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American National Term Life Insurance Monthly Rates

To see your life insurance rates:

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Male - 18 Years of Age Female - 18 Years of Age


Male - 19 Years of Age Female - 19 Years of Age
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Male - 42 Years of Age Female - 42 Years of Age
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Male - 49 Years of Age Female - 49 Years of Age
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Male - 60 Years of Age Female - 60 Years of Age
Male - 61 Years of Age Female - 61 Years of Age
Male - 62 Years of Age Female - 62 Years of Age
Male - 63 Years of Age Female - 63 Years of Age
Male - 64 Years of Age Female - 64 Years of Age
Male - 65 Years of Age Female - 65 Years of Age
Male - 66 Years of Age Female - 66 Years of Age
Male - 67 Years of Age Female - 67 Years of Age
Male - 68 Years of Age Female - 68 Years of Age
Male - 69 Years of Age Female - 69 Years of Age
Male - 70 Years of Age Female - 70 Years of Age
American National Insurance
Life Insurance Monthly Term Rates
Male - 18 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.79 $32.40 $46.01 $55.30 $67.82 $80.35 $92.88 $105.41
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $11.45 $17.28 $23.33 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 18 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.23 $14.43 $19.05 $23.67 $25.27 $44.93 $64.80 $81.22 $100.22 $119.23 $138.24 $157.25
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.19 $12.53 $16.20 $19.87 $22.03 $36.29 $51.84 $64.80 $79.70 $94.61 $109.51 $124.42
20 Year Level Term $12.05 $14.60 $19.31 $24.02 $24.41 $41.90 $60.26 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.34 $18.66 $25.40 $32.14 $36.29 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 18 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $24.19 $43.20 $62.21 $77.76 $95.90 $114.05 $132.19 $150.34
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.21 $63.07 $92.02 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $39.96 $73.44 $107.57 $133.06 $165.02 $196.99 $228.96 $260.93
30 Year Level Term N/A N/A N/A N/A $57.24 $108.00 $159.41 $203.04 $252.50 $301.97 $351.43 $400.90

American National Insurance


Life Insurance Monthly Term Rates
Male - 18 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.79 $15.72 $21.00 $26.27 $25.92 $46.66 $67.39 $83.81 $103.46 $123.12 $142.78 $162.43
10 Year Level Term $16.68 $21.77 $30.07 $38.36 $38.23 $69.12 $101.09 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term $16.68 $22.98 $31.88 $40.78 $44.71 $82.51 $121.18 $148.61 $184.46 $220.32 $256.18 $292.03
20 Year Level Term $16.03 $27.39 $38.49 $49.78 $48.17 $89.42 $131.54 $165.02 $204.98 $244.94 $284.90 $324.86
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $70.63 $133.06 $196.99 $258.34 $321.62 $384.91 $448.20 $511.49

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 18 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.37 $15.55 $20.74 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term N/A N/A N/A N/A $9.72 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.55 $25.06 $34.99 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 18 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.08 $8.38 $9.98 $11.58 $13.18 $21.17 $29.16 $33.70 $40.82 $47.95 $55.08 $62.21
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.71 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $54.43 $66.74 $79.06 $91.37 $103.68
20 Year Level Term $11.23 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $59.62 $73.22 $86.83 $100.44 $114.05
30 Year Level Term $12.31 $15.47 $20.61 $25.75 $27.22 $49.25 $71.28 $84.67 $104.54 $124.42 $144.29 $164.16

American National Insurance


Life Insurance Monthly Term Rates
Female - 18 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.82 $22.03 $30.46 $36.29 $44.06 $51.84 $59.62 $67.39
10 Year Level Term N/A N/A N/A N/A $24.84 $42.34 $60.91 $70.85 $87.26 $103.68 $120.10 $136.51
15 Year Level Term N/A N/A N/A N/A $26.57 $57.52 $68.69 $83.81 $103.46 $123.12 $142.78 $162.43
20 Year Level Term N/A N/A N/A N/A $31.32 $53.57 $77.76 $100.22 $123.98 $147.74 $171.50 $195.26
30 Year Level Term N/A N/A N/A N/A $40.82 $74.74 $109.51 $143.42 $177.98 $212.54 $247.10 $281.66

American National Insurance


Life Insurance Monthly Term Rates
Female - 18 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.25 $9.85 $12.18 $14.52 $15.34 $25.49 $35.64 $43.20 $52.70 $62.21 $71.71 $81.22
10 Year Level Term $13.26 $17.45 $23.59 $29.72 $29.59 $53.57 $77.76 $94.18 $116.42 $138.67 $160.92 $183.17
15 Year Level Term $15.38 $20.30 $27.86 $35.42 $33.26 $59.62 $86.83 $105.41 $130.46 $155.52 $180.58 $205.63
20 Year Level Term $15.55 $21.95 $30.33 $38.71 $35.21 $63.07 $92.02 $113.18 $140.18 $167.18 $194.18 $221.18
30 Year Level Term $18.62 $29.55 $41.73 $53.91 $47.74 $90.29 $132.84 $171.07 $212.54 $254.02 $295.49 $336.96

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 19 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.14 $31.10 $44.06 $52.70 $64.58 $76.46 $88.34 $100.22
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $11.45 $17.28 $23.33 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 19 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.19 $13.91 $18.27 $22.64 $24.19 $43.20 $62.21 $76.90 $94.82 $112.75 $130.68 $148.61
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.19 $12.53 $16.20 $19.87 $22.03 $36.29 $51.84 $64.80 $79.70 $94.61 $109.51 $124.42
20 Year Level Term $12.05 $14.60 $19.31 $24.02 $24.41 $41.90 $60.26 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.34 $18.66 $25.40 $32.14 $36.29 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 19 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $24.19 $43.20 $62.21 $77.76 $92.90 $114.05 $132.19 $150.40
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.21 $63.07 $92.02 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $39.96 $73.44 $107.57 $133.06 $165.02 $196.66 $228.96 $260.93
30 Year Level Term N/A N/A N/A N/A $57.24 $108.00 $159.41 $203.04 $252.50 $301.97 $351.43 $400.90

American National Insurance


Life Insurance Monthly Term Rates
Male - 19 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.75 $15.72 $21.00 $26.27 $25.92 $46.66 $67.39 $83.81 $103.46 $123.12 $142.78 $162.43
10 Year Level Term $16.68 $21.77 $30.07 $38.36 $38.23 $69.12 $101.09 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term $16.68 $22.98 $31.88 $40.78 $44.71 $82.51 $121.18 $149.61 $184.46 $220.32 $256.18 $292.03
20 Year Level Term $16.03 $27.39 $38.49 $49.59 $48.17 $89.42 $131.54 $165.02 $204.98 $244.94 $284.90 $324.86
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $70.63 $133.06 $196.99 $258.34 $321.62 $384.91 $448.20 $511.49

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 19 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.94 $14.69 $19.44 $21.60 $25.70 $29.81 $33.91 $38.02
10 Year Level Term N/A N/A N/A N/A $9.72 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.55 $25.06 $34.99 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 19 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.91 $8.12 $9.59 $11.06 $12.53 $19.87 $27.22 $31.97 $38.66 $45.36 $52.06 $58.75
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.71 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $54.43 $66.74 $79.06 $91.37 $103.68
20 Year Level Term $11.23 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $59.62 $73.22 $86.83 $100.44 $114.05
30 Year Level Term $12.31 $15.47 $20.61 $25.75 $27.22 $49.25 $71.28 $84.67 $104.54 $124.42 $144.29 $164.16

American National Insurance


Life Insurance Monthly Term Rates
Female - 19 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.96 $20.74 $25.51 $33.70 $40.82 $47.95 $55.08 $62.21
10 Year Level Term N/A N/A N/A N/A $24.84 $42.34 $60.91 $70.85 $87.26 $103.68 $120.10 $136.51
15 Year Level Term N/A N/A N/A N/A $26.57 $47.52 $98.69 $83.81 $103.46 $123.12 $142.78 $162.43
20 Year Level Term N/A N/A N/A N/A $31.32 $53.57 $77.76 $100.22 $123.98 $147.74 $171.50 $195.26
30 Year Level Term N/A N/A N/A N/A $40.82 $74.74 $109.51 $143.42 $177.98 $212.54 $247.10 $281.66

American National Insurance


Life Insurance Monthly Term Rates
Female - 19 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.25 $9.42 $11.53 $13.65 $14.47 $23.76 $33.05 $39.74 $48.38 $57.02 $65.66 $74.30
10 Year Level Term $13.26 $17.45 $23.59 $29.72 $29.59 $53.57 $77.76 $94.18 $116.42 $138.67 $160.92 $183.17
15 Year Level Term $15.38 $20.30 $27.86 $35.42 $33.26 $59.62 $86.83 $105.41 $130.46 $155.52 $180.58 $205.63
20 Year Level Term $15.55 $21.95 $30.33 $38.71 $35.21 $63.07 $92.02 $113.18 $140.18 $167.18 $194.18 $221.18
30 Year Level Term $18.62 $29.55 $41.73 $53.91 $47.74 $90.29 $132.84 $171.07 $212.54 $254.02 $295.49 $336.96

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 20 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $17.50 $29.81 $42.12 $50.98 $62.42 $73.87 $85.32 $96.77
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $11.45 $17.28 $23.33 $29.30 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 20 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.15 $13.56 $17.76 $21.95 $23.33 $41.47 $59.62 $73.44 $90.50 $107.57 $124.63 $141.70
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.19 $12.53 $16.20 $19.87 $22.03 $36.29 $51.84 $64.80 $79.70 $94.61 $109.51 $124.42
20 Year Level Term $12.05 $14.60 $19.31 $24.02 $24.41 $41.90 $60.26 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.34 $18.66 $25.40 $32.14 $36.29 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 20 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $23.54 $41.90 $60.26 $74.30 $91.58 $108.86 $126.14 $143.24
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.21 $63.07 $92.02 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $39.96 $73.44 $107.57 $133.06 $165.02 $196.99 $228.96 $260.93
30 Year Level Term N/A N/A N/A N/A $57.24 $108.00 $159.41 $203.04 $252.50 $301.97 $351.43 $400.90

American National Insurance


Life Insurance Monthly Term Rates
Male - 20 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.71 $15.29 $20.35 $25.40 $25.27 $44.93 $64.80 $81.22 $100.22 $119.23 $138.24 $157.25
10 Year Level Term $16.68 $21.77 $30.07 $38.36 $38.23 $69.12 $101.09 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term $16.68 $22.98 $31.88 $40.78 $44.71 $82.51 $121.18 $148.61 $184.46 $220.32 $256.18 $292.03
20 Year Level Term $16.03 $27.90 $38.49 $49.59 $48.17 $89.42 $131.54 $165.02 $204.98 $244.94 $284.90 $324.86
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $70.63 $133.06 $196.99 $258.34 $321.62 $384.91 $448.20 $511.49

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 20 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.50 $13.82 $18.14 $19.87 $23.54 $27.22 $30.89 $34.56
10 Year Level Term N/A N/A N/A N/A $9.72 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.55 $25.06 $34.99 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 20 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.60 $7.86 $9.20 $10.54 $11.66 $18.14 $24.62 $28.51 $34.34 $40.18 $46.01 $51.84
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.71 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $54.43 $66.74 $79.06 $91.37 $103.68
20 Year Level Term $11.23 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $59.62 $73.22 $86.83 $100.44 $114.05
30 Year Level Term $12.31 $15.47 $20.61 $25.75 $27.22 $49.25 $71.28 $84.67 $104.54 $124.42 $144.90 $164.16

American National Insurance


Life Insurance Monthly Term Rates
Female - 20 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.31 $19.44 $26.57 $31.10 $37.58 $44.06 $50.54 $57.02
10 Year Level Term N/A N/A N/A N/A $24.84 $42.34 $60.91 $70.85 $87.26 $103.68 $120.10 $136.51
15 Year Level Term N/A N/A N/A N/A $26.57 $47.52 $68.69 $83.81 $103.46 $123.12 $142.78 $162.43
20 Year Level Term N/A N/A N/A N/A $31.32 $53.57 $77.76 $100.22 $123.98 $147.74 $171.50 $195.26
30 Year Level Term N/A N/A N/A N/A $40.82 $74.74 $109.51 $143.42 $177.98 $212.54 $247.10 $281.66

American National Insurance


Life Insurance Monthly Term Rates
Female - 20 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.12 $9.07 $11.02 $12.96 $13.82 $22.03 $30.46 $37.15 $45.14 $53.14 $61.13 $69.12
10 Year Level Term $13.26 $17.45 $23.59 $29.72 $29.59 $53.57 $77.76 $94.18 $116.42 $138.67 $160.92 $183.17
15 Year Level Term $15.38 $20.30 $27.86 $35.42 $3.26 $59.62 $86.83 $105.41 $130.46 $155.52 $180.58 $205.63
20 Year Level Term $15.55 $21.95 $30.33 $38.71 $35.21 $63.07 $92.02 $113.18 $140.18 $167.18 $194.18 $221.18
30 Year Level Term $18.62 $29.55 $41.73 $53.91 $47.74 $90.29 $132.84 $171.07 $212.54 $254.02 $295.49 $336.96

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 21 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 amand $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $16.20 $27.22 $38.23 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $11.66 $17.71 $23.98 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.53 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 21 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.76 $12.70 $16.46 $20.22 $21.38 $37.58 $53.78 $66.53 $81.86 $97.20 $112.54 $127.87
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.19 $12.53 $16.20 $19.87 $22.03 $36.29 $51.84 $64.80 $79.70 $94.61 $109.51 $124.42
20 Year Level Term $12.10 $14.60 $19.31 $24.02 $24.41 $41.90 $60.26 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.34 $18.66 $25.40 $32.14 $36.29 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 21 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $22.68 $40.18 $57.67 $71.71 $88.34 $104.98 $121.61 $138.24
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.21 $63.07 $92.02 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $39.96 $73.87 $108.22 $133.06 $165.02 $196.99 $228.96 $260.93
30 Year Level Term N/A N/A N/A N/A $57.46 $108.86 $160.70 $205.63 $255.74 $305.86 $355.97 $406.08

American National Insurance


Life Insurance Monthly Term Rates
Male - 21 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.62 $14.86 $19.70 $24.54 $24.41 $43.20 $62.21 $77.76 $95.90 $114.05 $132.19 $150.34
10 Year Level Term $16.68 $21.77 $30.07 $38.36 $38.45 $69.55 $101.74 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term $16.68 $23.07 $32.01 $40.95 $45.14 $82.94 $121.82 $148.61 $184.46 $220.32 $256.18 $292.03
20 Year Level Term $16.03 $27.39 $38.49 $49.59 $48.60 $89.86 $132.19 $166.75 $207.14 $247.54 $287.93 $328.32
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $70.85 $133.92 $198.29 $260.06 $323.78 $387.50 $451.22 $514.94

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 21 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A 9.07 12.53 $16.20 $18.14 $21.38 $24.62 $27.86 $31.10
10 Year Level Term N/A N/A N/A N/A 9.72 13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A 11.23 15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A 12.31 19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A 15.55 25.06 $34.99 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 21 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.39 $7.52 $8.68 $9.85 $11.02 $16.85 $22.68 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.71 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $54.43 $66.74 $79.06 $91.37 $103.68
20 Year Level Term $11.28 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $59.62 $73.22 $86.83 $100.44 $114.05
30 Year Level Term $12.31 $15.55 $20.74 $25.92 $27.22 $49.25 $71.28 $86.40 $106.70 $127.01 $147.31 $167.62

American National Insurance


Life Insurance Monthly Term Rates
Female - 21 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.45 $17.71 $23.98 $27.65 $33.26 $38.88 $44.50 $50.11
10 Year Level Term N/A N/A N/A N/A $25.27 $42.77 $61.56 $71.71 $88.34 $104.98 $121.61 $138.24
15 Year Level Term N/A N/A N/A N/A $26.78 $47.95 $69.34 $84.67 $104.54 $124.42 $144.29 $164.16
20 Year Level Term N/A N/A N/A N/A $31.32 $54.43 $79.06 $101.09 $125.06 $149.04 $173.02 $196.99
30 Year Level Term N/A N/A N/A N/A $42.12 $77.33 $113.40 $147.74 $183.38 $219.02 $254.66 $290.30

American National Insurance


Life Insurance Monthly Term Rates
Female - 21 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.86 $8.55 $10.24 $11.92 $12.74 $19.87 $27.22 $32.83 $39.74 $46.66 $53.57 $60.84
10 Year Level Term $13.26 $17.45 $23.59 $29.72 $30.02 $53.57 $77.76 $95.04 $117.50 $139.97 $162.43 $184.90
15 Year Level Term $15.42 $20.56 $28.25 $35.94 $33.48 $60.05 $87.48 $107.14 $132.62 $158.11 $183.60 $209.09
20 Year Level Term $15.60 $22.03 $30.46 $38.88 $35.64 $63.50 $92.66 $115.78 $143.42 $171.07 $198.72 $226.37
30 Year Level Term $18.66 $29.72 $41.99 $54.26 $49.68 $94.18 $138.67 $177.12 $220.10 $263.09 $306.07 $349.06

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 22 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.90 $24.62 $34.40 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $11.88 $17.71 $23.98 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 22 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.28 $11.84 $15.16 $18.49 $19.66 $34.13 $48.60 $59.62 $73.22 $86.83 $100.44 $114.05
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.23 $12.53 $16.20 $19.87 $22.03 $36.29 $51.84 $64.80 $79.70 $94.61 $109.51 $124.42
20 Year Level Term $12.14 $14.60 $19.31 $24.02 $24.41 $41.90 $60.26 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.39 $18.66 $25.40 $32.14 $36.29 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 22 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $21.38 $37.15 $53.14 $65.66 $80.78 $95.90 $111.02 $126.14
10 Year Level Term N/A N/A N/A N/A $30.46 $63.07 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.21 $73.87 $92.02 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $40.18 $109.30 $108.22 $133.92 $166.10 $198.29 $230.47 $262.66
30 Year Level Term N/A N/A N/A N/A $57.89 $110.16 $161.35 $207.36 $257.90 $308.45 $358.99 $409.54

American National Insurance


Life Insurance Monthly Term Rates
Male - 22 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.28 $14.08 $18.53 $22.98 $22.90 $40.61 $58.32 $72.58 $89.42 $106.27 $123.12 $139.97
10 Year Level Term $16.68 $21.86 $30.20 $38.53 $38.45 $69.98 $102.38 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term $16.68 $23.16 $32.14 $41.13 $45.58 $83.38 $122.47 $149.47 $185.54 $221.62 $257.69 $293.76
20 Year Level Term $16.03 $27.39 $38.49 $49.59 $49.03 $90.29 $132.84 $169.34 $210.38 $251.42 $292.46 $333.50
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $71.06 $134.35 $198.94 $261.79 $325.94 $390.10 $454.25 $518.40

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 22 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $9.72 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $3.00 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.55 $25.90 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 22 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.21 $7.34 $8.42 $9.50 $10.58 $15.55 $20.74 $24.19 $28.94 $33.70 $38.45 $43.20
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.76 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $54.43 $66.74 $79.06 $91.37 $103.68
20 Year Level Term $11.32 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $59.62 $73.22 $86.83 $100.44 $114.05
30 Year Level Term $12.31 $15.55 $20.74 $25.92 $27.43 $49.25 $71.28 $87.26 $107.78 $128.30 $148.82 $169.34

American National Insurance


Life Insurance Monthly Term Rates
Female - 22 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.02 $16.85 $22.68 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term N/A N/A N/A N/A $25.49 $43.63 $62.86 $72.58 $89.40 $106.27 $123.12 $139.97
15 Year Level Term N/A N/A N/A N/A $27.00 $48.38 $69.98 $86.40 $106.70 $127.01 $147.31 $167.62
20 Year Level Term N/A N/A N/A N/A $31.54 $55.30 $80.35 $101.95 $126.14 $150.34 $174.53 $198.72
30 Year Level Term N/A N/A N/A N/A $43.42 $79.92 $117.29 $152.06 $188.78 $225.50 $262.22 $298.94

American National Insurance


Life Insurance Monthly Term Rates
Female - 22 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.78 $8.29 $9.85 $11.40 $12.10 $19.10 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
10 Year Level Term $13.31 $17.45 $2.59 $29.72 $30.24 $53.57 $77.76 $96.77 $119.66 $142.56 $165.46 $188.35
15 Year Level Term $15.47 $20.82 $28.64 $36.46 $33.48 $60.48 $88.13 $108.86 $134.78 $160.70 $186.62 $212.54
20 Year Level Term $15.64 $22.12 $30.90 $39.05 $35.86 $64.37 $93.96 $118.37 $146.66 $174.96 $203.26 $231.55
30 Year Level Term $18.71 $29.89 $42.25 $54.60 $51.62 $98.06 $144.50 $184.03 $228.74 $273.46 $318.17 $362.88

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 23 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.82 $22.03 $30.46 $36.29 $44.06 $51.84 $59.62 $67.39
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.10 $18.14 $24.62 $29.38 $35.24 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $32.40 $46.01 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 23 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.76 $10.97 $13.87 $16.76 $17.71 $30.24 $42.77 $52.70 $64.58 $76.46 $88.34 $100.22
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.23 $12.61 $16.33 $20.04 $22.03 $36.29 $51.84 $65.66 $80.78 $95.90 $111.02 $126.14
20 Year Level Term $12.18 $14.60 $19.31 $24.02 $24.41 $42.34 $60.91 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.39 $18.75 $25.53 $32.31 $36.50 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 23 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $19.87 $34.56 $49.25 $60.48 $74.30 $88.13 $101.95 $115.78
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.42 $63.50 $92.66 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $40.18 $74.30 $108.86 $133.92 $166.10 $198.29 $230.47 $262.66
30 Year Level Term N/A N/A N/A N/A $58.10 $110.16 $162.65 $209.95 $261.14 $312.34 $363.53 $414.72

American National Insurance


Life Insurance Monthly Term Rates
Male - 23 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.93 $13.39 $17.50 $21.60 $21.38 $37.58 $53.78 $66.53 $81.86 $97.20 $112.54 $127.87
10 Year Level Term $16.68 $21.86 $30.20 $38.53 $35.66 $70.85 $103.68 $129.60 $160.70 $191.81 $222.91 $254.02
15 Year Level Term $16.68 $23.16 $32.14 $41.13 $45.79 $83.38 $122.47 $149.47 $185.54 $221.62 $257.69 $293.76
20 Year Level Term $16.03 $27.39 $38.49 $49.59 $49.25 $91.15 $134.14 $171.07 $212.54 $254.02 $295.49 $336.96
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $71.50 $135.22 $200.23 $264.38 $329.18 $393.98 $458.78 $523.58

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 23 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $16.42 $19.22 $22.03 $24.84 $27.65
10 Year Level Term N/A N/A N/A N/A $9.94 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 23 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.08 $7.26 $8.29 $9.33 $10.15 $15.12 $20.09 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.76 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $55.30 $67.82 $80.35 $92.88 $105.41
20 Year Level Term $11.32 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $60.48 $74.30 $88.13 $101.95 $115.78
30 Year Level Term $12.36 $15.64 $20.87 $26.09 $27.43 $49.25 $71.28 $88.99 $109.94 $130.90 $151.85 $172.80

American National Insurance


Life Insurance Monthly Term Rates
Female - 23 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.37 $15.55 $20.74 $24.19 $28.94 $33.70 $38.45 $43.20
10 Year Level Term N/A N/A N/A N/A $25.92 $44.06 $63.50 $74.30 $91.58 $108.86 $126.14 $143.42
15 Year Level Term N/A N/A N/A N/A $27.43 $48.38 $69.98 $87.26 $107.78 $128.30 $148.82 $169.34
20 Year Level Term N/A N/A N/A N/A $31.54 $55.73 $81.00 $102.82 $127.22 $151.63 $176.04 $200.45
30 Year Level Term N/A N/A N/A N/A $44.50 $82.94 $121.82 $155.52 $193.10 $230.69 $268.27 $305.86

American National Insurance


Life Insurance Monthly Term Rates
Female - 23 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.56 $8.04 $9.46 $10.89 $11.45 $17.71 $23.98 $28.51 $34.34 $40.18 $46.01 $51.84
10 Year Level Term $13.31 $17.45 $23.59 $29.72 $30.67 $54.00 $78.41 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term $15.47 $21.00 $28.90 $36.81 $33.70 $60.48 $88.13 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term $15.64 $22.29 $30.84 $39.40 $36.29 $64.80 $94.61 $121.82 $150.98 $180.14 $209.30 $238.46
30 Year Level Term $18.79 $30.15 $42.64 $55.12 $53.57 $101.52 $149.69 $190.08 $236.30 $282.53 $328.75 $374.98

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 24 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.53 $19.44 $26.57 $31.10 $37.58 $44.06 $50.54 $57.02
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.31 $18.14 $24.62 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $32.40 $46.01 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 24 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.20 $10.11 $12.57 $15.03 $15.98 $26.78 $37.58 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.23 $12.61 $16.33 $20.04 $22.03 $36.29 $51.84 $65.66 $80.78 $95.90 $111.02 $126.14
20 Year Level Term $12.23 $14.60 $19.31 $24.02 $24.41 $42.34 $60.91 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.43 $18.75 $25.53 $32.31 $36.50 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 24 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $17.93 $30.67 $43.42 $53.57 $65.66 $77.76 $89.86 $101.90
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.42 $63.50 $92.66 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $40.39 $74.30 $108.86 $134.78 $167.18 $199.58 $231.98 $264.38
30 Year Level Term N/A N/A N/A N/A $58.54 $110.59 $163.30 $211.68 $263.30 $314.93 $366.55 $418.18

American National Insurance


Life Insurance Monthly Term Rates
Male - 24 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.28 $12.36 $15.94 $19.53 $19.44 $33.26 $47.30 $58.75 $72.14 $85.54 $98.93 $112.32
10 Year Level Term $16.68 $21.95 $30.33 $38.71 $38.66 $71.28 $104.33 $129.60 $160.70 $191.81 $222.91 $254.02
15 Year Level Term $16.68 $23.24 $32.27 $41.30 $46.22 $83.81 $123.12 $150.34 $186.62 $222.91 $259.20 $295.49
20 Year Level Term $16.03 $27.39 $38.49 $49.59 $49.68 $91.58 $134.78 $173.66 $215.78 $257.90 $300.02 $342.14
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $71.71 $135.65 $200.88 $266.11 $331.34 $396.58 $461.81 $527.04

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 24 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.21 $11.23 $14.26 $15.55 $18.14 $20.74 $23.33 $25.92
10 Year Level Term N/A N/A N/A N/A $9.94 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 25..92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.77 $25.92 $36.29 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 24 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.04 $7.17 $8.16 $9.16 $9.94 $14.69 $19.44 $22.46 $26.78 $31.10 $35.42 $39.74
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.76 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $55.30 $67.82 $80.35 $92.88 $105.41
20 Year Level Term $11.40 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $60.48 $74.30 $88.10 $101.95 $115.78
30 Year Level Term $12.36 $15.64 $20.87 $26.09 $27.65 $49.25 $71.28 $89.86 $111.02 $132.19 $153.36 $174.53

American National Insurance


Life Insurance Monthly Term Rates
Female - 24 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.94 $14.69 $19.44 $22.46 $26.78 $31.10 $35.42 $39.74
10 Year Level Term N/A N/A N/A N/A $26.14 $44.93 $64.80 $75.17 $92.66 $110.16 $127.66 $145.15
15 Year Level Term N/A N/A N/A N/A $27.65 $48.82 $70.63 $88.99 $109.94 $130.90 $151.85 $172.80
20 Year Level Term N/A N/A N/A N/A $31.75 $56.59 $82.30 $103.68 $128.30 $152.93 $177.55 $202.18
30 Year Level Term N/A N/A N/A N/A $45.79 $85.54 $125.71 $159.84 $198.50 $237.17 $275.83 $314.50

American National Insurance


Life Insurance Monthly Term Rates
Female - 24 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.47 $7.86 $9.20 $10.54 $11.02 $16.85 $22.68 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $13.35 $17.45 $23.29 $29.72 $30.89 $54.00 $78.41 $99.36 $122.90 $146.45 $169.99 $193.54
15 Year Level Term $15.51 $21.25 $29.29 $37.32 $33.70 $60.91 $88.78 $113.18 $140.18 $167.18 $194.18 $221.18
20 Year Level Term $15.68 $22.38 $30.97 $39.57 $36.50 $65.66 $95.90 $124.42 $154.22 $184.03 $213.84 $243.65
30 Year Level Term $18.84 $30.33 $42.90 $55.47 $55.51 $105.41 $155.52 $196.99 $244.94 $292.90 $340.85 $388.80

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 25 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.80 $16.42 $22.03 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.53 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.44 $32.40 $46.01 $56.16 $68.90 $81.65 $94.39 $107.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 25 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.38 $8.99 $10.89 $12.79 $13.61 $22.03 $30.46 $36.29 $44.06 $51.84 $59.62 $67.39
10 Year Level Term $10.63 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.28 $12.61 $16.33 $20.04 $22.03 $36.29 $51.84 $65.66 $80.78 $95.90 $111.02 $126.14
20 Year Level Term $12.27 $14.60 $19.31 $24.02 $24.41 $42.34 $60.91 $74.30 $91.58 $108.86 $126.14 $143.42
30 Year Level Term $14.43 $18.75 $25.53 $32.31 $36.50 $65.66 $95.90 $120.10 $148.82 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 25 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $15.77 $26.35 $36.94 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term N/A N/A N/A N/A $30.46 $53.57 $77.76 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.42 $63.50 $92.66 $111.46 $138.02 $164.59 $191.16 $217.73
20 Year Level Term N/A N/A N/A N/A $40.39 $74.74 $109.51 $134.78 $167.18 $199.58 $231.98 $264.38
30 Year Level Term N/A N/A N/A N/A $58.75 $111.46 $164.59 $214.27 $266.54 $318.82 $371.09 $423.36

American National Insurance


Life Insurance Monthly Term Rates
Male - 25 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.50 $11.15 $14.13 $17.11 $17.06 $28.94 $40.82 $50.11 $61.34 $72.58 $83.81 $95.04
10 Year Level Term $16.68 $21.95 $30.33 $38.71 $38.88 $71.71 $104.98 $129.60 $160.70 $191.81 $222.91 $254.02
15 Year Level Term $16.68 $23.33 $32.40 $41.47 $46.66 $84.24 $123.77 $150.34 $186.62 $222.91 $259.20 $295.49
20 Year Level Term $16.03 $27.39 $38.49 $49.59 $50.11 $92.02 $135.43 $175.39 $217.94 $260.50 $303.05 $345.60
30 Year Level Term $20.95 $36.72 $52.49 $68.26 $71.93 $136.51 $202.18 $267.84 $333.50 $399.17 $464.83 $530.50

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 25 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $7.99 $10.80 $13.61 $14.69 $17.06 $19.44 $21.82 $24.19
10 Year Level Term N/A N/A N/A N/A $9.94 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.31 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.77 $25.92 $36.29 $44.93 $54.86 $64.80 $74.74 $84.67

American National Insurance


Life Insurance Monthly Term Rates
Female - 25 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $6.91 $7.00 $7.91 $8.81 $9.50 $13.82 $18.14 $20.74 $24.62 $28.51 $32.40 $36.29
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.80 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $55.30 $67.82 $80.35 $92.88 $105.41
20 Year Level Term $11.45 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $60.48 $74.30 $88.13 $101.95 $115.78
30 Year Level Term $12.36 $15.72 $21.00 $26.27 $27.65 $49.25 $71.28 $91.58 $113.18 $134.78 $156.38 $177.98

American National Insurance


Life Insurance Monthly Term Rates
Female - 25 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.94 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
10 Year Level Term N/A N/A N/A N/A $26.57 $45.36 $65.45 $76.03 $93.47 $111.46 $129.17 $146.88
15 Year Level Term N/A N/A N/A N/A $27.86 $49.25 $71.28 $89.86 $111.02 $132.19 $153.36 $174.53
20 Year Level Term N/A N/A N/A N/A $31.75 $57.46 $83.59 $104.54 $129.38 $154.22 $179.06 $203.90
30 Year Level Term N/A N/A N/A N/A $47.09 $88.13 $129.60 $164.16 $203.90 $243.65 $283.39 $323.14

American National Insurance


Life Insurance Monthly Term Rates
Female - 25 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.39 $7.48 $9.07 $10.37 $10.80 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $13.35 $17.45 $23.59 $29.72 $31.32 $54.00 $78.41 $100.22 $123.98 $147.74 $171.50 $195.26
15 Year Level Term $15.55 $21.51 $29.68 $37.84 $33.91 $61.34 $89.42 $114.91 $142.34 $169.78 $197.21 $224.64
20 Year Level Term $15.72 $22.46 $31.10 $39.74 $36.94 $66.10 $96.55 $127.01 $157.46 $187.92 $218.38 $248.83
30 Year Level Term $18.88 $30.50 $43.16 $55.81 $57.46 $109.30 $161.35 $203.04 $252.50 $301.97 $351.43 $400.90

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 26 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.15 $15.12 $20.09 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.53 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.66 $32.83 $46.66 $57.89 $71.06 $84.24 $97.42 $110.59

American National Insurance


Life Insurance Monthly Term Rates
Male - 26 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.04 $8.64 $10.37 $12.10 $12.74 $20.30 $27.86 $32.83 $39.74 $46.66 $53.57 $60.48
10 Year Level Term $10.76 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.40 $12.61 $16.33 $20.04 $22.03 $36.29 $51.84 $65.66 $80.78 $95.90 $111.02 $126.14
20 Year Level Term $12.40 $14.60 $19.31 $24.02 $24.41 $42.34 $60.91 $75.17 $92.66 $110.16 $127.66 $145.15
30 Year Level Term $14.60 $19.01 $25.92 $32.83 $36.94 $66.53 $97.20 $122.69 $152.06 $181.44 $210.82 $240.19

American National Insurance


Life Insurance Monthly Term Rates
Male - 26 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.69 $24.19 $33.70 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term N/A N/A N/A N/A $30.67 $54.43 $79.06 $99.36 $122.90 $146.45 $169.99 $193.54
15 Year Level Term N/A N/A N/A N/A $35.86 $63.94 $93.31 $112.32 $139.10 $165.89 $192.67 $219.46
20 Year Level Term N/A N/A N/A N/A $40.82 $75.60 $110.81 $136.51 $169.34 $202.18 $235.01 $267.84
30 Year Level Term N/A N/A N/A N/A $60.26 $114.05 $168.48 $219.46 $273.02 $326.59 $380.16 $433.73

American National Insurance


Life Insurance Monthly Term Rates
Male - 26 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.03 $45.79 $13.22 $15.90 $15.77 $26.35 $36.94 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term $16.80 $130.46 $30.33 $38.71 $39.31 $72.58 $106.27 $130.46 $161.78 $193.10 $224.42 $255.74
15 Year Level Term $16.85 $153.79 $32.92 $42.16 $46.66 $84.67 $124.42 $153.79 $190.94 $228.10 $265.25 $302.40
20 Year Level Term $16.46 $177.12 $39.14 $50.46 $50.54 $92.88 $136.73 $177.12 $220.10 $263.09 $306.07 $349.06
30 Year Level Term $21.64 $281.66 $54.43 $70.85 $75.60 $143.42 $212.54 $281.66 $350.78 $419.90 $489.02 $558.14

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 26 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $7.99 $10.80 $13.61 $14.69 $17.06 $19.44 $21.82 $24.19
10 Year Level Term N/A N/A N/A N/A $9.94 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.53 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
30 Year Level Term N/A N/A N/A N/A $15.98 $26.35 $36.94 $45.79 $55.94 $66.10 $76.25 $86.40

American National Insurance


Life Insurance Monthly Term Rates
Female - 26 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $6.91 $7.00 $7.91 $8.81 $9.50 $13.82 $18.14 $20.74 $24.62 $28.51 $32.40 $36.29
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.77 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.80 $12.01 $15.42 $18.84 $18.79 $31.54 $44.71 $56.16 $68.90 $81.65 $94.39 $107.14
20 Year Level Term $11.45 $12.96 $16.85 $20.74 $19.87 $33.70 $47.95 $61.34 $75.38 $89.42 $103.46 $117.50
30 Year Level Term $12.61 $15.98 $21.38 $26.78 $28.08 $50.54 $73.22 $93.31 $115.34 $137.38 $159.41 $181.44

American National Insurance


Life Insurance Monthly Term Rates
Female - 26 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.72 $14.26 $18.79 $21.60 $25.70 $29.81 $33.91 $38.02
10 Year Level Term N/A N/A N/A N/A $26.78 $45.79 $66.10 $76.90 $94.82 $112.75 $130.68 $148.61
15 Year Level Term N/A N/A N/A N/A $28.30 $49.93 $71.93 $90.72 $112.10 $133.49 $154.87 $176.26
20 Year Level Term N/A N/A N/A N/A $32.40 $58.32 $84.89 $106.27 $131.54 $156.82 $182.09 $207.36
30 Year Level Term N/A N/A N/A N/A $48.38 $90.72 $133.49 $168.48 $209.30 $250.13 $290.95 $331.78

American National Insurance


Life Insurance Monthly Term Rates
Female - 26 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.30 $7.69 $8.94 $10.20 $10.80 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term $13.39 $17.71 $23.98 $30.24 $31.54 $54.86 $79.70 $101.95 $126.14 $150.34 $174.53 $198.72
15 Year Level Term $15.64 $21.86 $30.20 $38.53 $34.78 $61.78 $90.07 $116.64 $144.50 $172.37 $200.23 $228.10
20 Year Level Term $16.07 $22.81 $31.62 $40.44 $37.58 $67.82 $99.14 $129.60 $160.70 $191.81 $222.91 $254.20
30 Year Level Term $19.53 $31.36 $44.45 $57.54 $59.83 $113.62 $167.38 $210.82 $262.22 $313.63 $365.04 $416.45

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 27 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.72 $14.26 $18.79 $21.60 $25.70 $29.81 $33.91 $38.02
10 Year Level Term N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.53 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
30 Year Level Term N/A N/A N/A N/A $19.87 $33.26 $47.30 $58.75 $72.14 $85.54 $98.93 $112.32

American National Insurance


Life Insurance Monthly Term Rates
Male - 27 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.78 $8.29 $9.85 $11.40 $12.10 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
10 Year Level Term $10.89 $11.32 $14.39 $17.45 $18.79 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.53 $12.70 $16.46 $20.22 $22.25 $36.72 $52.49 $65.66 $80.78 $95.90 $111.02 $126.14
20 Year Level Term $12.53 $14.60 $19.31 $24.02 $24.62 $42.77 $61.56 $76.03 $93.74 $11.46 $129.17 $146.88
30 Year Level Term $14.82 $19.27 $26.31 $33.35 $37.15 $67.82 $99.14 $124.42 $154.22 $184.03 $213.84 $243.65

American National Insurance


Life Insurance Monthly Term Rates
Male - 27 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.04 $22.46 $31.10 $38.02 $46.22 $54.43 $62.64 $70.85
10 Year Level Term N/A N/A N/A N/A $30.89 $55.30 $80.35 $100.22 $123.98 $147.74 $171.50 $195.26
15 Year Level Term N/A N/A N/A N/A $36.07 $64.37 $93.96 $113.18 $140.18 $167.18 $194.18 $221.18
20 Year Level Term N/A N/A N/A N/A $41.26 $76.90 $112.75 $138.24 $171.50 $204.77 $238.03 $271.30
30 Year Level Term N/A N/A N/A N/A $61.78 $117.07 $173.02 $224.64 $279.50 $334.37 $389.23 $444.10

American National Insurance


Life Insurance Monthly Term Rates
Male - 27 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.73 $10.11 $12.57 $15.03 $14.90 $24.62 $34.34 $42.34 $51.62 $60.91 $70.20 $79.49
10 Year Level Term $16.89 $21.95 $30.33 $38.71 $39.74 $73.01 $106.92 $131.33 $162.86 $194.40 $225.94 $257.47
15 Year Level Term $17.02 $24.02 $33.44 $42.85 $46.66 $84.67 $124.42 $156.38 $194.18 $231.98 $269.78 $307.58
20 Year Level Term $16.89 $28.25 $39.79 $51.32 $50.76 $93.74 $138.02 $178.85 $222.26 $265.68 $309.10 $352.51
30 Year Level Term $22.38 $39.23 $56.25 $73.27 $79.27 $149.90 $222.26 $294.62 $366.98 $439.34 $511.70 $584.06

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 27 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $7.99 $10.80 $13.61 $14.69 $17.06 $19.44 $21.82 $21.19
10 Year Level Term N/A N/A N/A N/A $9.94 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
20 Year Level Term N/A N/A N/A N/A $12.53 $19.01 $25.92 $31.97 $38.66 $45.36 $52.06 $58.75
30 Year Level Term N/A N/A N/A N/A $16.20 $26.78 $37.58 $46.66 $57.02 $67.39 $77.76 $88.13

American National Insurance


Life Insurance Monthly Term Rates
Female - 27 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $6.91 $7.08 $8.04 $8.99 $9.50 $13.82 $18.14 $20.74 $24.62 $28.51 $32.40 $36.29
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.98 $25.92 $36.29 $44.93 $54.86 $64.80 $74.74 $84.67
15 Year Level Term $10.80 $12.01 $15.42 $18.84 $19.01 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
20 Year Level Term $11.45 $12.96 $16.85 $20.74 $20.09 $34.13 $48.60 $62.21 $76.46 $90.72 $104.98 $119.23
30 Year Level Term $12.87 $16.24 $21.77 $27.30 $28.73 $51.41 $74.52 $95.90 $118.58 $141.26 $163.94 $186.62

American National Insurance


Life Insurance Monthly Term Rates
Female - 27 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.94 $14.69 $19.44 $22.46 $26.78 $31.10 $35.42 $39.74
10 Year Level Term N/A N/A N/A N/A $27.22 $46.22 $66.74 $77.76 $95.90 $114.05 $132.19 $150.34
15 Year Level Term N/A N/A N/A N/A $28.73 $50.54 $73.22 $91.58 $113.18 $134.78 $156.38 $177.98
20 Year Level Term N/A N/A N/A N/A $32.83 $59.18 $86.18 $108.00 $133.70 $159.41 $18.11 $210.82
30 Year Level Term N/A N/A N/A N/A $49.46 $92.88 $136.73 $171.94 $213.62 $255.31 $297.00 $338.69

American National Insurance


Life Insurance Monthly Term Rates
Female - 27 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.43 $7.86 $9.20 $10.54 $11.02 $16.85 $22.60 $27.65 $33.26 $38.88 $44.50 $50.11
10 Year Level Term $13.44 $17.88 $24.24 $30.59 $31.54 $55.73 $81.00 $103.68 $128.30 $152.93 $177.55 $202.18
15 Year Level Term $15.77 $22.12 $30.59 $39.05 $35.64 $62.64 $91.37 $118.37 $146.66 $174.96 $203.26 $231.55
20 Year Level Term $16.37 $23.16 $32.14 $41.13 $38.23 $69.98 $102.38 $132.19 $163.94 $195.70 $227.45 $259.20
30 Year Level Term $20.17 $32.23 $45.75 $59.27 $62.21 $117.94 $174.31 $219.46 $273.02 $326.59 $380.16 $433.73

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 28 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.50 $13.39 $17.50 $20.74 $24.62 $28.51 $32.40 $36.29
10 Year Level Term N/A N/A N/A N/A $10.80 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.74 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.88 $47.30 $55.73 $64.15 $72.58
30 Year Level Term N/A N/A N/A N/A $20.09 $34.13 $48.60 $60.48 $74.30 $88.13 $101.95 $115.78

American National Insurance


Life Insurance Monthly Term Rates
Male - 28 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.65 $8.12 $9.59 $11.06 $11.66 $18.14 $24.62 $29.38 $35.42 $41.47 $47.52 $53.57
10 Year Level Term $10.97 $11.32 $14.39 $17.45 $19.01 $31.97 $45.36 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.66 $12.70 $16.46 $20.22 $22.25 $36.72 $52.49 $66.53 $81.86 $97.20 $112.54 $127.87
20 Year Level Term $12.66 $14.69 $19.44 $24.19 $24.62 $42.77 $61.56 $76.03 $93.74 $111.46 $129.17 $146.88
30 Year Level Term $14.99 $19.53 $26.70 $33.87 $37.58 $68.69 $100.44 $127.01 $157.46 $187.92 $218.38 $248.83

American National Insurance


Life Insurance Monthly Term Rates
Male - 28 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.82 $22.46 $31.10 $38.02 $46.22 $54.43 $62.64 $70.85
10 Year Level Term N/A N/A N/A N/A $31.10 $55.73 $81.00 $101.95 $126.14 $150.34 $174.53 $198.72
15 Year Level Term N/A N/A N/A N/A $36.50 $65.23 $95.26 $114.91 $142.34 $169.78 $197.21 $224.64
20 Year Level Term N/A N/A N/A N/A $41.90 $77.76 $114.05 $139.97 $173.66 $207.36 $241.06 $274.75
30 Year Level Term N/A N/A N/A N/A $63.50 $119.66 $176.90 $230.69 $287.06 $343.44 $399.82 $456.19

American National Insurance


Life Insurance Monthly Term Rates
Male - 28 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.68 $10.11 $12.57 $15.03 $14.90 $24.62 $34.34 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term $17.02 $21.95 $30.33 $38.71 $40.18 $73.87 $108.22 $133.06 $165.02 $196.99 $228.96 $260.93
15 Year Level Term $17.19 $24.28 $33.83 $43.47 $46.87 $85.10 $125.06 $159.84 $198.50 $237.17 $275.83 $314.50
20 Year Level Term $17.28 $28.60 $40.44 $52.19 $51.19 $94.18 $138.67 $180.58 $224.42 $268.27 $312.12 $355.97
30 Year Level Term $23.07 $40.52 $58.19 $75.86 $83.16 $156.82 $232.63 $308.45 $384.26 $460.08 $535.90 $611.71

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 28 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $7.99 $10.80 $13.61 $14.69 $17.06 $19.44 $21.82 $21.19
10 Year Level Term N/A N/A N/A N/A $10.15 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $26.78 $32.18 $37.58 $42.98 $48.38
20 Year Level Term N/A N/A N/A N/A $12.74 $19.44 $26.57 $31.97 $38.66 $45.36 $52.06 $58.75
30 Year Level Term N/A N/A N/A N/A $16.42 $27.22 $38.23 $47.52 $58.10 $68.69 $79.27 $89.86

American National Insurance


Life Insurance Monthly Term Rates
Female - 28 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $6.87 $7.08 $8.04 $8.99 $9.50 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $15.98 $25.92 $36.29 $45.79 $55.94 $66.10 $76.25 $86.40
15 Year Level Term $10.84 $12.01 $15.42 $18.84 $19.01 $31.97 $45.36 $57.02 $69.98 $82.94 $95.90 $108.86
20 Year Level Term $11.45 $12.96 $16.85 $20.74 $20.09 $34.13 $48.60 $62.21 $76.46 $91.72 $104.98 $119.23
30 Year Level Term $13.18 $16.59 $22.29 $27.99 $29.16 $52.70 $76.46 $97.63 $120.74 $143.86 $166.97 $190.08

American National Insurance


Life Insurance Monthly Term Rates
Female - 28 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.15 $15.12 $20.09 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term N/A N/A N/A N/A $27.43 $46.66 $67.39 $78.62 $96.98 $115.34 $133.70 $152.06
15 Year Level Term N/A N/A N/A N/A $29.16 $50.98 $73.87 $93.31 $115.34 $137.37 $159.41 $181.44
20 Year Level Term N/A N/A N/A N/A $33.48 $60.48 $88.13 $109.73 $135.86 $162.00 $188.14 $214.27
30 Year Level Term N/A N/A N/A N/A $50.76 $95.47 $140.62 $176.26 $219.02 $261.79 $304.56 $347.33

American National Insurance


Life Insurance Monthly Term Rates
Female - 28 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.52 $8.12 $9.59 $11.06 $11.45 $17.71 $23.98 $29.38 $35.42 $41.47 $47.52 $53.57
10 Year Level Term $13.48 $18.14 $24.26 $31.10 $31.75 $57.02 $82.94 $104.54 $129.38 $154.22 $179.06 $203.90
15 Year Level Term $15.85 $22.46 $31.10 $39.74 $36.50 $63.07 $92.02 $119.23 $147.74 $176.26 $204.77 $233.28
20 Year Level Term $16.72 $23.59 $32.79 $41.99 $39.10 $71.71 $104.98 $134.78 $167.18 $199.58 $231.98 $264.38
30 Year Level Term $20.78 $33.09 $47.04 $61.00 $64.58 $122.69 $181.44 $227.23 $282.74 $338.26 $393.77 $449.28

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 29 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.07 $12.96 $16.85 $19.01 $22.46 $25.92 $29.38 $32.83
10 Year Level Term N/A N/A N/A N/A $10.80 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.74 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $5.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.88 $47.30 $55.73 $64.15 $72.58
30 Year Level Term N/A N/A N/A N/A $20.30 $34.56 $49.25 $61.34 $75.38 $89.42 $103.46 $117.50

American National Insurance


Life Insurance Monthly Term Rates
Male - 29 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.52 $7.95 $9.33 $10.71 $11.23 $17.28 $23.33 $25.51 $34.34 $40.18 $46.01 $51.84
10 Year Level Term $11.10 $11.32 $14.39 $17.45 $19.01 $31.97 $45.36 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.79 $12.79 $16.59 $20.39 $22.46 $37.15 $53.14 $66.53 $81.86 $97.20 $112.54 $127.87
20 Year Level Term $12.79 $14.69 $19.44 $24.19 $24.84 $43.20 $62.21 $76.90 $94.82 $112.75 $130.68 $148.61
30 Year Level Term $15.21 $19.79 $27.09 $34.39 $37.80 $69.98 $102.38 $128.74 $159.62 $190.51 $221.40 $252.29

American National Insurance


Life Insurance Monthly Term Rates
Male - 29 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.39 $21.60 $29.81 $36.29 $44.06 $51.84 $59.62 $67.39
10 Year Level Term N/A N/A N/A N/A $31.32 $56.59 $82.30 $102.82 $127.22 $151.63 $176.04 $200.45
15 Year Level Term N/A N/A N/A N/A $36.72 $65.66 $95.90 $115.78 $143.42 $171.07 $198.72 $226.37
20 Year Level Term N/A N/A N/A N/A $42.34 $79.06 $115.99 $141.70 $175.82 $209.95 $244.08 $278.21
30 Year Level Term N/A N/A N/A N/A $65.02 $122.69 $181.44 $235.87 $293.54 $351.22 $408.89 $466.56

American National Insurance


Life Insurance Monthly Term Rates
Male - 29 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.55 $9.94 $12.31 $14.69 $14.47 $23.76 $33.05 $40.61 $49.46 $58.32 $67.18 $76.03
10 Year Level Term $17.11 $21.95 $30.33 $38.71 $40.61 $74.30 $108.86 $133.92 $166.10 $198.29 $230.47 $262.66
15 Year Level Term $17.37 $24.62 $34.34 $44.06 $46.87 $85.10 $125.06 $162.43 $201.74 $241.06 $280.37 $319.68
20 Year Level Term $17.71 $29.12 $41.08 $53.05 $51.41 $95.04 $139.97 $182.30 $226.58 $270.86 $315.14 $359.42
30 Year Level Term $23.80 $41.73 $60.00 $78.28 $86.83 $163.30 $242.35 $321.41 $400.46 $479.52 $558.58 $637.63

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 29 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.21 $10.80 $13.61 $15.55 $18.14 $20.74 $23.33 $25.92
10 Year Level Term N/A N/A N/A N/A $10.15 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $26.78 $32.18 $37.58 $42.98 $48.38
20 Year Level Term N/A N/A N/A N/A $12.74 $19.44 $26.57 $32.83 $39.74 $46.66 $53.57 $60.48
30 Year Level Term N/A N/A N/A N/A $16.63 $27.65 $38.88 $48.38 $59.18 $69.98 $80.78 $91.58

American National Insurance


Life Insurance Monthly Term Rates
Female - 29 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $6.96 $7.17 $8.16 $9.16 $9.72 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
10 Year Level Term $9.76 $10.54 $13.22 $16.90 $16.20 $26.35 $36.94 $45.79 $55.94 $66.10 $76.25 $86.40
15 Year Level Term $10.84 $12.01 $15.42 $18.84 $19.22 $31.97 $45.36 $57.89 $71.06 $84.24 $97.42 $110.59
20 Year Level Term $11.45 $12.96 $16.85 $20.74 $20.30 $34.56 $49.25 $63.07 $77.54 $92.02 $106.49 $120.96
30 Year Level Term $13.44 $16.85 $22.68 $28.51 $29.81 $53.57 $77.76 $100.22 $123.98 $147.74 $171.50 $195.26

American National Insurance


Life Insurance Monthly Term Rates
Female - 29 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.37 $15.55 $20.74 $25.06 $30.02 $34.99 $39.96 $44.93
10 Year Level Term N/A N/A N/A N/A $27.86 $47.09 $68.04 $79.49 $98.06 $116.64 $135.22 $153.79
15 Year Level Term N/A N/A N/A N/A $29.59 $51.84 $75.17 $94.18 $116.42 $138.67 $160.92 $183.17
20 Year Level Term N/A N/A N/A N/A $33.91 $61.34 $89.42 $111.46 $138.02 $164.59 $191.16 $217.73
30 Year Level Term N/A N/A N/A N/A $51.84 $97.63 $143.86 $179.71 $223.34 $266.98 $310.61 $354.24

American National Insurance


Life Insurance Monthly Term Rates
Female - 29 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.65 $8.29 $9.85 $11.40 $11.88 $18.58 $25.27 $30.24 $36.50 $42.77 $49.03 $55.30
10 Year Level Term $13.52 $18.32 $24.88 $31.45 $31.75 $57.89 $84.24 $106.27 $131.54 $156.82 $182.09 $207.36
15 Year Level Term $15.98 $22.72 $31.49 $40.26 $37.37 $63.94 $93.31 $120.96 $149.90 $178.85 $207.79 $236.74
20 Year Level Term $17.02 $23.93 $33.31 $42.68 $39.74 $73.87 $108.22 $137.38 $170.42 $203.47 $236.52 $269.57
30 Year Level Term $21.43 $33.96 $48.34 $62.73 $66.96 $127.01 $187.92 $235.87 $293.54 $351.22 $408.89 $466.56

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 30 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $18.14 $20.30 $24.62 $27.86 $31.10
10 Year Level Term N/A N/A N/A N/A $10.80 $15.98 $21.38 $25.92 $26.78 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.74 $18.58 $25.27 $29.38 $33.26 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $13.82 $22.03 $30.46 $38.88 $42.98 $55.73 $64.15 $72.58
30 Year Level Term N/A N/A N/A N/A $20.52 $34.99 $49.90 $63.07 $67.82 $92.02 $106.49 $120.96

American National Insurance


Life Insurance Monthly Term Rates
Male - 30 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.39 $7.86 $9.20 $10.54 $10.80 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $11.23 $11.32 $14.39 $17.45 $19.01 $31.97 $45.36 $57.02 $69.98 $82.94 $95.90 $108.86
15 Year Level Term $11.92 $12.79 $16.59 $20.39 $22.46 $37.15 $53.14 $66.53 $81.86 $97.20 $112.54 $127.87
20 Year Level Term $12.92 $14.69 $19.44 $24.19 $24.84 $43.20 $62.21 $77.76 $95.90 $114.05 $132.19 $150.34
30 Year Level Term $15.38 $20.04 $27.48 $34.91 $38.23 $70.85 $103.68 $131.33 $162.86 $194.40 $225.94 $257.47

American National Insurance


Life Insurance Monthly Term Rates
Male - 30 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.39 $21.60 $29.81 $36.29 $44.06 $51.84 $59.62 $67.39
10 Year Level Term N/A N/A N/A N/A $31.54 $57.46 $83.59 $104.54 $129.38 $154.22 $179.06 $203.90
15 Year Level Term N/A N/A N/A N/A $37.15 $66.10 $96.55 $116.64 $144.50 $172.37 $200.23 $228.10
20 Year Level Term N/A N/A N/A N/A $42.77 $79.92 $117.29 $143.42 $177.98 $212.54 $247.10 $281.66
30 Year Level Term N/A N/A N/A N/A $66.53 $125.28 $185.33 $241.06 $300.02 $358.99 $417.96 $476.93

American National Insurance


Life Insurance Monthly Term Rates
Male - 30 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.60 $10.02 $12.44 $14.86 $14.69 $23.76 $33.05 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term $17.24 $21.95 $30.33 $38.71 $41.04 $75.17 $110.16 $134.78 $167.18 $199.58 $231.98 $264.38
15 Year Level Term $17.54 $24.97 $34.86 $44.76 $46.87 $85.54 $125.71 $165.89 $206.06 $246.24 $286.42 $326.59
20 Year Level Term $18.14 $29.55 $41.73 $53.91 $51.84 $95.90 $141.26 $184.03 $228.74 $273.46 $318.17 $362.88
30 Year Level Term $24.49 $43.03 $61.95 $80.87 $90.50 $170.21 $252.72 $335.23 $417.74 $500.26 $582.77 $665.28

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 30 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $7.99 $10.80 $13.61 $15.55 $18.14 $20.74 $23.33 $25.92
10 Year Level Term N/A N/A N/A N/A $10.15 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $15.98 $21.38 $26.78 $32.18 $37.58 $42.98 $48.38
20 Year Level Term N/A N/A N/A N/A $12.96 $19.44 $26.57 $32.83 $39.74 $46.66 $53.57 $60.48
30 Year Level Term N/A N/A N/A N/A $16.85 $28.08 $39.53 $49.25 $60.26 $71.28 $82.30 $93.31

American National Insurance


Life Insurance Monthly Term Rates
Female - 30 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $6.96 $7.26 $8.29 $9.30 $9.94 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
10 Year Level Term $9.76 $10.54 $13.22 $15.90 $16.20 $26.35 $36.94 $45.79 $55.94 $66.10 $76.25 $86.40
15 Year Level Term $10.84 $12.01 $15.42 $18.84 $19.22 $91.97 $45.36 $58.75 $72.14 $85.54 $98.93 $112.32
20 Year Level Term $11.49 $12.96 $16.85 $20.74 $20.30 $34.56 $49.25 $63.94 $78.62 $93.31 $108.00 $122.69
30 Year Level Term $13.69 $17.11 $23.07 $29.03 $30.24 $54.86 $79.70 $101.95 $126.14 $150.34 $174.53 $198.72

American National Insurance


Life Insurance Monthly Term Rates
Female - 30 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.80 $16.42 $22.03 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term N/A N/A N/A N/A $28.08 $47.52 $68.69 $80.35 $99.14 $117.94 $136.73 $155.52
15 Year Level Term N/A N/A N/A N/A $30.02 $52.27 $75.82 $95.04 $117.50 $139.97 $162.43 $184.90
20 Year Level Term N/A N/A N/A N/A $34.56 $62.21 $90.72 $113.18 $140.18 $167.18 $194.18 $221.18
30 Year Level Term N/A N/A N/A N/A $53.14 $100.22 $147.74 $184.03 $228.74 $273.46 $318.17 $362.88

American National Insurance


Life Insurance Monthly Term Rates
Female - 30 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.82 $8.55 $10.24 $11.92 $12.53 $19.87 $27.22 $32.83 $39.74 $46.66 $53.57 $60.48
10 Year Level Term $13.56 $15.58 $25.27 $31.97 $31.97 $58.75 $85.54 $108.00 $133.70 $159.41 $185.11 $210.82
15 Year Level Term $16.07 $23.07 $32.01 $40.95 $38.23 $64.37 $93.96 $122.69 $152.06 $181.44 $210.82 $240.19
20 Year Level Term $17.37 $24.28 $33.83 $43.37 $40.39 $75.60 $110.81 $139.97 $173.66 $207.36 $241.06 $274.75
30 Year Level Term $22.08 $34.82 $49.64 $64.45 $69.34 $131.33 $194.40 $243.65 $303.26 $362.88 $422.50 $482.11

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 31 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $10.80 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.74 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $14.04 $22.46 $31.10 $39.74 $48.38 $57.02 $65.66 $74.30
30 Year Level Term N/A N/A N/A N/A $20.95 $35.86 $51.19 $64.80 $79.70 $94.61 $109.51 $124.42

American National Insurance


Life Insurance Monthly Term Rates
Male - 31 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.30 $7.78 $9.07 $10.37 $10.80 $16.42 $22.03 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term $11.45 $11.40 $14.52 $17.63 $19.22 $32.40 $46.01 $57.89 $71.06 $84.24 $97.42 $110.59
15 Year Level Term $12.27 $12.79 $16.59 $20.39 $22.68 $38.02 $54.43 $67.39 $82.94 $98.50 $114.05 $129.60
20 Year Level Term $13.26 $14.77 $19.57 $24.36 $25.27 $44.06 $63.50 $79.49 $98.06 $116.64 $135.22 $153.79
30 Year Level Term $15.81 $20.30 $27.86 $35.42 $39.10 $72.14 $105.62 $134.78 $167.18 $199.58 $231.98 $264.38

American National Insurance


Life Insurance Monthly Term Rates
Male - 31 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.18 $21.17 $29.16 $35.42 $42.98 $50.54 $58.10 $65.66
10 Year Level Term N/A N/A N/A N/A $31.97 $58.32 $84.89 $105.41 $130.46 $155.52 $180.58 $205.63
15 Year Level Term N/A N/A N/A N/A $38.02 $67.82 $99.14 $120.10 $148.82 $177.55 $206.28 $235.01
20 Year Level Term N/A N/A N/A N/A $44.06 $82.51 $121.18 $149.47 $185.54 $221.62 $257.69 $293.76
30 Year Level Term N/A N/A N/A N/A $68.69 $130.03 $192.46 $251.42 $312.98 $374.54 $436.10 $497.66

American National Insurance


Life Insurance Monthly Term Rates
Male - 31 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.47 $9.85 $12.18 $14.52 $14.26 $23.33 $32.40 $39.74 $48.38 $57.02 $65.66 $74.30
10 Year Level Term $17.71 $22.46 $31.10 $39.74 $41.90 $76.90 $112.75 $136.51 $169.34 $202.18 $235.01 $267.84
15 Year Level Term $18.00 $25.40 $35.51 $45.62 $47.95 $87.26 $128.30 $169.34 $210.38 $251.42 $292.46 $333.50
20 Year Level Term $19.18 $30.07 $42.51 $54.95 $54.65 $101.09 $149.04 $193.54 $240.62 $287.71 $334.80 $381.89
30 Year Level Term $25.62 $44.41 $64.02 $83.64 $93.53 $173.66 $257.90 $342.14 $426.38 $510.62 $594.86 $679.10

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 31 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $10.80 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
15 Year Level Term N/A N/A N/A N/A $12.74 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
20 Year Level Term N/A N/A N/A N/A $14.04 $22.46 $31.10 $39.74 $48.38 $57.02 $65.66 $74.30
30 Year Level Term N/A N/A N/A N/A $20.95 $35.86 $51.19 $64.80 $79.70 $94.61 $109.51 $124.42

American National Insurance


Life Insurance Monthly Term Rates
Female - 31 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.30 $7.78 $9.07 $10.37 $10.80 $16.42 $22.03 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term $11.45 $11.40 $14.52 $17.63 $19.22 $32.40 $46.01 $57.89 $71.06 $84.24 $97.42 $110.59
15 Year Level Term $12.27 $12.79 $16.59 $20.39 $22.68 $38.02 $54.43 $67.39 $82.94 $98.50 $114.05 $129.60
20 Year Level Term $13.26 $14.77 $19.57 $24.36 $25.27 $44.06 $63.50 $79.49 $98.06 $116.64 $135.22 $153.79
30 Year Level Term $15.81 $20.30 $27.86 $35.42 $39.10 $72.14 $105.62 $134.78 $167.18 $199.58 $231.98 $264.38

American National Insurance


Life Insurance Monthly Term Rates
Female - 31 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.18 $21.17 $29.16 $35.42 $42.98 $50.54 $58.10 $65.66
10 Year Level Term N/A N/A N/A N/A $31.97 $58.32 $84.89 $105.41 $130.46 $155.52 $180.58 $205.63
15 Year Level Term N/A N/A N/A N/A $38.02 $67.82 $99.14 $120.10 $148.82 $177.55 $206.28 $235.01
20 Year Level Term N/A N/A N/A N/A $44.06 $82.51 $121.18 $149.47 $185.54 $221.62 $257.69 $293.76
30 Year Level Term N/A N/A N/A N/A $68.69 $13.03 $192.46 $251.42 $312.98 $374.54 $436.10 $497.66

American National Insurance


Life Insurance Monthly Term Rates
Female - 31 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.47 $9.85 $12.18 $14.52 $14.26 $23.33 $32.40 $39.74 $48.38 $57.02 $65.66 $74.30
10 Year Level Term $17.71 $22.46 $31.10 $39.74 $41.90 $76.90 $112.75 $136.51 $169.34 $202.18 $235.01 $267.84
15 Year Level Term $18.10 $25.40 $35.51 $45.62 $47.95 $87.26 $128.30 $169.34 $210.38 $251.42 $292.46 $333.50
20 Year Level Term $19.18 $30.07 $42.51 $54.95 $54.65 $101.09 $149.04 $193.54 $240.62 $287.71 $334.80 $381.89
30 Year Level Term $25.62 $44.41 $64.02 $83.64 $93.53 $173.66 $257.90 $342.14 $426.38 $510.62 $594.86 $679.10

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 32 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.29 $13.39 $17.50 $19.87 $23.54 $27.22 $30.89 $34.56
10 Year Level Term N/A N/A N/A N/A $12.96 $19.87 $27.22 $33.70 $40.82 $47.95 $55.08 $62.21
15 Year Level Term N/A N/A N/A N/A $14.69 $23.33 $32.40 $41.47 $50.54 $59.62 $68.69 $77.76
20 Year Level Term N/A N/A N/A N/A $17.93 $29.81 $42.12 $53.57 $65.66 $77.76 $89.86 $101.95
30 Year Level Term N/A N/A N/A N/A $25.27 $44.93 $64.80 $82.94 $102.38 $121.82 $141.26 $160.70

American National Insurance


Life Insurance Monthly Term Rates
Male - 32 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.30 $7.78 $9.07 $10.37 $10.80 $16.42 $22.03 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term $11.66 $11.40 $14.52 $17.63 $19.22 $32.83 $46.66 $57.89 $71.06 $84.24 $97.42 $110.59
15 Year Level Term $12.61 $12.87 $16.72 $20.56 $22.90 $38.45 $55.08 $69.12 $85.10 $101.09 $117.07 $133.06
20 Year Level Term $13.56 $14.86 $19.70 $24.54 $25.92 $44.50 $64.15 $82.08 $101.30 $120.53 $139.75 $158.98
30 Year Level Term $16.24 $20.56 $28.25 $35.94 $39.96 $73.44 $107.57 $138.24 $171.50 $204.77 $238.03 $271.30

American National Insurance


Life Insurance Monthly Term Rates
Male - 32 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.18 $21.17 $29.16 $35.42 $42.98 $50.54 $58.10 $65.66
10 Year Level Term N/A N/A N/A N/A $32.40 $59.18 $86.18 $106.27 $131.54 $156.82 $182.09 $207.36
15 Year Level Term N/A N/A N/A N/A $38.88 $69.55 $101.74 $123.55 $153.14 $182.74 $212.33 $241.92
20 Year Level Term N/A N/A N/A N/A $45.36 $85.10 $125.06 $156.38 $194.18 $231.98 $269.78 $307.58
30 Year Level Term N/A N/A N/A N/A $70.85 $134.78 $199.58 $260.93 $324.86 $388.80 $452.74 $516.67

American National Insurance


Life Insurance Monthly Term Rates
Male - 32 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.51 $9.94 $12.31 $14.69 $14.26 $23.33 $32.40 $40.61 $49.46 $58.32 $67.18 $76.03
10 Year Level Term $18.14 $22.98 $31.88 $40.76 $42.55 $78.19 $114.70 $139.10 $172.58 $206.06 $239.54 $273.02
15 Year Level Term $18.66 $25.83 $36.16 $46.48 $49.03 $88.99 $130.90 $171.94 $213.62 $255.31 $297.00 $338.69
20 Year Level Term $20.26 $30.59 $43.29 $55.99 $57.46 $106.27 $156.82 $202.18 $251.42 $300.67 $349.92 $399.17
30 Year Level Term $26.74 $45.79 $66.10 $86.40 $96.55 $177.12 $263.09 $349.06 $435.02 $520.99 $606.96 $692.93

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 32 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $16.42 $19.22 $22.03 $24.84 $27.65
10 Year Level Term N/A N/A N/A N/A $10.15 $14.26 $18.79 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $27.65 $33.26 $38.88 $44.50 $50.11
20 Year Level Term N/A N/A N/A N/A $13.39 $20.30 $27.86 $34.56 $41.90 $49.25 $56.59 $63.94
30 Year Level Term N/A N/A N/A N/A $17.93 $30.24 $42.77 $53.57 $65.66 $77.76 $89.86 $101.95

American National Insurance


Life Insurance Monthly Term Rates
Female - 32 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.13 $7.52 $8.68 $9.85 $10.37 $15.55 $20.74 $25.06 $30.02 $34.99 $39.96 $44.93
10 Year Level Term $10.02 $10.63 $13.35 $16.07 $16.63 $27.22 $38.23 $46.66 $57.02 $67.39 $77.76 $88.13
15 Year Level Term $11.28 $12.01 $15.42 $18.84 $19.66 $32.83 $46.66 $59.62 $73.22 $86.83 $100.44 $114.05
20 Year Level Term $11.97 $13.56 $17.76 $21.95 $21.82 $37.58 $53.78 $59.12 $85.10 $101.09 $117.07 $133.06
30 Year Level Term $14.64 $17.54 $23.72 $29.89 $31.75 $57.46 $83.59 $108.00 $133.70 $159.41 $185.11 $210.82

American National Insurance


Life Insurance Monthly Term Rates
Female - 32 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.66 $17.71 $23.98 $29.38 $35.42 $41.47 $47.52 $53.57
10 Year Level Term N/A N/A N/A N/A $28.51 $49.25 $71.28 $83.81 $103.46 $123.12 $142.78 $162.43
15 Year Level Term N/A N/A N/A N/A $31.32 $54.86 $79.70 $99.36 $122.90 $146.45 $169.99 $193.54
20 Year Level Term N/A N/A N/A N/A $37.80 $68.69 $100.44 $125.28 $155.30 $185.33 $215.35 $245.38
30 Year Level Term N/A N/A N/A N/A $56.38 $106.27 $156.82 $199.58 $248.18 $296.78 $345.38 $393.98

American National Insurance


Life Insurance Monthly Term Rates
Female - 32 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.16 $9.16 $11.15 $13.13 $13.61 $22.03 $30.46 $37.15 $45.14 $53.14 $61.13 $69.12
10 Year Level Term $14.77 $19.01 $25.92 $32.83 $34.13 $62.21 $90.72 $111.46 $138.02 $164.59 $191.16 $217.73
15 Year Level Term $16.11 $24.02 $33.40 $42.85 $40.18 $69.98 $102.38 $133.06 $165.02 $196.99 $228.96 $260.93
20 Year Level Term $17.93 $26.18 $36.68 $47.17 $45.36 $84.67 $124.42 $158.98 $197.42 $235.87 $274.32 $312.77
30 Year Level Term $24.15 $36.98 $52.88 $68.77 $72.79 $138.67 $205.42 $259.20 $322.70 $386.21 $449.71 $513.22

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 33 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $11.02 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
15 Year Level Term N/A N/A N/A N/A $12.74 $19.01 $25.92 $30.24 $36.50 $42.77 $49.03 $55.30
20 Year Level Term N/A N/A N/A N/A $14.69 $23.76 $33.05 $40.61 $49.46 $58.32 $67.18 $76.03
30 Year Level Term N/A N/A N/A N/A $21.82 $38.02 $54.43 $67.39 $82.94 $98.50 $114.05 $129.60

American National Insurance


Life Insurance Monthly Term Rates
Male - 33 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.39 $7.86 $9.20 $10.54 $11.02 $16.85 $22.68 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $11.88 $11.49 $14.64 $17.80 $19.44 $33.26 $47.30 $58.75 $72.14 $85.54 $98.93 $112.32
15 Year Level Term $12.96 $12.87 $16.72 $20.56 $22.90 $39.31 $56.38 $69.98 $86.18 $102.38 $118.58 $134.48
20 Year Level Term $13.91 $15.03 $19.96 $24.88 $26.35 $45.36 $65.45 $83.81 $103.46 $123.12 $142.78 $162.43
30 Year Level Term $16.68 $20.91 $28.77 $36.63 $40.61 $74.74 $109.51 $140.83 $174.74 $208.66 $242.57 $276.48

American National Insurance


Life Insurance Monthly Term Rates
Male - 33 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.82 $22.46 $31.10 $38.02 $46.22 $54.43 $62.64 $70.85
10 Year Level Term N/A N/A N/A N/A $33.05 $59.62 $86.83 $106.27 $131.54 $156.82 $182.09 $207.36
15 Year Level Term N/A N/A N/A N/A $39.53 $71.71 $104.98 $127.87 $158.54 $189.22 $219.89 $250.56
20 Year Level Term N/A N/A N/A N/A $46.66 $87.70 $128.95 $162.43 $201.74 $241.06 $280.37 $319.68
30 Year Level Term N/A N/A N/A N/A $73.01 $139.10 $206.06 $271.30 $337.82 $404.35 $470.88 $537.41

American National Insurance


Life Insurance Monthly Term Rates
Male - 33 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.81 $10.37 $12.96 $15.55 $15.12 $25.06 $34.99 $43.20 $52.70 $62.21 $71.71 $81.22
10 Year Level Term $18.62 $23.50 $32.66 $41.82 $43.42 $79.92 $117.29 $140.83 $174.74 $208.66 $242.57 $276.48
15 Year Level Term $19.18 $26.18 $36.68 $47.17 $50.11 $91.15 $134.14 $175.39 $217.94 $260.50 $303.05 $345.60
20 Year Level Term $21.30 $31.19 $44.19 $57.20 $60.05 $111.89 $165.24 $211.68 $263.30 $314.93 $366.55 $418.18
30 Year Level Term $27.82 $47.09 $68.04 $88.99 $99.36 $180.14 $267.62 $355.10 $442.58 $530.06 $617.54 $705.02

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 33 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $10.37 $14.69 $19.44 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $27.65 $33.26 $38.88 $44.50 $50.11
20 Year Level Term N/A N/A N/A N/A $13.61 $20.74 $28.51 $35.42 $42.98 $50.54 $58.10 $65.66
30 Year Level Term N/A N/A N/A N/A $18.36 $31.10 $44.06 $55.30 $67.82 $80.35 $92.88 $105.41

American National Insurance


Life Insurance Monthly Term Rates
Female - 33 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.17 $7.60 $8.81 $10.02 $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
10 Year Level Term $10.11 $10.71 $13.48 $16.24 $16.63 $27.22 $8.23 $47.52 $58.10 $68.69 $79.27 $89.86
15 Year Level Term $11.53 $12.10 $15.55 $19.01 $19.66 $33.26 $47.30 $60.48 $74.30 $88.13 $101.95 $115.78
20 Year Level Term $12.23 $13.82 $18.14 $22.46 $22.68 $39.31 $56.38 $72.58 $89.42 $106.27 $123.12 $139.97
30 Year Level Term $15.08 $17.71 $23.98 $30.24 $32.40 $59.18 $86.18 $110.59 $136.94 $163.30 $189.65 $216.00

American National Insurance


Life Insurance Monthly Term Rates
Female - 33 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.88 $18.58 $25.27 $30.24 $36.50 $42.77 $49.03 $55.30
10 Year Level Term N/A N/A N/A N/A $28.51 $49.68 $71.93 $86.40 $106.70 $127.01 $147.31 $167.62
15 Year Level Term N/A N/A N/A N/A $32.18 $56.59 $82.30 $101.09 $125.06 $149.04 $173.02 $196.99
20 Year Level Term N/A N/A N/A N/A $39.31 $72.14 $105.62 $131.33 $162.86 $194.40 $225.94 $257.47
30 Year Level Term N/A N/A N/A N/A $58.10 $109.30 $161.35 $206.50 $256.82 $307.15 $357.48 $407.81

American National Insurance


Life Insurance Monthly Term Rates
Female - 33 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.25 $9.42 $11.53 $13.65 $14.04 $22.90 $31.75 $38.88 $47.30 $55.73 $64.15 $72.58
10 Year Level Term $15.42 $19.27 $26.31 $33.35 $35.21 $63.50 $92.66 $112.32 $139.10 $165.89 $192.67 $219.46
15 Year Level Term $16.11 $24.54 $34.21 $43.89 $41.26 $73.01 $106.92 $138.24 $171.50 $204.77 $238.03 $271.30
20 Year Level Term $18.23 $27.22 $38.23 $49.25 $47.95 $88.99 $130.90 $168.48 $209.30 $250.13 $290.95 $331.78
30 Year Level Term $25.23 $38.02 $54.43 $70.85 $74.52 $142.56 $211.25 $266.11 $331.34 $396.58 $461.81 $527.04

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 34 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $18.14 $21.38 $24.62 $27.86 $31.10
10 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
15 Year Level Term N/A N/A N/A N/A $12.74 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
20 Year Level Term N/A N/A N/A N/A $15.12 $24.19 $33.70 $41.47 $50.54 $59.62 $68.69 $77.76
30 Year Level Term N/A N/A N/A N/A $22.25 $38.88 $55.73 $69.12 $85.10 $101.09 $117.07 $133.06

American National Insurance


Life Insurance Monthly Term Rates
Male - 34 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.56 $8.12 $9.59 $11.06 $11.45 $17.71 $23.98 $28.51 $34.34 $40.18 $46.01 $51.84
10 Year Level Term $12.10 $11.49 $14.64 $17.80 $19.44 $33.70 $47.95 $58.75 $72.14 $85.54 $98.93 $112.32
15 Year Level Term $13.31 $12.96 $16.85 $20.74 $23.11 $39.74 $57.02 $71.71 $88.34 $104.98 $121.61 $138.24
20 Year Level Term $14.21 $15.12 $20.09 $25.06 $27.00 $45.79 $66.10 $86.40 $106.70 $127.01 $147.31 $167.62
30 Year Level Term $17.11 $21.17 $29.16 $37.15 $41.47 $76.03 $111.46 $144.29 $179.06 $213.84 $248.62 $283.39

American National Insurance


Life Insurance Monthly Term Rates
Male - 34 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.26 $23.33 $32.40 $39.74 $48.38 $57.02 $65.66 $74.30
10 Year Level Term N/A N/A N/A N/A $33.48 $60.48 $88.13 $107.14 $132.62 $158.11 $183.60 $209.09
15 Year Level Term N/A N/A N/A N/A $40.39 $73.44 $107.57 $131.33 $162.86 $194.40 $225.94 $257.47
20 Year Level Term N/A N/A N/A N/A $47.95 $90.29 $132.84 $169.34 $210.38 $251.42 $292.46 $333.50
30 Year Level Term N/A N/A N/A N/A $75.17 $143.86 $213.19 $280.80 $349.70 $418.61 $487.51 $556.42

American National Insurance


Life Insurance Monthly Term Rates
Male - 34 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.99 $10.63 $13.35 $16.07 $15.55 $25.92 $36.29 $44.93 $54.86 $64.80 $74.74 $84.67
10 Year Level Term $19.05 $24.02 $33.44 $42.85 $44.06 $81.22 $119.23 $143.42 $177.98 $212.54 $247.10 $281.66
15 Year Level Term $19.74 $26.61 $37.32 $48.04 $51.19 $92.88 $136.73 $177.98 $221.18 $264.38 $307.58 $350.78
20 Year Level Term $22.38 $31.71 $44.97 $58.23 $62.86 $117.07 $173.02 $220.32 $274.10 $327.89 $381.67 $435.46
30 Year Level Term $28.94 $48.47 $70.11 $91.76 $102.38 $183.60 $272.81 $362.02 $451.22 $540.43 $629.64 $718.85

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 34 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $10.37 $14.69 $19.44 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $27.65 $33.26 $38.88 $44.50 $50.11
20 Year Level Term N/A N/A N/A N/A $13.61 $20.74 $28.10 $35.42 $42.98 $50.54 $58.10 $65.66
30 Year Level Term N/A N/A N/A N/A $18.36 $31.10 $44.06 $55.30 $67.82 $80.35 $92.88 $105.41

American National Insurance


Life Insurance Monthly Term Rates
Female - 34 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.17 $7.60 $8.81 $10.02 $10.58 $15.98 $21.38 $25.06 $30.02 $34.99 $39.96 $44.93
10 Year Level Term $10.11 $10.71 $13.48 $16.24 $16.63 $27.22 $38.23 $47.52 $58.10 $68.69 $79.27 $89.86
15 Year Level Term $11.53 $12.10 $15.55 $19.01 $19.66 $33.26 $47.30 $60.18 $74.30 $88.13 $101.95 $115.78
20 Year Level Term $12.23 $13.82 $18.14 $22.46 $22.68 $39.31 $56.38 $72.58 $89.42 $106.27 $123.12 $139.97
30 Year Level Term $15.08 $17.71 $23.98 $30.24 $32.40 $59.18 $86.18 $110.59 $136.94 $163.30 $189.65 $216.00

American National Insurance


Life Insurance Monthly Term Rates
Female - 34 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.88 $18.58 $25.27 $30.24 $36.50 $42.77 $49.03 $55.30
10 Year Level Term N/A N/A N/A N/A $28.51 $49.68 $71.93 $86.40 $106.70 $127.01 $147.31 $167.62
15 Year Level Term N/A N/A N/A N/A $32.18 $56.59 $82.30 $101.09 $125.06 $149.04 $173.02 $196.99
20 Year Level Term N/A N/A N/A N/A $39.31 $72.14 $105.62 $131.33 $162.86 $194.40 $225.94 $257.47
30 Year Level Term N/A N/A N/A N/A $58.10 $109.30 $161.35 $206.50 $256.82 $307.15 $357.48 $407.81

American National Insurance


Life Insurance Monthly Term Rates
Female - 34 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.25 $9.42 $11.53 $13.65 $14.04 $22.90 $31.75 $38.88 $47.30 $55.73 $64.15 $72.58
10 Year Level Term $15.42 $19.27 $26.31 $33.35 $35.21 $63.50 $92.66 $112.32 $139.10 $165.89 $192.67 $219.46
15 Year Level Term $16.11 $24.54 $34.21 $43.89 $41.26 $73.01 $106.92 $138.24 $171.50 $204.77 $238.03 $271.30
20 Year Level Term $18.23 $27.22 $38.23 $49.25 $47.95 $88.99 $130.90 $168.48 $209.30 $250.13 $290.95 $331.78
30 Year Level Term $25.23 $38.02 $54.43 $70.85 $74.52 $142.56 $211.25 $266.11 $331.34 $369.58 $461.81 $527.04

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 35 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.86 $12.53 $16.20 $19.01 $22.46 $25.92 $29.38 $32.83
10 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
15 Year Level Term N/A N/A N/A N/A $12.74 $19.01 $25.92 $31.10 $37.58 $44.06 $50.54 $57.02
20 Year Level Term N/A N/A N/A N/A $15.34 $24.62 $34.34 $42.34 $51.62 $60.91 $70.20 $79.49
30 Year Level Term N/A N/A N/A N/A $22.68 $39.74 $57.02 $70.85 $87.26 $103.68 $120.10 $136.51

American National Insurance


Life Insurance Monthly Term Rates
Male - 35 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.69 $8.29 $9.85 $11.40 $11.66 $18.14 $24.62 $30.24 $36.50 $42.77 $49.03 $55.30
10 Year Level Term $12.31 $11.58 $14.77 $17.97 $19.66 $34.13 $48.60 $59.62 $73.22 $86.83 $100.44 $114.05
15 Year Level Term $13.65 $12.96 $16.85 $20.74 $23.33 $40.61 $58.32 $72.58 $89.42 $106.27 $123.12 $139.97
20 Year Level Term $14.56 $15.21 $20.22 $25.23 $27.43 $46.66 $67.39 $88.13 $108.86 $129.60 $150.34 $171.07
30 Year Level Term $17.54 $21.43 $29.55 $37.67 $42.34 $77.33 $113.40 $147.74 $183.38 $219.02 $254.66 $290.30

American National Insurance


Life Insurance Monthly Term Rates
Male - 35 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.90 $24.62 $34.34 $43.20 $52.70 $62.21 $71.71 $81.22
10 Year Level Term N/A N/A N/A N/A $33.91 $61.34 $89.42 $108.00 $133.70 $159.41 $185.11 $210.82
15 Year Level Term N/A N/A N/A N/A $41.26 $75.17 $110.16 $134.78 $167.18 $199.58 $231.98 $264.38
20 Year Level Term N/A N/A N/A N/A $49.25 $92.88 $136.73 $175.39 $217.94 $260.50 $303.05 $345.60
30 Year Level Term N/A N/A N/A N/A $77.33 $148.61 $220.32 $291.17 $362.66 $434.16 $505.66 $577.15

American National Insurance


Life Insurance Monthly Term Rates
Male - 35 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.37 $11.15 $14.13 $17.11 $16.63 $27.65 $38.88 $49.25 $60.26 $71.28 $82.30 $93.31
10 Year Level Term $19.53 $24.54 $34.21 $43.89 $44.93 $82.94 $121.82 $145.15 $180.14 $215.14 $250.13 $285.12
15 Year Level Term $20.30 $27.04 $37.97 $48.90 $52.27 $94.61 $139.32 $181.44 $225.50 $269.57 $313.63 $357.70
20 Year Level Term $23.41 $32.23 $45.75 $59.27 $65.66 $122.26 $180.79 $229.82 $285.98 $342.14 $398.30 $454.46
30 Year Level Term $30.07 $49.85 $72.19 $94.52 $105.41 $187.06 $277.99 $368.93 $459.86 $550.80 $641.74 $732.67

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 35 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $10.37 $14.69 $19.44 $22.46 $26.78 $31.10 $35.42 $39.74
15 Year Level Term N/A N/A N/A N/A $11.23 $16.85 $22.68 $28.51 $34.34 $40.18 $46.01 $51.84
20 Year Level Term N/A N/A N/A N/A $14.04 $21.60 $29.81 $37.15 $45.14 $53.14 $61.13 $69.12
30 Year Level Term N/A N/A N/A N/A $19.44 $33.26 $47.30 $59.62 $73.22 $86.83 $100.44 $114.05

American National Insurance


Life Insurance Monthly Term Rates
Female - 35 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.17 $7.69 $8.94 $10.20 $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term $10.37 $10.80 $13.61 $16.42 $17.06 $28.08 $39.53 $48.38 $59.18 $69.98 $80.78 $91.58
15 Year Level Term $11.97 $12.10 $15.55 $19.01 $20.09 $34.13 $48.60 $61.34 $75.38 $89.42 $103.46 $117.50
20 Year Level Term $12.74 $14.43 $19.05 $23.67 $24.19 $42.34 $60.91 $77.76 $95.90 $114.05 $132.19 $150.34
30 Year Level Term $16.03 $18.14 $24.62 $31.10 $33.91 $61.78 $90.07 $116.64 $144.50 $172.37 $200.23 $228.10

American National Insurance


Life Insurance Monthly Term Rates
Female - 35 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.80 $18.58 $25.27 $31.10 $37.58 $44.06 $50.54 $57.02
10 Year Level Term N/A N/A N/A N/A $28.94 $51.41 $74.52 $89.86 $111.02 $132.19 $153.36 $174.53
15 Year Level Term N/A N/A N/A N/A $33.48 $59.18 $86.18 $105.41 $130.46 $155.52 $180.58 $205.63
20 Year Level Term N/A N/A N/A N/A $42.55 $78.62 $115.34 $143.42 $177.98 $212.54 $247.10 $281.66
30 Year Level Term N/A N/A N/A N/A $61.34 $115.34 $170.42 $222.05 $276.26 $330.48 $384.70 $438.91

American National Insurance


Life Insurance Monthly Term Rates
Female - 35 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.34 $9.59 $11.79 $14.00 $14.26 $23.33 $32.40 $40.61 $49.46 $58.32 $67.18 $76.03
10 Year Level Term $16.63 $19.70 $26.96 $34.21 $37.37 $66.69 $97.85 $115.78 $143.42 $171.07 $198.72 $226.37
15 Year Level Term $16.16 $25.49 $35.64 $45.79 $43.20 $78.62 $115.34 $148.61 $184.46 $220.32 $256.18 $292.03
20 Year Level Term $18.79 $29.12 $41.08 $53.05 $52.92 $98.06 $144.50 $187.49 $233.06 $278.64 $324.22 $369.79
30 Year Level Term $27.30 $40.18 $57.67 $75.17 $77.98 $149.90 $222.26 $281.66 $350.78 $419.90 $489.02 $558.14

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 36 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.86 $12.53 $16.20 $19.01 $22.46 $25.92 $29.38 $32.83
10 Year Level Term N/A N/A N/A N/A $11.66 $17.28 $23.33 $28.51 $34.34 $40.18 $46.01 $51.84
15 Year Level Term N/A N/A N/A N/A $13.39 $20.30 $27.86 $33.70 $40.82 $47.95 $55.08 $62.21
20 Year Level Term N/A N/A N/A N/A $16.42 $26.35 $36.94 $45.79 $55.94 $66.10 $76.25 $86.40
30 Year Level Term N/A N/A N/A N/A $24.19 $42.77 $61.56 $76.90 $94.82 $112.75 $130.68 $148.61

American National Insurance


Life Insurance Monthly Term Rates
Male - 36 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.78 $8.38 $9.98 $11.58 $11.88 $18.58 $25.27 $31.10 $37.58 $44.06 $504.00 $57.02
10 Year Level Term $12.70 $12.10 $15.55 $19.01 $20.74 $36.29 $51.84 $63.94 $78.62 $93.31 $108.00 $122.69
15 Year Level Term $14.17 $13.65 $17.88 $22.12 $24.84 $43.63 $62.86 $78.62 $96.98 $115.34 $133.70 $152.06
20 Year Level Term $15.03 $16.07 $21.51 $26.96 $29.16 $50.11 $72.58 $95.04 $117.50 $139.97 $162.43 $184.90
30 Year Level Term $18.88 $22.90 $31.75 $40.61 $46.01 $84.67 $124.42 $160.70 $199.58 $238.46 $277.34 $316.22

American National Insurance


Life Insurance Monthly Term Rates
Male - 36 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $15.55 $25.92 $36.29 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term N/A N/A N/A N/A $36.94 $66.53 $97.20 $118.37 $146.66 $174.96 $203.26 $231.55
15 Year Level Term N/A N/A N/A N/A $44.28 $81.22 $119.23 $146.88 $182.30 $217.73 $253.15 $288.58
20 Year Level Term N/A N/A N/A N/A $53.57 $101.95 $150.34 $190.94 $237.38 $283.82 $330.26 $376.70
30 Year Level Term N/A N/A N/A N/A $85.32 $163.30 $242.35 $319.68 $398.30 $476.93 $555.55 $634.18

American National Insurance


Life Insurance Monthly Term Rates
Male - 36 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.63 $11.58 $14.77 $17.97 $17.28 $29.38 $41.47 $51.84 $63.50 $75.17 $86.83 $98.50
10 Year Level Term $20.52 $25.92 $36.29 $46.66 $48.38 $89.86 $132.19 $159.84 $198.50 $237.17 $275.83 $314.50
15 Year Level Term $21.51 $29.29 $41.34 $53.40 $56.81 $103.25 $152.28 $197.86 $246.02 $294.19 $342.36 $390.53
20 Year Level Term $24.88 $35.25 $50.28 $65.32 $71.93 $133.92 $198.29 $254.02 $316.22 $378.43 $440.64 $502.85
30 Year Level Term $33.05 $54.60 $79.32 $104.03 $115.34 $208.22 $309.74 $409.54 $510.62 $611.71 $712.80 $813.89

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 36 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $10.80 $15.55 $20.74 $24.19 $28.94 $33.70 $38.45 $43.20
15 Year Level Term N/A N/A N/A N/A $11.88 $18.14 $24.62 $30.24 $36.50 $42.77 $49.03 $55.30
20 Year Level Term N/A N/A N/A N/A $14.90 $23.33 $32.40 $40.10 $49.46 $58.32 $67.18 $76.03
30 Year Level Term N/A N/A N/A N/A $20.52 $35.42 $50.54 $63.94 $78.62 $93.31 $108.00 $122.69

American National Insurance


Life Insurance Monthly Term Rates
Female - 36 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.21 $7.78 $9.07 $10.37 $10.80 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $10.67 $11.23 $14.26 $17.28 $17.93 $29.81 $42.12 $51.84 $63.50 $75.17 $86.83 $98.50
15 Year Level Term $12.36 $12.61 $16.33 $20.04 $21.60 $36.72 $52.49 $66.53 $81.86 $97.20 $112.54 $127.87
20 Year Level Term $13.22 $15.03 $19.96 $24.88 $25.49 $45.36 $65.45 $82.94 $102.38 $121.82 $141.26 $160.70
30 Year Level Term $16.93 $19.18 $26.18 $33.18 $36.29 $66.53 $97.20 $126.14 $156.38 $186.62 $216.86 $247.10

American National Insurance


Life Insurance Monthly Term Rates
Female - 36 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.10 $19.01 $25.92 $31.97 $38.66 $45.36 $52.06 $85.75
10 Year Level Term N/A N/A N/A N/A $31.32 $55.73 $81.00 $97.63 $120.74 $143.86 $166.97 $190.08
15 Year Level Term N/A N/A N/A N/A $35.86 $63.94 $93.31 $115.78 $143.42 $171.07 $198.72 $226.37
20 Year Level Term N/A N/A N/A N/A $45.36 $83.81 $123.12 $154.66 $192.02 $229.39 $266.76 $304.13
30 Year Level Term N/A N/A N/A N/A $66.53 $125.71 $185.98 $241.92 $301.10 $360.29 $419.47 $478.66

American National Insurance


Life Insurance Monthly Term Rates
Female - 36 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.38 $9.68 $11.92 $14.17 $14.47 $23.76 $33.05 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term $17.41 $20.91 $28.77 $36.63 $39.74 $72.14 $105.62 $126.14 $156.38 $186.62 $216.86 $247.10
15 Year Level Term $17.54 $26.61 $31.32 $48.04 $46.66 $84.67 $124.42 $161.57 $200.66 $239.76 $278.86 $317.95
20 Year Level Term $20.74 $30.67 $43.42 $56.16 $56.59 $105.41 $155.52 $203.04 $252.50 $301.97 $351.43 $400.90
30 Year Level Term $29.33 $42.85 $61.69 $80.52 $84.67 $162.86 $241.70 $306.72 $382.10 $457.49 $532.87 $608.26

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 37 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.07 $12.96 $16.85 $19.87 $23.54 $27.22 $30.89 $34.56
10 Year Level Term N/A N/A N/A N/A $12.10 $18.14 $24.62 $30.24 $36.50 $42.77 $49.03 $55.30
15 Year Level Term N/A N/A N/A N/A $14.26 $21.60 $29.81 $36.29 $44.06 $51.84 $59.62 $67.39
20 Year Level Term N/A N/A N/A N/A $17.28 $28.08 $39.53 $50.11 $61.34 $72.58 $83.81 $95.04
30 Year Level Term N/A N/A N/A N/A $25.70 $45.79 $66.10 $83.81 $103.46 $123.12 $142.78 $162.43

American National Insurance


Life Insurance Monthly Term Rates
Male - 37 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.95 $8.64 $10.37 $12.10 $12.53 $19.87 $27.22 $32.83 $39.74 $46.66 $53.57 $60.48
10 Year Level Term $13.09 $12.61 $16.33 $20.04 $22.03 $38.02 $54.43 $67.39 $82.94 $98.50 $114.05 $129.60
15 Year Level Term $14.73 $14.26 $18.79 $23.33 $26.35 $46.66 $67.39 $84.67 $104.54 $124.42 $144.29 $164.16
20 Year Level Term $15.55 $16.85 $22.68 $28.51 $31.10 $54.00 $78.41 $102.82 $127.22 $151.63 $176.04 $200.45
30 Year Level Term $20.17 $24.45 $34.08 $43.72 $49.68 $91.58 $134.78 $173.66 $215.78 $257.90 $300.02 $342.14

American National Insurance


Life Insurance Monthly Term Rates
Male - 37 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $16.42 $27.22 $38.23 $48.38 $59.18 $69.98 $80.78 $91.58
10 Year Level Term N/A N/A N/A N/A $39.96 $71.71 $104.98 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term N/A N/A N/A N/A $47.30 $87.26 $128.30 $158.98 $194.42 $235.87 $274.32 $312.77
20 Year Level Term N/A N/A N/A N/A $58.10 $110.59 $163.30 $207.36 $257.90 $308.45 $358.99 $409.54
30 Year Level Term N/A N/A N/A N/A $93.31 $177.98 $264.38 $349.06 $435.02 $520.99 $606.96 $692.93

American National Insurance


Life Insurance Monthly Term Rates
Male - 37 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.98 $12.10 $15.55 $19.01 $18.14 $31.10 $44.06 $55.30 $67.82 $80.35 $92.88 $105.41
10 Year Level Term $21.47 $27.30 $38.36 $49.42 $51.84 $96.77 $142.56 $173.66 $215.78 $257.90 $300.02 $342.14
15 Year Level Term $22.72 $31.45 $44.58 $57.72 $61.34 $111.89 $165.24 $215.14 $267.62 $320.11 $372.60 $425.09
20 Year Level Term $26.35 $38.28 $54.82 $71.37 $78.19 $146.02 $216.43 $278.21 $346.46 $414.72 $482.98 $551.23
30 Year Level Term $36.07 $59.36 $86.44 $113.53 $125.28 $229.39 $341.50 $451.01 $562.46 $673.92 $785.38 $896.83

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 37 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $12.53 $19.01 $25.92 $32.83 $39.74 $46.66 $53.57 $60.48
20 Year Level Term N/A N/A N/A N/A $15.55 $25.06 $34.99 $43.20 $52.70 $62.21 $71.71 $81.22
30 Year Level Term N/A N/A N/A N/A $21.60 $37.15 $53.14 $68.26 $84.02 $99.79 $115.56 $131.33

American National Insurance


Life Insurance Monthly Term Rates
Female - 37 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.21 $7.78 $9.07 $10.37 $10.80 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $10.97 $11.75 $15.03 $18.32 $19.01 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14
15 Year Level Term $12.74 $13.22 $17.24 $21.25 $22.90 $39.31 $56.38 $70.85 $87.26 $103.68 $120.10 $136.51
20 Year Level Term $13.65 $15.64 $20.87 $26.09 $27.00 $47.95 $69.34 $88.99 $109.94 $130.90 $151.85 $172.80
30 Year Level Term $17.84 $20.22 $27.73 $35.25 $38.66 $71.28 $104.33 $135.65 $168.26 $200.88 $233.50 $266.11

American National Insurance


Life Insurance Monthly Term Rates
Female - 37 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.53 $19.87 $27.22 $32.83 $39.74 $46.66 $53.57 $60.48
10 Year Level Term N/A N/A N/A N/A $33.70 $60.05 $87.48 $105.41 $130.46 $155.52 $180.58 $205.63
15 Year Level Term N/A N/A N/A N/A $38.02 $69.12 $101.09 $126.14 $156.38 $186.62 $216.86 $247.10
20 Year Level Term N/A N/A N/A N/A $48.17 $89.42 $131.54 $166.75 $207.14 $247.54 $287.93 $328.32
30 Year Level Term N/A N/A N/A N/A $71.50 $135.65 $200.88 $262.66 $327.02 $391.39 $455.76 $520.13

American National Insurance


Life Insurance Monthly Term Rates
Female - 37 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.55 $10.02 $12.44 $14.86 $15.12 $25.06 $34.99 $44.06 $53.78 $63.50 $73.22 $82.94
10 Year Level Term $18.19 $22.12 $30.59 $39.05 $42.12 $77.33 $113.40 $136.51 $169.34 $202.18 $235.01 $267.84
15 Year Level Term $18.92 $27.73 $39.01 $50.28 $50.11 $91.15 $134.14 $174.53 $216.86 $259.20 $301.54 $343.87
20 Year Level Term $22.68 $32.23 $45.75 $59.27 $60.05 $113.18 $167.18 $218.59 $271.94 $325.30 $378.65 $432.00
30 Year Level Term $31.32 $45.62 $65.84 $86.05 $91.58 $176.26 $261.79 $330.91 $412.34 $493.78 $575.21 $656.64

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 38 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.29 $13.39 $17.50 $20.74 $24.62 $28.51 $32.40 $36.29
10 Year Level Term N/A N/A N/A N/A $12.74 $19.01 $25.92 $31.97 $38.66 $45.36 $52.06 $58.75
15 Year Level Term N/A N/A N/A N/A $14.90 $22.90 $31.75 $39.74 $48.38 $57.02 $65.66 $74.30
20 Year Level Term N/A N/A N/A N/A $18.36 $30.24 $42.77 $53.57 $65.66 $77.76 $89.86 $101.95
30 Year Level Term N/A N/A N/A N/A $27.22 $48.82 $70.63 $89.86 $111.02 $132.19 $153.36 $174.53

American National Insurance


Life Insurance Monthly Term Rates
Male - 38 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.12 $8.81 $10.63 $12.44 $12.96 $20.74 $28.51 $34.56 $41.90 $49.25 $56.59 $63.94
10 Year Level Term $13.44 $13.22 $17.24 $21.25 $23.11 $40.18 $57.67 $71.71 $88.34 $104.98 $121.61 $138.24
15 Year Level Term $15.25 $14.95 $19.83 $24.71 $28.08 $49.25 $71.28 $89.86 $111.02 $132.19 $153.36 $174.53
20 Year Level Term $16.03 $17.71 $23.98 $30.24 $32.83 $57.46 $83.59 $109.73 $135.86 $162.00 $188.14 $214.27
30 Year Level Term $21.51 $25.92 $36.29 $46.66 $53.14 $98.93 $145.80 $186.62 $231.98 $277.34 $322.70 $368.06

American National Insurance


Life Insurance Monthly Term Rates
Male - 38 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $17.06 $28.94 $40.82 $51.84 $63.50 $75.17 $86.83 $98.50
10 Year Level Term N/A N/A N/A N/A $42.98 $76.90 $112.75 $139.10 $172.58 $206.06 $239.54 $273.02
15 Year Level Term N/A N/A N/A N/A $50.54 $92.88 $136.73 $171.07 $212.54 $254.02 $295.49 $336.96
20 Year Level Term N/A N/A N/A N/A $62.42 $119.66 $176.90 $222.91 $277.34 $331.78 $386.21 $440.64
30 Year Level Term N/A N/A N/A N/A $101.09 $192.67 $286.42 $377.57 $470.66 $563.76 $656.86 $749.95

American National Insurance


Life Insurance Monthly Term Rates
Male - 38 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.32 $12.61 $16.33 $20.04 $19.01 $32.83 $46.66 $59.62 $73.22 $86.83 $100.44 $114.05
10 Year Level Term $22.46 $28.77 $40.56 $52.36 $55.08 $103.68 $152.93 $188.35 $234.14 $279.94 $325.73 $371.52
15 Year Level Term $23.93 $33.70 $47.95 $62.21 $65.88 $120.96 $178.85 $231.55 $288.14 $344.74 $401.33 $457.92
20 Year Level Term $27.78 $41.39 $59.49 $77.59 $84.24 $157.68 $233.93 $301.54 $375.62 $449.71 $523.80 $597.89
30 Year Level Term $39.05 $64.11 $93.57 $123.03 $135.43 $250.13 $372.60 $491.62 $613.22 $734.83 $856.44 $978.05

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 38 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.64 $12.10 $15.55 $18.14 $21.38 $24.62 $27.86 $31.10
10 Year Level Term N/A N/A N/A N/A $11.45 $16.85 $22.68 $26.78 $32.18 $37.58 $42.98 $48.38
15 Year Level Term N/A N/A N/A N/A $13.18 $20.30 $27.86 $34.56 $41.90 $49.25 $56.98 $63.94
20 Year Level Term N/A N/A N/A N/A $16.42 $26.78 $37.58 $46.66 $57.02 $67.39 $77.76 $88.13
30 Year Level Term N/A N/A N/A N/A $22.68 $39.31 $56.38 $71.71 $88.34 $104.98 $121.61 $138.24

American National Insurance


Life Insurance Monthly Term Rates
Female - 38 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.30 $7.86 $9.20 $10.54 $11.02 $16.85 $22.68 $27.65 $33.26 $38.88 $44.50 $50.11
10 Year Level Term $11.23 $12.18 $15.68 $19.18 $19.87 $33.70 $47.95 $59.62 $73.22 $86.83 $100.44 $114.05
15 Year Level Term $13.13 $13.74 $18.01 $22.29 $24.41 $41.90 $60.26 $76.03 $93.74 $111.46 $129.17 $146.88
20 Year Level Term $14.13 $16.16 $21.64 $27.13 $28.30 $50.98 $73.87 $94.18 $116.42 $138.67 $160.92 $183.17
30 Year Level Term $18.79 $21.17 $29.16 $37.15 $41.04 $76.03 $111.46 $144.29 $179.06 $213.84 $248.62 $283.39

American National Insurance


Life Insurance Monthly Term Rates
Female - 38 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.96 $20.74 $28.51 $35.42 $42.98 $50.54 $58.10 $65.66
10 Year Level Term N/A N/A N/A N/A $35.86 $63.94 $93.31 $113.18 $140.18 $167.18 $194.48 $221.18
15 Year Level Term N/A N/A N/A N/A $40.39 $73.87 $108.22 $137.38 $170.42 $203.47 $236.52 $269.57
20 Year Level Term N/A N/A N/A N/A $50.98 $94.61 $139.32 $177.98 $221.10 $264.38 $307.58 $350.78
30 Year Level Term N/A N/A N/A N/A $76.68 $146.02 $216.43 $282.53 $351.86 $421.20 $490.54 $559.87

American National Insurance


Life Insurance Monthly Term Rates
Female - 38 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.77 $10.37 $12.96 $15.55 $15.98 $26.35 $36.94 $46.66 $57.02 $67.39 $77.76 $88.13
10 Year Level Term $18.96 $23.41 $32.53 $41.64 $44.50 $82.94 $121.82 $146.88 $182.30 $217.73 $253.15 $288.58
15 Year Level Term $20.26 $28.94 $40.82 $52.70 $53.35 $97.20 $143.21 $188.35 $234.14 $279.94 $325.73 $371.52
20 Year Level Term $24.67 $33.70 $47.95 $62.21 $63.72 $120.53 $178.20 $233.28 $290.30 $347.33 $404.35 $461.38
30 Year Level Term $33.35 $48.30 $69.85 $91.41 $98.28 $189.22 $281.23 $355.97 $443.66 $531.36 $619.06 $706.75

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 39 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.50 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
10 Year Level Term N/A N/A N/A N/A $13.18 $19.87 $27.22 $33.70 $40.82 $47.95 $55.08 $62.21
15 Year Level Term N/A N/A N/A N/A $15.77 $24.19 $33.70 $42.34 $51.62 $60.91 $70.20 $79.49
20 Year Level Term N/A N/A N/A N/A $19.22 $31.97 $45.36 $57.89 $71.06 $84.24 $97.42 $110.59
30 Year Level Term N/A N/A N/A N/A $28.73 $51.84 $75.17 $96.77 $119.66 $142.56 $165.46 $188.35

American National Insurance


Life Insurance Monthly Term Rates
Male - 39 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.29 $9.07 $11.02 $12.96 $13.39 $21.60 $29.81 $37.15 $45.14 $53.14 $61.13 $69.12
10 Year Level Term $13.82 $13.74 $18.01 $22.29 $24.41 $41.90 $60.26 $75.17 $92.66 $110.16 $127.66 $145.15
15 Year Level Term $15.81 $15.55 $20.74 $25.92 $29.59 $52.27 $75.82 $95.90 $118.58 $141.26 $163.94 $186.62
20 Year Level Term $16.55 $18.49 $25.14 $31.80 $34.78 $61.34 $89.42 $117.50 $145.58 $173.66 $201.74 $229.82
30 Year Level Term $22.85 $27.48 $38.62 $49.77 $56.81 $105.84 $156.17 $199.58 $248.18 $296.78 $345.38 $393.98

American National Insurance


Life Insurance Monthly Term Rates
Male - 39 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.14 $31.10 $44.06 $56.16 $68.90 $81.65 $94.39 $107.14
10 Year Level Term N/A N/A N/A N/A $46.01 $82.08 $120.53 $149.47 $185.54 $221.62 $257.69 $293.76
15 Year Level Term N/A N/A N/A N/A $53.57 $98.93 $145.80 $183.17 $227.66 $272.16 $316.66 $361.15
20 Year Level Term N/A N/A N/A N/A $66.96 $128.30 $189.86 $239.33 $297.86 $356.40 $414.94 $473.47
30 Year Level Term N/A N/A N/A N/A $109.08 $207.36 $308.45 $406.94 $507.38 $607.82 $708.26 $808.70

American National Insurance


Life Insurance Monthly Term Rates
Male - 39 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.84 $13.39 $17.50 $21.60 $20.30 $35.42 $50.54 $64.80 $79.70 $94.61 $109.51 $124.42
10 Year Level Term $23.41 $30.15 $42.64 $55.12 $58.54 $110.59 $163.30 $202.18 $251.42 $300.67 $349.92 $399.17
15 Year Level Term $25.14 $35.86 $51.19 $66.53 $70.42 $129.60 $191.81 $248.83 $309.74 $370.66 $431.57 $492.48
20 Year Level Term $29.25 $44.41 $64.02 $83.64 $90.50 $169.78 $252.07 $325.73 $405.86 $486.00 $566.14 $646.27
30 Year Level Term $42.08 $68.86 $100.70 $132.54 $145.37 $271.30 $404.35 $533.09 $665.06 $797.04 $929.02 $1,060.99

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 39 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $8.42 $11.66 $14.90 $17.28 $20.30 $23.33 $26.35 $29.38
10 Year Level Term N/A N/A N/A N/A $11.23 $16.42 $22.03 $25.06 $30.02 $34.99 $39.96 $44.93
15 Year Level Term N/A N/A N/A N/A $12.53 $19.01 $25.92 $32.83 $39.74 $46.66 $53.57 $60.48
20 Year Level Term N/A N/A N/A N/A $15.55 $25.06 $34.99 $43.20 $52.70 $62.21 $71.71 $81.22
30 Year Level Term N/A N/A N/A N/A $21.60 $37.15 $53.14 $68.26 $84.02 $99.79 $115.56 $131.33

American National Insurance


Life Insurance Monthly Term Rates
Female - 39 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.21 $7.78 $9.07 $10.37 $10.80 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term $10.97 $11.75 $15.03 $18.32 $19.01 $31.97 $45.36 $56.16 $68.90 $81.65 $94.39 $107.14
15 Year Level Term $12.74 $13.22 $17.24 $21.25 $22.90 $39.31 $56.38 $70.85 $87.26 $103.68 $120.10 $136.51
20 Year Level Term $13.65 $15.64 $20.87 $26.09 $27.00 $47.95 $69.34 $88.99 $109.94 $130.90 $151.85 $172.80
30 Year Level Term $17.84 $20.22 $27.73 $35.25 $38.66 $71.28 $104.33 $135.65 $168.26 $200.88 $233.50 $266.11

American National Insurance


Life Insurance Monthly Term Rates
Female - 39 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $15.12 $25.06 $27.22 $32.83 $39.74 $46.66 $53.57 $60.48
10 Year Level Term N/A N/A N/A N/A $42.12 $77.33 $87.48 $105.41 $130.46 $155.52 $180.58 $205.63
15 Year Level Term N/A N/A N/A N/A $50.11 $91.15 $101.09 $126.14 $156.38 $186.62 $216.87 $247.10
20 Year Level Term N/A N/A N/A N/A $60.05 $113.18 $131.54 $166.75 $207.14 $247.54 $287.93 $328.32
30 Year Level Term N/A N/A N/A N/A $91.58 $176.26 $200.88 $262.66 $327.02 $391.39 $455.76 $520.13

American National Insurance


Life Insurance Monthly Term Rates
Female - 39 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.55 $10.02 $12.44 $14.86 $15.12 $25.06 $34.99 $44.06 $53.78 $63.50 $73.22 $82.94
10 Year Level Term $18.19 $22.12 $30.59 $39.05 $42.12 $77.33 $113.40 $136.51 $169.34 $202.18 $235.01 $267.84
15 Year Level Term $18.92 $27.73 $39.01 $50.28 $50.11 $91.15 $134.14 $174.53 $216.86 $259.20 $301.54 $343.87
20 Year Level Term $22.68 $32.23 $45.75 $59.27 $60.05 $113.18 $167.18 $218.59 $271.94 $325.30 $378.65 $432.00
30 Year Level Term $31.32 $45.62 $65.84 $86.05 $91.58 $176.26 $261.79 $330.91 $412.34 $493.78 $575.21 $656.64

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 40 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.94 $14.69 $19.44 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term N/A N/A N/A N/A $13.61 $20.74 $28.51 $35.42 $42.98 $50.54 $58.10 $65.66
15 Year Level Term N/A N/A N/A N/A $16.42 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
20 Year Level Term N/A N/A N/A N/A $20.30 $33.70 $47.95 $61.34 $75.38 $89.42 $103.46 $117.50
30 Year Level Term N/A N/A N/A N/A $30.24 $54.86 $79.70 $102.82 $127.22 $151.63 $176.04 $200.45

American National Insurance


Life Insurance Monthly Term Rates
Male - 40 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.55 $9.42 $11.53 $13.65 $14.04 $22.90 $31.75 $39.74 $48.38 $57.02 $65.66 $74.30
10 Year Level Term $14.21 $14.26 $18.79 $23.33 $25.49 $44.06 $63.50 $79.49 $98.06 $116.64 $135.22 $153.79
15 Year Level Term $16.33 $16.24 $21.77 $27.30 $31.10 $55.30 $80.35 $101.95 $126.14 $150.34 $174.53 $198.72
20 Year Level Term $17.02 $19.35 $26.44 $33.52 $36.50 $64.80 $94.61 $124.42 $154.22 $184.03 $213.84 $243.65
30 Year Level Term $24.19 $28.94 $40.82 $52.70 $60.48 $113.18 $167.18 $212.54 $264.38 $316.22 $368.06 $419.90

American National Insurance


Life Insurance Monthly Term Rates
Male - 40 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $19.22 $33.26 $47.30 $59.62 $73.22 $86.83 $100.44 $114.05
10 Year Level Term N/A N/A N/A N/A $49.03 $87.26 $128.30 $159.84 $198.50 $237.17 $275.83 $314.50
15 Year Level Term N/A N/A N/A N/A $56.59 $104.98 $154.87 $195.26 $242.78 $290.30 $337.82 $385.34
20 Year Level Term N/A N/A N/A N/A $71.28 $137.38 $203.47 $254.88 $317.30 $379.73 $442.15 $504.58
30 Year Level Term N/A N/A N/A N/A $117.07 $222.05 $330.48 $435.46 $543.02 $650.59 $758.16 $865.73

American National Insurance


Life Insurance Monthly Term Rates
Male - 40 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.28 $14.00 $18.40 $22.81 $21.60 $38.02 $54.43 $69.12 $85.10 $101.09 $117.07 $133.06
10 Year Level Term $24.41 $31.54 $44.71 $57.89 $61.99 $117.50 $173.66 $216.86 $269.78 $322.70 $375.62 $428.54
15 Year Level Term $26.35 $38.10 $54.56 $71.02 $74.95 $138.24 $204.77 $265.25 $330.26 $395.28 $460.30 $525.31
20 Year Level Term $30.72 $47.43 $68.56 $89.68 $96.77 $181.44 $269.57 $349.92 $436.10 $522.29 $608.47 $694.66
30 Year Level Term $45.06 $73.61 $107.83 $142.04 $155.30 $292.46 $436.10 $573.70 $715.82 $857.95 $1,000.08 $1,142.21

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 40 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.07 $12.96 $16.85 $19.87 $23.54 $27.22 $30.89 $34.56
10 Year Level Term N/A N/A N/A N/A $12.31 $18.58 $25.27 $29.38 $35.42 $41.47 $47.52 $53.57
15 Year Level Term N/A N/A N/A N/A $14.47 $22.46 $31.10 $38.88 $47.30 $55.73 $64.15 $72.58
20 Year Level Term N/A N/A N/A N/A $17.93 $30.24 $42.77 $52.70 $64.58 $76.46 $88.34 $100.22
30 Year Level Term N/A N/A N/A N/A $24.84 $43.20 $62.21 $80.35 $99.14 $117.94 $136.73 $155.52

American National Insurance


Life Insurance Monthly Term Rates
Female - 40 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.60 $8.29 $9.85 $11.40 $11.88 $18.58 $25.27 $31.10 $37.58 $44.06 $50.54 $57.02
10 Year Level Term $11.84 $13.13 $17.11 $21.08 $21.82 $37.58 $53.78 $67.39 $82.94 $98.50 $114.05 $129.60
15 Year Level Term $13.91 $14.86 $19.70 $24.54 $27.22 $47.09 $68.04 $85.54 $105.62 $125.71 $145.80 $165.89
20 Year Level Term $15.03 $17.37 $23.46 $29.55 $31.10 $56.59 $82.30 $105.41 $130.46 $155.52 $180.58 $205.63
30 Year Level Term $20.61 $23.24 $32.27 $41.30 $45.79 $85.40 $125.71 $163.30 $202.82 $242.35 $281.88 $321.41

American National Insurance


Life Insurance Monthly Term Rates
Female - 40 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.47 $23.76 $33.05 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term N/A N/A N/A N/A $40.61 $72.58 $106.27 $128.74 $159.62 $190.51 $221.40 $252.29
15 Year Level Term N/A N/A N/A N/A $44.93 $83.81 $123.12 $158.11 $196.34 $234.58 $272.81 $311.04
20 Year Level Term N/A N/A N/A N/A $56.59 $105.41 $155.52 $201.31 $250.34 $299.38 $348.41 $397.44
30 Year Level Term N/A N/A N/A N/A $86.83 $166.32 $246.89 $323.14 $402.62 $482.11 $561.60 $641.09

American National Insurance


Life Insurance Monthly Term Rates
Female - 40 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.46 $11.40 $14.52 $17.63 $17.93 $30.67 $43.42 $55.30 $67.82 $80.35 $92.88 $105.41
10 Year Level Term $20.52 $25.83 $36.16 $46.48 $49.25 $93.31 $137.38 $167.62 $208.22 $248.83 $289.44 $330.05
15 Year Level Term $23.03 $31.19 $44.19 $57.20 $60.26 $109.73 $162.00 $214.27 $266.54 $318.82 $371.09 $423.36
20 Year Level Term $28.56 $36.81 $52.62 $68.43 $70.85 $135.65 $200.88 $264.38 $329.18 $393.98 $458.78 $523.58
30 Year Level Term $37.37 $53.74 $78.02 $102.30 $111.89 $215.57 $320.76 $405.22 $505.22 $605.23 $705.24 $805.25

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 41 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.15 $15.12 $20.09 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term N/A N/A N/A N/A $14.69 $22.90 $31.75 $38.88 $47.30 $55.73 $64.15 $72.58
15 Year Level Term N/A N/A N/A N/A $17.39 $38.51 $40.18 $50.98 $62.42 $73.87 $85.32 $96.77
20 Year Level Term N/A N/A N/A N/A $22.25 $37.58 $53.78 $69.12 $85.10 $101.09 $117.07 $133.06
30 Year Level Term N/A N/A N/A N/A $33.48 $60.91 $88.78 $114.91 $142.34 $169.78 $197.21 $224.64

American National Insurance


Life Insurance Monthly Term Rates
Male - 41 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.68 $9.59 $11.79 $14.00 $14.47 $23.76 $33.05 $41.47 $50.54 $59.62 $68.69 $77.76
10 Year Level Term $14.90 $15.21 $20.22 $25.23 $27.43 $47.95 $69.34 $87.26 $107.78 $128.30 $148.82 $169.34
15 Year Level Term $16.55 $17.45 $23.59 $29.72 $34.13 $60.48 $88.13 $112.32 $139.10 $165.89 $192.67 $219.46
20 Year Level Term $17.97 $21.00 $28.90 $36.81 $39.96 $72.58 $106.27 $139.10 $172.58 $206.06 $239.54 $273.02
30 Year Level Term $25.75 $31.62 $44.84 $58.06 $66.74 $125.71 $185.98 $237.60 $295.70 $353.81 $411.91 $470.02

American National Insurance


Life Insurance Monthly Term Rates
Male - 41 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $20.09 $34.56 $49.25 $63.07 $77.54 $92.02 $106.49 $120.96
10 Year Level Term N/A N/A N/A N/A $52.92 $95.47 $140.62 $175.39 $217.94 $260.50 $303.05 $345.60
15 Year Level Term N/A N/A N/A N/A $62.86 $117.50 $173.66 $221.18 $275.18 $329.18 $383.18 $437.18
20 Year Level Term N/A N/A N/A N/A $79.70 $154.22 $228.74 $290.30 $361.58 $432.86 $504.14 $575.42
30 Year Level Term N/A N/A N/A N/A $131.54 $250.56 $373.25 $493.34 $615.38 $737.42 $859.46 $981.50

American National Insurance


Life Insurance Monthly Term Rates
Male - 41 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.58 $14.52 $19.18 $23.85 $22.46 $39.74 $57.02 $72.58 $89.42 $106.27 $123.12 $139.97
10 Year Level Term $26.22 $34.30 $48.86 $63.42 $69.12 $129.60 $191.81 $241.06 $300.02 $358.99 $417.96 $476.93
15 Year Level Term $28.25 $41.90 $60.26 $78.62 $83.59 $155.95 $231.34 $300.67 $374.54 $448.42 $522.29 $596.16
20 Year Level Term $33.13 $52.27 $75.82 $99.36 $108.22 $204.34 $303.91 $393.98 $491.18 $588.38 $685.58 $782.78
30 Year Level Term $48.47 $80.35 $117.94 $155.52 $171.94 $327.02 $487.94 $644.54 $804.38 $964.22 $1,124.06 $1,283.90

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 41 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.29 $13.39 $17.50 $20.74 $24.62 $28.51 $32.40 $36.29
10 Year Level Term N/A N/A N/A N/A $13.18 $20.30 $27.86 $32.83 $39.74 $46.66 $53.57 $60.48
15 Year Level Term N/A N/A N/A N/A $15.34 $24.19 $33.70 $43.20 $52.70 $62.21 $71.71 $81.22
20 Year Level Term N/A N/A N/A N/A $19.22 $32.83 $46.66 $57.89 $71.06 $84.24 $97.42 $110.59
30 Year Level Term N/A N/A N/A N/A $27.22 $47.95 $69.34 $89.86 $111.02 $132.19 $153.36 $174.53

American National Insurance


Life Insurance Monthly Term Rates
Female - 41 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.73 $8.47 $10.11 $11.75 $12.31 $19.44 $26.57 $32.83 $39.74 $46.66 $53.57 $60.48
10 Year Level Term $12.61 $13.82 $18.14 $22.46 $23.33 $40.61 $58.32 $72.58 $89.42 $106.27 $123.12 $139.97
15 Year Level Term $14.43 $15.72 $21.00 $26.27 $29.38 $50.98 $73.87 $93.31 $115.34 $137.38 $159.41 $181.44
20 Year Level Term $15.60 $18.32 $24.88 $31.45 $33.48 $61.34 $89.42 $114.05 $141.26 $168.48 $195.70 $222.91
30 Year Level Term $21.86 $24.97 $34.86 $44.76 $49.90 $93.31 $137.38 $179.71 $223.34 $266.98 $310.61 $354.24

American National Insurance


Life Insurance Monthly Term Rates
Female - 41 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $15.77 $25.92 $36.29 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term N/A N/A N/A N/A $44.06 $79.06 $115.99 $14.70 $175.82 $209.95 $244.08 $278.21
15 Year Level Term N/A N/A N/A N/A $49.46 $92.88 $136.73 $174.53 $216.86 $259.20 $301.54 $343.87
20 Year Level Term N/A N/A N/A N/A $62.64 $116.21 $171.72 $222.05 $276.26 $330.48 $384.70 $438.91
30 Year Level Term N/A N/A N/A N/A $95.90 $184.90 $274.75 $359.42 $447.98 $536.54 $625.10 $713.66

American National Insurance


Life Insurance Monthly Term Rates
Female - 41 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.94 $12.18 $15.68 $19.18 $19.44 $33.70 $47.95 $60.48 $74.30 $88.21 $101.95 $115.78
10 Year Level Term $22.03 $28.17 $39.66 $51.15 $54.00 $102.38 $150.98 $186.62 $231.98 $277.34 $322.70 $368.06
15 Year Level Term $24.41 $33.78 $48.08 $62.38 $66.10 $121.82 $180.14 $237.60 $295.70 $353.81 $411.91 $470.02
20 Year Level Term $30.50 $40.26 $57.80 $75.34 $79.06 $151.20 $224.21 $295.49 $368.06 $440.64 $513.22 $585.79
30 Year Level Term $40.18 $59.18 $86.18 $113.18 $124.20 $239.76 $357.05 $451.87 $563.54 $675.22 $786.89 $898.56

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 42 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.15 $15.12 $20.09 $24.19 $28.94 $33.70 $38.45 $43.20
10 Year Level Term N/A N/A N/A N/A $15.55 $25.06 $34.99 $42.34 $51.62 $60.91 $70.20 $79.49
15 Year Level Term N/A N/A N/A N/A $19.44 $31.97 $45.36 $57.89 $71.06 $84.24 $97.42 $110.59
20 Year Level Term N/A N/A N/A N/A $24.19 $41.47 $59.62 $76.90 $94.82 $112.75 $130.68 $148.61
30 Year Level Term N/A N/A N/A N/A $36.50 $67.39 $98.50 $127.87 $158.54 $189.22 $219.89 $250.56

American National Insurance


Life Insurance Monthly Term Rates
Male - 42 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.81 $9.76 $12.05 $14.34 $14.69 $24.19 $33.70 $42.34 $51.62 $60.91 $70.20 $79.49
10 Year Level Term $15.60 $16.16 $21.64 $27.13 $29.38 $51.84 $75.17 $95.04 $117.50 $139.97 $162.43 $184.90
15 Year Level Term $16.76 $18.75 $25.53 $32.31 $36.94 $65.66 $95.90 $123.55 $153.14 $182.74 $212.33 $241.92
20 Year Level Term $18.92 $22.55 $31.23 $39.92 $43.93 $79.92 $117.29 $153.79 $190.94 $228.10 $265.25 $302.40
30 Year Level Term $27.26 $34.30 $48.86 $63.42 $73.01 $138.67 $205.42 $261.79 $325.94 $390.10 $454.25 $518.40

American National Insurance


Life Insurance Monthly Term Rates
Male - 42 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $20.95 $36.72 $52.49 $68.39 $82.94 $98.50 $114.05 $129.60
10 Year Level Term N/A N/A N/A N/A $56.81 $103.68 $152.93 $191.81 $238.46 $285.12 $331.78 $378.43
15 Year Level Term N/A N/A N/A N/A $69.34 $129.60 $191.81 $247.10 $307.58 $368.06 $428.54 $489.02
20 Year Level Term N/A N/A N/A N/A $88.34 $171.07 $254.02 $325.73 $405.86 $486.00 $566.14 $646.27
30 Year Level Term N/A N/A N/A N/A $146.02 $279.07 $416.02 $550.37 $686.66 $822.96 $959.26 $1,095.55

American National Insurance


Life Insurance Monthly Term Rates
Male - 42 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.01 $15.12 $20.09 $25.06 $23.54 $41.90 $60.26 $76.90 $94.82 $112.73 $130.68 $148.61
10 Year Level Term $28.04 $37.15 $53.14 $69.12 $76.25 $141.70 $209.95 $264.38 $329.18 $393.98 $458.78 $523.58
15 Year Level Term $30.20 $45.79 $66.10 $86.40 $92.02 $173.23 $257.26 $336.10 $418.82 $501.55 $584.28 $667.01
20 Year Level Term $35.55 $57.11 $83.07 $109.04 $119.45 $227.66 $338.90 $438.91 $547.34 $655.78 $764.21 $872.64
30 Year Level Term $51.93 $87.18 $128.17 $196.17 $188.78 $362.02 $540.43 $714.53 $891.86 $1,069.20 $1,246.54 $1,423.87

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 42 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.50 $13.82 $18.14 $21.60 $25.70 $29.81 $33.91 $38.02
10 Year Level Term N/A N/A N/A N/A $14.04 $22.03 $30.46 $36.29 $44.06 $51.84 $59.62 $67.39
15 Year Level Term N/A N/A N/A N/A $16.42 $26.35 $36.94 $46.66 $57.02 $67.29 $77.76 $88.13
20 Year Level Term N/A N/A N/A N/A $20.52 $34.99 $49.90 $63.07 $77.54 $92.02 $106.49 $120.96
30 Year Level Term N/A N/A N/A N/A $29.59 $53.14 $77.11 $100.22 $123.98 $147.74 $171.50 $195.26

American National Insurance


Life Insurance Monthly Term Rates
Female - 42 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $7.91 $8.73 $10.50 $12.27 $12.74 $20.30 $27.86 $34.56 $41.90 $49.25 $56.59 $63.94
10 Year Level Term $13.39 $14.60 $19.31 $24.02 $24.84 $43.63 $62.86 $78.62 $96.98 $115.34 $133.70 $152.06
15 Year Level Term $14.90 $16.59 $22.29 $27.99 $31.54 $54.86 $79.70 $101.09 $125.06 $149.04 $173.02 $196.99
20 Year Level Term $16.20 $19.27 $26.31 $33.35 $35.64 $65.66 $95.90 $123.55 $153.14 $182.74 $212.33 $241.92
30 Year Level Term $23.11 $26.70 $37.45 $48.21 $54.00 $101.52 $149.69 $195.26 $242.78 $190.30 $337.82 $385.34

American National Insurance


Life Insurance Monthly Term Rates
Female - 42 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $16.85 $28.51 $40.18 $50.11 $61.34 $72.58 $83.81 $95.04
10 Year Level Term N/A N/A N/A N/A $47.30 $85.54 $125.71 $154.66 $192.02 $229.39 $266.76 $304.13
15 Year Level Term N/A N/A N/A N/A $54.00 $101.95 $150.34 $190.94 $237.38 $283.82 $330.26 $376.70
20 Year Level Term N/A N/A N/A N/A $68.69 $127.01 $187.92 $242.78 $302.18 $361.58 $420.98 $480.38
30 Year Level Term N/A N/A N/A N/A $104.98 $203.04 $301.97 $395.71 $493.34 $590.98 $688.61 $786.24

American National Insurance


Life Insurance Monthly Term Rates
Female - 42 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.41 $12.96 $16.85 $20.74 $20.95 $36.72 $52.49 $66.53 $81.86 $97.20 $112.54 $127.87
10 Year Level Term $23.54 $30.41 $43.03 $55.64 $58.75 $111.89 $165.24 $205.63 $255.74 $305.86 $355.97 $406.08
15 Year Level Term $25.83 $36.37 $51.97 $67.56 $71.93 $134.35 $198.94 $260.93 $324.86 $388.80 $452.74 $516.67
20 Year Level Term $32.49 $43.72 $62.99 $82.25 $87.26 $167.18 $248.18 $326.59 $406.94 $487.30 $567.65 $648.00
30 Year Level Term $42.98 $64.54 $94.22 $123.90 $136.51 $263.52 $392.69 $498.53 $621.86 $745.20 $868.54 $991.87

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 43 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.58 $15.98 $21.38 $25.92 $31.10 $36.29 $41.47 $46.66
10 Year Level Term N/A N/A N/A N/A $16.63 $26.78 $37.58 $46.66 $57.02 $67.39 $77.76 $88.13
15 Year Level Term N/A N/A N/A N/A $20.74 $34.99 $49.90 $63.94 $78.62 $93.31 $108.00 $122.69
20 Year Level Term N/A N/A N/A N/A $25.92 $45.79 $66.10 $85.54 $105.62 $125.71 $145.80 $165.89
30 Year Level Term N/A N/A N/A N/A $39.74 $73.44 $107.57 $139.97 $173.66 $207.36 $241.06 $274.75

American National Insurance


Life Insurance Monthly Term Rates
Male - 43 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.99 $10.02 $12.44 $14.86 $15.34 $25.49 $35.64 $44.93 $54.86 $64.80 $74.74 $84.67
10 Year Level Term $16.33 $17.11 $23.07 $29.03 $31.32 $55.73 $81.00 $103.68 $128.30 $152.93 $177.55 $202.18
15 Year Level Term $16.93 $19.96 $27.35 $34.73 $39.96 $70.42 $103.03 $133.92 $166.10 $198.29 $230.47 $262.66
20 Year Level Term $19.87 $24.19 $33.70 $43.20 $47.09 $87.70 $128.95 $168.48 $209.30 $250.13 $290.95 $331.78
30 Year Level Term $28.81 $36.98 $52.88 $68.70 $79.27 $151.20 $224.21 $286.85 $357.26 $427.68 $498.10 $568.51

American National Insurance


Life Insurance Monthly Term Rates
Male - 43 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $24.84 $44.50 $64.15 $71.71 $88.34 $104.98 $121.61 $138.24
10 Year Level Term N/A N/A N/A N/A $83.38 $153.79 $228.10 $207.36 $257.90 $308.45 $358.99 $409.54
15 Year Level Term N/A N/A N/A N/A $100.66 $190.94 $283.82 $272.16 $338.90 $405.65 $472.39 $539.14
20 Year Level Term N/A N/A N/A N/A $130.90 $250.56 $373.25 $360.29 $449.06 $537.84 $626.62 $715.39
30 Year Level Term N/A N/A N/A N/A $205.42 $396.58 $592.27 $608.26 $759.02 $909.79 $1,060.56 $1,211.33

American National Insurance


Life Insurance Monthly Term Rates
Male - 43 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.48 $15.81 $21.12 $26.44 $24.84 $44.50 $64.15 $82.94 $102.38 $121.82 $141.26 $160.70
10 Year Level Term $29.85 $39.92 $57.28 $74.65 $83.38 $153.79 $228.10 $288.58 $359.42 $430.27 $501.12 $571.97
15 Year Level Term $32.10 $49.59 $71.80 $94.00 $100.66 $190.94 $283.82 $372.38 $464.18 $555.98 $647.78 $739.58
20 Year Level Term $38.02 $61.86 $90.20 $118.54 $130.90 $250.56 $373.25 $482.98 $602.42 $721.87 $841.32 $960.77
30 Year Level Term $55.34 $93.92 $138.28 $182.65 $205.42 $396.58 $592.27 $785.38 $980.42 $1,175.47 $1,370.52 $1,565.57

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 43 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $9.94 $14.69 $19.44 $23.33 $27.86 $32.40 $36.94 $41.47
10 Year Level Term N/A N/A N/A N/A $15.12 $23.33 $32.40 $38.88 $47.30 $55.73 $64.15 $72.58
15 Year Level Term N/A N/A N/A N/A $17.28 $28.08 $39.53 $50.98 $62.42 $73.87 $85.32 $96.77
20 Year Level Term N/A N/A N/A N/A $21.60 $37.58 $53.78 $68.26 $84.02 $99.79 $115.56 $131.33
30 Year Level Term N/A N/A N/A N/A $32.18 $57.89 $84.24 $109.73 $135.86 $162.00 $188.14 $214.27

American National Insurance


Life Insurance Monthly Term Rates
Female - 43 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.12 $9.07 $11.02 $12.96 $13.61 $22.03 $30.46 $38.02 $46.22 $54.43 $62.64 $70.85
10 Year Level Term $14.13 $15.29 $20.35 $25.40 $26.57 $47.90 $68.04 $83.81 $3.46 $123.12 $142.78 $162.43
15 Year Level Term $15.42 $17.54 $23.72 $29.89 $33.48 $58.75 $85.54 $108.86 $134.78 $160.70 $186.62 $212.54
20 Year Level Term $16.76 $20.30 $27.86 $35.42 $38.02 $70.42 $103.03 $132.19 $163.94 $195.70 $227.45 $259.20
30 Year Level Term $24.41 $28.51 $40.18 $51.84 $58.10 $109.30 $161.35 $211.68 $263.30 $314.93 $366.55 $418.10

American National Insurance


Life Insurance Monthly Term Rates
Female - 43 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.58 $31.54 $44.71 $57.02 $69.98 $82.94 $95.90 $108.86
10 Year Level Term N/A N/A N/A N/A $50.76 $91.58 $134.78 $166.75 $207.14 $247.54 $287.93 $328.32
15 Year Level Term N/A N/A N/A N/A $58.32 $111.46 $164.59 $208.22 $258.98 $309.74 $360.50 $411.26
20 Year Level Term N/A N/A N/A N/A $74.95 $137.81 $204.12 $263.52 $328.10 $392.69 $457.27 $521.86
30 Year Level Term N/A N/A N/A N/A $114.05 $221.62 $329.83 $432.00 $538.70 $645.41 $752.11 $858.82

American National Insurance


Life Insurance Monthly Term Rates
Female - 43 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.06 $14.00 $18.40 $22.81 $23.11 $41.04 $58.97 $75.17 $92.66 $110.16 $127.66 $145.15
10 Year Level Term $25.01 $32.75 $46.53 $60.31 $63.72 $120.96 $178.85 $225.50 $280.58 $335.66 $390.74 $445.82
15 Year Level Term $27.22 $38.97 $55.86 $72.75 $77.98 $146.45 $217.08 $284.26 $354.02 $423.79 $493.56 $563.33
20 Year Level Term $34.43 $47.09 $68.04 $88.99 $95.26 $182.74 $271.51 $356.83 $444.74 $532.66 $620.57 $708.48
30 Year Level Term $45.75 $69.98 $102.38 $134.78 $148.82 $287.71 $428.98 $545.18 $680.18 $815.18 $950.18 $1,085.18

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 44 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.02 $16.85 $22.68 $27.65 $33.26 $38.88 $44.50 $50.11
10 Year Level Term N/A N/A N/A N/A $17.50 $28.94 $40.82 $50.11 $61.34 $72.58 $83.81 $95.04
15 Year Level Term N/A N/A N/A N/A $22.25 $38.45 $55.08 $70.85 $87.26 $103.68 $120.10 $136.51
20 Year Level Term N/A N/A N/A N/A $27.86 $49.68 $71.93 $93.31 $115.34 $137.38 $159.41 $181.44
30 Year Level Term N/A N/A N/A N/A $42.77 $79.92 $117.29 $152.93 $189.86 $226.80 $263.74 $300.67

American National Insurance


Life Insurance Monthly Term Rates
Male - 44 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.24 $10.37 $12.96 $15.55 $16.20 $27.22 $38.23 $48.38 $59.18 $69.98 $80.78 $91.58
10 Year Level Term $17.02 $18.06 $24.49 $30.93 $33.26 $59.62 $86.83 $111.46 $138.02 $164.59 $191.16 $217.73
15 Year Level Term $17.15 $21.25 $29.29 $37.32 $42.77 $75.60 $110.81 $145.15 $180.14 $215.14 $250.10 $285.12
20 Year Level Term $20.82 $25.75 $36.03 $46.31 $50.76 $95.04 $139.97 $183.17 $227.66 $272.16 $316.66 $361.15
30 Year Level Term $30.33 $39.66 $59.89 $74.13 $85.54 $164.16 $243.65 $311.04 $387.50 $463.97 $540.43 $616.90

American National Insurance


Life Insurance Monthly Term Rates
Male - 44 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $23.76 $42.34 $60.91 $78.62 $96.98 $115.34 $133.70 $152.06
10 Year Level Term N/A N/A N/A N/A $64.37 $120.10 $177.55 $223.78 $278.42 $333.07 $387.72 $442.37
15 Year Level Term N/A N/A N/A N/A $82.08 $154.22 $228.74 $298.08 $371.30 $444.53 $517.75 $590.98
20 Year Level Term N/A N/A N/A N/A $105.41 $204.34 $303.91 $395.71 $493.34 $590.98 $688.61 $786.24
30 Year Level Term N/A N/A N/A N/A $174.74 $336.10 $501.55 $665.28 $830.30 $995.33 $1,160.35 $1,325.38

American National Insurance


Life Insurance Monthly Term Rates
Male - 44 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.09 $13.85 $22.68 $28.51 $26.57 $47.95 $69.34 $89.86 $111.02 $132.19 $153.36 $174.53
10 Year Level Term $31.67 $42.77 $61.56 $80.35 $90.50 $165.89 $246.24 $311.90 $388.58 $465.26 $541.94 $618.62
15 Year Level Term $34.04 $53.48 $77.63 $101.78 $109.08 $208.22 $309.74 $407.81 $508.46 $609.12 $709.78 $810.43
20 Year Level Term $40.44 $66.70 $97.46 $128.22 $142.13 $273.89 $408.24 $527.90 $658.58 $789.26 $919.94 $1,050.62
30 Year Level Term $58.80 $100.74 $148.52 $196.30 $222.26 $431.57 $644.76 $855.36 $1,067.90 $1,280.45 $1,492.99 $1,705.54

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 44 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $10.37 $15.55 $20.74 $25.06 $30.02 $34.99 $39.96 $44.93
10 Year Level Term N/A N/A N/A N/A $15.98 $25.06 $34.99 $42.34 $51.62 $60.91 $70.20 $79.49
15 Year Level Term N/A N/A N/A N/A $18.36 $30.24 $42.77 $54.43 $66.74 $79.06 $91.37 $103.68
20 Year Level Term N/A N/A N/A N/A $22.90 $39.74 $57.02 $73.44 $90.50 $107.57 $124.63 $141.70
30 Year Level Term N/A N/A N/A N/A $34.56 $63.07 $92.02 $120.10 $148.20 $177.55 $206.28 $235.01

American National Insurance


Life Insurance Monthly Term Rates
Female - 44 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.38 $9.42 $11.53 $13.65 $14.26 $23.33 $32.40 $40.61 $49.46 $58.32 $67.18 $76.03
10 Year Level Term $14.90 $16.07 $21.51 $26.96 $28.08 $50.11 $72.58 $89.86 $111.02 $132.19 $153.36 $174.53
15 Year Level Term $15.90 $18.40 $25.01 $31.62 $35.64 $62.64 $91.37 $116.64 $144.50 $172.37 $200.23 $228.10
20 Year Level Term $17.37 $21.25 $29.29 $37.32 $40.18 $74.74 $109.51 $141.70 $175.82 $209.95 $244.08 $278.21
30 Year Level Term $25.66 $30.24 $42.77 $55.30 $62.21 $117.50 $173.66 $227.23 $282.74 $338.26 $393.77 $449.28

American National Insurance


Life Insurance Monthly Term Rates
Female - 44 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $20.30 $35.42 $50.54 $63.94 $78.62 $93.31 $108.00 $122.69
10 Year Level Term N/A N/A N/A N/A $54.00 $98.06 $144.50 $179.71 $223.34 $266.98 $310.61 $354.24
15 Year Level Term N/A N/A N/A N/A $62.86 $120.53 $178.20 $224.64 $279.50 $334.37 $389.23 $444.10
20 Year Level Term N/A N/A N/A N/A $81.00 $148.61 $220.32 $284.26 $354.02 $423.79 $493.56 $563.33
30 Year Level Term N/A N/A N/A N/A $123.12 $239.76 $357.05 $468.29 $584.06 $699.84 $815.62 $931.39

American National Insurance


Life Insurance Monthly Term Rates
Female - 44 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.75 $15.21 $20.22 $25.23 $25.27 $45.36 $65.45 $84.67 $104.54 $124.42 $144.29 $164.16
10 Year Level Term $26.52 $34.99 $49.90 $64.80 $68.47 $130.46 $193.10 $244.51 $304.34 $364.18 $424.01 $483.84
15 Year Level Term $28.64 $41.56 $59.75 $77.93 $83.81 $158.98 $235.87 $307.58 $383.18 $458.78 $534.38 $609.98
20 Year Level Term $36.42 $50.54 $73.22 $95.90 $103.46 $198.72 $295.49 $387.94 $483.62 $579.31 $675.00 $770.69
30 Year Level Term $48.56 $75.34 $110.42 $145.50 $161.14 $311.47 $464.62 $591.84 $738.50 $885.17 $1,031.83 $1,178.50

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 45 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.45 $17.71 $23.98 $29.38 $35.42 $41.47 $47.52 $53.57
10 Year Level Term N/A N/A N/A N/A $18.58 $31.10 $44.06 $53.57 $65.66 $77.76 $89.86 $101.95
15 Year Level Term N/A N/A N/A N/A $23.76 $41.47 $59.62 $76.90 $94.82 $112.75 $130.68 $148.61
20 Year Level Term N/A N/A N/A N/A $29.81 $53.57 $77.76 $101.09 $125.06 $149.04 $173.02 $196.99
30 Year Level Term N/A N/A N/A N/A $46.01 $85.97 $126.36 $165.02 $204.98 $244.94 $284.90 $324.86

American National Insurance


Life Insurance Monthly Term Rates
Male - 45 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.59 $10.80 $13.61 $16.42 $17.06 $28.94 $40.82 $51.84 $63.50 $75.17 $86.83 $98.50
10 Year Level Term $17.71 $19.01 $25.92 $32.83 $35.21 $63.50 $92.66 $119.23 $147.74 $176.26 $204.77 $233.28
15 Year Level Term $17.37 $22.46 $31.10 $39.74 $45.79 $80.78 $118.58 $155.52 $193.10 $230.69 $268.27 $305.86
20 Year Level Term $21.77 $27.39 $38.49 $49.59 $54.22 $102.82 $151.63 $197.86 $246.02 $294.19 $342.36 $390.33
30 Year Level Term $31.88 $42.34 $60.91 $79.49 $91.80 $176.69 $262.44 $336.10 $418.82 $501.55 $584.28 $667.01

American National Insurance


Life Insurance Monthly Term Rates
Male - 45 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $25.92 $46.66 $67.39 $87.26 $107.78 $128.30 $148.82 $169.34
10 Year Level Term N/A N/A N/A N/A $68.26 $128.30 $189.86 $239.33 $297.86 $356.40 $141.94 $473.47
15 Year Level Term N/A N/A N/A N/A $88.34 $166.75 $247.54 $324.00 $403.70 $483.41 $563.11 $642.82
20 Year Level Term N/A N/A N/A N/A $113.83 $221.18 $329.18 $431.14 $537.62 $644.11 $750.60 $857.09
30 Year Level Term N/A N/A N/A N/A $189.22 $364.61 $544.32 $723.17 $602.66 $1,082.16 $1,261.66 $1,441.15

American National Insurance


Life Insurance Monthly Term Rates
Male - 45 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.95 $18.14 $24.62 $31.10 $29.16 $53.14 $77.11 $99.36 $122.90 $146.45 $169.99 $193.54
10 Year Level Term $33.52 $45.53 $65.71 $85.88 $97.63 $177.98 $264.38 $336.10 $418.82 $501.55 $584.28 $667.01
15 Year Level Term $35.94 $57.28 $83.33 $109.38 $117.72 $225.94 $336.31 $443.23 $552.74 $662.26 $771.77 $881.28
20 Year Level Term $42.85 $71.54 $104.72 $137.89 $153.58 $296.78 $442.58 $571.97 $713.66 $855.36 $997.06 $1,138.75
30 Year Level Term $62.21 $107.48 $158.63 $209.78 $238.90 $466.13 $696.60 $926.21 $1,156.46 $1,386.72 $1,616.98 $1,847.23

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 45 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.02 $16.42 $22.03 $26.78 $32.18 $37.58 $42.98 $48.38
10 Year Level Term N/A N/A N/A N/A $16.85 $26.78 $37.58 $45.79 $55.94 $66.10 $76.25 $86.40
15 Year Level Term N/A N/A N/A N/A $19.22 $31.97 $45.36 $58.75 $72.14 $85.54 $98.93 $112.32
20 Year Level Term N/A N/A N/A N/A $24.19 $42.34 $60.91 $78.62 $96.98 $115.34 $133.70 $152.06
30 Year Level Term N/A N/A N/A N/A $36.94 $67.82 $99.14 $129.60 $160.70 $191.81 $222.91 $254.02

American National Insurance


Life Insurance Monthly Term Rates
Female - 45 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.64 $9.68 $11.92 $14.17 $15.12 $25.06 $34.99 $44.06 $53.78 $63.50 $73.22 $82.94
10 Year Level Term $15.68 $16.76 $22.55 $28.34 $29.59 $53.14 $77.11 $95.04 $117.50 $139.97 $162.43 $184.90
15 Year Level Term $16.42 $19.27 $26.31 $33.35 $37.80 $66.53 $97.20 $124.42 $154.22 $184.03 $213.84 $243.65
20 Year Level Term $17.39 $22.20 $30.72 $39.25 $42.55 $19.49 $116.64 $150.34 $186.62 $222.91 $259.20 $295.49
30 Year Level Term $26.91 $31.97 $45.36 $58.75 $66.31 $125.28 $185.33 $243.65 $303.26 $362.88 $422.50 $482.11

American National Insurance


Life Insurance Monthly Term Rates
Female - 45 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $22.25 $39.31 $56.38 $71.71 $88.34 $104.98 $121.61 $138.24
10 Year Level Term N/A N/A N/A N/A $57.46 $104.54 $154.22 $192.67 $239.54 $286.42 $333.29 $380.16
15 Year Level Term N/A N/A N/A N/A $67.39 $129.60 $191.81 $241.06 $300.02 $358.99 $417.96 $476.93
20 Year Level Term N/A N/A N/A N/A $87.05 $159.41 $236.52 $304.99 $379.94 $454.90 $529.85 $604.80
30 Year Level Term N/A N/A N/A N/A $132.19 $258.34 $384.91 $504.58 $629.42 $754.27 $879.12 $1,003.97

American National Insurance


Life Insurance Monthly Term Rates
Female - 45 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.53 $16.42 $22.03 $27.65 $27.50 $50.11 $72.58 $94.18 $116.42 $138.67 $160.92 $183.17
10 Year Level Term $28.04 $37.32 $53.40 $69.47 $73.22 $139.54 $206.71 $263.52 $328.10 $392.69 $457.27 $521.86
15 Year Level Term $30.02 $44.15 $63.63 $83.12 $89.64 $171.07 $254.02 $330.91 $412.34 $493.78 $575.21 $656.64
20 Year Level Term $38.36 $54.00 $78.41 $102.82 $111.67 $214.27 $318.82 $419.04 $522.50 $625.97 $729.43 $832.90
30 Year Level Term $51.36 $80.78 $118.58 $156.38 $173.45 $335.66 $500.90 $638.50 $796.82 $955.15 $1,113.48 $1,271.81

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 46 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.10 $19.01 $25.92 $31.97 $38.66 $45.36 $52.06 $58.75
10 Year Level Term N/A N/A N/A N/A $20.09 $34.13 $48.60 $59.62 $73.22 $86.83 $100.44 $114.05
15 Year Level Term N/A N/A N/A N/A $26.14 $46.22 $66.74 $86.40 $106.70 $127.01 $147.31 $167.62
20 Year Level Term N/A N/A N/A N/A $32.62 $59.18 $86.18 $112.32 $139.10 $165.89 $192.67 $219.46
30 Year Level Term N/A N/A N/A N/A $50.76 $95.47 $140.62 $184.03 $228.74 $273.46 $318.17 $362.88

American National Insurance


Life Insurance Monthly Term Rates
Male - 46 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.89 $11.32 $14.39 $17.45 $18.14 $31.10 $44.06 $56.16 $68.90 $81.65 $94.39 $107.14
10 Year Level Term $18.79 $20.30 $27.86 $35.42 $39.10 $69.98 $102.38 $132.19 $163.94 $195.70 $227.45 $259.20
15 Year Level Term $18.96 $24.19 $33.70 $43.20 $49.90 $88.56 $130.25 $171.07 $212.54 $254.02 $295.49 $336.96
20 Year Level Term $23.33 $29.64 $41.86 $54.09 $59.62 $112.75 $166.54 $216.86 $269.78 $322.70 $375.62 $428.54
30 Year Level Term $35.73 $47.26 $68.30 $89.34 $102.82 $198.29 $294.84 $376.70 $469.58 $562.46 $655.34 $748.22

American National Insurance


Life Insurance Monthly Term Rates
Male - 46 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $28.30 $51.41 $74.52 $96.77 $119.66 $142.56 $165.46 $188.35
10 Year Level Term N/A N/A N/A N/A $74.74 $140.40 $208.81 $263.52 $328.10 $392.69 $457.27 $521.86
15 Year Level Term N/A N/A N/A N/A $97.63 $185.76 $276.05 $358.56 $446.90 $535.25 $623.59 $711.94
20 Year Level Term N/A N/A N/A N/A $124.85 $243.22 $362.23 $476.06 $593.78 $711.50 $829.22 $946.94
30 Year Level Term N/A N/A N/A N/A $206.06 $399.17 $596.16 $792.29 $989.06 $1,185.84 $1,382.62 $1,579.39

American National Insurance


Life Insurance Monthly Term Rates
Male - 46 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $14.77 $19.53 $26.70 $33.87 $31.75 $58.32 $84.49 $110.59 $136.94 $163.30 $189.65 $216.00
10 Year Level Term $35.68 $50.28 $72.84 $95.39 $106.92 $198.29 $294.84 $373.25 $465.26 $557.28 $649.30 $741.31
15 Year Level Term $38.84 $62.38 $90.98 $119.58 $128.95 $248.83 $370.66 $485.57 $605.66 $725.76 $845.86 $965.95
20 Year Level Term $46.57 $77.85 $114.18 $150.51 $167.40 $324.86 $484.70 $625.54 $780.62 $935.71 $1,090.80 $1,245.89
30 Year Level Term $70.80 $113.62 $167.83 $222.05 $255.53 $500.26 $747.79 $994.46 $1,241.78 $1,489.10 $1,736.42 $1,983.74

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 46 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $11.45 $17.71 $23.98 $29.38 $35.42 $41.47 $47.52 $53.57
10 Year Level Term N/A N/A N/A N/A $18.14 $29.38 $41.47 $50.11 $61.34 $72.58 $83.81 $95.04
15 Year Level Term N/A N/A N/A N/A $20.52 $34.99 $49.90 $63.94 $78.62 $93.31 $108.00 $122.69
20 Year Level Term N/A N/A N/A N/A $26.35 $46.66 $67.39 $86.40 $106.70 $127.01 $147.31 $167.62
30 Year Level Term N/A N/A N/A N/A $41.69 $77.76 $114.05 $149.47 $185.54 $221.62 $257.69 $293.76

American National Insurance


Life Insurance Monthly Term Rates
Female - 46 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $8.90 $10.11 $12.57 $15.03 $15.98 $26.78 $37.58 $47.52 $58.10 $68.69 $79.27 $89.86
10 Year Level Term $16.24 $17.71 $23.98 $30.24 $31.75 $57.46 $83.59 $103.68 $128.30 $152.93 $177.55 $202.18
15 Year Level Term $17.15 $20.39 $27.99 $35.60 $40.39 $72.14 $105.62 $134.78 $167.18 $199.58 $231.98 $264.38
20 Year Level Term $19.09 $23.76 $33.05 $42.34 $46.44 $87.26 $128.30 $165.02 $204.98 $244.94 $284.90 $324.86
30 Year Level Term $28.94 $35.42 $50.54 $65.66 $74.95 $142.13 $210.60 $274.75 $342.14 $409.54 $476.93 $544.32

American National Insurance


Life Insurance Monthly Term Rates
Female - 46 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $24.41 $43.63 $62.86 $80.35 $99.14 $117.94 $136.73 $155.52
10 Year Level Term N/A N/A N/A N/A $62.42 $113.62 $167.83 $209.95 $261.14 $312.34 $363.53 $414.72
15 Year Level Term N/A N/A N/A N/A $73.44 $141.26 $209.30 $265.25 $330.26 $395.28 $460.30 $525.31
20 Year Level Term N/A N/A N/A N/A $94.39 $174.53 $259.20 $336.10 $418.82 $501.55 $584.28 $667.01
30 Year Level Term N/A N/A N/A N/A $147.31 $287.71 $428.98 $559.01 $697.46 $835.92 $974.38 $1,112.83

American National Insurance


Life Insurance Monthly Term Rates
Female - 46 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.31 $17.80 $24.11 $30.41 $30.46 $55.73 $81.00 $104.54 $129.38 $154.22 $179.06 $203.90
10 Year Level Term $29.72 $40.35 $57.93 $75.51 $80.35 $151.63 $224.86 $285.98 $256.18 $426.38 $496.58 $566.78
15 Year Level Term $32.88 $48.04 $69.47 $90.89 $98.28 $187.49 $278.64 $364.61 $454.46 $544.32 $634.18 $724.03
20 Year Level Term $41.04 $58.41 $85.02 $111.63 $120.74 $230.69 $343.44 $451.87 $563.54 $675.22 $786.89 $898.56
30 Year Level Term $56.20 $89.86 $132.19 $174.53 $196.56 $374.98 $559.87 $719.71 $898.34 $1,076.98 $1,255.61 $1,434.24

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 47 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.74 $20.30 $27.86 $34.56 $41.90 $49.25 $56.59 $63.94
10 Year Level Term N/A N/A N/A N/A $21.38 $36.72 $52.49 $64.80 $79.70 $94.61 $109.51 $124.42
15 Year Level Term N/A N/A N/A N/A $28.73 $50.98 $73.87 $95.04 $117.50 $139.97 $162.43 $184.90
20 Year Level Term N/A N/A N/A N/A $35.42 $64.80 $94.61 $123.55 $153.14 $182.74 $212.33 $241.92
30 Year Level Term N/A N/A N/A N/A $55.73 $105.41 $155.52 $203.04 $252.50 $301.97 $351.43 $400.90

American National Insurance


Life Insurance Monthly Term Rates
Male - 47 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.20 $11.84 $15.16 $18.49 $19.22 $33.26 $47.30 $60.48 $74.30 $88.13 $101.95 $115.78
10 Year Level Term $19.83 $21.60 $29.81 $38.02 $42.98 $76.90 $112.75 $144.29 $179.06 $213.84 $248.62 $283.39
15 Year Level Term $20.61 $25.92 $36.29 $46.66 $54.00 $96.77 $142.56 $186.62 $231.98 $277.34 $322.70 $368.06
20 Year Level Term $24.88 $31.88 $45.23 $58.58 $65.02 $122.69 $181.44 $236.74 $294.62 $352.51 $410.40 $468.29
30 Year Level Term $39.57 $52.19 $75.69 $99.19 $113.62 $219.46 $326.59 $417.31 $520.34 $623.38 $726.41 $829.44

American National Insurance


Life Insurance Monthly Term Rates
Male - 47 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $31.10 $57.02 $82.94 $107.14 $132.62 $158.11 $183.60 $209.09
10 Year Level Term N/A N/A N/A N/A $81.22 $152.50 $226.15 $287.71 $358.34 $428.98 $499.61 $570.24
15 Year Level Term N/A N/A N/A N/A $106.92 $205.20 $305.21 $393.12 $490.10 $587.09 $684.07 $781.06
20 Year Level Term N/A N/A N/A N/A $135.86 $265.25 $395.28 $520.99 $649.94 $778.90 $907.85 $1,036.80
30 Year Level Term N/A N/A N/A N/A $222.70 $433.73 $648.00 $861.41 $1,075.46 $1,289.52 $1,503.58 $1,717.63

American National Insurance


Life Insurance Monthly Term Rates
Male - 47 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $15.72 $21.17 $29.16 $37.15 $34.78 $64.37 $93.96 $122.69 $152.06 $181.44 $210.82 $240.19
10 Year Level Term $37.84 $55.04 $79.96 $104.89 $116.21 $218.59 $325.30 $410.40 $511.70 $613.01 $714.31 $815.62
15 Year Level Term $41.73 $67.48 $98.63 $129.77 $139.97 $271.73 $405.00 $527.90 $658.58 $789.26 $919.94 $150.62
20 Year Level Term $50.28 $84.15 $123.64 $163.12 $181.01 $252.94 $526.82 $678.24 $846.50 $1,014.77 $1,183.03 $1,351.30
30 Year Level Term $79.36 $119.84 $177.16 $234.49 $272.38 $534.82 $799.63 $1,063.58 $1,328.18 $1,592.78 $1,857.38 $2,121.98

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 47 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.10 $19.01 $25.92 $31.97 $38.66 $45.36 $52.06 $58.75
10 Year Level Term N/A N/A N/A N/A $19.22 $31.54 $44.71 $55.30 $67.82 $80.35 $92.88 $105.41
15 Year Level Term N/A N/A N/A N/A $22.03 $38.02 $54.43 $69.12 $85.10 $101.09 $117.07 $133.06
20 Year Level Term N/A N/A N/A N/A $28.51 $50.54 $73.22 $94.18 $116.42 $138.67 $160.92 $183.17
30 Year Level Term N/A N/A N/A N/A $46.66 $87.26 $128.30 $168.48 $209.30 $250.13 $290.95 $331.78

American National Insurance


Life Insurance Monthly Term Rates
Female - 47 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.16 $10.54 $13.22 $15.90 $16.85 $28.51 $40.18 $50.98 $62.42 $73.87 $85.32 $96.77
10 Year Level Term $16.80 $18.66 $25.40 $32.14 $33.91 $61.78 $90.07 $113.18 $140.18 $167.18 $194.18 $221.18
15 Year Level Term $17.88 $21.51 $29.68 $37.84 $42.98 $77.76 $114.05 $146.02 $181.22 $216.43 $251.64 $286.85
20 Year Level Term $20.26 $25.32 $35.38 $45.45 $50.33 $95.04 $139.97 $179.71 $223.34 $266.98 $310.61 $354.24
30 Year Level Term $31.02 $38.88 $55.73 $72.58 $83.59 $158.54 $235.22 $304.99 $379.94 $454.90 $529.85 $604.80

American National Insurance


Life Insurance Monthly Term Rates
Female - 47 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $27.00 $48.82 $70.63 $90.72 $112.10 $133.49 $154.87 $176.26
10 Year Level Term N/A N/A N/A N/A $67.39 $122.69 $181.44 $227.23 $282.74 $338.26 $393.77 $449.28
15 Year Level Term N/A N/A N/A N/A $79.27 $152.93 $226.80 $290.30 $361.58 $432.86 $504.14 $575.42
20 Year Level Term N/A N/A N/A N/A $101.52 $189.65 $281.88 $367.20 $457.70 $548.21 $638.71 $729.22
30 Year Level Term N/A N/A N/A N/A $162.65 $316.66 $472.39 $613.44 $765.50 $917.57 $1,069.63 $1,221.70

American National Insurance


Life Insurance Monthly Term Rates
Female - 47 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $14.17 $19.35 $26.44 $33.52 $33.48 $61.78 $90.07 $116.64 $144.50 $172.37 $200.23 $228.10
10 Year Level Term $31.45 $43.29 $62.34 $81.39 $87.48 $163.73 $243.00 $308.45 $384.26 $460.08 $535.90 $611.71
15 Year Level Term $35.77 $51.93 $75.30 $98.67 $106.92 $203.90 $303.26 $398.30 $496.58 $594.86 $693.14 $791.42
20 Year Level Term $43.72 $62.81 $91.63 $120.44 $129.82 $246.67 $367.42 $485.57 $605.66 $725.76 $845.86 $965.95
30 Year Level Term $61.04 $98.93 $145.80 $192.67 $219.89 $413.86 $618.19 $800.06 $998.78 $1,197.50 $1,396.22 $1,594.94

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 48 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.39 $21.60 $29.81 $37.15 $45.14 $53.14 $61.13 $69.12
10 Year Level Term N/A N/A N/A N/A $22.90 $39.74 $57.02 $70.85 $87.26 $103.68 $120.10 $136.51
15 Year Level Term N/A N/A N/A N/A $31.10 $55.73 $81.00 $104.54 $129.38 $154.22 $179.06 $203.90
20 Year Level Term N/A N/A N/A N/A $38.45 $70.85 $103.68 $133.92 $166.10 $198.29 $230.47 $262.66
30 Year Level Term N/A N/A N/A N/A $60.48 $114.91 $169.78 $222.05 $276.26 $330.48 $384.70 $438.91

American National Insurance


Life Insurance Monthly Term Rates
Male - 48 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.54 $12.36 $15.94 $19.53 $20.30 $35.42 $50.54 $64.80 $79.70 $94.61 $109.51 $124.42
10 Year Level Term $20.91 $22.90 $31.75 $40.61 $46.87 $83.38 $122.47 $157.25 $195.26 $233.28 $271.30 $309.31
15 Year Level Term $22.20 $27.65 $38.88 $50.11 $57.89 $104.54 $154.22 $203.04 $252.50 $301.97 $351.43 $400.90
20 Year Level Term $26.48 $34.13 $48.60 $63.07 $70.42 $133.06 $196.99 $255.74 $318.38 $381.02 $443.66 $506.30
30 Year Level Term $43.42 $57.20 $83.20 $109.21 $124.63 $241.06 $358.99 $457.92 $571.10 $684.29 $797.47 $910.66

American National Insurance


Life Insurance Monthly Term Rates
Male - 48 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $33.91 $62.64 $91.37 $118.37 $146.66 $174.96 $203.26 $231.55
10 Year Level Term N/A N/A N/A N/A $87.91 $164.16 $243.65 $311.04 $387.50 $463.97 $540.43 $616.90
15 Year Level Term N/A N/A N/A N/A $115.99 $224.21 $333.72 $426.82 $532.22 $637.63 $743.04 $848.45
20 Year Level Term N/A N/A N/A N/A $147.10 $286.85 $427.68 $565.06 $705.02 $844.99 $984.96 $1,124.93
30 Year Level Term N/A N/A N/A N/A $239.54 $468.72 $700.49 $931.39 $1,162.94 $1,394.50 $1,626.05 $1,857.60

American National Insurance


Life Insurance Monthly Term Rates
Male - 48 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $16.68 $22.81 $31.62 $40.44 $38.02 $70.85 $103.68 $134.78 $167.18 $199.58 $231.98 $264.38
10 Year Level Term $40.00 $59.70 $86.96 $114.22 $125.28 $239.33 $356.40 $448.42 $559.22 $670.03 $780.84 $891.65
15 Year Level Term $44.58 $72.58 $106.27 $139.97 $151.20 $294.62 $439.34 $571.10 $712.58 $854.06 $995.54 $1,137.02
20 Year Level Term $53.96 $90.37 $132.67 $175.56 $194.83 $380.59 $568.30 $731.81 $913.46 $1,095.12 $1,276.78 $1,458.43
30 Year Level Term $87.96 $125.97 $186.36 $246.76 $289.01 $568.94 $850.82 $1,131.84 $1,413.50 $1,695.17 $1,976.83 $2,258.50

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 48 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $12.74 $20.30 $27.86 $34.56 $41.90 $49.25 $56.59 $63.94
10 Year Level Term N/A N/A N/A N/A $20.52 $34.13 $48.60 $59.62 $73.22 $86.83 $100.44 $114.05
15 Year Level Term N/A N/A N/A N/A $23.33 $40.61 $58.32 $74.30 $91.58 $108.86 $126.14 $143.42
20 Year Level Term N/A N/A N/A N/A $30.67 $54.86 $79.70 $101.09 $125.06 $149.04 $173.02 $196.99
30 Year Level Term N/A N/A N/A N/A $51.41 $97.20 $143.21 $188.35 $234.14 $279.94 $325.73 $371.52

American National Insurance


Life Insurance Monthly Term Rates
Female - 48 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.50 $11.06 $14.00 $16.93 $18.14 $31.10 $44.06 $56.16 $68.90 $81.65 $94.39 $107.14
10 Year Level Term $17.41 $19.53 $26.70 $33.87 $36.07 $66.10 $96.55 $121.82 $150.98 $180.14 $209.30 $238.46
15 Year Level Term $18.58 $22.55 $31.23 $39.92 $45.36 $83.81 $123.12 $156.38 $194.18 $231.98 $269.78 $307.58
20 Year Level Term $21.43 $26.78 $37.58 $48.38 $54.22 $103.25 $152.28 $195.26 $242.78 $290.30 $337.82 $385.34
30 Year Level Term $33.05 $42.34 $60.91 $79.49 $92.02 $175.39 $260.50 $336.10 $418.82 $501.55 $584.28 $667.01

American National Insurance


Life Insurance Monthly Term Rates
Female - 48 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $30.02 $54.86 $79.70 $102.82 $127.22 $151.63 $176.04 $200.45
10 Year Level Term N/A N/A N/A N/A $72.36 $131.76 $195.05 $243.65 $303.26 $362.88 $422.50 $482.11
15 Year Level Term N/A N/A N/A N/A $85.32 $165.02 $244.94 $314.50 $391.82 $469.15 $546.48 $623.81
20 Year Level Term N/A N/A N/A N/A $108.86 $204.34 $303.91 $397.44 $495.50 $593.57 $691.63 $789.70
30 Year Level Term N/A N/A N/A N/A $177.77 $346.03 $516.46 $667.87 $833.54 $999.22 $1,164.89 $1,330.56

American National Insurance


Life Insurance Monthly Term Rates
Female - 48 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $15.25 $21.25 $29.29 $37.32 $37.15 $69.12 $101.09 $131.33 $162.86 $194.40 $225.94 $257.47
10 Year Level Term $33.13 $46.31 $66.87 $87.44 $94.39 $175.82 $261.14 $330.91 $412.34 $493.78 $575.21 $656.64
15 Year Level Term $38.62 $55.73 $81.00 $106.27 $15.78 $219.89 $327.24 $431.14 $537.62 $644.11 $750.60 $857.09
20 Year Level Term $46.44 $67.31 $98.37 $129.43 $138.67 $263.09 $392.04 $518.40 $646.70 $775.01 $903.31 $1,031.62
30 Year Level Term $65.88 $108.00 $159.41 $210.82 $243.00 $453.17 $677.16 $881.28 $1,100.30 $1,319.33 $1,538.35 $1,757.38

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 49 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.82 $22.46 $31.10 $38.88 $47.30 $55.73 $64.15 $72.58
10 Year Level Term N/A N/A N/A N/A $24.19 $42.34 $60.91 $76.03 $93.74 $111.46 $129.17 $146.88
15 Year Level Term N/A N/A N/A N/A $33.70 $60.48 $88.13 $113.18 $140.18 $167.18 $194.18 $221.18
20 Year Level Term N/A N/A N/A N/A $41.26 $76.46 $112.10 $145.15 $180.14 $215.14 $250.13 $285.12
30 Year Level Term N/A N/A N/A N/A $65.45 $124.85 $184.68 $241.06 $300.02 $358.99 $417.96 $476.93

American National Insurance


Life Insurance Monthly Term Rates
Male - 49 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.71 $12.70 $16.46 $20.22 $21.17 $36.72 $52.49 $68.26 $84.02 $99.79 $115.56 $131.33
10 Year Level Term $21.95 $24.19 $33.70 $43.20 $50.76 $90.29 $132.84 $169.34 $210.38 $251.42 $292.46 $333.50
15 Year Level Term $23.85 $29.38 $41.47 $53.57 $61.99 $112.75 $166.54 $218.59 $271.94 $325.30 $378.65 $432.00
20 Year Level Term $28.04 $36.37 $51.97 $67.56 $75.82 $142.99 $211.90 $275.62 $343.22 $410.83 $478.44 $546.05
30 Year Level Term $47.26 $62.12 $90.59 $119.06 $135.43 $262.22 $390.74 $498.53 $621.86 $745.20 $868.54 $991.87

American National Insurance


Life Insurance Monthly Term Rates
Male - 49 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $36.50 $67.82 $99.14 $128.74 $159.62 $190.51 $221.40 $252.29
10 Year Level Term N/A N/A N/A N/A $94.39 $176.26 $261.79 $335.23 $417.74 $500.26 $582.77 $665.28
15 Year Level Term N/A N/A N/A N/A $125.28 $243.65 $362.88 $461.38 $575.42 $689.47 $803.52 $917.57
20 Year Level Term N/A N/A N/A N/A $158.11 $308.88 $460.73 $609.98 $761.18 $912.38 $1,063.58 $1,214.78
30 Year Level Term N/A N/A N/A N/A $256.18 $503.28 $752.33 $1,000.51 $1,249.34 $1,498.18 $1,747.01 $1,995.84

American National Insurance


Life Insurance Monthly Term Rates
Male - 49 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $17.50 $24.28 $33.83 $43.37 $40.82 $76.46 $112.10 $146.02 $181.22 $216.43 $251.64 $286.85
10 Year Level Term $42.21 $64.45 $94.09 $123.72 $134.57 $259.63 $386.86 $485.57 $605.66 $725.76 $845.86 $965.95
15 Year Level Term $47.48 $77.67 $113.92 $150.16 $162.22 $317.52 $473.69 $613.44 $765.50 $917.57 $1,069.63 $1,221.70
20 Year Level Term $57.67 $96.68 $142.43 $188.18 $208.44 $408.67 $610.42 $784.51 $979.34 $1,174.18 $1,391.01 $1,563.40
30 Year Level Term $96.55 $132.19 $195.70 $259.20 $305.86 $603.50 $902.66 $1,200.96 $1,499.90 $1,798.85 $2,097.79 $2,396.74

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 49 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.39 $21.60 $29.81 $36.29 $44.06 $51.84 $59.62 $67.39
10 Year Level Term N/A N/A N/A N/A $21.60 $36.29 $51.84 $64.80 $79.70 $94.61 $109.51 $124.42
15 Year Level Term N/A N/A N/A N/A $24.84 $43.63 $62.86 $79.49 $98.06 $116.64 $135.22 $153.79
20 Year Level Term N/A N/A N/A N/A $32.83 $58.75 $85.54 $108.86 $134.78 $160.70 $186.62 $212.54
30 Year Level Term N/A N/A N/A N/A $56.38 $106.70 $157.46 $207.36 $257.90 $308.45 $358.99 $409.54

American National Insurance


Life Insurance Monthly Term Rates
Female - 49 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $9.68 $11.40 $14.52 $17.63 $19.01 $32.40 $46.01 $58.75 $72.14 $85.54 $98.93 $112.32
10 Year Level Term $17.97 $20.48 $28.12 $35.77 $38.23 $70.42 $103.03 $131.33 $162.86 $194.40 $225.94 $257.47
15 Year Level Term $19.31 $23.67 $32.92 $42.16 $47.95 $89.42 $131.54 $167.62 $208.22 $248.83 $289.44 $330.05
20 Year Level Term $22.59 $28.34 $39.92 $51.49 $58.10 $111.02 $163.94 $209.95 $261.14 $312.34 $363.53 $414.72
30 Year Level Term $35.12 $45.79 $66.10 $86.40 $100.66 $191.81 $285.12 $366.34 $456.62 $546.91 $637.20 $727.49

American National Insurance


Life Insurance Monthly Term Rates
Female - 49 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $31.97 $58.75 $85.54 $110.59 $136.94 $163.30 $189.65 $216.00
10 Year Level Term N/A N/A N/A N/A $77.33 $140.83 $208.66 $260.93 $324.86 $388.80 $452.74 $516.67
15 Year Level Term N/A N/A N/A N/A $91.15 $176.69 $262.44 $339.55 $423.14 $506.74 $590.33 $673.92
20 Year Level Term N/A N/A N/A N/A $115.99 $219.46 $326.59 $428.54 $534.38 $640.22 $746.06 $851.90
30 Year Level Term N/A N/A N/A N/A $193.10 $374.98 $559.87 $722.30 $901.58 $1,080.86 $1,260.14 $1,439.42

American National Insurance


Life Insurance Monthly Term Rates
Female - 49 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $15.77 $22.38 $30.97 $39.57 $39.10 $73.01 $106.92 $139.97 $173.66 $207.36 $241.06 $274.75
10 Year Level Term $34.86 $49.25 $71.28 $93.31 $101.52 $187.92 $279.29 $353.38 $440.42 $527.47 $614.52 $701.57
15 Year Level Term $41.52 $59.62 $86.83 $114.05 $124.42 $236.30 $351.86 $464.83 $579.74 $694.66 $809.57 $924.48
20 Year Level Term $49.12 $71.71 $104.98 $138.24 $147.74 $279.07 $416.02 $552.10 $688.82 $825.55 $962.28 $1,099.01
30 Year Level Term $70.72 $117.07 $173.02 $228.96 $266.33 $492.05 $735.48 $961.63 $1,200.74 $1,439.86 $1,678.97 $1,918.08

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 50 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.90 $24.62 $34.34 $43.20 $52.70 $62.21 $71.71 $81.22
10 Year Level Term N/A N/A N/A N/A $25.70 $45.36 $65.45 $82.08 $101.30 $120.53 $139.75 $158.98
15 Year Level Term N/A N/A N/A N/A $36.07 $65.23 $95.26 $122.69 $152.06 $181.44 $210.82 $240.19
20 Year Level Term N/A N/A N/A N/A $44.06 $82.08 $120.53 $156.38 $194.18 $231.98 $269.78 $307.58
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 50 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.53 $13.65 $17.88 $22.12 $23.11 $41.04 $58.97 $76.03 $93.47 $111.46 $129.17 $146.88
10 Year Level Term $23.03 $25.49 $35.64 $45.79 $54.65 $96.77 $142.56 $182.30 $226.58 $270.86 $315.14 $359.42
15 Year Level Term $25.44 $31.10 $44.06 $57.02 $66.10 $120.53 $178.20 $234.14 $291.38 $348.62 $405.86 $463.10
20 Year Level Term $29.59 $38.62 $55.34 $72.06 $81.22 $152.93 $226.80 $294.62 $366.98 $439.34 $511.70 $584.06
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 50 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $19.53 $41.04 $76.90 $112.75 $146.88 $182.30 $217.73 $253.15
10 Year Level Term N/A N/A N/A N/A $44.37 $100.87 $188.35 $279.94 $359.42 $447.98 $536.54 $625.10
15 Year Level Term N/A N/A N/A N/A $50.37 $134.70 $262.66 $391.39 $495.94 $618.62 $741.31 $864.00
20 Year Level Term N/A N/A N/A N/A $61.39 $169.13 $330.91 $493.78 $654.91 $817.34 $979.78 $1,142.21
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 50 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $19.53 $27.13 $38.10 $49.08 $46.01 $86.83 $127.66 $166.75 $207.14 $247.54 $287.93 $328.32
10 Year Level Term $44.37 $69.21 $101.22 $133.23 $143.86 $279.94 $417.31 $522.72 $652.10 $781.49 $910.87 $1,040.26
15 Year Level Term $50.37 $82.77 $121.56 $160.36 $173.45 $340.42 $508.03 $655.78 $818.42 $981.07 $1,143.72 $1,306.70
20 Year Level Term $61.39 $102.99 $151.89 $200.79 $222.26 $436.75 $652.54 $838.08 $1,046.30 $1,254.53 $1,462.75 $1,670.98
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 50 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $13.82 $22.46 $31.10 $38.02 $46.22 $54.43 $62.64 $70.85
10 Year Level Term N/A N/A N/A N/A $22.90 $38.88 $55.73 $69.12 $85.10 $101.09 $117.07 $133.06
15 Year Level Term N/A N/A N/A N/A $26.14 $46.66 $67.39 $84.67 $104.54 $124.42 $144.29 $164.16
20 Year Level Term N/A N/A N/A N/A $34.99 $63.07 $92.02 $116.64 $144.50 $172.37 $200.23 $228.10
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 50 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.07 $11.75 $15.03 $18.32 $19.87 $34.56 $49.25 $62.21 $76.46 $90.72 $104.98 $119.23
10 Year Level Term $18.53 $21.43 $29.55 $37.67 $40.39 $74.74 $109.51 $139.97 $173.66 $207.36 $241.06 $274.75
15 Year Level Term $20.04 $24.80 $34.60 $44.41 $50.54 $95.04 $139.97 $177.98 $221.18 $264.38 $307.58 $350.78
20 Year Level Term $23.76 $29.89 $42.25 $54.60 $61.99 $118.80 $175.61 $224.64 $279.50 $334.37 $389.23 $444.10
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 50 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $34.13 $62.64 $91.37 $118.37 $146.66 $174.96 $203.26 $231.55
10 Year Level Term N/A N/A N/A N/A $82.30 $149.90 $222.26 $278.21 $346.46 $414.72 $482.98 $551.23
15 Year Level Term N/A N/A N/A N/A $97.20 $188.35 $279.94 $363.74 $453.38 $543.02 $632.66 $722.30
20 Year Level Term N/A N/A N/A N/A $123.34 $234.58 $349.27 $459.65 $573.26 $686.68 $800.50 $914.11
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 50 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $16.80 $23.85 $33.18 $42.51 $41.69 $78.19 $114.70 $149.47 $185.54 $221.62 $257.69 $293.76
10 Year Level Term $36.55 $52.27 $75.82 $99.36 $108.65 $200.02 $297.43 $375.84 $468.50 $561.17 $653.83 $746.50
15 Year Level Term $44.37 $63.50 $92.66 $121.82 $133.06 $252.72 $376.49 $498.53 $621.86 $745.20 $868.54 $991.87
20 Year Level Term $51.80 $76.12 $111.59 $147.05 $156.82 $295.49 $440.64 $584.93 $729.86 $874.80 $1,019.74 $1,164.67
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 51 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $15.77 $26.35 $36.94 $46.66 $57.02 $67.39 $77.76 $88.13
10 Year Level Term N/A N/A N/A N/A $28.73 $51.41 $74.52 $94.18 $116.42 $138.67 $160.92 $183.17
15 Year Level Term N/A N/A N/A N/A $39.31 $71.71 $104.98 $136.51 $169.34 $202.18 $235.01 $267.84
20 Year Level Term N/A N/A N/A N/A $48.82 $91.58 $134.78 $175.39 $217.94 $260.50 $303.05 $345.60
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 51 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.05 $14.34 $18.92 $23.50 $24.62 $44.06 $63.50 $82.08 $101.30 $120.53 $139.75 $158.98
10 Year Level Term $24.80 $27.73 $39.01 $50.28 $60.05 $107.14 $158.11 $201.31 $250.34 $299.38 $348.41 $397.44
15 Year Level Term $27.22 $34.04 $48.47 $62.90 $73.44 $135.22 $200.23 $260.93 $324.86 $388.80 $452.74 $516.67
20 Year Level Term $32.23 $42.34 $60.91 $79.49 $91.58 $173.23 $257.26 $336.10 $418.82 $501.55 $584.28 $667.01
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 51 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $45.36 $85.54 $125.71 $164.16 $203.90 $243.65 $283.39 $323.14
10 Year Level Term N/A N/A N/A N/A $110.59 $208.66 $310.39 $400.90 $499.82 $598.75 $697.68 $796.61
15 Year Level Term N/A N/A N/A N/A $149.69 $293.33 $437.40 $556.42 $694.22 $832.03 $969.84 $1,107.65
20 Year Level Term N/A N/A N/A N/A $187.27 $367.20 $548.21 $722.30 $901.58 $1,080.86 $1,260.14 $1,439.42
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 51 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $21.08 $29.72 $41.99 $54.26 $50.76 $96.34 $141.91 $185.76 $230.90 $276.05 $321.19 $366.34
10 Year Level Term $47.26 $75.08 $110.03 $144.98 $156.60 $304.56 $454.25 $570.24 $711.50 $852.77 $994.03 $1,135.30
15 Year Level Term $56.07 $90.29 $132.84 $175.39 $194.62 $381.89 $570.24 $730.94 $912.38 $1,093.82 $1,275.26 $1,456.70
20 Year Level Term $66.48 $111.97 $165.37 $218.76 $243.65 $479.52 $716.69 $921.02 $1,149.98 $1,378.94 $1,607.90 $1,836.86
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 51 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.26 $23.33 $32.40 $40.61 $49.46 $58.32 $67.18 $76.03
10 Year Level Term N/A N/A N/A N/A $24.41 $42.34 $60.91 $76.03 $93.74 $111.46 $129.17 $146.88
15 Year Level Term N/A N/A N/A N/A $28.73 $51.41 $74.52 $92.45 $114.26 $136.08 $157.90 $179.71
20 Year Level Term N/A N/A N/A N/A $38.66 $70.42 $103.03 $130.46 $161.78 $193.10 $224.42 $255.74
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 51 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.32 $12.18 $15.68 $19.18 $20.74 $36.29 $51.84 $65.66 $80.78 $95.90 $111.02 $126.14
10 Year Level Term $19.61 $22.64 $31.36 $40.09 $43.63 $81.22 $119.23 $152.06 $188.78 $225.50 $262.22 $298.94
15 Year Level Term $21.30 $26.52 $37.20 $47.87 $54.65 $103.25 $152.28 $193.54 $240.62 $287.71 $334.80 $381.89
20 Year Level Term $25.40 $32.23 $45.75 $59.27 $68.04 $130.03 $192.46 $247.10 $307.58 $368.06 $428.54 $489.02
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 51 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $36.50 $67.82 $99.14 $128.74 $159.62 $190.51 $221.40 $252.29
10 Year Level Term N/A N/A N/A N/A $88.99 $162.86 $241.70 $301.54 $375.62 $449.71 $523.80 $597.89
15 Year Level Term N/A N/A N/A N/A $106.06 $206.50 $307.15 $398.30 $496.58 $594.86 $693.14 $791.42
20 Year Level Term N/A N/A N/A N/A $135.22 $259.20 $386.21 $503.71 $628.34 $752.98 $877.61 $1,002.24
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 51 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $17.58 $25.32 $35.38 $45.45 $44.50 $83.81 $123.12 $160.70 $199.58 $238.46 $277.34 $316.22
10 Year Level Term $38.66 $56.85 $82.68 $108.52 $116.21 $215.57 $320.76 $403.49 $503.06 $602.64 $702.22 $801.79
15 Year Level Term $47.09 $68.08 $99.53 $130.98 $143.86 $273.02 $406.94 $537.41 $670.46 $803.52 $936.58 $1,069.63
20 Year Level Term $55.25 $82.77 $121.56 $160.36 $170.86 $324.43 $484.06 $638.50 $796.82 $955.15 $1,113.48 $1,271.81
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 52 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $16.85 $28.51 $40.18 $50.11 $61.34 $72.58 $83.81 $95.04
10 Year Level Term N/A N/A N/A N/A $31.97 $57.46 $83.59 $106.27 $131.54 $156.82 $182.09 $207.36
15 Year Level Term N/A N/A N/A N/A $42.55 $78.19 $114.70 $149.47 $185.54 $221.62 $257.69 $293.76
20 Year Level Term N/A N/A N/A N/A $53.35 $101.09 $149.04 $194.40 $241.70 $289.01 $336.31 $383.62
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 52 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.57 $15.21 $20.22 $25.23 $26.35 $47.52 $68.69 $88.99 $109.94 $130.90 $151.85 $172.80
10 Year Level Term $26.57 $30.07 $42.51 $54.95 $65.23 $117.94 $174.31 $220.32 $274.10 $327.89 $381.67 $435.46
15 Year Level Term $28.99 $36.89 $52.75 $68.60 $81.00 $150.34 $222.91 $287.71 $358.34 $428.98 $499.61 $570.24
20 Year Level Term $34.82 $46.05 $66.48 $86.92 $102.17 $193.10 $287.06 $377.57 $470.66 $563.76 $656.86 $749.95
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 52 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $50.11 $95.04 $139.97 $183.17 $227.66 $272.16 $316.66 $361.15
10 Year Level Term N/A N/A N/A N/A $120.53 $228.96 $340.85 $443.23 $552.74 $662.26 $771.77 $881.28
15 Year Level Term N/A N/A N/A N/A $164.81 $323.57 $482.76 $617.76 $770.90 $924.05 $1,077.19 $1,230.34
20 Year Level Term N/A N/A N/A N/A $205.20 $403.49 $602.64 $788.83 $984.74 $1,180.66 $1,376.57 $1,572.48
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 52 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $22.77 $32.49 $46.14 $59.79 $55.94 $106.70 $157.46 $206.50 $256.82 $307.15 $357.48 $407.81
10 Year Level Term $50.11 $81.04 $118.97 $156.90 $169.13 $329.18 $491.18 $617.76 $770.90 $924.05 $1,077.19 $1,230.34
15 Year Level Term $61.78 $97.72 $143.99 $190.25 $215.57 $423.36 $632.45 $806.11 $1,006.34 $1,206.58 $1,406.81 $1,607.04
20 Year Level Term $71.58 $120.96 $178.85 $236.74 $265.03 $522.29 $780.40 $1,003.97 $1,253.66 $1,503.36 $1,753.06 $2,002.75
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 52 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $14.90 $24.62 $34.34 $42.34 $51.62 $60.91 $70.20 $79.49
10 Year Level Term N/A N/A N/A N/A $25.92 $45.79 $66.10 $82.08 $101.30 $120.53 $139.75 $158.98
15 Year Level Term N/A N/A N/A N/A $31.10 $56.16 $81.65 $100.22 $123.98 $147.74 $171.50 $195.26
20 Year Level Term N/A N/A N/A N/A $42.12 $77.33 $113.40 $143.42 $177.98 $212.54 $247.10 $281.66
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 52 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.58 $12.61 $16.33 $20.04 $21.60 $38.02 $54.43 $69.98 $86.18 $102.38 $118.58 $134.78
10 Year Level Term $20.69 $23.93 $33.31 $42.68 $46.66 $87.26 $128.30 $163.30 $202.82 $242.35 $281.88 $321.41
15 Year Level Term $22.55 $28.25 $39.79 $51.32 $58.54 $111.46 $164.59 $209.95 $261.14 $312.34 $363.53 $414.72
20 Year Level Term $27.04 $34.65 $49.38 $64.11 $73.87 $141.26 $209.30 $269.57 $335.66 $401.76 $467.86 $533.95
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 52 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $39.31 $73.44 $107.57 $139.97 $173.66 $207.36 $241.06 $274.75
10 Year Level Term N/A N/A N/A N/A $95.69 $175.82 $261.14 $324.86 $404.78 $484.70 $564.62 $644.54
15 Year Level Term N/A N/A N/A N/A $115.13 $224.21 $333.72 $432.00 $538.70 $645.41 $752.11 $858.82
20 Year Level Term N/A N/A N/A N/A $146.88 $283.82 $423.14 $547.78 $683.42 $819.07 $954.72 $1,090.37
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 52 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $18.45 $26.96 $37.84 $48.73 $47.52 $89.86 $132.19 $172.80 $214.70 $256.61 $298.51 $340.02
10 Year Level Term $40.78 $61.52 $89.68 $117.85 $123.77 $231.12 $344.09 $430.27 $536.54 $642.82 $749.09 $855.36
15 Year Level Term $49.81 $72.66 $106.40 $140.14 $154.66 $293.33 $437.40 $575.42 $717.98 $860.54 $1,003.10 $1,145.66
20 Year Level Term $58.71 $89.42 $131.54 $173.66 $184.90 $353.81 $528.12 $691.20 $862.70 $1,034.21 $1,205.71 $1,377.22
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 53 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $17.50 $29.81 $42.12 $53.57 $65.66 $77.76 $89.86 $101.95
10 Year Level Term N/A N/A N/A N/A $34.99 $63.94 $93.31 $117.50 $145.58 $173.66 $201.74 $229.82
15 Year Level Term N/A N/A N/A N/A $46.01 $84.67 $124.42 $163.30 $202.82 $242.35 $281.88 $321.41
20 Year Level Term N/A N/A N/A N/A $58.10 $110.59 $163.30 $213.41 $265.46 $317.52 $369.58 $421.63
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 53 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.96 $15.72 $21.00 $26.27 $27.65 $50.11 $72.58 $93.31 $115.34 $137.38 $159.41 $181.44
10 Year Level Term $28.30 $32.31 $45.88 $59.44 $70.63 $128.30 $189.86 $240.19 $298.94 $357.70 $416.45 $475.20
15 Year Level Term $30.76 $39.83 $57.15 $74.48 $88.34 $165.02 $244.94 $313.63 $390.74 $467.86 $544.97 $622.08
20 Year Level Term $37.45 $49.85 $72.19 $94.52 $112.54 $213.41 $317.52 $418.18 $521.42 $624.67 $727.92 $831.17
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 53 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $53.14 $101.09 $149.04 $195.26 $242.78 $290.30 $337.82 $385.34
10 Year Level Term N/A N/A N/A N/A $130.25 $249.70 $371.95 $484.70 $604.58 $724.46 $844.34 $964.22
15 Year Level Term N/A N/A N/A N/A $179.93 $354.24 $528.77 $678.24 $846.50 $1,014.77 $1,183.03 $1,351.30
20 Year Level Term N/A N/A N/A N/A $223.34 $439.34 $656.42 $856.22 $1,068.98 $1,281.74 $1,494.50 $1,707.26
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 53 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $23.80 $34.21 $48.73 $63.24 $59.18 $113.18 $167.18 $219.46 $273.02 $326.59 $380.16 $433.73
10 Year Level Term $53.01 $86.92 $127.79 $168.65 $181.87 $354.24 $528.77 $665.28 $830.30 $995.33 $1,160.35 $1,325.38
15 Year Level Term $67.48 $105.24 $155.26 $205.29 $236.74 $465.26 $695.30 $882.14 $1,101.38 $1,320.62 $1,539.86 $1,759.10
20 Year Level Term $76.68 $130.03 $192.46 $254.88 $286.42 $565.49 $845.64 $1,086.05 $1,356.26 $1,626.48 $1,896.70 $2,166.91
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 53 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $15.55 $25.92 $36.29 $45.79 $55.94 $66.10 $76.25 $86.40
10 Year Level Term N/A N/A N/A N/A $27.65 $49.25 $71.28 $88.99 $109.94 $130.90 $151.85 $172.80
15 Year Level Term N/A N/A N/A N/A $33.70 $61.34 $89.42 $108.00 $133.70 $159.41 $185.11 $210.82
20 Year Level Term N/A N/A N/A N/A $45.79 $84.67 $124.42 $157.25 $195.26 $233.28 $271.30 $309.31
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 53 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $10.89 $13.13 $17.11 $21.08 $22.90 $40.18 $57.67 $74.30 $91.58 $108.86 $126.14 $143.42
10 Year Level Term $21.82 $25.14 $35.12 $45.10 $49.90 $93.74 $138.02 $175.39 $217.94 $260.50 $303.05 $345.60
15 Year Level Term $23.80 $29.89 $42.25 $54.60 $62.64 $119.66 $176.90 $225.50 $280.58 $335.66 $390.74 $445.82
20 Year Level Term $28.73 $36.98 $52.88 $68.77 $79.92 $152.06 $225.50 $292.90 $364.82 $436.75 $508.68 $580.61
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 53 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $42.55 $79.92 $117.29 $152.93 $189.86 $226.80 $263.74 $300.67
10 Year Level Term N/A N/A N/A N/A $102.17 $189.22 $281.23 $348.19 $433.94 $519.70 $605.45 $691.20
15 Year Level Term N/A N/A N/A N/A $123.98 $242.35 $360.94 $466.56 $581.90 $697.25 $812.59 $927.94
20 Year Level Term N/A N/A N/A N/A $158.76 $308.02 $459.43 $592.70 $739.58 $886.46 $1,033.34 $1,180.22
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 53 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $19.48 $28.86 $40.69 $52.53 $50.98 $96.77 $142.56 $186.62 $231.98 $277.34 $322.70 $368.06
10 Year Level Term $42.85 $66.10 $96.55 $127.01 $131.11 $247.10 $368.06 $547.92 $571.10 $684.29 $797.47 $910.66
15 Year Level Term $52.53 $77.16 $113.14 $149.13 $165.46 $313.20 $467.21 $614.30 $766.58 $918.86 $1,071.14 $1,223.42
20 Year Level Term $62.12 $96.08 $141.52 $186.97 $199.15 $382.75 $571.54 $744.77 $929.66 $1,114.56 $1,299.46 $1,484.35
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 54 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.14 $31.10 $44.06 $55.30 $67.82 $80.35 $92.88 $105.41
10 Year Level Term N/A N/A N/A N/A $38.23 $69.98 $102.38 $129.60 $160.70 $191.81 $222.91 $254.02
15 Year Level Term N/A N/A N/A N/A $49.25 $91.15 $134.14 $176.26 $219.02 $261.79 $304.56 $347.33
20 Year Level Term N/A N/A N/A N/A $62.64 $120.10 $177.55 $232.42 $289.22 $346.03 $402.84 $459.65
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 54 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.22 $16.16 $21.64 $27.13 $28.51 $51.84 $75.17 $97.63 $120.74 $143.86 $166.97 $190.08
10 Year Level Term $30.07 $34.65 $49.38 $64.11 $75.82 $139.10 $206.06 $259.20 $322.70 $386.21 $449.71 $513.22
15 Year Level Term $32.53 $42.68 $61.43 $80.18 $95.90 $180.14 $267.62 $340.42 $424.22 $508.03 $591.84 $675.65
20 Year Level Term $40.05 $53.57 $77.76 $101.95 $123.12 $233.28 $347.33 $459.65 $573.26 $686.88 $800.50 $914.11
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 54 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $55.94 $106.70 $157.46 $206.50 $256.82 $307.15 $357.48 $407.81
10 Year Level Term N/A N/A N/A N/A $140.18 $270.00 $402.41 $527.04 $657.50 $787.97 $918.43 $1,048.90
15 Year Level Term N/A N/A N/A N/A $195.05 $384.48 $574.13 $739.58 $923.18 $1,106.78 $1,290.38 $1,473.98
20 Year Level Term N/A N/A N/A N/A $241.27 $475.63 $710.86 $922.75 $1,152.14 $1,381.54 $1,610.93 $1,840.32
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 54 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $24.71 $35.77 $51.06 $66.36 $62.21 $119.23 $176.26 $231.55 $288.14 $344.74 $401.33 $457.92
10 Year Level Term $55.86 $92.88 $136.73 $180.58 $194.40 $378.86 $565.70 $712.80 $889.70 $1,066.61 $1,243.51 $1,420.42
15 Year Level Term $73.18 $112.67 $166.41 $220.15 $257.69 $506.74 $757.51 $957.31 $1,195.34 $1,433.38 $1,671.41 $1,909.44
20 Year Level Term $81.78 $139.02 $205.93 $272.85 $307.80 $608.26 $909.70 $1,168.99 $1,459.94 $1,750.90 $2,041.85 $2,332.80
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 54 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $16.42 $27.65 $38.88 $48.38 $59.18 $69.98 $80.78 $91.58
10 Year Level Term N/A N/A N/A N/A $29.16 $52.70 $76.46 $95.04 $117.50 $139.97 $162.43 $184.90
15 Year Level Term N/A N/A N/A N/A $36.07 $66.10 $96.55 $115.78 $143.42 $171.07 $198.72 $226.97
20 Year Level Term N/A N/A N/A N/A $49.25 $91.58 $134.78 $170.21 $211.46 $252.72 $293.98 $335.23
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 54 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.23 $13.65 $17.88 $22.12 $23.98 $42.77 $61.56 $79.49 $98.06 $116.64 $135.22 $153.79
10 Year Level Term $22.90 $26.44 $37.07 $47.69 $52.92 $99.79 $147.10 $186.62 $231.98 $277.34 $322.70 $368.06
15 Year Level Term $25.10 $31.62 $44.84 $58.06 $66.53 $127.87 $189.22 $241.92 $301.10 $360.29 $419.47 $478.66
20 Year Level Term $30.37 $39.40 $56.51 $73.61 $85.75 $163.30 $242.35 $315.36 $392.90 $470.45 $547.99 $625.54
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 54 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $46.01 $86.83 $127.66 $165.89 $206.06 $246.24 $286.42 $326.59
10 Year Level Term N/A N/A N/A N/A $108.86 $202.18 $300.67 $371.52 $463.10 $554.69 $646.27 $737.86
15 Year Level Term N/A N/A N/A N/A $133.06 $260.06 $387.50 $500.26 $624.02 $747.79 $871.56 $995.33
20 Year Level Term N/A N/A N/A N/A $170.42 $332.64 $496.37 $636.77 $794.66 $952.56 $1,110.46 $1,268.35
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 54 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $20.52 $30.93 $43.80 $56.68 $54.86 $104.54 $154.22 $201.31 $250.34 $299.38 $348.41 $397.44
10 Year Level Term $44.97 $70.76 $103.55 $136.34 $138.67 $262.66 $391.39 $484.70 $604.58 $724.46 $844.34 $964.22
15 Year Level Term $55.25 $81.73 $120.01 $158.28 $176.26 $333.50 $497.66 $652.32 $814.10 $975.89 $1,137.67 $1,299.46
20 Year Level Term $65.58 $102.73 $151.50 $200.28 $213.19 $412.13 $615.60 $797.47 $995.54 $1,193.62 $1,391.69 $1,589.76
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 55 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.79 $32.40 $46.01 $58.75 $72.14 $85.54 $98.93 $112.32
10 Year Level Term N/A N/A N/A N/A $41.26 $76.03 $111.46 $141.70 $175.82 $209.95 $244.08 $278.21
15 Year Level Term N/A N/A N/A N/A $52.49 $97.63 $143.86 $190.08 $236.30 $282.53 $328.75 $374.98
20 Year Level Term N/A N/A N/A N/A $67.39 $129.60 $191.81 $251.42 $312.98 $374.54 $436.10 $497.66
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 55 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.65 $16.76 $22.55 $28.34 $30.02 $54.86 $79.70 $102.82 $127.22 $151.63 $176.04 $200.45
10 Year Level Term $31.84 $36.89 $52.75 $68.60 $81.22 $149.47 $221.62 $278.21 $346.46 $414.72 $482.98 $551.23
15 Year Level Term $34.30 $45.62 $65.84 $86.05 $103.25 $194.83 $289.66 $367.20 $457.70 $548.21 $638.71 $729.22
20 Year Level Term $42.68 $57.28 $83.33 $109.38 $133.49 $253.58 $377.78 $501.12 $625.10 $749.09 $873.07 $997.06
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 55 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $89.40 $113.62 $167.83 $220.32 $274.10 $327.89 $381.67 $435.46
10 Year Level Term N/A N/A N/A N/A $149.90 $290.30 $432.86 $568.51 $709.34 $850.18 $991.01 $1,131.84
15 Year Level Term N/A N/A N/A N/A $210.17 $415.15 $620.14 $800.06 $998.78 $1,197.50 $1,396.22 $1,594.94
20 Year Level Term N/A N/A N/A N/A $259.42 $511.92 $765.29 $990.14 $1,236.38 $1,482.62 $1,728.86 $1,975.10
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 55 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $25.92 $37.84 $54.17 $70.50 $66.10 $127.01 $187.92 $247.10 $307.58 $368.06 $428.54 $489.02
10 Year Level Term $58.75 $98.76 $145.54 $192.33 $207.14 $403.49 $602.64 $760.32 $949.10 $1,137.89 $1,326.67 $1,515.46
15 Year Level Term $78.88 $120.18 $177.68 $235.18 $278.86 $548.21 $819.72 $1,032.48 $1,289.30 $1,546.13 $1,802.95 $2,059.78
20 Year Level Term $86.88 $148.00 $219.41 $290.82 $329.19 $651.02 $973.94 $1,251.94 $1,563.62 $1,875.31 $2,187.00 $2,498.69
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 55 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $17.28 $29.38 $41.47 $51.84 $63.50 $75.17 $86.83 $98.50
10 Year Level Term N/A N/A N/A N/A $30.67 $56.16 $81.65 $101.95 $126.14 $150.34 $174.53 $198.72
15 Year Level Term N/A N/A N/A N/A $38.66 $70.85 $103.68 $123.55 $153.14 $182.74 $212.33 $241.92
20 Year Level Term N/A N/A N/A N/A $52.92 $98.93 $145.80 $184.03 $228.74 $273.46 $318.17 $362.88
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 55 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $11.62 $14.34 $18.92 $23.50 $25.49 $45.79 $66.10 $84.67 $104.54 $124.42 $144.29 $164.16
10 Year Level Term $23.98 $27.65 $38.88 $50.11 $56.16 $106.27 $156.82 $198.72 $247.10 $295.49 $343.87 $392.26
15 Year Level Term $26.35 $33.35 $47.43 $61.52 $70.63 $136.08 $201.53 $257.47 $320.54 $383.62 $446.69 $509.76
20 Year Level Term $32.01 $41.73 $60.00 $78.28 $91.80 $174.53 $259.20 $337.82 $420.98 $504.14 $587.30 $670.46
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 55 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $49.46 $93.74 $138.02 $180.58 $224.42 $268.27 $312.12 $355.97
10 Year Level Term N/A N/A N/A N/A $115.56 $215.14 $320.11 $394.85 $492.26 $589.68 $687.10 $784.51
15 Year Level Term N/A N/A N/A N/A $141.91 $278.21 $414.72 $534.82 $667.22 $799.63 $932.04 $1,064.45
20 Year Level Term N/A N/A N/A N/A $182.30 $357.26 $533.30 $680.83 $849.74 $1,018.66 $1,187.57 $1,356.48
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 55 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $21.56 $32.92 $46.79 $60.65 $58.54 $111.89 $165.24 $216.86 $269.78 $322.70 $375.62 $428.54
10 Year Level Term $47.09 $75.34 $110.42 $145.50 $146.23 $278.21 $414.72 $512.35 $639.14 $765.94 $892.73 $1,019.52
15 Year Level Term $57.97 $86.31 $126.88 $167.44 $187.06 $353.81 $528.12 $691.20 $862.70 $1,034.21 $1,205.71 $1,377.22
20 Year Level Term $69.03 $109.38 $161.48 $213.58 $227.23 $441.07 $659.02 $851.04 $1,062.50 $1,273.97 $1,485.43 $1,696.90
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 56 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $19.87 $34.13 $48.60 $62.21 $76.46 $90.72 $104.98 $119.23
10 Year Level Term N/A N/A N/A N/A $46.22 $85.10 $125.06 $158.98 $197.42 $235.87 $274.32 $312.77
15 Year Level Term N/A N/A N/A N/A $59.18 $110.59 $163.30 $215.14 $267.62 $320.11 $372.60 $425.09
20 Year Level Term N/A N/A N/A N/A $77.54 $147.74 $219.02 $288.58 $359.42 $430.27 $501.12 $571.97
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 56 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $14.13 $17.45 $23.59 $29.72 $31.54 $57.89 $84.24 $109.73 $135.86 $162.00 $188.14 $214.27
10 Year Level Term $34.91 $40.44 $58.06 $75.69 $89.64 $165.89 $246.24 $310.18 $386.42 $462.67 $538.92 $615.17
15 Year Level Term $38.71 $50.54 $73.22 $95.90 $115.56 $218.16 $324.65 $412.99 $514.94 $616.90 $718.85 $820.80
20 Year Level Term $48.38 $64.89 $94.74 $124.59 $150.12 $286.85 $427.68 $565.06 $705.02 $844.99 $984.96 $1,124.93
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 56 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $63.07 $120.96 $178.85 $235.01 $292.46 $349.92 $407.38 $464.83
10 Year Level Term N/A N/A N/A N/A $166.75 $322.27 $480.82 $628.13 $783.86 $939.60 $1,095.34 $1,251.07
15 Year Level Term N/A N/A N/A N/A $229.82 $545.46 $479.10 $867.46 $1,083.02 $1,298.59 $1,514.16 $1,729.73
20 Year Level Term N/A N/A N/A N/A $287.50 $567.65 $848.88 $1,092.96 $1,364.90 $1,636.85 $1,908.79 $2,180.74
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 56 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $27.17 $39.83 $57.15 $74.48 $69.98 $134.35 $198.94 $261.79 $325.94 $390.10 $454.25 $518.40
10 Year Level Term $63.12 $107.48 $158.63 $209.78 $228.31 $445.82 $666.14 $833.76 $1,040.90 $1,248.05 $1,455.19 $1,662.34
15 Year Level Term $83.46 $132.19 $195.70 $259.20 $304.99 $599.62 $896.83 $1,132.70 $1,414.58 $1,696.46 $1,978.34 $2,260.22
20 Year Level Term $94.69 $161.48 $239.63 $317.78 $359.43 $711.94 $1,065.31 $1,378.94 $1,722.38 $2,065.82 $2,409.26 $2,752.70
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 56 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $18.58 $31.97 $45.36 $57.02 $69.98 $82.94 $95.90 $108.86
10 Year Level Term N/A N/A N/A N/A $33.48 $61.34 $89.42 $112.32 $139.10 $165.89 $192.67 $219.46
15 Year Level Term N/A N/A N/A N/A $42.98 $79.06 $115.99 $141.70 $175.82 $209.95 $244.08 $278.21
20 Year Level Term N/A N/A N/A N/A $59.62 $112.32 $165.89 $212.54 $264.38 $316.22 $368.06 $419.90
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 56 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.27 $15.29 $20.35 $25.40 $27.65 $50.11 $72.58 $93.31 $115.34 $137.38 $159.41 $181.44
10 Year Level Term $25.32 $29.72 $41.99 $54.26 $60.70 $115.34 $170.42 $216.00 $268.70 $321.41 $374.11 $426.82
15 Year Level Term $29.29 $37.32 $53.40 $69.47 $80.35 $153.79 $228.10 $290.30 $361.58 $432.86 $504.14 $575.42
20 Year Level Term $35.64 $46.66 $67.39 $88.13 $103.90 $199.15 $296.14 $381.89 $476.06 $570.24 $664.42 $758.59
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 56 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $55.08 $104.54 $154.22 $202.18 $251.42 $300.67 $349.92 $399.17
10 Year Level Term N/A N/A N/A N/A $125.50 $236.30 $351.86 $433.73 $540.86 $648.00 $755.14 $862.27
15 Year Level Term N/A N/A N/A N/A $155.40 $305.42 $455.54 $588.38 $734.18 $879.98 $1,025.78 $1,171.58
20 Year Level Term N/A N/A N/A N/A $200.66 $393.98 $588.38 $754.27 $941.54 $1,128.82 $1,316.09 $1,503.36
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 56 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $23.28 $36.29 $51.84 $67.39 $64.80 $124.42 $184.03 $241.06 $300.02 $358.99 $417.96 $476.93
10 Year Level Term $49.85 $81.82 $120.14 $158.46 $160.49 $302.40 $451.01 $555.55 $693.14 $830.74 $968.33 $1,105.92
15 Year Level Term $62.21 $95.47 $140.62 $185.76 $205.20 $393.12 $587.09 $769.82 $960.98 $1,152.14 $1,343.30 $1,534.46
20 Year Level Term $74.30 $119.75 $177.03 $234.32 $250.56 $483.41 $722.52 $927.94 $1,158.62 $1,389.31 $1,620.00 $1,850.69
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 57 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $20.74 $36.29 $51.84 $65.66 $80.78 $95.90 $111.02 $126.14
10 Year Level Term N/A N/A N/A N/A $50.98 $94.02 $138.67 $176.26 $219.02 $261.79 $304.56 $347.33
15 Year Level Term N/A N/A N/A N/A $65.88 $123.55 $182.74 $240.19 $298.94 $357.70 $416.45 $475.20
20 Year Level Term N/A N/A N/A N/A $87.91 $166.32 $246.89 $324.86 $404.78 $484.70 $564.62 $644.54
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 57 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $14.64 $18.23 $24.75 $31.28 $33.26 $61.34 $89.42 $115.78 $143.42 $171.70 $198.72 $226.37
10 Year Level Term $37.97 $43.98 $63.37 $82.77 $98.06 $182.30 $270.86 $342.14 $426.38 $510.62 $594.86 $679.10
15 Year Level Term $43.16 $55.56 $80.74 $105.93 $127.87 $241.49 $359.64 $458.78 $572.18 $685.58 $798.98 $912.38
20 Year Level Term $54.09 $72.49 $106.14 $139.80 $166.97 $320.11 $477.58 $628.99 $784.94 $940.90 $1,096.85 $1,252.80
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 57 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $66.10 $127.01 $187.92 $247.10 $307.58 $368.06 $428.54 $489.02
10 Year Level Term N/A N/A N/A N/A $183.82 $354.24 $528.77 $687.74 $858.38 $1,029.02 $1,199.66 $1,370.30
15 Year Level Term N/A N/A N/A N/A $249.48 $493.78 $738.07 $934.85 $1,167.26 $1,399.68 $1,632.10 $1,864.51
20 Year Level Term N/A N/A N/A N/A $315.58 $623.38 $932.47 $1,195.78 $1,493.20 $1,791.07 $2,088.72 $2,386.37
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 57 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $28.30 $41.56 $59.75 $77.93 $73.22 $141.26 $209.30 $275.62 $343.22 $410.83 $478.44 $546.05
10 Year Level Term $67.44 $116.29 $171.85 $227.40 $249.48 $487.73 $729.00 $906.34 $1,131.62 $1,356.91 $1,582.20 $1,807.49
15 Year Level Term $88.04 $144.20 $213.71 $283.22 $330.91 $651.02 $973.94 $1,232.93 $1,539.86 $1,846.80 $2,153.74 $2,460.67
20 Year Level Term $102.56 $175.05 $259.98 $344.91 $389.88 $772.85 $1,156.68 $1,505.95 $1,881.14 $2,256.34 $2,631.53 $3,006.72
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 57 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $19.44 $33.70 $47.95 $60.48 $74.30 $88.13 $101.95 $115.78
10 Year Level Term N/A N/A N/A N/A $36.29 $66.96 $97.85 $121.82 $150.98 $180.14 $209.30 $238.46
15 Year Level Term N/A N/A N/A N/A $47.30 $87.26 $128.30 $158.98 $197.42 $235.87 $274.32 $213.77
20 Year Level Term N/A N/A N/A N/A $66.10 $125.71 $185.98 $241.06 $300.02 $358.99 $417.96 $476.93
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 57 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $12.66 $15.98 $21.38 $26.78 $29.16 $53.14 $77.11 $99.36 $122.90 $146.45 $169.99 $193.54
10 Year Level Term $26.65 $31.80 $45.10 $58.41 $65.23 $124.42 $184.03 $233.28 $290.30 $347.33 $404.35 $461.38
15 Year Level Term $32.27 $41.30 $59.36 $77.41 $90.29 $171.50 $254.66 $324.00 $403.70 $483.41 $563.11 $642.82
20 Year Level Term $39.23 $51.67 $74.91 $98.15 $115.99 $223.34 $332.42 $425.95 $531.14 $636.34 $741.53 $846.42
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 57 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $58.54 $111.89 $165.24 $216.86 $269.78 $322.70 $375.62 $428.54
10 Year Level Term N/A N/A N/A N/A $135.43 $257.47 $383.62 $473.47 $560.54 $707.62 $824.69 $941.76
15 Year Level Term N/A N/A N/A N/A $169.34 $333.07 $497.02 $641.09 $800.06 $959.04 $1,118.02 $1,276.99
20 Year Level Term N/A N/A N/A N/A $219.02 $431.14 $644.11 $826.85 $1,032.26 $1,237.68 $1,443.10 $1,648.51
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 57 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $24.32 $38.36 $54.95 $71.54 $68.69 $132.19 $195.70 $256.61 $319.46 $382.32 $445.18 $508.03
10 Year Level Term $52.62 $88.30 $129.86 $171.42 $174.74 $327.02 $487.94 $597.89 $746.06 $894.24 $1,042.42 $1,190.59
15 Year Level Term $66.44 $104.72 $154.48 $204.25 $223.34 $432.43 $646.06 $848.45 $1,059.26 $1,270.00 $1,480.90 $1,691.71
20 Year Level Term $79.57 $130.20 $192.72 $255.23 $273.89 $526.18 $786.67 $1,003.97 $1,253.66 $1,503.36 $1,753.06 $2,002.75
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 58 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $22.03 $38.88 $55.73 $71.71 $88.34 $104.98 $121.61 $138.24
10 Year Level Term N/A N/A N/A N/A $55.94 $103.25 $152.28 $194.10 $241.70 $289.01 $336.61 $383.62
15 Year Level Term N/A N/A N/A N/A $72.58 $136.08 $201.53 $265.25 $330.26 $395.28 $460.30 $525.31
20 Year Level Term N/A N/A N/A N/A $98.06 $184.46 $274.10 $362.02 $451.22 $540.43 $629.64 $718.85
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 58 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $15.47 $19.35 $26.44 $33.52 $35.64 $66.10 $96.55 $126.14 $156.38 $186.62 $216.86 $247.10
10 Year Level Term $41.04 $47.61 $68.82 $90.03 $106.27 $199.15 $296.14 $374.11 $466.34 $558.58 $650.81 $743.04
15 Year Level Term $47.56 $60.48 $88.13 $115.78 $139.97 $264.38 $393.98 $503.71 $628.34 $752.98 $877.61 $1,002.24
20 Year Level Term $59.79 $80.18 $117.68 $155.17 $183.60 $353.81 $528.12 $692.06 $863.78 $1,035.50 $1,207.22 $1,378.94
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 58 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $71.93 $138.24 $204.77 $269.57 $335.66 $401.76 $467.86 $533.95
10 Year Level Term N/A N/A N/A N/A $200.66 $386.64 $577.37 $747.36 $932.90 $1,118.45 $1,303.99 $1,489.54
15 Year Level Term N/A N/A N/A N/A $269.35 $533.52 $797.69 $1,002.24 $1,251.50 $1,500.77 $1,750.03 $1,999.30
20 Year Level Term N/A N/A N/A N/A $343.44 $679.54 $1,016.71 $1,297.73 $1,620.86 $1,944.00 $2,267.14 $2,590.27
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 58 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $30.37 $44.84 $64.67 $84.50 $79.27 $153.36 $227.45 $299.81 $373.46 $447.12 $520.78 $594.43
10 Year Level Term $71.80 $125.02 $184.94 $244.86 $270.43 $530.06 $792.50 $979.78 $1,223.42 $1,467.07 $1,710.72 $1,954.37
15 Year Level Term $92.62 $156.21 $231.72 $307.24 $357.05 $702.43 $1,051.06 $1,334.02 $1,666.22 $1,998.43 $2,330.64 $2,662.85
20 Year Level Term $110.38 $188.52 $280.20 $371.87 $420.12 $833.76 $1,248.05 $1,632.10 $2,038.82 $2,445.55 $2,852.28 $3,259.01
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 58 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $20.30 $35.42 $50.40 $64.80 $79.70 $94.61 $109.51 $124.42
10 Year Level Term N/A N/A N/A N/A $38.88 $72.14 $105.62 $132.19 $163.94 $195.70 $227.45 $259.20
15 Year Level Term N/A N/A N/A N/A $51.62 $95.04 $39.97 $177.12 $220.10 $263.09 $306.07 $349.06
20 Year Level Term N/A N/A N/A N/A $72.79 $139.54 $206.71 $269.57 $335.66 $401.76 $467.86 $533.95
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 58 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.05 $16.68 $22.42 $28.17 $30.67 $55.73 $81.00 $105.41 $130.46 $155.52 $180.58 $205.36
10 Year Level Term $28.04 $33.78 $48.08 $62.38 $69.77 $133.49 $197.64 $249.70 $310.82 $371.95 $433.08 $494.21
15 Year Level Term $35.21 $45.27 $65.32 $85.36 $100.01 $188.78 $280.58 $356.83 $444.74 $532.66 $620.57 $708.48
20 Year Level Term $42.85 $56.59 $82.30 $108.00 $127.87 $247.97 $369.36 $470.02 $586.22 $702.43 $818.64 $934.85
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 58 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $61.56 $117.94 $174.31 $228.96 $284.90 $340.85 $396.79 $452.74
10 Year Level Term N/A N/A N/A N/A $145.58 $279.07 $416.02 $512.35 $639.14 $765.94 $892.73 $1,019.52
15 Year Level Term N/A N/A N/A N/A $183.17 $360.29 $537.84 $694.66 $867.02 $1,039.39 $1,211.76 $1,384.13
20 Year Level Term N/A N/A N/A N/A $237.38 $467.86 $699.19 $900.29 $1,124.06 $1,347.84 $1,571.62 $1,795.39
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 58 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $25.06 $40.09 $57.54 $75.00 $71.71 $138.24 $204.77 $268.70 $334.58 $400.46 $466.34 $532.22
10 Year Level Term $55.38 $94.78 $139.58 $184.38 $188.78 $351.22 $524.23 $641.09 $800.06 $959.04 $1,118.02 $1,276.99
15 Year Level Term $70.72 $113.88 $168.22 $222.57 $241.70 $472.18 $705.67 $927.07 $1,157.54 $1,388.02 $1,618.49 $1,848.96
20 Year Level Term $84.84 $140.57 $208.27 $275.96 $297.00 $568.51 $850.18 $1,080.86 $1,349.78 $1,618.70 $1,887.62 $2,156.54
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 59 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $23.76 $42.34 $60.91 $78.62 $96.98 $115.34 $133.70 $152.06
10 Year Level Term N/A N/A N/A N/A $60.70 $112.32 $165.89 $211.68 $263.30 $314.93 $366.55 $418.18
15 Year Level Term N/A N/A N/A N/A $79.27 $149.04 $220.97 $290.30 $361.58 $432.86 $504.14 $575.42
20 Year Level Term N/A N/A N/A N/A $108.43 $203.04 $301.97 $398.30 $496.58 $594.86 $693.14 $791.42
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 59 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $16.55 $20.82 $28.64 $36.46 $38.88 $72.58 $106.27 $139.10 $172.58 $206.06 $239.54 $273.02
10 Year Level Term $44.11 $51.15 $74.13 $97.11 $114.70 $215.57 $320.76 $406.08 $506.30 $606.53 $706.75 $806.98
15 Year Level Term $51.97 $65.49 $95.64 $125.80 $152.28 $287.71 $428.98 $549.50 $685.58 $821.66 $957.74 $1,093.82
20 Year Level Term $65.49 $87.78 $129.08 $170.38 $200.45 $387.07 $578.02 $756.00 $943.70 $1,131.41 $1,319.11 $1,506.82
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 59 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $79.06 $152.93 $226.80 $298.94 $372.38 $445.82 $519.26 $592.70
10 Year Level Term N/A N/A N/A N/A $217.73 $418.61 $625.32 $806.98 $1,007.42 $1,207.87 $1,408.32 $1,608.77
15 Year Level Term N/A N/A N/A N/A $289.01 $572.83 $856.66 $1,069.63 $1,335.74 $1,601.86 $1,867.97 $2,134.08
20 Year Level Term N/A N/A N/A N/A $371.52 $735.26 $1,100.30 $1,400.54 $1,749.38 $2,098.22 $2,447.06 $2,795.90
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 59 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $33.09 $48.99 $70.89 $92.79 $87.05 $168.91 $250.78 $330.10 $412.34 $493.78 $575.21 $656.64
10 Year Level Term $76.12 $133.83 $198.16 $262.48 $291.60 $571.97 $855.36 $1,052.35 $1,314.14 $1,575.94 $1,837.73 $2,099.52
15 Year Level Term $97.20 $168.22 $249.74 $331.26 $382.97 $753.84 $1,128.17 $1,434.24 $1,791.50 $2,148.77 $2,506.03 $2,863.30
20 Year Level Term $118.24 $202.09 $300.54 $399.00 $450.58 $894.67 $1,339.42 $1,759.10 $2,197.58 $2,636.06 $3,074.54 $3,513.02
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 59 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $22.03 $38.88 $55.73 $70.85 $87.26 $103.68 $120.10 $136.51
10 Year Level Term N/A N/A N/A N/A $41.69 $77.76 $114.05 $141.70 $175.82 $209.95 $244.08 $278.21
15 Year Level Term N/A N/A N/A N/A $55.94 $103.25 $152.28 $194.70 $341.70 $289.01 $336.31 $383.62
20 Year Level Term N/A N/A N/A N/A $79.27 $152.93 $226.80 $298.08 $371.30 $444.53 $517.75 $590.98
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 59 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $13.82 $17.97 $24.36 $30.76 $33.26 $61.34 $89.42 $115.78 $143.12 $171.07 $198.72 $226.37
10 Year Level Term $29.38 $35.86 $51.19 $66.53 $74.30 $142.56 $211.25 $266.98 $332.42 $397.87 $462.32 $528.77
15 Year Level Term $38.19 $49.25 $71.28 $93.31 $109.94 $206.50 $307.15 $390.53 $486.86 $583.20 $679.54 $775.87
20 Year Level Term $46.44 $61.60 $89.81 $118.02 $139.97 $272.16 $405.65 $514.08 $641.30 $768.53 $895.75 $1,022.98
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 59 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $66.74 $128.30 $189.86 $249.70 $310.82 $3,195.00 $433.08 $494.21
10 Year Level Term N/A N/A N/A N/A $155.52 $300.24 $447.77 $552.10 $688.82 $825.55 $962.28 $1,099.01
15 Year Level Term N/A N/A N/A N/A $196.78 $387.94 $579.31 $747.36 $932.90 $1,118.45 $1,303.99 $1,489.54
20 Year Level Term N/A N/A N/A N/A $255.74 $505.01 $754.92 $972.86 $1,214.78 $1,456.70 $1,698.62 $1,940.54
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 59 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $26.57 $43.11 $62.08 $81.04 $77.11 $149.04 $220.97 $291.17 $362.66 $434.16 $505.66 $577.15
10 Year Level Term $58.15 $101.26 $149.30 $197.34 $203.04 $375.84 $561.17 $683.42 $852.98 $1,022.54 $1,192.10 $1,361.66
15 Year Level Term $74.95 $123.12 $182.09 $241.06 $259.85 $511.49 $764.64 $1,005.70 $1,255.82 $1,505.95 $1,756.08 $2,006.21
20 Year Level Term $90.12 $151.03 $223.95 $296.87 $320.33 $611.28 $914.33 $1,156.90 $1,444.82 $1,732.75 $2,020.68 $2,308.61
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 60 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $27.22 $49.25 $71.28 $91.58 $113.18 $134.78 $156.38 $177.98
10 Year Level Term N/A N/A N/A N/A $65.66 $121.39 $179.50 $228.96 $284.90 $340.85 $396.79 $452.74
15 Year Level Term N/A N/A N/A N/A $85.97 $162.00 $240.41 $315.36 $392.90 $470.45 $547.99 $625.54
20 Year Level Term N/A N/A N/A N/A $118.58 $221.18 $329.18 $435.46 $543.02 $650.59 $758.16 $865.73
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 60 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $19.18 $23.85 $33.18 $42.51 $45.58 $85.97 $126.36 $165.02 $204.98 $244.94 $284.90 $324.86
10 Year Level Term $47.17 $54.69 $79.44 $104.20 $123.12 $231.98 $345.38 $438.05 $546.26 $654.48 $762.70 $870.91
15 Year Level Term $56.38 $70.42 $103.03 $135.65 $164.59 $311.04 $463.97 $595.30 $742.82 $890.35 $1,037.88 $1,185.41
20 Year Level Term $71.19 $95.39 $140.49 $185.59 $217.08 $420.34 $627.91 $819.94 $1,023.62 $1,227.31 $1,431.00 $1,634.69
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 60 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $90.29 $175.39 $260.50 $343.87 $428.54 $513.22 $597.89 $682.56
10 Year Level Term N/A N/A N/A N/A $234.58 $450.58 $673.27 $866.59 $1,081.94 $1,297.30 $1,512.65 $1,728.00
15 Year Level Term N/A N/A N/A N/A $308.66 $612.14 $915.62 $1,137.02 $1,419.98 $1,702.94 $1,985.90 $2,268.86
20 Year Level Term N/A N/A N/A N/A $399.60 $790.99 $1,183.90 $1,503.36 $1,877.90 $2,252.45 $2,626.99 $3,001.54
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 60 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $37.93 $55.81 $81.13 $106.44 $99.36 $193.54 $287.71 $380.16 $473.90 $567.65 $661.39 $755.14
10 Year Level Term $80.48 $142.56 $211.25 $279.94 $312.77 $614.30 $918.86 $1,125.79 $1,405.94 $1,686.10 $1,966.25 $2,246.40
15 Year Level Term $101.78 $180.23 $267.75 $355.28 $409.11 $805.25 $1,205.28 $1,534.46 $1,916.78 $2,299.10 $2,681.42 $3,036.74
20 Year Level Term $126.06 $215.57 $320.76 $425.95 $480.82 $955.58 $1,430.78 $1,886.11 $2,356.34 $2,826.58 $3,296.81 $3,767.04
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 60 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $23.98 $42.77 $61.56 $77.76 $95.90 $114.05 $132.19 $150.34
10 Year Level Term N/A N/A N/A N/A $44.50 $82.94 $121.82 $152.06 $188.78 $225.50 $262.22 $298.94
15 Year Level Term N/A N/A N/A N/A $60.26 $111.46 $164.59 $212.40 $264.38 $316.22 $368.06 $419.90
20 Year Level Term N/A N/A N/A N/A $85.97 $166.32 $246.89 $326.59 $406.94 $487.30 $567.65 $648.00
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 60 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $14.99 $19.44 $26.57 $33.70 $40.82 $67.28 $99.14 $127.87 $158.54 $189.22 $219.89 $250.56
10 Year Level Term $30.72 $37.93 $54.30 $70.68 $87.05 $151.63 $224.86 $284.26 $354.02 $423.79 $493.56 $563.33
15 Year Level Term $41.13 $53.22 $77.24 $101.26 $125.28 $224.21 $333.72 $423.36 $527.90 $632.45 $736.99 $841.54
20 Year Level Term $50.07 $66.53 $97.20 $127.87 $158.54 $296.78 $442.58 $558.14 $696.38 $834.62 $972.86 $1,111.10
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 60 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $72.36 $139.54 $206.71 $271.30 $337.82 $404.35 $470.88 $537.41
10 Year Level Term N/A N/A N/A N/A $165.46 $321.41 $479.52 $590.98 $737.42 $883.87 $1,030.32 $1,176.77
15 Year Level Term N/A N/A N/A N/A $210.60 $415.15 $620.14 $800.93 $999.86 $1,198.80 $1,397.74 $1,596.67
20 Year Level Term N/A N/A N/A N/A $274.10 $541.73 $810.00 $1,046.30 $1,306.58 $1,566.86 $1,827.14 $2,087.42
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 60 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $28.51 $46.57 $67.26 $87.96 $83.38 $161.57 $239.76 $315.36 $392.90 $470.45 $547.99 $625.54
10 Year Level Term $60.91 $107.74 $159.02 $210.30 $217.30 $400.03 $597.46 $726.62 $906.98 $1,087.34 $1,267.70 $1,448.06
15 Year Level Term $79.19 $132.28 $195.83 $259.37 $277.99 $550.80 $823.61 $1,084.32 $1,354.10 $1,623.89 $1,893.67 $2,163.46
20 Year Level Term $95.39 $161.40 $239.50 $317.61 $343.66 $653.62 $977.83 $1,233.79 $1,540.94 $1,848.10 $2,155.25 $2,462.40
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 61 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $30.46 $55.73 $81.00 $103.68 $128.30 $152.93 $177.55 $202.18
10 Year Level Term N/A N/A N/A N/A $75.17 $139.54 $206.71 $263.52 $328.10 $392.69 $457.27 $521.86
15 Year Level Term N/A N/A N/A N/A $99.14 $188.78 $280.58 $368.06 $458.78 $549.50 $640.22 $730.94
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 61 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $21.17 $26.44 $37.07 $47.69 $51.41 $97.63 $143.86 $188.35 $234.14 $279.94 $325.73 $371.52
10 Year Level Term $52.27 $61.34 $89.42 $117.50 $138.89 $263.09 $392.04 $497.66 $620.78 $743.90 $867.02 $990.14
15 Year Level Term $63.16 $80.96 $118.84 $156.73 $189.00 $362.02 $540.43 $688.61 $859.46 $1,030.32 $1,201.18 $1,372.03
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 61 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $102.38 $199.58 $269.78 $391.39 $487.94 $584.50 $681.05 $777.60
10 Year Level Term N/A N/A N/A N/A $264.17 $508.03 $759.46 $980.64 $1,224.50 $1,468.37 $1,712.23 $1,956.10
15 Year Level Term N/A N/A N/A N/A $353.38 $696.82 $1,042.63 $1,285.63 $1,605.74 $1,925.86 $2,245.97 $2,566.08
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 61 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $42.64 $62.90 $91.76 $120.61 $112.32 $219.46 $326.59 $432.00 $538.70 $645.41 $752.11 $858.82
10 Year Level Term $88.99 $156.82 $232.63 $308.45 $348.41 $686.45 $1,027.08 $1,266.62 $1,581.98 $1,897.34 $2,212.70 $2,528.06
15 Year Level Term $112.36 $199.32 $296.40 $393.47 $453.39 $894.67 $1,339.42 $1,709.86 $2,136.02 $2,562.19 $2,988.36 $3,414.53
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 61 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $25.49 $45.79 $66.10 $83.81 $103.46 $123.12 $142.78 $162.43
10 Year Level Term N/A N/A N/A N/A $49.68 $92.88 $136.73 $171.07 $212.54 $254.02 $295.49 $336.96
15 Year Level Term N/A N/A N/A N/A $69.34 $130.46 $193.10 $251.42 $312.98 $374.54 $436.10 $497.66
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 61 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $15.68 $20.65 $28.38 $36.12 $39.10 $72.58 $106.27 $138.24 $171.50 $204.77 $238.03 $271.30
10 Year Level Term $32.96 $41.90 $60.26 $78.62 $88.56 $170.64 $253.37 $317.95 $396.14 $474.34 $552.53 $630.72
15 Year Level Term $44.76 $59.44 $86.57 $113.70 $135.65 $256.61 $382.32 $482.98 $602.42 $721.87 $841.32 $960.77
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 61 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $77.54 $149.90 $222.26 $292.03 $363.74 $435.46 $507.17 $578.88
10 Year Level Term N/A N/A N/A N/A $179.71 $348.19 $519.70 $649.73 $810.86 $972.00 $1,133.14 $1,294.27
15 Year Level Term N/A N/A N/A N/A $232.20 $457.92 $684.29 $884.74 $1,104.62 $1,324.51 $1,544.40 $1,764.29
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 61 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $29.98 $49.59 $71.80 $94.00 $88.78 $172.37 $255.96 $336.96 $419.90 $502.85 $585.79 $668.74
10 Year Level Term $65.36 $117.16 $173.15 $229.13 $237.82 $436.75 $652.54 $805.25 $1,005.26 $1,205.28 $1,405.30 $1,605.31
15 Year Level Term $85.49 $146.10 $216.56 $287.02 $311.26 $614.30 $918.86 $1,191.46 $1,488.02 $1,784.59 $2,081.16 $2,377.73
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 62 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $34.34 $63.50 $92.66 $119.23 $147.74 $176.26 $204.77 $233.28
10 Year Level Term N/A N/A N/A N/A $84.46 $157.68 $233.93 $298.08 $371.30 $444.53 $517.75 $590.98
15 Year Level Term N/A N/A N/A N/A $112.32 $215.14 $320.11 $420.77 $524.66 $628.56 $732.46 $836.35
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 62 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $23.67 $29.72 $41.99 $54.26 $58.75 $112.32 $165.89 $216.86 $269.78 $322.70 $375.62 $428.54
10 Year Level Term $57.37 $68.00 $99.40 $130.81 $154.66 $293.76 $438.05 $557.28 $695.30 $833.33 $971.35 $1,109.38
15 Year Level Term $69.90 $91.41 $134.52 $177.64 $213.41 $412.99 $616.90 $782.78 $977.18 $1,171.58 $1,365.98 $1,560.38
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 62 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $116.64 $228.10 $339.55 $448.42 $559.22 $670.03 $780.84 $891.65
10 Year Level Term N/A N/A N/A N/A $293.76 $565.49 $845.64 $1,095.55 $1,368.14 $1,640.74 $1,913.33 $2,185.92
15 Year Level Term N/A N/A N/A N/A $398.09 $781.92 $1,170.29 $1,434.24 $1,791.50 $2,148.77 $2,506.03 $2,863.30
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 62 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $48.30 $71.28 $104.33 $137.38 $127.87 $250.13 $372.60 $492.48 $614.30 $736.13 $857.95 $979.78
10 Year Level Term $97.55 $171.07 $254.02 $336.96 $383.83 $759.02 $1,135.94 $1,407.46 $1,758.02 $2,108.59 $2,459.16 $2,809.73
15 Year Level Term $122.95 $218.33 $324.91 $431.48 $497.45 $984.10 $1,473.55 $1,885.25 $2,355.26 $2,825.28 $3,295.30 $3,765.31
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 62 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $27.65 $50.11 $72.58 $92.45 $114.26 $136.08 $157.90 $179.71
10 Year Level Term N/A N/A N/A N/A $55.08 $103.25 $152.28 $189.22 $235.22 $281.23 $327.24 $373.25
15 Year Level Term N/A N/A N/A N/A $78.41 $149.04 $220.97 $289.44 $360.50 $431.57 $502.63 $573.70
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 62 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $16.76 $22.38 $30.97 $39.57 $42.77 $80.50 $117.94 $152.93 $189.86 $226.80 $263.74 $300.67
10 Year Level Term $35.21 $45.79 $66.10 $86.40 $98.28 $189.22 $281.23 $352.10 $439.34 $526.18 $613.01 $699.84
15 Year Level Term $48.38 $65.66 $95.90 $126.14 $151.63 $289.01 $430.92 $542.59 $676.94 $811.30 $945.65 $1,080.00
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 62 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $85.10 $164.59 $244.30 $322.27 $401.54 $480.82 $560.09 $639.36
10 Year Level Term N/A N/A N/A N/A $194.18 $375.41 $560.52 $707.62 $883.22 $1,058.83 $1,234.44 $1,410.05
15 Year Level Term N/A N/A N/A N/A $254.02 $500.69 $748.44 $968.54 $1,209.38 $1,450.22 $1,691.06 $1,931.90
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 62 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $32.23 $54.09 $78.54 $102.99 $96.98 $188.78 $280.58 $369.79 $460.94 $552.10 $643.25 $734.40
10 Year Level Term $69.77 $126.58 $187.27 $247.97 $258.55 $473.90 $708.26 $883.87 $1,103.54 $1,323.22 $1,542.89 $1,762.56
15 Year Level Term $91.76 $159.93 $237.30 $314.67 $344.74 $677.38 $1,013.47 $1,297.73 $1,620.86 $1,944.00 $2,267.14 $2,590.27
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 63 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $37.58 $69.98 $102.38 $132.19 $163.94 $195.70 $227.45 $259.20
10 Year Level Term N/A N/A N/A N/A $93.96 $175.39 $260.50 $332.64 $414.50 $496.37 $578.23 $660.10
15 Year Level Term N/A N/A N/A N/A $125.28 $241.92 $360.29 $473.47 $590.54 $707.62 $824.69 $941.76
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 63 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $25.75 $32.31 $45.88 $59.44 $64.58 $123.98 $183.38 $240.19 $298.94 $357.70 $416.45 $475.20
10 Year Level Term $62.51 $74.65 $109.38 $144.12 $170.21 $324.86 $484.70 $616.90 $769.82 $922.75 $1,075.68 $1,228.61
15 Year Level Term $76.68 $101.95 $150.34 $198.72 $237.60 $463.54 $692.71 $876.10 $1,093.82 $1,311.55 $1,529.28 $1,747.01
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 63 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $127.22 $248.83 $370.66 $489.89 $611.06 $732.24 $853.42 $974.59
10 Year Level Term N/A N/A N/A N/A $323.35 $622.51 $931.18 $1,209.60 $1,510.70 $1,811.81 $2,112.91 $2,414.02
15 Year Level Term N/A N/A N/A N/A $442.59 $866.59 $1,297.30 $1,581.98 $1,976.18 $2,370.38 $2,764.58 $3,158.78
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 63 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $52.53 $77.33 $113.40 $149.47 $138.89 $272.16 $405.65 $536.54 $669.38 $802.22 $935.06 $1,067.90
10 Year Level Term $106.06 $185.41 $275.53 $365.64 $419.47 $831.17 $1,244.16 $1,549.15 $1,935.14 $2,321.14 $2,707.13 $3,093.12
15 Year Level Term $133.53 $237.43 $353.55 $469.67 $541.73 $1,073.09 $1,607.04 $2,060.64 $2,574.50 $3,088.37 $3,602.23 $4,116.10
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 63 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $30.89 $56.59 $82.30 $105.41 $130.46 $155.52 $180.58 $205.36
10 Year Level Term N/A N/A N/A N/A $60.26 $113.18 $167.18 $208.22 $258.98 $309.74 $360.50 $411.26
15 Year Level Term N/A N/A N/A N/A $87.48 $168.05 $249.48 $328.32 $409.10 $489.89 $570.67 $651.46
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 63 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $18.36 $24.97 $34.86 $44.76 $48.17 $90.72 $133.49 $173.66 $215.78 $257.90 $300.02 $342.14
10 Year Level Term $37.41 $49.77 $72.06 $94.35 $107.78 $208.22 $309.74 $386.21 $481.46 $576.72 $671.98 $767.23
15 Year Level Term $51.97 $71.88 $105.24 $138.59 $167.40 $320.98 $478.87 $601.34 $750.38 $899.42 $1,048.46 $1,197.50
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 63 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $96.77 $188.35 $279.94 $368.93 $459.86 $550.80 $641.74 $732.67
10 Year Level Term N/A N/A N/A N/A $208.44 $402.19 $600.70 $766.37 $956.66 $1,146.96 $1,337.26 $1,527.55
15 Year Level Term N/A N/A N/A N/A $275.62 $543.89 $813.24 $1,051.49 $1,313.06 $1,574.64 $1,836.22 $2,097.79
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 63 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $35.94 $61.17 $89.16 $117.16 $109.94 $214.70 $319.46 $421.63 $525.74 $629.86 $733.97 $838.08
10 Year Level Term $74.17 $135.99 $201.40 $266.80 $279.07 $510.62 $763.34 $961.63 $1,200.40 $1,439.86 $1,678.97 $1,918.08
15 Year Level Term $98.06 $173.75 $258.03 $342.32 $378.00 $740.88 $1,108.73 $1,404.86 $1,754.78 $2,104.70 $2,454.62 $2,804.54
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 64 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $40.39 $75.60 $110.81 $143.42 $177.98 $212.54 $247.10 $281.66
10 Year Level Term N/A N/A N/A N/A $103.25 $193.54 $287.71 $367.20 $457.70 $548.21 $638.71 $729.22
15 Year Level Term N/A N/A N/A N/A $138.46 $268.27 $399.82 $526.18 $656.42 $786.67 $916.92 $1,047.17
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 64 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $27.56 $34.56 $49.25 $63.94 $69.77 $133.92 $198.29 $260.06 $323.78 $387.50 $451.22 $514.94
10 Year Level Term $67.61 $81.30 $119.36 $157.42 $185.98 $355.54 $530.71 $676.51 $844.34 $1,012.18 $1,180.01 $1,347.84
15 Year Level Term $83.42 $112.41 $166.02 $219.63 $262.01 $514.51 $769.18 $970.27 $1,211.54 $1,452.82 $1,694.09 $1,935.36
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 64 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $135.65 $266.11 $396.58 $523.58 $653.18 $782.78 $912.38 $1,041.98
10 Year Level Term N/A N/A N/A N/A $352.95 $679.97 $1,017.36 $1,324.51 $1,654.34 $1,984.18 $2,314.01 $3,643.84
15 Year Level Term N/A N/A N/A N/A $487.30 $951.70 $1,424.95 $1,730.59 $2,161.94 $2,593.30 $3,024.65 $3,456.00
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 64 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $56.12 $82.25 $120.79 $159.32 $147.33 $289.87 $432.22 $571.97 $713.66 $855.36 $997.06 $1,138.75
10 Year Level Term $114.61 $199.67 $296.91 $394.16 $454.90 $903.74 $1,353.02 $1,689.98 $2,111.18 $2,532.38 $2,953.58 $3,374.78
15 Year Level Term $144.12 $256.44 $382.06 $507.69 $585.79 $1,162.51 $1,741.18 $2,236.03 $2,793.74 $3,351.46 $3,909.17 $4,466.88
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 64 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $34.56 $63.94 $93.31 $119.23 $147.74 $176.26 $204.77 $233.28
10 Year Level Term N/A N/A N/A N/A $65.66 $123.55 $182.74 $226.37 $281.66 $336.96 $392.26 $447.55
15 Year Level Term N/A N/A N/A N/A $96.55 $186.62 $277.34 $366.34 $456.62 $546.91 $637.20 $727.49
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 64 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $20.09 $27.73 $39.01 $50.28 $54.00 $102.82 $151.63 $196.99 $244.94 $292.90 $340.85 $388.80
10 Year Level Term $39.66 $53.56 $77.89 $102.12 $117.50 $226.80 $337.61 $420.77 $524.66 $628.56 $732.46 $836.35
15 Year Level Term $55.60 $78.11 $114.57 $151.03 $183.38 $353.38 $527.47 $660.96 $824.90 $988.85 $1,152.79 $1,316.74
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 64 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $108.65 $212.11 $315.58 $415.58 $518.18 $620.78 $723.38 $825.98
10 Year Level Term N/A N/A N/A N/A $222.91 $429.41 $641.52 $824.26 $1,029.02 $1,233.79 $1,438.56 $1,643.33
15 Year Level Term N/A N/A N/A N/A $297.43 $586.66 $877.39 $1,135.30 $1,417.82 $1,700.35 $1,982.88 $2,265.41
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 64 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $39.66 $68.26 $99.79 $131.33 $122.90 $240.62 $358.34 $473.47 $590.54 $707.62 $824.69 $941.76
10 Year Level Term $78.62 $145.41 $215.52 $285.64 $299.81 $547.78 $819.07 $1,040.26 $1,299.02 $1,557.79 $1,816.56 $2,075.33
15 Year Level Term $104.33 $187.57 $278.77 $369.96 $411.48 $803.95 $1,203.34 $1,511.14 $1,887.62 $2,264.11 $2,640.60 $3,017.09
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 65 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $42.77 $80.35 $117.94 $152.93 $189.86 $226.80 $263.74 $300.67
10 Year Level Term N/A N/A N/A N/A $112.75 $211.68 $314.93 $401.76 $500.90 $600.05 $699.19 $798.34
15 Year Level Term N/A N/A N/A N/A $151.63 $295.06 $439.99 $478.88 $722.30 $865.73 $1,009.15 $1,152.58
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 65 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $29.29 $36.55 $52.23 $67.91 $74.30 $142.99 $211.90 $278.21 $346.46 $414.72 $482.98 $551.23
10 Year Level Term $72.71 $87.96 $129.34 $170.73 $201.74 $386.64 $577.37 $736.13 $918.86 $1,101.60 $1,284.34 $1,467.07
15 Year Level Term $90.20 $122.95 $181.83 $240.71 $286.42 $565.49 $845.64 $1,063.58 $1,328.18 $1,592.78 $1,857.38 $2,121.98
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 65 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $142.34 $279.50 $416.66 $551.23 $687.74 $824.26 $960.77 $1,097.28
10 Year Level Term N/A N/A N/A N/A $382.54 $737.42 $1,103.54 $1,438.56 $1,796.90 $2,155.25 $2,513.59 $2,871.94
15 Year Level Term N/A N/A N/A N/A $532.01 $1,036.37 $1,551.96 $1,879.20 $2,347.70 $2,816.21 $3,284.71 $3,753.22
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 65 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $59.27 $86.31 $126.88 $167.44 $154.66 $304.13 $453.60 $599.62 $748.22 $896.83 $1,045.44 $1,194.05
10 Year Level Term $123.12 $213.93 $318.30 $422.67 $490.54 $975.89 $1,461.24 $1,830.82 $2,287.22 $2,743.63 $3,200.04 $3,656.45
15 Year Level Term $154.70 $275.53 $410.70 $545.88 $630.07 $1,251.94 $1,875.31 $2,411.42 $3,012.98 $3,614.54 $4,216.10 $4,817.66
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 65 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $39.53 $73.87 $108.22 $139.10 $172.58 $206.06 $239.54 $273.02
10 Year Level Term N/A N/A N/A N/A $70.85 $133.49 $197.64 $245.38 $305.42 $365.47 $425.52 $485.57
15 Year Level Term N/A N/A N/A N/A $105.62 $205.63 $305.86 $405.22 $505.22 $605.23 $705.24 $805.25
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 65 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $22.40 $31.71 $44.97 $58.23 $62.42 $119.23 $176.26 $229.82 $285.98 $342.14 $398.30 $454.46
10 Year Level Term $41.90 $57.63 $83.85 $110.07 $127.22 $245.81 $366.12 $454.46 $566.78 $679.10 $791.42 $903.74
15 Year Level Term $59.23 $84.33 $123.90 $163.47 $199.37 $385.78 $576.07 $720.58 $899.42 $1,078.27 $1,257.12 $1,435.97
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 65 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A $125.71 $245.81 $366.12 $482.98 $602.42 $721.87 $841.32 $960.77
10 Year Level Term N/A N/A N/A N/A $237.17 $456.19 $681.70 $883.01 $1,102.46 $1,321.92 $1,541.38 $1,760.83
15 Year Level Term N/A N/A N/A N/A $319.03 $629.42 $941.54 $1,219.10 $1,522.58 $1,826.06 $2,129.54 $2,433.02
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 65 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART $45.27 $78.54 $115.21 $151.89 $141.70 $278.21 $414.72 $547.78 $683.42 $819.07 $954.72 $1,090.37
10 Year Level Term $83.03 $154.83 $229.65 $304.47 $320.33 $584.50 $874.15 $1,118.88 $1,397.30 $1,675.73 $1,954.15 $2,232.58
15 Year Level Term $110.64 $201.40 $299.51 $397.61 $444.75 $867.46 $1,298.59 $1,618.27 $2,021.54 $2,424.82 $2,828.09 $3,231.36
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 66 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $128.74 $243.65 $362.88 $453.60 $565.70 $677.81 $789.91 $902.02
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 66 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $80.78 $99.27 $146.32 $193.36 $231.12 $442.80 $661.61 $851.04 $1,062.50 $1,273.97 $1,485.43 $1,696.90
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 66 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $433.30 $837.22 $1,253.23 $1,611.36 $2,012.90 $2,414.45 $2,815.99 $3,217.54
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 66 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $138.11 $245.29 $365.34 $485.40 $552.10 $1,092.96 $1,636.85 $2,074.46 $2,591.78 $3,109.10 $3,626.42 $4,143.74
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 66 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $81.43 $152.93 $226.80 $287.71 $358.34 $428.98 $499.61 $570.24
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 66 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $46.74 $65.92 $96.29 $126.66 $146.45 $278.64 $415.37 $521.86 $651.02 $780.19 $909.36 $1,038.53
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 66 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $264.60 $505.87 $756.22 $979.78 $1,223.42 $1,467.07 $1,710.72 $1,954.37
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 66 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $96.47 $169.60 $251.81 $334.02 $348.63 $651.46 $974.59 $1,245.89 $1,556.06 $1,866.24 $2,176.42 $2,486.59
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 67 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $144.94 $275.62 $410.83 $506.30 $631.58 $756.86 $882.14 $1,007.42
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 67 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $88.86 $110.59 $163.30 $216.00 $260.50 $498.96 $745.85 $965.09 $1,205.06 $1,445.04 $1,685.02 $1,924.99
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 67 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $483.84 $936.58 $1,402.27 $1,783.30 $2,227.82 $2,672.35 $3,116.88 $3,561.41
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 67 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $153.06 $276.57 $412.26 $547.95 $613.44 $1,210.46 $1,813.10 $2,318.11 $2,896.34 $3,474.58 $4,052.81 $4,631.04
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 67 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $92.02 $172.80 $256.61 $330.05 $411.26 $492.48 $573.70 $654.91
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 67 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $51.58 $74.13 $108.60 $143.08 $165.67 $311.47 $464.62 $589.25 $735.26 $881.28 $1,027.30 $1,173.31
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 67 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $292.03 $555.98 $831.38 $1,077.41 $1,345.46 $1,613.52 $1,881.58 $2,149.63
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 67 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $109.90 $184.38 $273.97 $363.57 $377.14 $718.42 $1,075.03 $1,372.03 $1,713.74 $2,055.46 $2,397.17 $2,738.88
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 68 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $160.92 $307.15 $458.14 $558.14 $696.38 $834.62 $972.86 $1,111.10
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 68 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $96.90 $122.00 $180.40 $238.81 $289.87 $554.69 $829.44 $1,080.00 $1,348.70 $1,617.41 $1,886.11 $2,154.82
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 68 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $534.60 $1,036.37 $1,551.96 $1,956.10 $2,443.82 $2,931.55 $3,419.28 $3,907.01
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 68 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $168.05 $307.93 $459.30 $610.68 $675.00 $1,327.54 $1,988.71 $2,562.62 $3,201.98 $3,841.34 $4,480.70 $5,120.06
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 68 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $102.38 $192.24 $285.77 $372.38 $464.18 $555.98 $647.78 $739.58
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 68 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $56.46 $82.43 $121.05 $159.67 $184.68 $343.87 $513.22 $655.78 $818.42 $981.07 $1,143.72 $1,306.37
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 68 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $319.25 $605.66 $905.90 $1,174.18 $1,466.42 $1,758.67 $2,050.92 $2,343.17
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 68 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $123.38 $199.15 $296.14 $393.12 $405.43 $785.38 $1,175.47 $1,499.04 $1,872.50 $2,245.97 $2,619.43 $2,992.90
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 69 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $177.12 $339.12 $506.09 $610.85 $762.26 $913.68 $1,065.10 $1,216.51
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 69 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $104.98 $133.32 $197.38 $264.45 $319.25 $610.85 $913.68 $1,194.05 $1,491.26 $1,788.48 $2,085.70 $2,382.91
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 69 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $585.15 $1,135.73 $1,701.00 $2,128.03 $2,658.74 $3,189.46 $3,720.17 $4,250.88
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 69 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $183.00 $339.21 $506.22 $673.23 $736.35 $1,445.04 $2,164.97 $2,806.27 $3,506.54 $4,206.82 $4,907.09 $5,607.36
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 69 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $112.97 $212.11 $315.58 $414.72 $517.10 $619.49 $721.87 $824.26
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 69 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $61.30 $90.63 $133.36 $176.08 $203.90 $376.70 $562.46 $732.17 $902.66 $1,082.16 $1,261.66 $1,441.15
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 69 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $346.68 $655.48 $981.07 $1,271.81 $1,588.46 $1,905.12 $2,221.78 $2,538.43
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 69 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $136.81 $213.93 $318.30 $422.67 $433.95 $582.34 $1,275.91 $1,625.18 $2,030.18 $2,435.18 $2,840.18 $3,245.18
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Male - 70 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $193.10 $371.09 $554.04 $662.69 $827.06 $991.44 $1,155.82 $1,320.19
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 70 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $113.05 $144.63 $214.36 $284.08 $348.63 $667.01 $997.92 $1,308.96 $1,634.90 $1,960.85 $2,286.79 $2,612.74
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 70 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $635.91 $1,235.52 $1,850.69 $2,300.83 $2,874.74 $3,448.66 $4,022.57 $4,596.48
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Male - 70 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $197.99 $370.57 $553.26 $735.96 $797.91 $1,562.11 $2,340.58 $3,049.92 $3,811.10 $4,572.29 $5,333.47 $6,094.66
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index
American National Insurance
Life Insurance Monthly Term Rates
Female - 70 Years of Age*
Preferred Plus Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $123.50 $231.55 $344.74 $457.06 $570.02 $682.99 $795.96 $908.93
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 70 Years of Age*
Standard Non Nicotine
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $66.14 $98.93 $145.80 $192.67 $223.13 $409.54 $611.71 $790.56 $986.90 $1,183.25 $1,379.59 $1,575.94
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 70 Years of Age*
Preferred Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term N/A N/A N/A N/A $374.11 $705.46 $1,055.59 $1,368.58 $1,709.42 $2,050.27 $2,391.12 $2,731.97
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

American National Insurance


Life Insurance Monthly Term Rates
Female - 70 Years of Age*
Standard Nicotine User
Policy Term Length Death Benefit Amount
$50,000 $100,000 $150,000 $200,000 $250,001 $500,000 $750,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000

10 Year ART N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
10 Year Level Term $150.25 $228.70 $340.46 $452.22 $462.24 $919.30 $1,376.35 $1,752.19 $2,188.94 $2,625.70 $3,062.45 $3,499.20
15 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
20 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A
30 Year Level Term N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A

Legend
Preferred Plus Non Nicotine - Our best non nicotine rating
Standard Non Nicotine - Our average non nicotine rating
Preferred Nicotine - Our highest nicotine user rating
Standard Nicotine - Our average nicotine user rating
N/A - Not available for this rating category at this coverage amount
*Age shown uses the age at your next birthday if you are within 6 months of your next birthday

Return to Index

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