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I.Com Part 1

Define ratio.

The quantitative relation between two amounts showing the number of times one value contains or is contained
within the other.

## Multiply by 100: 3.2 × 100 = 320%

Define discount.

A deduction from the usual cost of something, typically given for prompt or advance payment or to a special

## Write the formulas to calculate rate and simple interest.

I(Interest) = p(Principle)r(Rate)t(Time)

Solve for r

Interest
————- = rate
pr * time

## Define annuity due.

An annuity whose payment is to be made immediately, rather than at the end of the period

Or

An annuity due requires payments to be made at the beginning of the period. For example, in many lease
arrangements, the first payment is due immediately and each successive payment must be made at the beginning
of the month.

Source: http://www.investopedia.com/terms/a/annuitydue.asp

Define a function.

A function is a special relationship between values: Each of its input values gives back exactly one output value.
Find x and y, intercept of 3y + x = 12.

3y + x = 12

3(0) + x = 12

0 + x = 12

X = 12

3y + x = 12

3y + 0 = 12

3y = 12

y = 12/3

y=4

## Define a diagonal matrix.

A square matrix in which all the entries except those along the diagonal from upper left to lower right are zero.

## Convert (101) 2 to base 10.

The Process:

1. Divide the “desired” base (in this case base 2) INTO the number you are trying to convert.

2. Write the quotient (the answer) with a remainder like you did in elementary school.

3. Repeat this division process using the whole number from the previous quotient (the number in front of the
remainder).

4. Continue repeating this division until the number in front of the remainder is only zero.

## 510 = 1012 (a binary conversion)

Source: http://mathbits.com/MathBits/CompSci/Introduction/frombase10.htm

## Convert 93 to binary system.

To convert any number in any base to another base, simply iteratively divide by the second base, using the rules of
arithmetic for the first base, recording the remainders in reverse order, until the quotient is zero.
93 divided by 2 is 46 remainder 1
46 divided by 2 is 23 remainder 0
23 divided by 2 is 11 remainder 1
11 divided by 2 is 5 remainder 1
5 divided by 2 is 2 remainder 1
2 divided by 2 is 1 remainder 0
1 divided by 2 is 0 remainder 1

180/9

20

## Write the name of different types of proportions.

Direct proportion
Inverse proportion
Continued proportion

## Define profit and loss.

An account compiled at the end of an accounting period to show gross and net profit or loss.

What is 3% of 20?

3% = 3/100
3/100 = .03
.03 x 20 = .6

What is principal?

1. The amount borrowed, or the part of the amount borrowed which remains unpaid (excluding interest). here also
called principal amount.

2. The part of a monthly payment that reduces the outstanding balance of a mortgage.

## 4. The entity on whose behalf an agent acts.

5. The role a broker/dealer plays when buying or selling securities for its own account.

## 6. An important company executive.

Source: http://www.investorwords.com/3839/principal.html#ixzz2aApMJbYr

## What is amount or maturity value?

The amount that will be received at the time a security is redeemed at its maturity. For most securities, maturity
value equals par value.

Source: http://www.investorwords.com/3020/maturity_value.html#ixzz2aApmw8El

## What is an even function?

The function f(x) is said to be ‘even’ if and only if f(x) is a real-valued function of a real variable x, and f(-x) = f(x).

1/4 = 60

60 x 4 = 240

14% is 14/100

8/2 = x/4

2x = 8×4

x = 32/2

x = 16

## Define ordinary annuity.

An annuity paid in a series of more or less equal payments at the end of equally spaced periods.

## This quadratic happens to factor:

x2 + 3x – 4 = (x + 4)(x – 1) = 0

…so I already know that the solutions are x = –4 and x = 1. How would my solution look in the Quadratic Formula?
Using a = 1, b = 3, and c = –4, my solution looks like this:

## Define direct proportion.

A relationship where a number increases or decreases together with another number at the same ratio. Directly
proportional is the opposite of inversely proportional.

Source: http://www.toolingu.com/definition-550220-24911-directly-proportional.html

A tables cost Rs. 225 is sold for Rs. 450. Find the percentage of gain.

## 450 – 225 = 225

Cost = Profit

Percentage = 100 %

## Interest calculated on both the principal and the accrued interest

Or

Interest which is calculated not only on the initial principal but also the accumulated interest of prior periods.
Compound interest differs from simple interest in that simple interest is calculated solely as a percentage of the
principal sum.

## The equation for compound interest is: P = C(1+ r/n)nt

Where:

P = future value

C = initial deposit

## r = interest rate (expressed as a fraction: eg. 0.06 for 6%)

n = # of times per year interest is compounded

## t = number of years invested

Source: http://www.investorwords.com/1013/compound_interest.html#ixzz2aBJwVZGn

## Differentiate between ordinary annuity and annuity due.

An annuity due is an annuity where the payments are made at the beginning of each time period; for an ordinary
annuity, payments are made at the end of the time period.

## Define perpetual annuity and give example.

Annuity derived from an asset (such as an income generating security) where the life span of the annuitant
(security holder or his or her beneficiary) is of no consequence.

Define domain.

## The domain is the x the range is the y.

The domain is an independent variable because it is not influenced by anything. The y is dependent because it is
influenced by the independent variable.

x2-3x-2x+6=0

x(x-3)-2(x+3)=0

(x-3)(x-2)=0

x-3=0
x=3

x-2=0
x=2

## Define an identity matrix.

A square matrix with 1’s along the diagonal from upper left to lower right and 0’s in all other positions.

## A matrix which has only one column is called a Column Matrix.

Write down the different numbers systems.

Binary
Fraction
Decimal

## What do you understand by perpetuity?

Perpetuity can be well defined as an annuity without any end, or it can be said that perpetuity features a stream of
cash payments continuing forever.

x + (x + 1) = 41

x + x + 1 = 41

## Combine the two x’s to get:

2x + 1 = 41

2x = 40

x = 40/2 = 20

Since the two integers are x and x + 1, the integers are 20 and 20 + 1 or 20 and 21.

What will be the simple interest on Rs. 1000 for 5 years at 10% annually?

I = ptr

## Write four types of functions.

Constant Function
Algebraic Function
Polynomial Function
Linear Function
Cubic Function
Identity Function
Rational Function
Trigonometric Function
Exponential Function
Logarithmic Function
Hyperbolic Function
Inverse Hyperbolic Functions
Explicit Function
Implicit Function
Parametric Function
Even Function