PHILAM ASSET MANAGEMENT, INC.

2/F Philam Life Bldg., Rizal Avenue

Davao City

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Dear Sir/Madam________________,

Greetings!

As Filipinos, we are hardworking and resourceful with our money. This makes
investing a viable opportunity to build and grow wealth for our financial goals. In
Philam Asset Management, Inc. (PAMI), we have created easy and accessible
investments with the right mix of funds for every risk profile. Whether you are budget
conscious or seeking to maximize your earning potential, we have investment
options through a broad array of PAMI MUTUAL FUNDS to help grow your financial
assets.

I get in touch with you soonest possible time to arrange for a personal presentation
on how you can grow your money with PAMI MUTUAL FUNDS.

Sincerely,

ANTONIO C. CAYETANO, LL.B., CIS

Certified Investment Solicitor – PAMI
Until December 31, 2018
SEC Registration No. C.R. No. 02-2013-08647
TIN 116-949-171