Académique Documents
Professionnel Documents
Culture Documents
On
“LOANS AND ADVANCES”
AT
SRI GANAPATHI URBAN CO-OPERATIVE BANK LTD., SAGAR
By
SWATHI
USN: 1KI16MBA47
Submitted to
VISVESVARAYA TECHNOLOGICAL UNIVERSITY, BELAGAVI
DEPARTMENT OF MBA
B.H.ROAD, TIPTUR-572202
2016-18
ACKNOWLEDGEMENT
It is my privilege to express through the pages of report, a few words of gratitude to all those
who have guided me all along.
I wish to my deep sense of gratitude to Kalpataru Institute of Technology, Tiptur that provide
me an opportunity in fulfilling my most cherished desire of reaching my goal.
I am thankful to my beloved principal Dr. Nandeeshaiah M.E., Ph.D., (I.I.T,-B) of KIT, Tiptur who was
always a constant support to all my formalities. I am indebted to my beloved HOD
Prof.DeepthiAmith, for providing constant encouragement and guidance that has made my
project a success. I am thankful to my guide Mr. ShamanthKumar B Ufor his continuous
support and guidance.
I am thankful to Mr. Anand Rao.T.R, manager, Sri Ganapathi Urban Co-operative Bank
Limited, Sagarfor giving me an opportunity to complete my project as part of our curriculum
for MBA Course. And I wish gratitude to all the members of Sri Ganapathi Urban Co-
operative Bank Limited who have supported and rendered me all the facilities during the
training.
Last but not the least I like to thank My Family members and friends for their support and
encouragement.
CONTENTS
LIST OF TABLES i
LIST OF CHARTS ii
LIST OF FIGURES iii
EXECUTIVE SUMMARYiv
1. INTRODUCTION 1
3. RESEARCH DESIGN 28
5.1. Findings…………………………………………………………………… 50
5.2. Suggestions……………………………………………………………….. 51
5.3. Conclusion………………………………………………………………… 52
BIBLIOGRHAPHY
ANNEXURE
LIST OF TABLES
i
LIST OF CHARTS
LIST OF FIGURES
EXECUTIVE SUMMARY
This report is contains the introduction to banks, which includes past, present and future of banks
and challenges for banking industry in future. Banks plays the most important role in providing
various services. Earlier the banks were engaged in accepting and lending money. But in the
recent past the scope of services provided by the banks has changed. The growing competition
requires prompt and efficient services to the customers at reasonable time and cost. These days
bank aim to provide maximum satisfaction and quick service to their customers.
The next part of the report consist of the knowledge about the co-operative banks in India. It
includes history of co-operative bank in indianite features and services provided by it in rural and
urban sector. The structure of co-operative bank in India is also includes in it.
The next section provides information about the loan and credit facility provided by bank. This
section consist various loans provided by bank the detail regarding those loans, procedure to
recover it, actual position of bank in loans area and recommendation and the various proposals
that the co-operative bank.
iv