Making Good Choices

When It Comes to Investing, You Have Choices

When you think about working with a professional financial advisor, what does that mean to you?
How do you want to work together? At Edward Jones, there’s no “one size fits all” approach to
the investment journey.

Some investors want hands-on involvement in every aspect of

investing. Others may prefer to delegate some of the decision-
making. Some people want guardrails to help ensure their
investment selections stay aligned with our diversification
guidance. Others prefer more flexibility to select the
investments they want. Because Edward Jones offers
a variety of ways to invest, you can choose the
approaches that are right for you.

We Start with a Solid Foundation Edward Jones Guidance – Defined

Even though there are many ways we can work
together, we start with one goal in mind – helping you
achieve your long-term financial goals. This includes:
• Understanding your personal financial goals
• Evaluating how comfortable you are with risk
• Our investment philosophy, which emphasizes:
–– Quality investments
–– Diversification
–– A long-term strategy
You have several account options. All of them include
our focus on you and your goals, and they all follow
the same thoughtful process – working together
to build a diversified portfolio and helping you
stay on track over time.
Using our investment philosophy of quality, diversifi-
cation, and long-term investing as the foundation,
Edward Jones guidance includes:
• Your Portfolio Objective – This is the framework
for a portfolio based on your time horizon, comfort
with risk, and goals.
• Asset Allocation – We also recommend ways to
diversify, including your mix of stocks and bonds,
what types of investments fit into those categories,
suggested ranges for each investment category, and
even how much you own of any single investment.
Regardless of how you choose to work with your
financial advisor, you’ll have access to our guidance –
which is embedded in our expertise, recommendations
and tools.

Because each option has distinct features, you can

choose the approaches that work for you based on
your investment personality, goals and the things that
you value the most.

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 What Are My Options How Do the Account
for Working with My
Financial Advisor? Options Work?
Transactional Accounts Building Your Portfolio
I want my financial advisor to give me
investment advice based on Edward
Jones guidance, and then I can choose How much decision-making will I have?
to implement it as I see fit. I prefer a
broad universe of investments and a
hands-on approach to building and
maintaining my portfolio.
How will I use Edward Jones guidance?

Edward Jones
Guided Solutions®
What investment choices do I have?
I prefer a hands-on approach, with my
account aligned with Edward Jones
guidance. I want my financial advisor to
guide me through the process of building
Staying On Track
my portfolio, and I want systematic
account monitoring and guardrails
(the recommended ranges for each Who monitors my account?
investment category) in place to help
me stay on track. If my investments
drift outside these ranges, I want to be
notified that my portfolio needs my
attention. I can select from two account
How will I rebalance my account
options, with different investment and how often?
choices, account minimums and features.

Edward Jones
Advisory Solutions® How will I be updated?
I prefer to delegate the portfolio
construction and ongoing management
of my portfolio to a team of research Other Account Characteristics
analysts. I want an account that will
automatically keep me on track and
aligned with Edward Jones guidance.
I can select from two account options, What is the account minimum?
with different investment choices,
account minimums and levels of tax
management.

For more information on wealth and How will I pay and how much?
trust management services through
Edward Jones Trust Company, please
see the last page.

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 Edward Jones Transactional Accounts
Non-retirement Account Retirement Accounts1
Traditional Brokerage Select Select Mutual Fund

HANDS-ON
You make the final yes/no decision on all buys and sells.

FLEXIBLE
You have the option to use our guidance as a framework, including the
flexibility to use this account as a complement to other diversified accounts.

BROAD SELECTIVE MUTUAL FUNDS

You can choose from stocks, bonds, CDs, You can choose from You can choose
mutual funds, ETFs, UITs and annuities. stocks, bonds, CDs, ETFs from an extensive list
and variable annuities. of mutual funds.

YOU AND YOUR FINANCIAL ADVISOR

You and your financial advisor will work together to review your account.

YOU DECIDE
Using our investment advice as a framework, you and your financial advisor
determine if, when and how you will make changes and rebalance.

STATEMENTS STATEMENTS
You’ll receive regular statements, and your financial advisor You’ll receive regular statements, and your financial advisor
will contact you with updates and investment ideas. will contact you with updates and investment ideas. He or she
will contact you at least annually to review your progress.

Once your individual retirement assets1 meet the following

minimums, you can own these investment types in any amount.
No minimum $10,000 – Variable annuities
$25,000 – ETFs $25,000 - Mutual Funds
$50,000 – Stocks, bonds, CDs

You pay a commission when you buy and sell investments,

and some investments may have internal expenses.

If you want to purchase a fixed annuity in a qualified account, you may do so in the Fixed Annuity Account.
1 See last page for important information on our two Select Retirement Accounts, including how the account minimum is determined.
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 Edward Jones Guided Solutions®

Flex Account Fund Account

HANDS-ON
When building your portfolio, you make the final yes/no decision for all buys and sells.

ALIGNED
After you select a portfolio objective based on your goals and comfort with risk, you and
your financial advisor will build and maintain a portfolio that aligns with our guidance.

BROAD FUNDS
You can choose from an extensive list of investments, You can choose from an extensive
including stocks, mutual funds and ETFs. Individual bonds list of mutual funds and ETFs.
and CDs are also available for accounts of $50,000 or more.

YOU AND YOUR FINANCIAL ADVISOR, WITH GUARDRAILS

In addition to you and your financial advisor, our technology
actively monitors your account behind the scenes.

AS NEEDED AT LEAST EVERY YEAR

You can make changes and rebalance whenever you like. You can make changes whenever you like and rebalance
In addition, you’ll be proactively notified if your portfolio as often as monthly. In addition, automated features
moves outside the guardrails, and you’ll need to work rebalance your account once a year and use additions
with your financial advisor to move back into balance. or withdrawals to help get you back to your allocations.

REVIEW TOOLS AND STATEMENTS

You’ll receive monthly statements and have access to special online review tools, reports and notifications.
Your financial advisor will contact you at least annually to review your progress.

$25,000 $5,000

The Program Fee starts at 1.35% and does not include internal expenses of the investments you own. 2
Your Program Fee may be lower depending on the value of your assets in the program.
Paying an ongoing fee can make expenses more predictable but can be more expensive over time.

2 Account is subject to a minimum monthly fee, which could make the Program Fee higher than 1.35%. For additional details regarding fees and expenses associated with
Edward Jones Guided Solutions and Advisory Solutions, please see the applicable Brochure and Fee Schedule. For other important information, please see the last page.

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 Edward Jones Advisory Solutions®

Fund Models UMA Models

DELEGATED
We will automatically invest your account according to your selected portfolio model.

ALIGNED
After you select a portfolio objective based on your goals and comfort with risk, you will choose from
a number of professionally designed and managed models, which are aligned with our guidance.

FUNDS FUNDS AND SMAs

Your selected portfolio model will contain Your selected portfolio model will contain a mix of mutual
a mix of mutual funds and/or ETFs. funds, ETFs and/or separately managed allocations (SMAs),
which are professionally managed individual stocks and bonds.

A TEAM OF RESEARCH ANALYSTS A TEAM + TAX MANAGEMENT

An automated system and a team of research In addition to research analysts,
analysts monitor your selected portfolio model. a specialized team will monitor your selected
model for tax management opportunities.

AUTOMATICALLY, WHEN NEEDED

Your account will be automatically rebalanced when it drifts too far
from your model’s targets. This is called “threshold rebalancing.”
Your additions or withdrawals will also help get you back to your original targets.

PERFORMANCE REPORTS AND STATEMENTS

You’ll receive statements and performance reports, and your financial advisor
will contact you at least annually to review your progress.

$25,000 $500,000

The Program Fee starts at 1.35%, with an Administrative Fee
of 0.09%, and does not include internal expenses of the
investments you own. 2 Your Program Fee may be lower
depending on the value of your assets in the program.
Paying an ongoing fee can make expenses more
predictable but can be more expensive over time.
The Program Fee starts at 1.35%, with an Administrative Fee
of 0.30%, and does not include internal expenses of the
investments you own. 2 Your Program Fee may be lower
depending on the value of your assets in the program.
Paying an ongoing fee can make expenses more
predictable but can be more expensive over time.

2 Account is subject to a minimum monthly fee, which could make the Program Fee higher than 1.35%. For additional details regarding fees and expenses associated with
Edward Jones Guided Solutions and Advisory Solutions, please see the applicable Brochure and Fee Schedule. For other important information, please see the last page.

PAGE 5 OF 6 RES-2886O-A-FL EXP 31 JUL 2018 © 2017 EDWARD D. JONES & CO., L.P. ALL RIGHTS RESERVED.
 An Additional Professional
Management Option
Trust Management Services through Edward Jones Trust Company
•A
 dedicated team of trust and investment •C
 an serve as trustee, co-trustee or successor trustee
professionals who work with your financial advisor to implement your estate plan according to your
to oversee your financial affairs and support your wishes, as outlined by the terms of your trust
financial needs
•C
 an assist individuals by providing managing agency
• Provides
 discretionary investment management by services for non-retirement accounts – including
developing a diversified portfolio of securities based discretionary investment management and bill
upon a customized portfolio objective, monitoring payment – without having to be named as trustee
and rebalancing as necessary

•C
 an provide additional administrative services
that, depending on the capacity in which we serve,
may include: Trust and related services are provided by Edward Jones Trust
Company, an affiliate of Edward D. Jones & Co., L.P. (Edward Jones),
– trust and estate settlement services a registered broker-dealer. Edward Jones Trust Company and
Edward Jones are subsidiaries of The Jones Financial Companies,
– bill payment L.L.L.P. Edward Jones Trust Company may use Edward Jones or
other affiliates to act as a broker-dealer for transactions or for other
– record keeping services. Payments of such services may be charged as an expense
to the trust and will not reduce the amount of fees payable to
– tax reporting Edward Jones Trust Company.

Important Information
Many of the investments available through Edward Jones are offered by prospectus. You should consider the investment
objectives, risks and charges and expenses carefully before investing. The prospectus contains this and other important
information. Your Edward Jones financial advisor can provide a prospectus, which you should read carefully before investing.

Edward Jones is a dually registered broker-dealer and investment adviser. Edward Jones Advisory Solutions® is an asset allocation
program that provides investment advisory services. Depending on a client’s minimum investment, a client can select Fund Models,
which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA Models,
which also include separately managed allocations (SMAs). Please note that the Administrative Fee in Advisory Solutions Fund Models
does not apply to Benefit Plan accounts as defined in the Brochure. Please review the applicable Edward Jones Advisory Solutions
Brochure for more information.

Edward Jones Guided Solutions® is a client-directed advisory program designed to provide the client with ongoing investment advice,
guidance and services for an asset-based fee. Depending on a client’s minimum investment, a client can select a Guided Solutions Fund
Account, which permits investment in eligible mutual funds and exchange-traded funds (ETFs), or a Guided Solutions Flex Account,
which also permits investment in eligible stocks and, for accounts of $50,000 or more, individual bonds and CDs. Within the Edward
Jones Guided Solutions Fund Account, SEP, SIMPLE and Owner K® Accounts with an initial investment of less than $5,000 can only
invest in up to seven mutual funds and are not eligible to invest in or hold ETFs. There is no account minimum for SEP, SIMPLE and
Owner K® Accounts in the Edward Jones Guided Solutions Fund Account. Please review the applicable Edward Jones Guided Solutions
Brochure for more information.

The Select Retirement Account and Select Mutual Fund Retirement Account are not available for pooled employer retirement plans.
Contact your financial advisor to determine whether your retirement account is eligible. If you want to purchase a fixed annuity in a
qualified account, you can do so in the Fixed Annuity Account. In the Edward Jones Select Retirement Account, registered fixed
annuities (those sold by prospectus) may be held and/or renewed but may not be purchased. Individual retirement assets are calcu-
lated as the total amount in retirement assets one person holds in an Edward Jones relationship. A relationship refers to your accounts
that have been grouped together based on a shared goal for planning purposes.

www.edwardjones.com
Member SIPC

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