Client's Name

Loan Account
Loan Amount Rs110,000.-
Terms 60 Months
Rate on Interest 7.25%(Fixed)

Opening No of Building Service

Period Int_Rate Balance Interest Capital Months MEP Insurance SPLA Charge
Apr-15 7.25 110,000 665 1,527 60 2,191 470 68 50
May-15 7.25 108,473 655 1,536 59 2,191 470 68 50
Jun-15 7.25 106,938 646 1,545 58 2,191 470 68 50
Jul-15 7.25 105,393 637 1,554 57 2,191 470 68 50
Aug-15 7.25 103,838 627 1,564 56 2,191 470 68 50
Sep-15 7.25 102,274 618 1,573 55 2,191 470 68 50
Oct-15 7.25 100,701 608 1,583 54 2,191 470 68 50
Nov-15 7.25 99,119 599 1,592 53 2,191 470 68 50
Dec-15 7.25 97,526 589 1,602 52 2,191 470 68 50
Jan-16 7.25 95,924 580 1,612 51 2,191 470 68 50
Feb-16 7.25 94,313 570 1,621 50 2,191 470 68 50
Mar-16 7.25 92,691 560 1,631 49 2,191 470 68 50
Apr-16 7.25 91,060 550 1,641 48 2,191 470 68 50
May-16 7.25 89,419 540 1,651 47 2,191 470 68 50
Jun-16 7.25 87,768 530 1,661 46 2,191 470 68 50
Jul-16 7.25 86,108 520 1,671 45 2,191 470 68 50
Aug-16 7.25 84,437 510 1,681 44 2,191 470 68 50
Sep-16 7.25 82,756 500 1,691 43 2,191 470 68 50
Oct-16 7.25 81,065 490 1,701 42 2,191 470 68 50
Nov-16 7.25 79,363 479 1,712 41 2,191 470 68 50
Dec-16 7.25 77,652 469 1,722 40 2,191 470 68 50
Jan-17 7.25 75,930 459 1,732 39 2,191 470 68 50
Feb-17 7.25 74,197 448 1,743 38 2,191 470 68 50
Mar-17 7.25 72,454 438 1,753 37 2,191 470 68 50
Apr-17 7.25 70,701 427 1,764 36 2,191 470 68 50
May-17 7.25 68,937 416 1,775 35 2,191 470 68 50
Jun-17 7.25 67,162 406 1,785 34 2,191 470 68 50
Jul-17 7.25 65,377 395 1,796 33 2,191 470 68 50
Aug-17 7.25 63,581 384 1,807 32 2,191 470 68 50
Sep-17 7.25 61,774 373 1,818 31 2,191 470 68 50
Oct-17 7.25 59,956 362 1,829 30 2,191 470 68 50
Nov-17 7.25 58,127 351 1,840 29 2,191 470 68 50
Dec-17 7.25 56,287 340 1,851 28 2,191 470 68 50
Jan-18 7.25 54,436 329 1,862 27 2,191 470 68 50
Feb-18 7.25 52,574 318 1,873 26 2,191 470 68 50
Mar-18 7.25 50,700 306 1,885 25 2,191 470 68 50
 Apr-18 7.25 48,815 295 1,896 24 2,191 470 68 50
May-18 7.25 46,919 283 1,908 23 2,191 470 68 50
Jun-18 7.25 45,012 272 1,919 22 2,191 470 68 50
Jul-18 7.25 43,092 260 1,931 21 2,191 470 68 50
Aug-18 7.25 41,162 249 1,942 20 2,191 470 68 50
Sep-18 7.25 39,219 237 1,954 19 2,191 470 68 50
Oct-18 7.25 37,265 225 1,966 18 2,191 470 68 50
Nov-18 7.25 35,299 213 1,978 17 2,191 470 68 50
Dec-18 7.25 33,321 201 1,990 16 2,191 470 68 50
Jan-19 7.25 31,331 189 2,002 15 2,191 470 68 50
Feb-19 7.25 29,329 177 2,014 14 2,191 470 68 50
Mar-19 7.25 27,316 165 2,026 13 2,191 470 68 50
Apr-19 7.25 25,289 153 2,038 12 2,191 470 68 50
May-19 7.25 23,251 140 2,051 11 2,191 470 68 50
Jun-19 7.25 21,200 128 2,063 10 2,191 470 68 50
Jul-19 7.25 19,137 116 2,076 9 2,191 470 68 50
Aug-19 7.25 17,062 103 2,088 8 2,191 470 68 50
Sep-19 7.25 14,974 90 2,101 7 2,191 470 68 50
Oct-19 7.25 12,873 78 2,113 6 2,191 470 68 50
Nov-19 7.25 10,760 65 2,126 5 2,191 470 68 50
Dec-19 7.25 8,634 52 2,139 4 2,191 470 68 50
Jan-20 7.25 6,495 39 2,152 3 2,191 470 68 50
Feb-20 7.25 4,343 26 2,165 2 2,191 470 68 50
Mar-20 7.25 2,178 13 2,178 1 2,191 470 68 50

Note:
Rate of interest is fixed for the whole period of the loan and EMI is fixed
Interest is computed on the lower of the theoretical balance and the balance outstsanding
 Closing
Instalment Balance
2,779 108,473
2,779 106,938
2,779 105,393
2,779 103,838
2,779 102,274
2,779 100,701
2,779 99,119
2,779 97,526
2,779 95,924
2,779 94,313
2,779 92,691
2,779 91,060
2,779 89,419
2,779 87,768
2,779 86,108
2,779 84,437
2,779 82,756
2,779 81,065
2,779 79,363
2,779 77,652
2,779 75,930
2,779 74,197
2,779 72,454
2,779 70,701
2,779 68,937
2,779 67,162
2,779 65,377
2,779 63,581
2,779 61,774
2,779 59,956
2,779 58,127
2,779 56,287
2,779 54,436
2,779 52,574
2,779 50,700
2,779 48,815
2,779 46,919
2,779 45,012
2,779 43,092
2,779 41,162
2,779 39,219
2,779 37,265
2,779 35,299
2,779 33,321
2,779 31,331
2,779 29,329
2,779 27,316
2,779 25,289
2,779 23,251
2,779 21,200
2,779 19,137
2,779 17,062
2,779 14,974
2,779 12,873
2,779 10,760
2,779 8,634
2,779 6,495
2,779 4,343
2,779 2,178
2,779 0
Note:
1) Rate of interest as from Sep 2013 is subject to further fluctuations
1) Interest and capital are directly linked with interest rate