Personal Financial Planning, Course 2280-001
Instructor – Rob A. Randels, CFP®, MBA, RICP®, ChFC®,
CLU®, CLTC®
Mammel Hall, Room 121
Monday evenings, 6:00-8:40 p.m.
Contact Information : e-mail – rrandels@unomaha.edu Work Number: (402) 390-8271
UNO web address: UNOMAHA.edu Info: 554-2800 Weather: 554-2255, 554-call
Date
Monday, January 8 th
Monday, January 15th
Monday, January 22nd
Monday, January 29th
Monday, February 4th
Monday, February 12th
Monday, February 19th
Monday, February 26 th
Monday, March 5th
Monday, March 12th
Monday, March 19th
Monday, March 26th
Monday, April 2nd
Monday, April 9th
Monday, April 16th
Monday, April 23rd
Monday, April 30th
(7:30 pm)
Course Outline
In Class Assignment
 Introductions  Work on Ch. 1, 2, 4, & 11
 Student Information
 Discuss Ch. 1 & 2
 MLK Day – No Class  Work on Ch. 1, 2, 4, & 11
 Discuss Ch. 4 & 11  DUE: Ch. 1, 2, 4, & 11
 Discuss Ch. 11 & 12  DUE: Ch. 12
 Discuss Ch. 12, 13  DUE: Ch. 13
 Discuss Ch. 13  Review for Test
 Q & A for Test  Ch. 8 Due Next Week
 TEST – Ch. 1, 2, 4, 11, 12, &
13
 Review Test
 Discuss Ch. 8  DUE: Ch. 8
 Discuss Ch. 9  DUE: Ch. 9
 Discuss Ch. 10  DUE: Ch. 10
 Review for Test  Review for Test
 Spring Vacation – No Class  Review for Test
 Q & A for Test  Ch. 3 Due Next Week
 TEST – Ch. 8, 9, & 10
 Review Test
 Discuss Ch. 3  DUE: Ch. 3
 Discuss Ch. 5 & 6  DUE: Ch. 5 & 6
 Discuss Ch. 14  DUE: Ch. 14
 Discuss Ch. 15  DUE: Ch. 15
 Review for Final  Review for Final – Will be
Comprehensive
 Brief Review for Final  Have a great break!
 FINAL – Comprehensive
 Review Final
Class Requirements
 Book - Personal Financial Planning 14th Edition, Gitman, Joehnk, Billingsley
 Financial Calculator (Recommended – HP 10B-II)

Homework

 Homework will account for 20% of your final grade.

 All homework is available on Blackboard.
 All assignments must be handed in as a paper copy or emailed to me in either Word or
PDF format.
 All assignments are due at 6:00 pm each Monday, including emailed assignments. I will
accept late assignments for 75% of the grade.
Tests

 Tests are worth 80% of your final grade.

 Tests are multiple choice, and consist of 50% questions from the text and 50% questions
from lecture/discussion.
 Make-up tests are not allowed. If there is an emergency, contact me and we can discuss
your options.

Grading Policy
95 - 100% A+ 70 - 73.29% C
90 - 94.999% A 67 - 69.999% C-
87 - 89.999% A- 63.3-66.999% D+
83.3- 86.999% B+ 60 - 63.29% D
80 - 83.29% B 57 - 59.999% D-
77 - 79.999% B- 56.999% or below F
73.3-76.999% C+

UNO’s requirements for Academic Integrity and Behavior

All students are required to adhere to the highest standards of academic integrity and behavior
and must satisfy the UNO Academic Integrity Policy http://www.unomaha.edu/student-
life/student-conduct-and-community-standards/policies/academic-integrity.php and Student
Code of Conduct http://www.unomaha.edu/student-life/student-conduct-and-community-
standards/policies/code-of-conduct.php . It is the student’s responsibility to read, understand
and abide by these policies.
Important Dates

 January 14th, 2018: Last day before 12:00 midnight to DROP a course via Mavlink from
the "General" session and receive a 100% refund. This is also the last day to add a course
as Audit with the half-price tuition rate for audit courses. Audits must be done in person
at the Office of the University Registrar, EAB 105.
 January 21st, 2018: Last day before 12:00 midnight to withdraw via Mavlink from a
"General" session course with a grade of "W" and receive a 75% refund.
 January 28th, 2018: Last day before 12:00 midnight to withdraw via Mavlink from a
"General" session course with a grade of "W" and receive a 50% refund.
 February 4th, 2018: Last day before 12:00 midnight to withdraw via Mavlink from a
"General" session course with a grade of "W" and receive a 25% refund.
 March 30th, 2016: Last date before midnight to withdraw from a General session course
with a grade of "W" via Mavlink.

BSBA Assessment of Learning Goals and Objectives

GOAL 1: STUDENTS ARE GOOD DECISION MAKERS.
Objective 1: Students consider alternatives.
Objective 2: Students make appropriate choices.

GOAL 2: STUDENTS HAVE A KNOWLEDGE BASE NECESSARY TO FUNCTION IN TODAY’S BUSINESS

ENVIRONMENT.
Objective 1: Demonstrate knowledge from the business core courses.
Objective 2: Demonstrate understanding in an area of specialization.

Goal 3: Students can appropriately use technology.

Objective 1: Demonstrates the ability to use technology as a tool in problem solving.

GOAL 4: STUDENTS HAVE THE ABILITY TO COMMUNICATE EFFECTIVELY.

Objective 1: Demonstrate the ability to employ clear, concise and effective written communication skills.
Objective 2: Demonstrates effective oral communication skills.

Goal 5: Functions effectively within a work related team.

Objective 1: Demonstrate the ability to contribute to achieving team goals.
 Personal Financial Planning 14th Edition, Gitman, Joehnk, Billingsley

Chapter Outline

Part 1: Foundations of Financial Planning

 Chapter 1 : Understanding the Financial Planning Process
 Chapter 2: Developing Your Financial Statements and Plans
 Chapter 3: Preparing Your Taxes

Part 2: Managing Basic Assets

 Chapter 4: Managing Your Cash and Savings
 Chapter 5: Making Automobile and Housing Decisions

Part 3: Managing Credit

 Chapter 6: Using Credit
 Chapter 7: Using Consumer Loans

Part 4: Managing Insurance Needs

 Chapter 8: Insuring Your Life
 Chapter 9: Insuring Your Health
 Chapter 10: Protecting Your Property

Part 5: Managing Investments

 Chapter 11: Investment Planning
 Chapter 12: Investing in Stocks and Bonds
 Chapter 13: Investing in Mutual Funds and Real Estate

Part 6: Retirement and Estate Planning

 Chapter 14: Planning for Retirement
 Chapter 15: Preserving Your Estate