Sarah's Financial Action Plan (** Do Not Type In Any Gray Boxes**) Sarah's Daily Expense Record Debit

Cash
February Budget Goal Actual Difference Goal Actual Difference Date Payment How much? Expense Category To Whom? Notes Check
Income Expenses 2/1/13 Cash 3.50 Entertainment / Recreation Paramount movie I-Card
Employment 290.00 290.00 0.00 Cell Phone 40.59 40.59 0.00 2/1/13 Check 225.00 Housing / Utilities The Place March rent Food Card
Financial Aid 0.00 Charitable Donations 5.00 5.00 0.00 2/2/13 Debit 29.50 Miscellaneous BYU-I Bookstore sheet music, paperbacks, etc. Gift Card
Other 125.00 100.00 (25.00) Clothing 10.00 32.51 (22.51) 2/5/13 Check 5.00 Charitable Donations My ward fast offering Credit Card
Entertainment / Recreatio 15.00 27.85 (12.85) 2/8/13 Debit 12.35 Food (eating out) Subway Other
Total Income: 415.00 390.00 (25.00) Food (eating out) 20.00 33.36 (13.36) 2/8/13 Food Card 10.76 Food (eating out) Crossroads pizza, pizza with friends!
Food (groceries) 130.00 140.82 (10.82) 2/8/13 Debit 32.51 Clothing JCP t-shirt
Goal Actual Difference Gifts 5.00 35.29 (30.29) 2/8/13 Debit 85.26 Food (groceries) Broulim's
Savings (Short Term) Housing / Utilities 225.00 225.00 0.00 2/11/13 Debit 35.29 Gifts Amazon Dad's b-day
Emergency 7.12 (7.12) Miscellaneous 15.00 29.50 (14.50) 2/15/13 Check 40.59 Cell Phone AT&T
Living Expenses (225.00) 225.00 School Supplies 5.00 12.39 (7.39) 2/16/13 Debit 55.56 Food (groceries) Broulim's
Vehicle (Down Payment Goal) 60.00 (60.00) Textbooks 0.00 0.00 2/18/13 Cash 10.25 Food (eating out) Grand Teton Mall dinner with friends
Tithing 41.50 39.00 2.50 2/21/13 I-Card 20.00 Entertainment / Recreation BYU-Idaho Tickets concert tickets
Total Savings: (157.88) 0.00 157.88 Travel 20.00 35.26 (15.26) 2/22/13 Debit 15.26 Travel Maverick fuel, popcorn, sodas, on the road trip
Tuition 0.00 0.00 2/25/13 Cash 4.35 Entertainment / Recreation Rexburger Bowling bowling fees
Goal Actual Difference 2/26/13 Check 39.00 Tithing My ward February income
Payroll Deductions 2/27/13 Cash 12.39 School Supplies Walmart notebook and stuff
Federal Income Taxes 11.50 11.50 0.00 2/29/13 Cash 20.00 Travel Chevron help with gas for past trip
FICA Taxes 22.19 22.19 0.00 Total Expenses: 532.09 656.57 (124.48)
State Income Taxes 7.10 5.50 1.60
Ce ll Phone
February Expense Pie Chart Charitabl e Donations
Total Deductions: 40.79 39.19 1.60 Clothing
Entertainment / Recreation
Food (eating out)
Goal Actual Difference Food (groceries)
Gifts
Cash Flow Summary Housing / Utilities
Total Income 415.00 390.00 (25.00) Mi scellaneous
School Supplies
Total Savings (Short Term) (157.88) 0.00 157.88 Tex tbooks
Tithing
Total Payroll Deductions 40.79 39.19 1.60 Travel
Total Expenses 532.09 656.57 (124.48) Tuition

Monthly Cash Flow: 0.00 (305.76)

 Sarah's Financial Action Plan (** Do Not Type In Any Gray Boxes**) Sarah's Daily Expense Record Debit
Cash
________ Budget Goal Actual Difference Goal Actual Difference Date Payment How much? Expense Category To Whom? Notes Check
Income Expenses 3/1/13 Debit 50.78 Food (groceries) Albertson's groceries I-Card
Employment 290.00 290.00 0.00 Cell Phone 40.59 39.98 0.61 3/1/13 Check 225.00 Housing / Utilities The Place March rent Food Card
Financial Aid 0.00 Charitable Donations 5.00 5.00 0.00 3/2/13 Cash 2.25 Food (eating out) Dairy Queen ice cream Gift Card
Other 125.00 125.00 0.00 Clothing 10.00 4.89 5.11 3/3/13 Check 5.00 Charitable Donations My ward fast offering Credit Card
Entertainment / Recreatio 15.00 0.00 15.00 3/8/13 Debit 6.75 Food (eating out) McDonald's lunch Other
Total Income: 415.00 415.00 0.00 Food (eating out) 20.00 9.00 11.00 3/8/13 Cash 4.25 Miscellaneous Porter's craft ideas
Food (groceries) 130.00 131.66 (1.66) 3/8/13 Gift Card 4.89 Clothing BYU-I Bookstore socks
Goal Actual Difference Gifts 5.00 8.39 (3.39) 3/13/13 Debit 35.32 Food (groceries) Broulim's
Savings (Short Term) Housing / Utilities 225.00 225.00 0.00 3/12/13 Debit 8.39 Gifts Target sister's baby shower
Emergency 7.12 (7.12) Miscellaneous 15.00 4.25 10.75 3/15/13 Check 39.98 Cell Phone AT&T
Living Expenses (225.00) 225.00 School Supplies 5.00 0.00 5.00 3/16/13 Debit 45.56 Food (groceries) Broulim's
Vehicle (Down Payment Goal) 60.00 (60.00) Textbooks 0.00 0.00
Tithing 41.50 0.00 41.50
Total Savings: (157.88) 0.00 157.88 Travel 20.00 0.00 20.00
Tuition 0.00 0.00
Goal Actual Difference
Payroll Deductions
Federal Income Taxes 11.50 11.50 0.00
FICA Taxes 22.19 22.19 0.00 Total Expenses: 532.09 428.17 103.92
State Income Taxes 7.10 5.50 1.60
Ce ll Phone
_________ Expense Pie Chart Charitable Donations
Total Deductions: 40.79 39.19 1.60 Clothing
Entertainment / Recreation
Food (eating out)
Goal Actual Difference Food (groceri es)
Gifts
Cash Flow Summary Housing / Utilitie s
Total Income 415.00 415.00 0.00 Mi scel laneous
School Suppl ies
Total Savings (Short Term) (157.88) 0.00 157.88 Tex tbooks
Tithing
Total Payroll Deductions 40.79 39.19 1.60 Travel
Total Expenses 532.09 428.17 103.92 Tui tion

Monthly Cash Flow: 0.00 (52.36)

 My Financial Action Plan (** Do Not Type In Any Gray Boxes**) My Daily Expense Record Debit
Cash
Month 1 Budget Goal Actual Difference Goal Actual Difference Date Payment How much? Expense Category To Whom? Notes Check
Income Expenses I-Card
Employment 1,200.00 (1,200.00) Cell Phone 45.00 0.00 45.00 Food Card
Financial Aid 0.00 Charitable Donations 0.00 0.00 Gift Card
Other 0.00 Clothing 0.00 0.00 Credit Card
Entertainment / Recreation 0.00 0.00 Other
Total Income: 1,200.00 0.00 (1,200.00) Food (eating out) 20.00 0.00 20.00
Food (groceries) 20.00 0.00 20.00
Goal Actual Difference Gifts 0.00 0.00
Savings (Short Term) Housing / Utilities 0.00 0.00
Emergency 50.00 (50.00) Miscellaneous 20.00 0.00 20.00
Living Expenses 20.00 (20.00) School Supplies 0.00 0.00
Vehicle (Down Payment Goal) 0.00 Textbooks 40.00 0.00 40.00
Tithing 120.00 0.00 120.00
Total Savings: 70.00 0.00 (70.00) Travel 0.00 0.00
Tuition 1,304.00 0.00 1,304.00
Goal Actual Difference
Payroll Deductions
Federal Income Taxes 20.00 20.00
FICA Taxes 20.00 20.00 Total Expenses: 1,569.00 0.00 1,569.00
State Income Taxes 20.00 20.00
Ce ll Phone
Month 1 Expense Pie Chart Charitable Donations
Total Deductions: 60.00 0.00 60.00 Clothing
Entertainment / Recreation
Food (eating out)
Goal Actual Difference Food (groceri es)
Gifts
Cash Flow Summary Housing / Utilitie s
Total Income 1200.00 0.00 (1200.00) Mi scel laneous
School Suppl ies
Total Savings (Short Term) 70.00 0.00 (70.00) Tex tbooks
Tithing
Total Payroll Deductions 60.00 0.00 60.00 Travel
Total Expenses 1569.00 0.00 1569.00 Tui tion

Monthly Cash Flow: (499.00) 0.00

 My Financial Action Plan (** Do Not Type In Any Gray Boxes**) My Daily Transaction Record Debit
Check
Month _______ Start Balance Goal Actual End Balance Goal Actual Difference Date Payment How much? Expense Category To Whom? Notes Cash-In
Personal Accounts Expenses Cash-Out
Emergency 0.00 Cell Phone 0.00 0.00 I Card-In
Banking

Living Expenses 0.00 Charitable Donations 0.00 0.00 I Card-Out

Clothing 0.00 0.00 Deposit
Entertainment / Recreation 0.00 0.00 Credit
Cash 0.00 0.00 Food (eating out) 0.00 0.00
Other

I-Card 0.00 0.00 Food (groceries) 0.00 0.00

Total Personal Accounts: 0.00 0.00 0.00 0.00 Gifts 0.00 0.00
Housing / Utilities 0.00 0.00
Goal Actual Difference Miscellaneous 0.00 0.00
Income School Supplies 0.00 0.00
Employment 0.00 Textbooks 0.00 0.00
Financial Aid 0.00 Tithing 0.00 0.00
Other 0.00 Travel 0.00 0.00
Tuition 0.00 0.00
Total Income: 0.00 0.00 0.00

Goal Actual Difference

Payroll Deductions Total Expenses: 0.00 0.00 0.00
Federal Income Taxes 0.00
FICA Taxes 0.00 ________ Expense Pie Chart
State Income Taxes 0.00 Cell Phone
Charitable Donations
Clothing
Total Deductions: 0.00 0.00 0.00 Ente rtai nment / Recre ation
Food (e ating out)
Food (grocerie s)
Goal Actual Difference
Gifts
Cash Flow Summary Housing / Util ities
Total Income: 0.00 0.00 0.00 Miscell ane ous
School Suppli es
Total Payroll Deductions: 0.00 0.00 0.00
Textbooks
Total Personal Accounts: 0.00 0.00 0.00 Tithing
Total Expenses: 0.00 0.00 0.00 Travel
Tuition
Monthly Cash Flow: 0.00 0.00
 My Long-Term Savings Balances

Balances Mini-Savings Accounts

500.00 Housing
125.00 Miscellaneous
195.00 Travel
1600.00 Tuition
500.00 Vehicle
2920.00 Total Balance

My Long-Term Daily Transactions

Date $ Type Mini-Savings Accounts
6/1/12 500.00 Deposit Housing
6/1/12 250.00 Deposit Miscellaneous
6/1/12 250.00 Deposit Travel
6/1/12 1200.00 Deposit Tuition
6/1/12 500.00 Deposit Vehicle
6/8/12 -55.00 Withdrawal Travel
6/23/12 -125.00 Withdrawal Miscellaneous
6/29/12 400.00 Deposit Tuition
Savings Balances

Daily Transactions
Notes
setting up my long term savings
setting up my long term savings
setting up my long term savings
setting up my long term savings
setting up my long term savings
bus ticket
camping gear and food supplies
help from grandparents for fall tuition
Deposit

Withdrawal
 My Annual Summary Jan Feb
Employment
Income Financial Aid
Other

Total Income: 0.00 0.00

Emergency
Living Expenses
Savings

Vehicle (down payment goal)

Total Savings (Short Term) 0.00 0.00

Federal Income Taxes
Deductions

FICA Taxes
State Income Taxes

Total Payroll Deductions: 0.00 0.00

Cell Phone Plan
Charitable Donations
Clothing
Entertainment / Date
Food (eating out)
Food (groceries)
Gifts
Expenses

Housing / Utilities
Miscellaneous
School Supplies
Textbooks
Tithing
Travel
Tuition
 Total Expenses 0.00 0.00
Over/Under Amount:
Mar Apr May Jun Jul

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00
Aug Sep Oct Nov Dec

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00

0.00 0.00 0.00 0.00 0.00
Total Average
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!

0.00 0.00
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 0.00
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!

0.00 0.00
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 #DIV/0!
0.00 0.00