didn’t threaten public safety.
“There was no testimony or evidence that the Hyatts utilize their property
in such a way that results in injury ... of the City or to its residents,” she wrote.
Further, she concluded that traffic congestion was “being exacerbated by
the City and the City’s police department safety zones, not the Hyatts.”
So the Hyatts opened the gates in 2016 to much rejoicing. The ruling “almost
brought me to my knees,” Mark Hyatt told the Sun Sentinel. For 2017, the
Hyatts are, as Mark describes it, “taking our display to the next level.” They’re
SHUTTERSTOCK
adding a fancy new movie-like projector to light up the one part of their
house that has always remained dark—the windows. They’re adding a new
feature outside too: Santa’s reindeer stables.
24 | 12/17•01/18 | rd.com
Your True Stories
IN 100 WORDS
T he Christmas Eve
meal was ready, and
Grandma was pacing,
that she had apparently
been using the calendar
app to stay organized.
waiting for the men to But then she turned
return. They had been her phone over to
sent out in my uncle’s reveal the sticky note
truck for eggnog hours with a list of upcoming
ago. Looking back, I birthdays. As I started
wonder at the fact that laughing, Mom asked
none of the women bewilderedly, “What’s
seemed worried. In wrong?”
fact, the general con- MATT DAVIS, O l a t h e , K a n s a s
sensus was that the
errand runners had PUPPY LOVE
landed themselves in
some sort of foolishness. They
had. When the defeated crew re-
A fter having our second
child, I was anxious to
get home from the hospital to show
turned from what turned out to be a our five-year-old daughter her new
four-wheeling side trip gone wrong, little sister. When I got out of the
they found a bench set up in the car, I asked my daughter what she
garage with their meal on it. No one thought of our bundle of joy. I ex-
messes with Grandma’s holiday. pected a gleeful response. Instead,
NICOLE BURRELL, B e l l e v i l l e , Ne w Je r s e y she looked disgusted and replied, “I
told you that I wanted a puppy!” For-
OFF-LINE CALENDAR tunately, she has adapted to her role
“all her important dates.” She To read more 100-word stories and to
submit your own, go to rd.com/stories.
wasn’t always the most tech-savvy If your story is selected for publication in
person and was still figuring out the magazine, we’ll pay you $100.
This isn’t just a social expectation. restrain or hide their tears. No one
One study found that women report pretends to have something in his
crying significantly more than men eye. No one makes an excuse to leave
do—five times as often, on average, the room. They cry in a crowded hall
and almost twice as long per episode. with their heads held high. Nor do
So it’s perhaps surprising to learn their companions make fun of this
that the gender gap in crying seems public blubbering; it’s universally
to be a recent development. Histori- regarded as an admirable expression
cally, men routinely wept, and no of feeling.
one saw it as feminine or shameful. The Bible is full of references to
For example, in chronicles of the demonstrative weeping by kings,
Middle Ages, we find one ambassador entire peoples, and God himself, as
repeatedly bursting into tears when incarnated in Jesus. In fact, one of
addressing Philip the Good, and the the most famous verses in the Bible,
entire audience at a peace congress John 11:35, reads, “Jesus wept.”
throwing themselves on the ground, So where did all the male tears
sobbing and groaning as they listen to go? There was no anti-crying move-
the speeches. ment. No leaders of church or state
In medieval romances, knights introduced measures to discourage
cried purely because they missed them. Nevertheless, by the Romantic
their girlfriends. In Chrétien period, masculine tears
de Troyes’s Lancelot, or, The were reserved for poets.
Knight of the Cart, no less From there, it was just a
a hero than Lancelot weeps short leap to the poker-
at a brief separation from faced heroes of Ernest
Guinevere. At another point, Hemingway, who, despite
ILLUSTRATION BY JOE MCKENDRY
28 | 12/17•01/18 | rd.com
RELIEVE PAIN
X-ray view
simulated.
$150
9% CA sales tax applies to orders in California.
ㅴژ
anyone can get
ON A WINTRY DAY, my 90-year-old around.”
■ “You said the
ķņœŐŘĵŋŘŋŖŇřþŖʼn
father was in the supermarket trying
to pay for his groceries. Bundled up town was next AQ
to a volcano, but KANGIQSUALUJJU
against the cold, his gloved hands
we went, and OUAGADOUG
were having trouble retrieving and OU
there was no
lava. I’m pretty
Got a funny story about friends or family? sure it was just a mountain.”
It could be worth $$$. For details, see Source: telegraph.co.uk
page 3 or go to rd.com/submit.
rd.com | 12/17•01/18 | 31
R
THE ROAD TO YOEUD WITH
AV
HAPPY PLACE ISDPFLAKES.
RAISINS APANVEMENT.
AND
®, TM, © 2016 Kellogg NA Co.
Shopping BY JO DY L. RO HLEN A
34 | 12/17•01/18 | rd.com
READER’S DIGEST
or download the free app and see with a small donation to a good
whether it’s available in your area. cause, you can have all your wrap-
Then type the name of a store into ping done for you.
the search bar, click on the store,
Make Black Friday
and enter the item you want. You
can even add a photo. You’ll pay
5 Optional
for the item, plus a delivery fee of Black Friday isn’t just a day anymore;
$3.99 to $5.99. Best bet: $9.99 for a holiday creep has turned it into a
monthly unlimited subscription and weeks-long sales marathon. If you
free delivery on orders over $20—a really love the ritual of hitting the
no-brainer if you have a long shop- stores that day (or even Thanksgiving
ping list. Day), you will find major markdowns
Need help with in many stores as well
assembly? You can post as online. Hot-ticket
Gift cards are an
an ad at taskrabbit.com items will include TVs,
easy option, but
describing what you laptops, iPhones (even
they can also be a
need, then weigh the the new ones!), video
big waste of money.
bids that come in. Fees game consoles, and
An estimated
vary by job, helper, and appliances (large and
location, but the com- $1 BILLION small), according to
pany says the average is worth of cards went bestblackfriday.com.
about $35 an hour. unredeemed in 2015. If you’d rather skip
the mayhem, know
Never Wrap
4 Again
that sales will be going
on in the weeks leading up to Christ-
Free gift wrapping is not as common mas. A good day to target this year
as it once was, but some stores is December 15, Free Shipping Day,
still offer it—or at least provide free when many online merchants prom-
gift packaging, typically a box, tissue ise Christmas Eve delivery without
paper, and ribbon. The list includes rush fees. Also, watch for deals on
Barnes & Noble, Pottery Barn, exercise equipment (December 10),
Sephora, and Williams-Sonoma, tools (December 13), toys (Decem-
along with many local businesses. ber 16), and jewelry (December 4
Other stores and online retailers to 25), according to predictions
will wrap for a small fee. from shopping expert Kyle James of
Also, keep your eyes open for gift- ratherbeshopping.com. To keep an
wrapping tables in the mall at holi- eye on sales as they are announced,
day time. They’re usually staffed by watch bestblackfriday.com, theblack
volunteers from local charities, and friday.com, and blackfriday.com.
rd.com | 12/17•01/18 | 35
LIFE WELL LIVED
The Dog
Who Saved
Our Family
BY G RAC E E VA N S
WE MET MAX at the cargo With his curly black hair and intelli-
pickup area of Alaska Airlines. A gent eyes, Max was beautiful. He
40 | 12/17•01/18 | rd.com
fetch, a pursuit for—sniff!—dogs. He grief too. But seeing the weight of my
considered himself one of us. sorrow, they hesitated to lean on me.
Some days after school, I’d find Jake So they turned to Max.
curled up with Max inside his crate. Jake, in particular, was bereft.
When I suggested that my son get out He was a 15-year-old boy in a home
of the dog crate, Jake yelled, “Max with no father, struggling to become
wants me in here! We’re brothers!” a man. I sometimes caught him cry-
By his first birthday, Max had grown ing as he suited up for football. Un-
into a vigilant 50-pound solicited, Max would
guard dog. He manned lick Jake’s hand—he
the front door like a Ma- no longer waited for
rine, barking ferociously Some days I’d a cut or a scrape. He
at terriers and Chihua- find Jake curled sensed the wounds
huas walking by. At were much deeper.
night, he situated him- up with Max Sophie went off to
self so he could watch inside his crate. college. She loved
all three bedrooms and
the back door. I felt safe
“We’re brothers!” school and made the
dean’s list her first
with him there, espe- Jake said. semester. But when she
cially when my husband stepped off the plane
was away. Sometimes, after her sophomore
when I was missing my husband a lot, fall semester, she looked like
I held Max close. It comforted me as I a homeless person. Her hair was
longed for the man who made me matted. She had a blanket draped
laugh, the man I adored. around her. I was shocked, wonder-
Years passed. The kids grew and ing where my beautiful girl had gone.
started middle school and high She didn’t go back to school.
school. Then one day, shortly before Instead she stayed home sleeping all
Sophie’s senior year, our world fell day, curled into Max. When he kept
apart. Sophie discovered an e-mail jumping off her twin bed, she set up
account full of messages between a sleeping mat in our living room.
my husband and one of my friends. She lay there clinging to him, 15 to 20
They’d been having an affair for years. hours a day. All that time—as I strug-
My husband insisted on a divorce. gled to get her help, trying to figure
I grieved so deeply, I felt as though out what was wrong—Max lay by her
I’d been widowed. I tried to keep side. I realize now he was keeping
everything stable for Sophie and her alive. A few months after coming
Jake: making meals, paying bills, let- home, she told us what had hap-
ting them know I was there for their pened: At college, she’d been raped.
rd.com | 12/17•01/18 | 41
LIFE WELL LIVED
42 | 12/17•01/18 | rd.com
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NEWS FROM THE
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Interrupted Sleep May 43 percent; women who enjoyed an
Increase Risk for average of 9 drinks per week, by 58
Alzheimer’s percent. What they drank also
If you keep waking up in the middle mattered. Choosing wine significantly
of the night, your brain may be in reduced risk for both men and
trouble. Three recent studies have women. Beer also proved helpful
shown that breathing disorders that for men. But women who drank
interrupt sleep are linked to higher spirits increased their diabetes risk
levels of the beta-amyloid protein, by 83 percent.
which is associated with Alzheimer’s.
This was true both for people who Just One Workout Boosts
have been diagnosed with mild cog- Women’s Body Image
nitive impairment and for those with Need a pick-me-up? In a new study,
no symptoms. It’s not clear yet if sleep women who completed
disruptions actually cause dementia, a 30-minute workout felt
but addressing them will help your stronger and thinner, and
brain work better in any case. If the feel-good buzz lasted
you’re tired all the time, get tested for at least 20 minutes.
by a sleep specialist. Yes, participants in the
study were all regular gym
Moderate Drinking May goers. But what’s surprising
Reduce Diabetes Risk is that they got this mental
While alcohol may boost after just one short,
raise your blood discrete period of
sugar levels, a new exercising. The study’s
P ROP STYLIST: P HI LIP SHUBI N
rd.com | 12/17•01/18 | 51
ALL IN
A Day’s Work
52 | 12/17•01/18 | rd.com
A FRIEND’S SON worked at a fast- SCENE: A sixth-grade class
food restaurant. One night while he Teacher: What are the harmful
was manning the drive-through, a environmental effects of oil on fish?
customer told him that the intercom Student: When my mom opened a
wasn’t working properly. My friend’s can of sardines last night, it was full
son went about filling the order of oil and all the sardines were dead.
while a female coworker fiddled Source: gophercentral.com
you have.”
Beaming, he said, “Thanks. I got it Anything funny happen to you at work
for my birthday.” lately? It could be worth $$$. For details,
BEVERLY GUHL, Au s t i n , Te x a s see page 3 or go to rd.com/submit.
rd.com | 12/17•01/18 | 53
MONEY
HOW TO
PROTECT
YOUR
IDENTITY
NOW
BY J O DY L . RO H LE NA
A N D L AU RE N C AH N
may seem, they can be stopped— Jen told credit.com, “the police said
and fairly easily. If you are someone people take those forms and sell
who ignores all the advice on how them on the black market for others
to protect your identity, it’s time to to use.” The numbers could be stolen
act. While these high-tech thieves by unscrupulous staffers or captured
are certainly sophisticated, there by hackers who tap into the computer
are many monkey wrenches you can system at the health-care provider or
toss in their path. Here are five of the insurance company. That said, you
easiest—and most effective. aren’t required to give your doctor,
56 | 12/17•01/18 | rd.com
or anyone else, your
Social Security num-
ber. If you’re asked for
yours on a form, sim-
ply write in, “Supplied
upon request.” Then
discuss with your doc-
tor’s staff whether they
really need to have it.
The stealing of Social
Security numbers has
become such a concern
that Medicare has intro-
duced new ID cards for
senior citizens that omit
the numbers.
If you believe that
your Social Security
number has been com-
p ro m i s e d , y o u c a n
change it, though you’ll
need to provide the
Social Security Admin-
istration with a valid
reason and proof that
your current number is being misused. credit bureaus every four months and
Unfortunately, Jen had plenty of look for anything suspicious.
evidence. At first, she didn’t know
that her identity had been stolen—she FIX NO. 2 Strengthen all
found out when she got a rejection for your log-in information.
a Macy’s credit card she hadn’t applied
for. When she checked her credit re- If your passwords and the answers
ports, she discovered that thieves had to your reminder questions are easy
taken out a $30,000 car loan and bought enough for a thief to guess, then
a used Lexus, then applied for and your bank accounts, e-mail, shop-
received an insurance policy for the ping log-ins, and other secure ac-
vehicle. Experts say that one good way counts aren’t secure at all. And yet
to safeguard yourself is to request a cybersecurity firm Keeper Security
free report from one of the three major reports that the most common
rd.com | 12/17•01/18 | 57
use a long nonsense phrase
you might actually remem-
ber: 1W1$h1H@dM0r3$!
as your bank password, for
example.
To make managing your
passwords easier, some
experts recommend using
a service such as 1Pass-
word, Dashlane, Keeper,
LastPass, or Apple’s iCloud
Keychain. All are free to
download.
As for your password
reminder questions,
avoid using anything that
could be answered with
clues that thieves could
dig up on social media or
elsewhere online. So no
high school mascot, no
mother’s maiden name,
no street you grew up on.
In 2012, a hacker got into
Mitt Romney’s personal e-
password—used by nearly one in six mail by figuring out the answer to the
online account holders—is 123456. security question “What is your favor-
The word password itself is the eighth ite pet?” His dog’s name, Seamus, had
most common. appeared in many news stories.
As unpleasant as it may sound, ex- The safest question, according to
perts suggest that you have a unique Microsoft and Carnegie Mellon Uni-
password for every one of your online versity, may be “What’s your father’s
accounts. They should be as compli- middle name?” It’s easy for you to
cated as each site’s system can bear and remember, but it’s hard for a thief to
never fewer than 12 characters, says guess and is unlikely to be floating out
Richard Roszko, a computer engineer on the Internet. Other safer questions
and an IT consultant. Also make sure include “What was your first phone
you use a mix of letters, numbers, and number?” and “Who was your favor-
special characters. A good strategy is to ite teacher?”
58 | 12/17•01/18 | rd.com
READER’S DIGEST
TO TURN
name?” Platypus. But app you’re trying to
any one-word answer access. So if you’re the
is vulnerable, even a one trying to access the
If you suspect or know
random one. Better to that your identity has account (on, say, your
use a nonsense phrase been compromised or sister’s laptop), you’ll
here too. just want to learn more be fine. But if it’s a thief
about identity theft: who doesn’t have your
FIX NO. 3 Lock QFederal Trade phone, he or she won’t
up your phone. Commission’s ID theft receive the code and
hub identitytheft.gov will be locked out.
Always keep your device 877-ID-THEFT Learn more about
locked and use a strong, QID Theft Resource how to keep your spe-
Center idtheftcenter.org
long pass code. (You cific phone safe by using
888-400-5530
can customize its length the Federal Communi-
in Settings.) Those an- If you suspect or know cations Commission’s
that someone has filed
noying software updates Smartphone Security
a fraudulent tax return
often address new secu- in your name: Checker, at fcc.gov/
rity issues, so don’t skip smartphone-security.
Q IRS Taxpayer Guide to
them. And don’t let apps Identity Theft irs.gov/
save your passwords; newsroom/taxpayer- FIX NO. 4
they can provide entrée guide-to-identity-theft Don’t pay with
to your phone’s wealth a debit card.
of personal information.
“If you take only one extra step, a hacker Using debit cards for online shopping is
will pass you up and try elsewhere,” a double serving of daring fate. You’re
says Roger Entner, founder of Recon vulnerable not only because you’re
Analytics, a telecom research firm. shopping online but also because when
A good safeguard plan is to use two- a debit card is stolen, you may be out
factor authentication. Turn it on for of luck. “If a credit card is hacked, you
your phone (via Settings) and for your owe zero dollars on the fraud, but if
various e-mail, bank, credit card, and your debit card gets hacked, the money
other accounts you’d like to keep se- is drained from your account,” Roszko
cure. Once it’s activated, you’ll need explains. “You probably won’t even re-
two “keys” to access those accounts— alize the money is gone until you get
usually a password and a security code. your statement, and by then, it’s gone
rd.com | 12/17•01/18 | 59
WHAT IT’S LIKE TO HAVE
YOUR IDENTITY STOLEN
BY C HHAYA N E N E
preparer, and one of the
After two weeks in Fin- credit bureaus to alert
land enjoying a much- them about what had
needed family vacation, happened. I also got a
I was home in California special PIN to put on my
checking my mail when returns going forward,
I saw a letter from the indicating that I’d expe-
IRS. I thought, Finally! rienced identity theft.
They’ve sent my refund! I finally got my refund
Wrong. It was a letter money months later.
saying my identity theft sent to the direct de- I never found out who
claim had been received posit account with no stole my identity or
and they had opened a name attached to it. I whether the crook
case. The odd thing was, couldn’t believe it. When or crooks were ever
I had never filed a claim. my real return arrived in caught.
I was puzzled, so the March, the IRS realized Now I’m extra careful
first thing I did was call that identity theft had about shredding my
the IRS. I found out occurred and began mail, checking my credit
that someone had filed sending me letters in- report regularly, and
a return in my name in forming me of the theft safeguarding my per-
January, two months and the delay of my sonal information. For
before I usually file. He refund. But I never got example, at doctors’
or she had created a those letters because offices, I don’t write my
direct deposit account they were sent to my old Social Security number
with no name specified address and then stolen. on any forms. Whenever
and had also filed a I had a real mess to I mail anything to the IRS,
change of address form clean up. I had to file a I send it by Certified Mail.
so that my mail would form requesting that the I’ll have to take
be redirected to an old IRS trace my refund to precautions for the rest
COURTESY CHHAYA NEN E
address of mine. see who had received it. of my life. It’s annoying.
Although the criminal The rep also said that The worst part is that
investigation unit of the I needed to call the Fed- the thief or thieves got
IRS had flagged that tax eral Trade Commission, away with my refund.
return as fraudulent, a the Social Security What a waste of tax-
$1,400 refund was still office, my bank, my tax payer money!
60 | 12/17•01/18 | rd.com
READER’S DIGEST
forever.” Banks will reimburse you if stole about 800 pieces of mail, which
you notify them within 48 hours, so the thieves scoured for personal infor-
monitor bank-account activity closely. mation they could use to access bank
After a credit card, the next-best accounts and open credit cards. Mal-
option is to use PayPal, one payment donado pleaded guilty to bank fraud,
site trusted by all the experts we spoke identity theft, and armed robbery. He
to. Most agree that the newer Apple was sentenced to seven years in prison.
Pay and Android Pay options are safe It’s easy to stop those credit card of-
as well. fers. Simply call 888-5-OPTOUT, and
Also be careful to shop online only financial institutions will remove you
with reputable, secure websites. How from their mailing lists.
do you know what’s secure? Look for a Then, if you aren’t planning to ap-
URL that starts with https—the s stands ply for new credit anytime soon, you
for “secure.” And never buy anything should put a freeze on your credit
when you are on a public Wi-Fi net- report. A freeze will prevent anyone
work, because thieves can grab your from taking out a loan or a credit card
credit card number and home address. in your name. Of course, that includes
Turn off “connect automatically” set- you, which means when you’re actu-
tings so that your devices don’t join ally applying for credit—say, a mort-
any public network they detect. While gage, a home equity line, or a store
no Wi-Fi is 100 percent safe, your credit card—you’ll have to unfreeze
home network has security settings your credit file. This can cost $5 to $10
that protect against hackers. Use a per freeze and unfreeze through Ex-
strong, long password here too. perian and TransUnion, two of the big
three credit bureaus, but it’s free for life
FIX NO. 5 Get rid of those through Equifax, a concession made
preapproved credit offers. by the company after it admittedly
bungled its response to its data breach.
We’re not talking about shredding Another precaution is setting up
them, though you certainly should. In a fraud alert with one of the credit
2003, the Federal Trade Commission bureaus. This is a notice on your file
estimated that 400,000 Americans had that tells lenders to contact you before
their identities stolen via mail. In fact, approving any applications for new
mail theft is on the rise, according to credit. It’s free, and when you place
the U.S. Postal Service. In one extreme it with one bureau, it will notify the
case in June 2016, a postal carrier was others to do the same. For maximum
robbed at gunpoint in Rancho Cor- protection, Consumer Reports recom-
dova, California. The robber, Juan Car- mends using both a credit freeze and
los Maldonado, was part of a ring that a fraud alert.
rd.com | 12/17•01/18 | 61
IS YOUR BLADDER
ALWAYS DISRUPTING
YOUR DAY?
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30
DRAMA IN REAL LIFE
Lost in the
Alaskan
Winter
BY B R I A N M U R P H Y
F R OM TH E B OOK 81 DAYS BELOW ZERO
W ITH TOU L A V L A H O U
I
t was approaching noon on wreckage burning
for a while, which
December 21, 1943, in the Tanana
would be good for
River valley of Alaska, not far from a rescue mission.
the Arctic Circle, and the five men But the fire also
on the Iceberg Inez were preparing meant the sup-
to crash. Minutes before, the crew of plies on board—
the B-24 bomber had been testing a sleeping bags,
signal flares, a gun,
modified system on the plane’s four
and ammunition—
propellers when the plane seemed to were lost, almost
cer tainly along
stall, sending it diving into a roller- with any other crew members who
coaster plunge. G-forces slammed might have survived the crash.
pilots Leon Crane and Harold Hoskin Still, Crane shouted out for Hoskin
as they lurched at the controls. Wind and the rest of the men. He listened
screamed over the cockpit glass. The for any hint of life. Nothing. He was
airspeed gauge was redlining. The alone.
flight instruments were blinking out. The sky was already turning dark.
Then something that sounded like Crane took a few stumbling steps and
a pistol shot came from the tail, fol- found that the snow covered a jumble
lowed by cracking noises. of rocks that made walking nearly
“Open bomb bays!” Crane shouted impossible. There was no chance to
to the crew chief. reach the crash site before nightfall,
“Bail out!” Hoskin yelled to the nor did he have any idea where he
other crew members. was. And a broken ankle would be a
The crash alarm bells jangled like a death sentence.
fire drill as Crane yanked off his mittens Fortunately, the 23-year-old pilot
to secure his chute. And then, before he had a few provisions to keep him warm
knew what was happening, he was in until help arrived. He had the silk para-
a free fall. He felt for the rip cord. The chute, which he could use as a sleep-
chute poured out. He swayed beneath ing bag. His flight suit was intact. He
it and watched the Iceberg Inez spin had on three pairs of wool socks un-
off before it slammed into a mountain der his heavy mukluks. He also had his
slope and erupted in flames. Crane flight helmet and a pack of matches,
himself thudded into the powdery as well as a knife. But he didn’t have
snow near the banks of a stream, two his mittens, which he’d left on board
miles away from his plane, he guessed. in the rush to prep his chute. Without
The gas on board would keep the them, his unprotected fingers could
68 | 12/17•01/18 | rd.com
become frostbitten within ten minutes.
He tucked his hands in his armpits
and thought back to the last radio
contact with the air base at Ladd Field
in Fairbanks. That had been at least
an hour before the plane had fallen,
which meant the search area would
be huge—a radius of about 200 miles
from their last known position.
It was minus-60 degrees Fahren-
heit. Crane knew he needed to get
a fire going or he might not last the
night, so he gathered driftwood. His
fingers were numb, but he managed
to strike a match. The little flame
wasn’t enough to catch. He tried four
matches, but they did nothing except
singe his fingertips.
Then he remembered a letter from
his father he kept in his parka. Crane
fed it into the wood. The fifth match
worked, and a fire rose up. He let
the fire thaw his fingers before wrap-
ping himself in the chute. He thought
about what would happen if rescue
never came. How long, he wondered,
would it take to die?
Crane was convinced that his best or hibernate during the Alaskan win-
chance of survival was to leave the ter. Crane broke off a branch, took out
crash area and explore downstream. his knife, and began to whittle down
The water had to eventually drain a point until he had a spear. Then he
into something, he reasoned, prob- took aim and threw. The spear flew
ably the Yukon River, and there was through the air, wobbly and slow,
a chance of finding a trapper riding missing its target by a foot. Next, Crane
out the winter. But first he called out tried a sneak attack, jabbing at one of
for his crewmates once again. When the spry animals. He missed, then
there was no response, he gathered missed again. Enraged, Crane grabbed
up his parachute and his matches and rocks and hurled them at the squirrels.
set off. It took hours to cover one mile “Go to hell!” he yelled.
through the waist-deep drifts and ice- Beaten, he spent the next three days
coated rocks. wrapped in his parachute in a kind
As the sky darkened, Crane picked a of hibernation, climbing out only to
patch of level ground by the stream to drink from the river and feed the fire.
build a fire. But he had already burned
his only kindling, his father’s letter, so ALTHOUGH CRANE was alone in the
it took several matches to get flames wilderness, he’d not been forgotten.
going. At this rate, he would have only The first rescue flight went out of Ladd
a two-week supply of matches. Field eight hours after the last radio
By the fire’s warmth, he inspected contact with the Iceberg Inez. Within
his hands. They were numb, and the two days, more than 20 search mis-
color had drained from his fingertips. sions were launched—all coming up
It was insanity to try to walk farther, empty. At the base, the crew’s bunks
he realized. It was wiser to stay in the and lockers remained untouched
vicinity of the crash site for a week, for a while. Eventually, though, their
after which the air base would prob- personal items were packed up and
ably call off the search. Then he’d start shipped to the next of kin.
walking again.
WITH NO FOOD and fading hopes,
HUNGER GRIPPED Crane with an an- Crane felt the need to do something.
gry, clawing need. He had to find some- He decided the river was too much of
thing to eat. Walking in deadly cold an unknown, so on December 29, eight
under these harsh conditions could de- days after the crash of the Iceberg Inez,
mand about 6,000 calories a day. A few he began hiking overland in search of
days of that and he’d simply collapse. civilization. With each step, he had to
He saw a few red squirrels, one of plow aside snow. Numbness began to
the few animals that do not migrate spread downward from his knees. Not
70 | 12/17•01/18 | rd.com
a single stride landed easily. He stum-
bled several times, which forced him
to pull his hands from the warmth and IN TWO HOURS,
safety of his pockets to avoid toppling CRANE HAD GONE
over. At midday, Crane stopped. In ROUGHLY 300 FEET.
two hours, he had gone all of roughly I’M MARCHING TO MY
300 feet. I’m simply marching to my DEATH, HE THOUGHT.
death, he thought. Crane turned
around and followed his tracks back to
his campsite on the river. The fire was concerning him. It had started with a
nearly out, but some wood still glowed. few moments of disjointed, meander-
He coaxed flames from the spruce and ing thoughts, and a few times over
cloaked himself in the parachute for the past few days, he’d found himself
another night. in a daze. Crane felt himself slipping,
He left again the next morning, this his judgment fraying because of cold,
time trying to walk atop the frozen river. hunger, fatigue, and loneliness.
Crane followed the pathway through Dusk gave way to darkness, and as
white hills, telling himself, Around the he blindly trundled on, a log cabin
next bend, there will be a cabin with a came into view, half covered with
fire and a family who will feed me sup- snow. He stumbled over rocks, run-
per with steaming coffee. But bend af- ning and yelling, not caring that his
ter bend, it was just more river, more hands were exposed. He cleared away
hills. And there was something else a drift and opened the door.
rd.com | 12/17•01/18 | 71
LOST IN THE ALASKAN WINTER
The place was about ten feet wide, He stumbled back along the river.
with a dirt floor and a low ceiling. A Icicles hung from his nose. It hurt too
wooden bunk stood in the corner. much to brush them off. To stop was
There was a table with burlap sacks to perish. He just kept his legs moving.
on it, tied with twine. His frigid fingers One step. One breath. Dawn came, and
couldn’t loosen the knots, so he cut a still there was no sign of the cabin. The
bag with his knife. Sugar! There was a landscape was not familiar—he had
tin of cocoa, one of dried milk, and a paid no attention when he’d headed
box of raisins. Crane stuffed the raisins out the previous morning. It was close
into his mouth. He lit a fire and filled a to noon—after 30 hours of walking—
frying pan with snow, and soon he was before Crane saw the cabin again. He
holding a tin cup of hot cocoa in both staggered through the door and made
hands. Then he fell asleep in the bunk. a fire. Then he wrapped himself inside
the silk folds of his parachute and col-
lapsed into the bunk.
72 | 12/17•01/18 | rd.com
READER’S DIGEST
only one mile in the first hour. For making maybe four miles a day. He
four days he hiked on, his world whit- came upon another deserted cabin.
tled down to the act of a single step, Then more days of walking. March 7,
then the next step. At one point, as March 8, March 9 …
Crane leaned forward to push through On March 10, at first light, Crane
a drift, the ice folded under his feet. stumbled upon a trail and followed it.
He gulped a breath as the surface It led away from the river, then back
gave way. The sled halted his fall long toward the ice. There, on the other
enough for him to twist around, grab side of the river, was a cabin. Then
the rope, and haul himself back. He came barking. The sound of a dog.
could feel the water leaking through “Ho!” Crane yelled. “Anyone there?”
the tops of his mukluks and soaking And for the first time in 81 days,
his body below his waist. someone answered.
He had to act fast. Crane lumbered
toward the bank with the sled in tow. A TRAPPER took Crane in, gave him
He surged onto the rocky shore and, food and clothes, and took him by
with trembling hands that could dogsled to Woodchopper, Alaska,
barely strike a match, made a fire. where a mail plane flew him back to
Crane strung a rope between two Ladd Field. He was the lone survivor
trees and draped his tent over it, form- of the crash of the Iceberg Inez.
ing a crude shelter. He pulled off his Crane met a nurse at Ladd Field. Af-
flight suit, long underwear, mukluks, ter the war, they got married and had
and socks. He was naked and losing six children. They made their home
body heat. He wrung out his clothes as in the Philadelphia area, where Crane
best he could and laid them near the had a career first as an aeronautical
fire. Then he cowered naked and let the engineer and later as a home builder.
warmth of the fire slow his shivering. Leon Crane, who died in 2002 at age 83,
The next day, his clothes dry, Crane rarely spoke of his time in Alaska. Other
was back on the move. A week had people had faced far worse in the war,
passed since he’d left the safety of he’d explain. What he experienced was,
the cabin. His legs just kept moving, by comparison, simply a breeze.
ADAPTED FROM 81 DAYS BELOW ZERO: THE INCREDIBLE SURVIVAL STORY OF A WORLD WAR II PILOT IN ALASKA'S FROZEN WILDERNESS,
© 2015 BY BRIAN MURPHY. AVAILABLE FROM DA CAPO PRESS, A MEMBER OF THE PERSEUS BOOKS GROUP, DACAPOPRESS.COM.
rd.com | 12/17•01/18 | 73
HOLIDAYS
Yes, Virginia,
There Is a
Santa Claus …
And We’ve
Met Him!
24 magical, heartening,
joyous reader encounters with
the jolly man in the red suit
A week later, she ran into a different to pose for photos with us and eat our
Santa in a mall. He stopped to ask cookies. After a while, he wished us all
what she wanted for Christmas. a merry Christmas and left. Once the
Kylie was appalled and let him know: door closed behind him, we all
“If you can’t remember what I told looked at one another and asked,
you last week, how are you going “Who ordered the Santa?” To this
to remember on Christmas Eve?!” day, we have no idea who that man was.
MARY PAUL, Mi l w a u k e e , W i s c o n s i n KATHY BRODY, C h i n o Hi l l s , C a l i f o r n i a
74 | 12/17•01/18 | rd.com
“I want an
American Girl doll,
Polly Pockets,
a gerbil, a karaoke
machine …”
rd.com | 12/17•01/18 | 75
Y E S , V I R G I N I A , T H E R E I S A S A N TA C L A U S … A N D W E ’ V E M E T H I M !
Santa, and we drove the rest of the The next morning, I went to the living
way in silence. At the mall, we spotted room to lay out the gifts and froze.
another Santa greeting young believ- There were already dozens of presents
ers. Suddenly, Mike took off toward under the Christmas tree—all with my
My girls had felt bad
A As I
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READER’S DIGEST
“AHHHH,
in her doorway. “Santa!” she said softly.
THE SWEET LIFE.”
“Merry Christmas, Margaret. What do
you want for Christmas, little girl?”
“I want a kiss from you, Santa,” she
said with a grin. Santa gently took
Margaret’s hand, bent down, and kissed
her. He then added quietly, “God bless
you, Margaret.”
“God bless you, too, Santa,” she
whispered back.
Santa went on to visit every
bedridden patient in the home.
Afterward, he asked his nurse
escort whether he could say
goodbye to Margaret. Struggling
to find the right words, she told him
that Margaret had died soon after he’d
left her room. She said that in her final
moments, Margaret had spoken of
being blessed by Santa. Santa thanked
the nurse for telling him and then
quickly left the floor. After all, nobody
would want to see Santa Claus cry.
STEPHEN RUSINIAK, Wa y n e , Ne w Je r s e y
W FROSTED SWEET.
e immigrated to America from
China when I was six. Because I
CRUNCHY
was shy and didn’t speak English, I had
few friends. My days were spent at
home with my brother. Sometimes
we’d help our neighbor Mr. Mueller pull
weeds. One Christmas Day, there was
WHEAT.
a knock at the door. Grandma opened FEED YOUR
INNER KID
®, TM, © 2017 Kellogg NA Co.
Y E S , V I R G I N I A , T H E R E I S A S A N TA C L A U S … A N D W E ’ V E M E T H I M !
it, and there stood a big fellow in red that, Santa said, “She’s done,” lifted her
with a snow-white beard, laughing, up, and handed her back to her mother.
“Ho, ho, ho!” He handed out RUTH TURNER, C a l l a o, Vi r g i n i a
presents and made us laugh. I had
so much fun. It was years later when
I learned that our special Santa was our
neighbor Mr. Mueller.
W
hile I was president of a state
college in New York, I came
home from work
JOANNE TANG, one December
L i t c h f i e l d Pa r k , Ar i z o n a day and drove my
five-year-old son,
ROGER ANDERSEN, R o s e v i l l e , C a l i f o r n i a
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READER’S DIGEST
“YEP, STILL CRUNCHY!”
girl came running from the other side
of the room and leaped into my arms.
“Oh, Santa,” she breathlessly cried out,
“I love you!” That turned the scowls
into smiles.
DUNCAN FIFE, Fo s t e r C i t y , C a l i f o r n i a
FROSTED SWEET.
the baby. My husband and I were dev-
astated. A few years and tears later, we
CRUNCHY
tried another round of treatments.
But after many months of futility, my
wonderful husband said, “Neither one
of us can take this much longer. So
let’s agree, if after this last treatment
WHEAT.
we do not get pregnant, we’ll do FEED YOUR
INNER KID
®, TM, © 2017 Kellogg NA Co.
Y E S , V I R G I N I A , T H E R E I S A S A N TA C L A U S … A N D W E ’ V E M E T H I M !
On Christmas Eve,
I told my mother the
story of Tinker and
the yellow bike. “You
B
ecause we didn’t
have much
money, our family
can’t let that happen!” she said. focused less on gift giving and more
“That little boy won’t understand on the birth of Jesus. But that doesn’t
why Santa brought his cousin mean we went without. We lived
a new bike and not him!” Mom close to a Franciscan convent,
handed me a pile of bills. “Take this, and each Christmas, the nuns
and get him that bike.” By now it was brought us a huge box over-
late, and most stores were closed. I flowing with aromatic baked
called the only place I knew that sold goods—some dipped in decadent
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READER’S DIGEST
“YOU GUESSED IT,
chocolate, others with a chewy
STILL CRUNCHY!”
fruitcake texture. What a treasure
to discover that Santa dresses in
many colors besides red. Sometimes
Santa arrives in plain black dresses
and can bake.
MELANIE SALAVA, R i v e r v i e w, F l o r i d a
FROSTED SWEET.
furniture and made curtains. We spent
the morning eating breakfast in our lit-
CRUNCHY
tle white playhouse with Mother and
Daddy. Even though our parents
were no longer together, we knew
they would always be “together”
for their girls. And they were. WHEAT.
SHARON SMITHERMAN, Wo o d s t o c k , Vi r g i n i a FEED YOUR
INNER KID
®, TM, © 2017 Kellogg NA Co.
ETIQUETTE From office
get-togethers to
swanky shindigs,
you can commit a
party foul anywhere.
These tips
can help save you.
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rd.com | 12/17•01/18 | 85
COVER STORY
68 Secrets
Travelers
Need to
Know
86 | 12/17•01/18 | rd.com
1.
Follow these
T IC K E T
Do Know What a Great
no-nonsense Deal Looks Like
“When to fly and buy” reports
rules to take from hopper.com will tell you
what price is a good deal for
the pain out any given route. And Google
Flights’ “tracked prices” fea-
of every trip ture will e-mail you when the
price of a selected itinerary
this holiday has gone up or down.
2.
season—
J U ST
THE
Don’t Stress if You
Haven’t Booked Yet
and beyond “Data from the past two years
suggest the best time to book
a domestic flight for the 2017
holiday season will be between
three and seven weeks out,”
says Randi Wolfson, head of
communications at the travel-
search site skyscanner.com.
3.
Do Check Several
Online Travel Agencies
“There’s a misconception
BY
that every online travel
JU L IA N A agency [OTA] has the same
A
L A B IA N C
fares,” says George Hobica
of airfarewatchdog.com. “But
because they sometimes cut
special deals with the airlines,
it’s worth it to check them all.”
A site such as kayak.com will
scan multiple agencies in one
search.
4.
Don’t Overlook Airlines
That Aren’t in Searches
Delta has stopped working
with certain OTAs, so make
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6 8 S E C R E T S T R AV E L E R S N E E D T O K N O W
P REVIOUS S PREA D: I NARA PRUSAKOVA/S HUTTERSTOC K (RED TAG). RASHAD ASHU ROV/SHU TTE RSTOCK
and an OTA’s fare, book Friday to cut costs fur- to allow you to rebook
with the airline. In the ther. Flights on Wednes- your flight for free within
event of a delay or a day, December 20, and 24 hours of buying your
cancellation, you’ll need Wednesday, December ticket, as long as you’re
to go back to whoever 27, are likely to have more than a week from
issued your ticket to the deepest discounts the departure date.
get rebooked, and you this season, according After that, most airlines
could be better off if to cheapair.com. charge up to $200 to
you dealt with the airline 8. change flights, but
directly rather than with Southwest will never
a third-party agent, Don’t Ignore charge a fee.
explains Akash Gupta Air+Hotel Bundles
Booking both at the same
11.
of thepointsguy.com.
time may cost a lot less Do Review
6. than booking separately. Your Group
Don’t Always “If the hotel doesn’t have Memberships
Book the Family to show their price and AARP members get
Together the airlines don’t have up to 10 percent off at
If you’re buying multiple to show their price, many hotel chains
tickets, search for them both are willing to give and up to 25 percent
individually and as a lower prices not available off some car rentals.
group. Airline ticket otherwise,” Tim Mac- AAA offers similar deals.
prices are full of quirks, Donald, former general One surprising source
and sometimes individ- manager of expedia.com, of discounts: Costco.
ual seats are cheaper told the New York Times. It offers its members
than a block. If you de- deals on cars and hotels
cide to buy individually,
9. as well as on some
make sure there’s no Do Subscribe to a excellent vacation pack-
per-ticket processing Newsletter ages. Many employers
charge that would offset Airlines often offer also offer airline and
the savings. discounts via e-mail. hotel discounts.
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READER’S DIGEST
PAIN RELIEF
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6 8 S E C R E T S T R AV E L E R S N E E D T O K N O W
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6 8 S E C R E T S T R AV E L E R S N E E D T O K N O W
35. Do Speak Up if
WHEELS UP
SURVIVING WITH You’re Afraid to Fly
“Tell a flight attendant,
THE FAMILY and he or she will keep
an eye on you,” says
31. DON’T LET A SQUABBLE GET
Mulder. That could
OUT OF HAND According to family
mean anything from a
therapist Hal Runkel, the word ouch
few calming words to
can stop an argument in its tracks.
a complimentary glass
Say, “Ouch. That one hurt. I don’t
of wine.
know whether you were meaning
to hurt me, but that’s what you 36. Don’t Skip the
did,” Runkel tells Business Insider Safety Video Even if
Australia. This wake-up call can you’ve seen it a hundred
get you back to the core issue and times, watch it again. It’s
away from hurtful territory. about safety first, of
32. DO SUGGEST WAYS TO HELP course. But some of
Everyone has one relative who never them are actually fun
pitches in. Give Uncle Lazybones the now, as the airlines have
benefit of the doubt and assume he been putting on a talent
doesn’t know how to help—then of- competition with their
fer suggestions. For example, “Uncle, videos lately. (Virgin
I’ll leave the laundry detergent on top America’s looks like
of the washer should you need it.” something from MTV.)
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or even moderate to
severe hearing loss.
39. Do Give Kids a
Lollipop If they are too
young for chewing gum,
sucking on a lollipop will
relieve pressure in their
ears. (It’s all about swal-
lowing frequently.)
40. Don’t Get
Dehydrated Not all flight-
induced headaches are
caused by increased air
pressure. “It’s really easy
to get dehydrated in the
events leading up to the
flight,” says Mulder. Drink
eight ounces of water for
every hour in the air.
41. Do Try This Turbu-
lence Trick Jiggle your
body slightly when you
hit rough air, suggests
Jamie Wortley, a public
relations consultant at
skyscanner.com. Your
movement will counter-
act that of the plane and
help you feel less jostled
around. (Don’t be self-
conscious: The plane will
be making the other pas-
sengers jiggle a little too.)
42. Don’t Close the
Air Vent Keep it open to
create an air current that
blows germs away from
you, increasing the odds
that you’ll stay healthy.
That said, use a tissue to
touch the vent. Research
has shown it’s one of the
dirtiest spots on the plane.
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6 8 S E C R E T S T R AV E L E R S N E E D T O K N O W
D R I V E R S’ E D
nuts to rejuvenate yourself without
49.
DO ADD YOUR OWN
RASHAD ASHUROV/SHUTTERSTOCK
94 | 12/17•01/18 | rd.com
52.
DON’T TAKE BREAKS Administration found that distracted
WHILE TRAFFIC IS MOVING driving, which includes drinking
You’ll need to stop, but save gas and eating at the wheel, causes
by doing it during rush hour. Stop- 80 percent of crashes. Hot coffee,
and-go traffic drains your mileage which has a tendency to spill, is a
as well as your patience. major no-no. Chocolate is, too, since
it easily becomes a melted mess.
53.
DO HANG A SHOE ORGA-
NIZER OVER THE SEAT
55.
DO CONSIDER DITCHING
Especially if you’ve got kids, it’s a THE CAR Need to decide
great way to organize first-aid items, between renting a car and relying on
snacks, books, and electronics. taxis? If the longest distance you’re
traveling is between the airport and
54.
DON’T DRINK AND DRIVE
(EVEN NONALCOHOLIC where you’re staying, you’re proba-
BEVERAGES) A study by the bly better off using cabs or services
National Highway Traffic Safety such as Uber and Lyft.
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6 8 S E C R E T S T R AV E L E R S N E E D T O K N O W
ECELOP/S HUTTERSTOC K
guests might gather
before parties or re-
turn from them in
the wee hours.
Rooms in the
middle of a
floor are
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rd.com | 12/17•01/18 | 97
Laughter
THE BEST MEDICINE
rd.com | 12/17•01/18 | 99
THE STRANGER WHO CHANGED MY LIFE
The
PRISONER
and the
ENCYCLOPEDIA
EDITOR BY DANIEL A. GROSS FRO M N EWYO RK ER.CO M
world, but they hadn’t made it any facilitate criminal activity.” Many
easier for him to stay out of trouble. prisons also add their own idio-
One night, Woods says, he drove to syncratic rules.
one of the offices he’d helped clean, Even so, Woods managed to as-
knocked out a window, and stole semble a small library in his cell. “A
several thousand dollars’ worth of lot of prisoners put emphasis on how
equipment. many Nike shoes they have,” he says.
The next day, he went to a local “I would wear a pair of prison tennis
club and, over a game of pool, tried shoes if necessary, but I had eight
to sell some of the equipment. When or nine hundred dollars’ worth of
a group of state troopers walked books.” Woods ordered his encyclo-
in the side door, he didn’t put up pedia through the mail after reading
a fight. Not even two years had about it in a catalog. When it arrived,
passed since his release, and Woods he says, it was carefully inspected for
was once again incarcerated at the contraband.
prison in Hagerstown—an institu-
tion he had come to detest. Because N LATE NOVEMBER 2004, when
of his prior record, Woods received Mark Stevens received his first
a harsh sentence: 16 years for two letter from Robin Woods, he re-
counts of breaking and entering. sponded on Merriam-Webster,
In 1991, after Woods got caught up Inc., letterhead. “I believe
in a prison riot, his sentence was you’re the first to have spotted the
extended by seven years. error in the Toghrïl Beg entry; by
1955 Toghrïl was no longer exactly in
HERE ARE A FEW WAYS his prime,” Stevens wrote. “Please
that books enter prisons. stay on the lookout for more.” Woods
They’re sold at prison was thrilled, and soon he wrote
commissaries and lent again, highlighting errors in the en-
by prison libraries; non- tries for Edward the Confessor and
profits also distribute donated books ‘Uthmān ibn ‘Affān—“not as a critic,
to prisoners. There are state and fed- but as a friend,” he explained in his
eral restrictions, of course: In some letter. “For I believe that M.W.I. is the
institutions, hardcover books may be crème de la crème. I would like to
sent to an inmate only if they’re from help it to stay that away [sic]!”
a publisher, a book club, or a book- Over the next two years, Stevens
store; the U.S. Bureau of Prisons also sent 18 letters to Woods; Woods sent
prohibits texts that are “detrimental several dozen to Stevens. They dis-
to the security, good order, or disci- cussed the life of Cleopatra and the
pline of the institution” or that “may self-education of Malcolm X, but
Woods barely discussed his crimi- turns out, Stevens had written to two
nal record, and Stevens never asked. prison wardens, and eventually word
“They were perfectly executed letters, had gotten to the commissioner, who
and very courteous,” Stevens says. “It called him. They spoke about Woods
still seems astonishing to me.” One and the encyclopedia. Not long af-
letter concluded, “I have the honor to ter that, the commissioner offered
be, Sir, your most obedient servant.” Woods a deal. If he would end his
But in 2005, it seemed as if all of hunger strike and follow the rules
that was about to change. Woods for a year, the commissioner would
learned that he would be trans- cut short the extended sentence and
ferred, without a clear explanation, send Woods home. In the meantime,
to a supermax prison in Baltimore. his books would be restored to him.
Officials told him he wouldn’t be “I feel like a kid getting out of high
allowed to bring his
books.
Woods protested. “I’VE GONE CRAZY AND WILL
Within days of arriv-
ing at his new cell,
NOT EAT UNTIL THEY ALLOW
he went on a hun- ME TO KEEP MY BOOKS,”
ger strike. “I’ve gone HE WROTE TO STEVENS.
crazy and will not eat
until they allow me to
keep my books,” he wrote to Stevens. school,” Woods wrote to Stevens
Several weeks later, he wrote another near the end of 2006. “The whole
letter, this one short and despon- world is waiting for me!” In Janu-
dent: “I look like walking death. But ary 2007, 18 years after the start of
I’m hardheaded and shall not give his incarceration and five years be-
up.” Locked in a single room, Woods fore the scheduled conclusion of his
lost about 70 pounds. extended sentence, Robin Woods
One day, as Woods remembers it, was discharged from prison. He had
he saw a shadow on the wall of his about $50 to his name, the minimum
cell. It was the Maryland commis- required by law.
sioner of corrections, who asked Woods once more moved back to
about his health. “He had a very Cumberland, where he was given
curious look on his face,” Woods housing by a local pastor. Every few
recalls. Finally, the commissioner months, he called Stevens. The calls
asked, “Who is this Mark Stevens?” continued for a decade before they
Woods remembers thinking, How finally arranged to meet.
does he know Mr. Stevens? As it When Woods visited Stevens at his
home in Amherst in June 2016, they partly, he says, because it takes con-
were soon acting like old friends. siderable effort just to pay the bills
“I never met you until today, but I and keep clear of the law. But he still
love you very much,” Woods told Ste-keeps a copy of Merriam-Webster’s
vens. “You’re a good man.” They tookCollegiate Encyclopedia close.
hikes, went to a play, and visited “While my body is here in prison,
my mind has seen
the world,” Woods
“I NEVER MET YOU UNTIL TODAY, BUT once wrote to Ste-
vens. “There are a
I LOVE YOU VERY MUCH,” WOODS TOLD lot of places that I
STEVENS. “YOU’RE A GOOD MAN.” hope to see that I
have read about in
my many books.”
the home of Emily Dickinson, where Stevens responded by quoting an-
a plaque quotes her lines: “There other book, T. H. White’s The Once
is no Frigate like a Book / To take and Future King.
us Lands away.” On Sunday, after a “The best thing for being sad,”
goodbye hug, Woods began the long Merlyn says in the novel, “is to learn
drive home. something. That is the only thing
Woods rarely reads anymore— that never fails.”
NEWYORKER.COM (SEPTEMBER 13, 2016), COPYRIGHT © 2016 BY DANIEL A. GROSS.
Q “First I Was like, ‘Who Cares About a Grecian Urn?’ But by the
End, I Was in TEARS” by John Keats
and the infusion was washed with a dough Saloon in Dawson City has
neutral high-proof spirit. The tinc- been gifted by unfortunates who lost
ture was then combined with Arma- them to frostbite or accident. Appar-
gnac, sherry, a porcini cordial, and ently, in the Great White North, this
eucalyptus. The result, said the chief is how they while away the winters—
bartender, had “that musty, fusty, old more than 100,000 brave souls have
library quality to it.” Source: Washingtonian ordered these toetails. Source: dawsoncity.ca
A Family
DISCOVERS
Its
RARE GIFT
BY SARAH GRAY
I
WAS THREE MONTHS PREGNANT with identical twin boys when my
husband, Ross, and I learned that one of them had a fatal birth defect.
Our son Thomas had anencephaly, which means that his skull and brain
were not formed properly. Babies with this diagnosis typically die in
utero or within minutes, hours, or days of being born.
This news was devastating, and also confusing. I had never heard of this be-
fore, and it didn’t run in my family. I wondered, Was it something I ate, was it
something I drank, was it something I did? But then, even if it was, why was
one of them healthy?
So I was wrestling with a lot of ques- Later on, we were on the couch
tions that would never have answers. watching cartoons, and Callum said,
And I had to make peace with that. It “Mommy, what is it like in heaven?”
was like having an annoying hum in Again, I don’t really know, so I did
the background. my best. I just said, “You know, some
Six months later, the twins were people think it’s a place you go when
born, and they were both born you die. Some people don’t believe it’s
alive. Thomas lived for there.”
six days. Callum was I was also curious
healthy, and Ross and about Thomas’s after-
I moved on the best We were able to life, but in a totally
that we could. We had donate his different way. Ross and
a beautiful, healthy boy liver, cord blood, I had decided to do-
to raise. nate Thomas’s organs
We decided early on
retinas, and to science. While his
to tell Callum the truth corneas. I was death was inevitable,
about his brother. We curious about we thought maybe it
have a few pictures of whether these could be productive. We
Thomas in our home. donations made learned that because he
It was a few years later a difference. would be too small at
that Callum started to birth to qualify for trans-
comprehend what we plant, he’d be a good
were trying to tell him. candidate to donate for research. We
Sometimes he said things that were were able to donate his liver, his cord
sad, and sometimes he said things blood, his retinas, and his corneas.
that were kind of funny. We visit I was curious about whether these
Thomas’s grave a couple of times a donations made a difference. A short
year, and one time we told Callum time later, I was on a business trip
that we were going to bring some in Boston, and I remembered that
flowers to put on Thomas’s grave. Thomas’s corneas had gone to a divi-
Callum picked up one of his little sion of Harvard Medical School called
Matchbox cars and said, “I want to put the Schepens Eye Research Institute.
this on the grave too,” which I thought So I looked, and I saw it was only a few
was really sweet. miles from my hotel, and I thought, I
And once we were there, Callum would love to visit this lab and learn
said, “Is Thomas scared under there?” more about where Thomas’s donation
Of course I don’t really know the went.
answer to that, you know? But I could Because I’d given them a donation,
pretend, so I said, “No, he’s not scared.” but it wasn’t just signing a check or
I said, “How many corneas do you re- maybe I could visit the three other
quest in a year?” places too. I made some phone calls,
He said, “My lab requests about ten I set up two appointments in Durham,
a year. We would request more, but North Carolina, and this time I took
they are hard to get, and infant eyes my husband and our son.
are like gold to us.” Our next visit was to Duke Univer-
My heart was just in my throat. I sity, at the Center for Human Genet-
could barely choke out ics, where the cord blood
the words. had gone. We met the di-
I said, “Could you tell rector of the center, who
me why?” “We would had also worked on the
He said that infant request more Human Genome Project.
eyes are unusual be- corneas, but they He explained that being
cause most of us are able to study the blood
older when we die, and
are hard to get.
from each twin’s umbili-
that’s when you donate Infant eyes are cal cord was extremely
your eyes. But unlike like gold to us.” valuable to them. He was
adult eyes, infant eyes studying a field called
have the potential to epigenetics, which
regenerate longer in the lab because means “on top of genetics.” Epigenetic
the cells are younger and divide more changes can help determine whether
easily. genes are turned on or off, and it’s
He said, “If you don’t mind my one of the reasons that identical twins
asking, how many years ago did your can still be different. Our twins’ cord
son die?” blood was able to help the researchers
I said, “About two years ago.” establish a benchmark to learn more
He said, “We are likely still study- about how anencephaly develops.
ing your son’s eye cells, and they are We then drove down the street to
probably in this lab right now.” Cytonet, which is the place that got
So the tour concluded, and my Thomas’s liver. We met the president
guide said to me, “I’ll never forget and eight staff members and even the
you. Please keep in touch with me.” woman who’d held Thomas’s liver in
I felt something in me starting to her hands. They explained to us that
change. I felt that my son had found his liver had been used in a six-liver
his place in the world, and that place study to determine the best tempera-
was Harvard. ture at which to freeze infant liver
So my son got into Harvard, and I’m cells for a lifesaving therapy. They also
now an Ivy League mom. said we were the only donor family
But I also got the bug, and I thought who had ever visited.
THE $13,000
STUDENT
DEBT $3,000
RACKET
BY JA M E S B . ST E E L E AND LANCE WILLIAM S
F ROM REVEA L
$24,000
IN THE SUMMER OF 2010, Saul Newton was a 20-year-
old rifleman stationed at a U.S. Army outpost in the re-
mote, dangerous Arghandab River valley in Afghanistan.
It was a radical change for a kid from suburban Mil-
waukee, who only months before had been a student at
the University of Wisconsin–Stevens Point. But after two
years of tuition hikes, Newton found himself with about
$0
114 | 12/17•01/18 | rd.com
$22,000 $218,000 $0 $102,000
$10,000 in federal student loans and and the country’s total school debt is
the prospect of borrowing still more a staggering $1.4 trillion. That’s more
if he stayed in school. “I couldn’t af- than the annual salaries of everyone
ford it anymore,” he says. He dropped who lives in Australia combined. All of
out and enlisted, hoping to go back which raises some obvious but often
to school one day with financial help unexplored questions: Who is getting
from the GI Bill. And then he went off rich off of student loans? Where does
to fight the Taliban. all that money go?
But no matter what he faced in To the colleges and universities
Afghanistan, once a month, Newton and all the diplomas they issue, in
says, he went to the wooden shack part. But a generation ago, Congress
on the outpost where the unit kept changed the student-aid system to
a laptop computer. That’s where he give private companies a piece of the
made his monthly $100 student-loan action and shrink the government’s
payment. He worried that if he didn’t role in the process. The result has
pay his loans on time, his credit would been an enormous financial windfall
In 1972, Congress created the Stu- collecting premiums and penalty fees
dent Loan Marketing Association, was also consolidated under Sallie
or Sallie Mae, a quasi-governmental Mae’s very large umbrella.
agency whose mission was to increase Freed from governmental control,
the amount of money available to the company became a juggernaut. In
borrow for higher education. Banks 2014, it spun off most of its student-
loaned money to students, and Sal- loan business into a new company,
lie Mae bought the federally backed Navient, and today’s Sallie Mae
loans from the banks, handles only private
freeing them up to lend loans. The most tell-
more money. But when tale sign of the com-
lawmakers turned Sallie pany’s success: CEO
Mae into a private com- Albert Lord received
pany in 1996, it gained pay and stock totaling
the authority to make hundreds of millions
its own loans, both fed- of dollars before he
eral ones guaranteed retired in 2013.
by the government and “YOU Meanwhile, cash-
more profitable private SHOULDN’T starved states cut back
loans, which command HAVE TO f u n d i n g to public
higher interest rates GO TO WAR universities. In turn,
and come without gov- schools had to charge
TO GET A
ernmental guarantees more to make up the
or restrictions.
COLLEGE deficit. The average
Once only a facilita-
EDUCATION.” annual cost of tuition,
SAUL NEWTON
tor of loans, Sallie Mae fees, and room and
became a profiteer. And board at American
it did what it could to colleges and univer-
maximize those profits. sities rocketed from
It paid a New Jersey agency some $14 $4,563 in 1985 to $21,728 in 2015—an
million to market Sallie Mae to col- increase of about 13 percent a year.
leges as their preferred campus loan Over the same 30-year period, wages
COURTESY SAUL N EWTON
data research from the U.S. Bureau of 2016. “This is obscene. The federal
Economic Analysis. That’s roughly the government should be helping stu-
amount of outstanding student debt dents get an education, not making a
now held by those who enrolled in profit off their backs.”
public colleges and universities.
JESSIE SUREN, an energetic 29-year-
THE FEDERAL GOVERNMENT holds old who wanted a career in law en-
more than 90 percent of the $1.4 tril- forcement, attended a free boarding
lion in outstanding student loans, school for underprivileged youth in
either as the original lender or the Hershey, Pennsylvania, and then en-
backer, making the Department of rolled in La Salle University in Phila-
Education (DOE) effectively one of the delphia. Scholarships didn’t cover the
world’s largest banks. Private lenders, cost of the private college, so she bor-
including Wells Fargo, SunTrust, and rowed about $71,000 in federal loans,
other big banks, hold the rest. By the much of it from Sallie Mae. A job with
DOE’s own calculations, the govern- the U.S. Marshals Service fell through,
ment earns as much as 20 percent and since graduation she has scram-
on each of its loans. The profit arises bled to keep current on her pay-
from the government’s ability to bor- ments, sometimes working 16 hours
row money at a low rate and then lend a day at two low-paying jobs. She has
it to students at a higher rate. made no headway on her loans. Just
The federal loans issued between the opposite: Today her balance tops
2007 and 2012 were projected to $90,000—and that figure would be
generate $66 billion in income for higher if she’d borrowed from a pri-
the government, according to a 2014 vate lender.
report from the Government Ac- “My loans are a black cloud hanging
countability Office ( GAO ). (In 2013, over me,” Suren says. “I’m a student-
Congress lowered the interest rate debt slave.”
for incoming student borrowers yet Young adults aren’t the only ones
refused to extend the same benefit to sucked into the student-loan hurri-
the more than 40 million Americans cane. In 2004, Richard Brown, 66, of
who had already borrowed for their Ossining, New York, and his wife had
educations.) good jobs in information technol-
“The United States government ogy. He took out $50,000 in federal
turns young people who are trying to student loans for his daughter. They
get an education into profit centers to didn’t want her to go into debt and
bring in more revenue for the federal could afford to help. But then the re-
government,” Sen. Elizabeth Warren cession hit. Brown lost his job in 2009
said on the Senate floor in February and, at 58, couldn’t find another.
Three years later, his wife lost her job he says. “We worked 35 or 40 years to
when her company was acquired by be eligible. I had no idea they could
a competitor. Their debts mounted, do that.”
and by 2013, the loan balances, with In fact, the government can take
compounding interest and penalties, as much as 15 percent of a debtor’s
had risen to $135,000. Social Security. In 2013, the govern-
The couple filed for bankruptcy, ment garnished the benefits of 155,000
P ETER VA N AGTMAEL/M AGNUM PH OTOS
but the loans were still payable in Americans who were in default on
full. Through aggressive lobbying, the their federal student loans, accord-
banks had helped enact a law that ing to a GAO report, up from 31,000
makes student loans virtually the only in 2002. This policy of withholding
consumer debt that cannot be dis- federal payments to delinquent bor-
charged in bankruptcy except in the rowers, known as administrative off-
rarest of cases. Brown was shocked set, can also apply to tax refunds and
when the federal government began disability checks.
taking $250 a month from his Social
Security check of $1,700. TODAY, ONE IN FOUR borrowers is
“This is money we need to live on,” behind in his or her payments or is
Forgot to make
resolutions?
I bought a
Just write out
treadmill
everything you
because my
did last night,
New Year’s
and at the be-
resolution is
ginning, add
to have more
the word stop.
things to put @PETEHOLMES
my laundry on.
@DANWLIN
(DANIEL LIN)
13 Things
You Didn’t
Know
About the
Holiday
Season
BY L AUR E N C A H N
JUST
2.8 LBS!
Actual size:
L 5.91" x W 2.68" x H 7.2"
RE FREE
INF TODAY
TODAY.
C ADE IN
M
TH A
E US
Anatomy of a Sneeze
BY BR A N D O N SP E C KTO R
Dr. Gundry has unveiled a simple — yet Dr. Gundry’s team released a compre-
highly effective — solution to issues that hensive video presentation , so that the
plague millions of Americans over 40: public can be educated as to exactly how
low energy, low metabolism and constant it works.
fatigue.
Watch the presentation here at
“When you’re feeling low energy, that’s www.GetEnergy56.com
your body screaming HELP!” Dr. Gundry’s
radical solution was inspired by a break- Within just a few hours, this video had
through with a “hopeless” patient who had gotten thousands of hits, and is now
been massively overweight, chronically considered to have gone viral. One viewer
fatigued and suffering from severely commented: “If this works, it’s exactly
clogged arteries. what I’ve been praying for my whole life.
I’ve never seen anything like this solu-
The secret to his breakthrough? “There tion before…the truth about my diet was
are key ‘micronutrients’ missing from shocking and eye-opening.”
your diet,” Dr. Gundry said, “If you can
replenish them in very high dosages, the It makes a lot of sense, and it sounds
results can be astonishing.” great in theory, but we’ll have to wait and
see what the results are. Knowing Dr.
This unorthodox philosophy is what led Gundry, however, there is a great deal of
Dr. Gundry to create an at-home method potential.
for fatigue — which has since become
remarkably successful with his patients. See his presentation here at
www.GetEnergy56.com
“They’re reporting natural, long-lasting
energy without a ‘crash’ and they’re
IHHOLQJVOLP¿WDQGDFWLYH´KHUHYHDOHG
yesterday.
IT PAYS TO INCREASE YOUR
Word Power
Just in time for the last month of the year, we bring you some zippy words
starting with the last letter of the alphabet. Proceed with zeal and zest, and
when you need to check your answers, zoom over to the next page.
BY E M ILY COX & H ENRY RATH VO N
Answers
1. zabaglione—[C] whipped dessert 9. zircon—[B] gemstone. She
served in a glass. I hate to waste a thought he gave her a diamond en-
good zabaglione, but I’m on a diet. gagement ring, but those gems were
just zircons.
2. zaftig—[B] pleasingly plump. The
character in that film was a bit zaftig, 10. zloty—[B] Polish currency. How’s
thanks to her chocolate habit. the zloty holding up against the euro?
3. zax—[A] roofing tool. Kamal built 11. zoetrope—[A] optical spinning
this entire cabin himself, from laying toy. Before there were movies, people
every floorboard to trimming every could get the illusion of motion from
roof tile with a zax. a zoetrope’s whirling images.
4. zephyr—[B] gentle breeze. On 12. zori—[B] flat sandal. After the
stressful days, I like to fantasize I’m strap on her zori snapped, Joelle had
on a tropical beach with a cool zephyr to go barefoot for the rest of the day.
blowing through my hair.
13. zydeco—[A] music of southern
5. zeta—[B] sixth letter of the Greek Louisiana. Ian became a big fan of
alphabet. The up-and-coming tech zydeco on his last trip to New Orleans.
firm uses a zeta as its logo.
14. zygomatic—[A] related to the
6. zetetic—[B] investigative. “My cheekbone. Many football players use
zetetic methods,” said Sherlock a zygomatic stripe of greasepaint to
Holmes, “are quite reduce glare.
elementary, my
15. zyzzyva—
dear Watson.” WHAT’S FUNNY [A] type of weevil.
7. ziggurat—[B] ABOUT JOHNNY? “I can’t believe
pyramidal tower. In Italian comedies of this—there are
The king ordered the 16th to 18th centuries, a
zyzzyvas in the
clown named Giovanni was a
his subjects to build organic quinoa
stock figure. Typically a ser-
a great ziggurat in vant who cleverly mocked I just bought!”
his honor. the other characters, this Matthew
clown became known by the exclaimed.
8. zinfandel—[C]
nickname Zanni. Eventually
red wine. “Do you
Zanni became the adjective VOCABULARY
think zinfandel zany, which we use today to RATINGS
pairs well with mean kooky and madcap, 9 & below: zonked
nachos?” Alyssa like a screwball comedy. 10–12: in the zone
asked with a smirk. 13–15: at the zenith
BEING POOR
HELPED I meditate ...
ME BE MORE Man, being in the
CREATIVE.
IT WAS MY moment is where
SUPERPOWER.
JA N E L L E M O N Á E ,
it’s at. J O E WA L S H , m u s i c i a n
singer and actress
Reader’s Digest (ISSN 0034-0375) (USPS 865-820), (CPM Agreement# 40031457), Vol. 190, No. 1136, December 2017/January 2018. © 2017.
Published monthly, except bimonthly in July/August and December/January (subject to change without notice), by Trusted Media Brands, Inc.,
44 South Broadway, White Plains, New York 10601. Periodicals postage paid at White Plains, New York, and at additional mailing offices.
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trademarks of Trusted Media Brands, Inc. Marca Registrada. Printed in U.S.A. SUBSCRIBERS: You may cancel your subscription at any time and
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1 DOCTOR RECOMMENDED
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*It’s possible while taking Prilosec OTC. Use as directed for 14 days to treat frequent heartburn. May take 1-4 days
MVYM\SSLLJ[†AlphaImpactRx ProVoiceTM Survey, Jan 2006 - Mar 2016. © Procter & Gamble, Inc., 2017
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