CONSUMER CIR

CONSUMER: BALRAJ SINGH S/O BOHAR SINGH DATE:10-03-2018

MEMBER ID: BN01130510 TIME: 20:57:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,20,97,78,760

CONSUMER INFORMATION:
NAME: BALRAJ SINGH SO BHOR SINGH

DATE OF BIRTH: 16-09-1991 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBIL TRANSUNION SCORE

VERSION 2.0 691 1: NUMBER OF ACTIVE TRADES WITH A BALANCE TOO HIGH IN PROPORTION TO TOTAL
TRADES.
2: PRESENCE OF ACCOUNT DELINQUENCY IN THE PAST.
3: LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED IS TOO SHORT.

PERSONAL LOAN SCORE

615 1: PRESENCE OF DELINQUENCY.
2: LOW AVERAGE TRADE AGE.
3: NOT ENOUGH AVAILABLE CREDIT.

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 2.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

POSSIBLE RANGE FOR CIBIL TRANSUNION PERSONAL LOAN SCORE

Consumers with more than 1 month credit history* : 300 (high risk) to 900 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 24 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) FCDPS5032J

VOTER ID NUMBER WHP0271783

RATION CARD NUMBER 585843611915

UNIVERSAL ID NUMBER (UID) 585843611915

TELEPHONE(S):

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALRAJ SINGH S/O BOHAR SINGH DATE:10-03-2018

MEMBER ID: BN01130510 TIME: 20:57:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,20,97,78,760

TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

MOBILE PHONE(e) 7009800095

MOBILE PHONE 9478665550

MOBILE PHONE 9478656550

NOT CLASSIFIED 9465610767

EMAIL CONTACT(S):

ADDRESS(ES):

ADDRESS:VPO BEHBAL KHURD PUNJAB 151208

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:30-04-2017

ADDRESS:S/O BOHAR SINGH VILL BEHBAL KHURD DISTT FARIDKOT VERKA DAIRY FARIDKOT PUNJAB 151203

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:28-02-2017

ADDRESS:VPO BEHBAL KHURD TEHSIL FARIDKOT NEAR BUS STAND KOTKAPURA PUNJAB 151204

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2016

ADDRESS:VPO BEHBAL KHURD TEHSIL FARIDKOT NEAR BUS STAND KOTKAPURA PUNJAB 151204

CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:31-03-2014

EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR

BUSINESS LOAN - 31-01-2018 OTHERS Not Available Not Available Not Available
PRIORITY SECTOR -
AGRICULTURE

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 5 HIGH CR/SANC. AMT: 9,63,130 CURRENT: 3,84,950 RECENT: 07-12-2017
OVERDUE: 0 OVERDUE: 0 OLDEST: 07-01-2012
ZERO-BALANCE: 3

ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 4 0 3 0 07-12-2017

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALRAJ SINGH S/O BOHAR SINGH DATE:10-03-2018

MEMBER ID: BN01130510 TIME: 20:57:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,20,97,78,760

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 07-12-2017 SANCTIONED: 3,50,000

ACCOUNT NUMBER: 05101600001368 REPORTED AND CERTIFIED: CURRENT BALANCE: 3,49,580
TYPE: BUSINESS LOAN - PRIORITY 31-01-2018 INTEREST RATE: 10.40
SECTOR - AGRICULTURE PMT HIST START: 01-01-2018
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-12-2017
COLLATERAL TYPE: NO
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000
01-18 12-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 13-07-2017 SANCTIONED: 36,130

ACCOUNT NUMBER: NOT LAST PAYMENT: 19-01-2018 CURRENT BALANCE: 35,370
DISCLOSED REPORTED AND CERTIFIED:
TYPE: TWO-WHEELER LOAN 02-02-2018
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-02-2018
PMT HIST END: 01-08-2017

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000

02-18 01-18 12-17 11-17 10-17 09-17 08-17

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 18-02-2015 SANCTIONED: 3,00,000

ACCOUNT NUMBER: 05101200000194 CLOSED: 08-06-2017 CURRENT BALANCE: 0
TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: EMI: 7,000
SECTOR - AGRICULTURE 31-07-2017 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-07-2017 REPAYMENT TENURE: 60
COLLATERAL TYPE: NO PMT HIST END: 01-03-2016 INTEREST RATE: 12.20
COLLATERAL ACTUAL PAYMENT: 4,25,254

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 366 335 305 274 246 215 184 154 123 093 062 031 001 091 061
07-17 06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: PUNJAB AND SIND OPENED: 08-08-2012 SANCTIONED: 2,50,000

ACCOUNT NUMBER: 05101600000895 CLOSED: 30-05-2017 CURRENT BALANCE: 0

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALRAJ SINGH S/O BOHAR SINGH DATE:10-03-2018

MEMBER ID: BN01130510 TIME: 20:57:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,20,97,78,760

TYPE: BUSINESS LOAN - PRIORITY REPORTED AND CERTIFIED: INTEREST RATE: 7.00
SECTOR - AGRICULTURE 30-06-2017 ACTUAL PAYMENT: 18,40,717
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-06-2017
COLLATERAL TYPE: NO PMT HIST END: 01-07-2014
COLLATERAL

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 217 187 156 128 097 066 036 005 000 000 000 000 034 004 000 000
06-17 05-17 04-17 03-17 02-17 01-17 12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16

000 050 020 003 000 000 000 000 009 XXX 011 003 000 000 000 050 XXX 000
12-15 11-15 10-15 09-15 08-15 07-15 06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 07-01-2012 SANCTIONED: 27,000

ACCOUNT NUMBER: NOT LAST PAYMENT: 02-01-2014 CURRENT BALANCE: 0
DISCLOSED CLOSED: 08-01-2014
TYPE: TWO-WHEELER LOAN REPORTED AND CERTIFIED:
OWNERSHIP: INDIVIDUAL 31-12-2016
PMT HIST START: 01-12-2016
PMT HIST END: 01-01-2014

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 XXX 000 000 000 000 000 000 000 000 000
12-16 11-16 10-16 09-16 08-16 07-16 06-16 05-16 04-16 03-16 02-16 01-16 12-15 11-15 10-15 09-15 08-15 07-15

000 XXX XXX XXX XXX XXX 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 000
06-15 05-15 04-15 03-15 02-15 01-15 12-14 11-14 10-14 09-14 08-14 07-14 06-14 05-14 04-14 03-14 02-14 01-14

ENQUIRIES:

MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

PUNJAB & SIND 07-12-2017 KISAN CREDIT CARD 3,50,000

PUNJAB & SIND 09-08-2017 KISAN CREDIT CARD 4,00,000

NOT DISCLOSED 04-07-2017 TWO-WHEELER LOAN 36,130

NOT DISCLOSED 06-01-2012 AUTO LOAN 27,000

END OF REPORT ON BALRAJ SINGH S/O BOHAR SINGH

All information ("Information") contained in this credit information report (CIR) is the current and up to date information collated by TransUnion CIBIL
Limited based on information provided by its various members ("Members"). By accessing and using the Information, the user acknowledges and accepts
the following: While TransUnion CIBIL takes reasonable care in preparing the CIR, TransUnion CIBIL shall not be responsible for errors and/or omissions

© 2017 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 5

TransUnion CIBIL CIN : U72300MH2000PLC128359

CONSUMER CIR
CONSUMER: BALRAJ SINGH S/O BOHAR SINGH DATE:10-03-2018

MEMBER ID: BN01130510 TIME: 20:57:56

MEMBER REFERENCE NUMBER: CONTROL NUMBER: 2,20,97,78,760

caused by inaccurate or inadequate information submitted to it. However, TransUnion CIBIL shall take reasonable steps to ensure accurate reproduction
of the information submitted by the Members and, to the extent statutorily permitted, it shall correct any such inaccuracies in the CIR. Further, TransUnion
CIBIL does not guarantee the adequacy or completeness of the information and/or its suitability for any specific purpose nor is TransUnion CIBIL
responsible for any access or reliance on the CIR. The CIR is not a recommendation by TransUnion CIBIL to any Member to (i) lend or not to lend; (ii)
enter into or not to enter into any financial transaction with the concerned individual/entity. Credit Scores do not form part of the CIR. The use of the CIR is
governed by the provisions of the Credit Information Companies (Regulation) Act, 2005, the Credit Information Companies Regulations, 2006, Credit
Information Companies Rules, 2006 and the terms and conditions of the Operating Rules for TransUnion CIBIL and its Members.

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TransUnion CIBIL CIN : U72300MH2000PLC128359