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Country Functions Gradu

App

Please email your completed application form to graduate.recruitment.hrd@hsbc.co.id

1 Contact Information

Full Name Muhammad Naufal Preferred Name Naufal

Nationality Indonesian ID Number 3672072302980000

E-mail naufal.bap@gmail.com Telephone 254384220

Mobile Phone 81908309849

Address Jln. Baja III No. 15 Komp KS, Cilegon, Banten

2 Education Background

Name of School From To


Degree Faculty/ Major
(from latest) (MM/YYYY) (MM/YYYY)
Bachelor in Faculty of Computer Science/Computer 2014
Universitas Brawijaya 2018
Engineering Engineering

GPA score
of the latest school
3.25

3 Working Experience
Company/ Organisation From To
Position Major Responsibilities
(from latest) (MM/YYYY) (MM/YYYY)
Manage and monitor network
PT. Krakatau Steel Internship 07/2017 09/2017
infrastucture in PT. Krakatau Steel

Please state the reasons for gaps you have taken in between jobs that were longer than three months.

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4 Skills, Licenses, and Awards
Language Licenses and Awards
Please state the languages you are proficient in. Please state the complete names of the Licenses and Awards obtained.
English, Indonesia

Computer Skill
Please state the computer applications and
programming languages you are proficient in.
Microsoft Office (PowerPoint, Word, Excell),
Internet, C/C++, Java, LabVIEW, VHDL,
Assembly

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5 Personal Qualities Please state the answer in English and limit the answers within 250 words or less for each question.
*Remarks: this worksheet format is protected from any adjusting. Excess inputs covered due to column space will be further retrieved.

At HSBC we are looking for graduates and interns who are passionate about working for us and have a genuine interest in our indus
about your interest in the role that you have applied for and HSBC. Please address the following questions in your response:
• Why are you interested in the role at HSBC?
• What specifically have you done that demonstrates your interest in this role and HSBC?

(max 250 words)

I am interested in working at HSBC because HSBC is a bank that has been successful internationally, and I am interested in being part of HSB
banking world. to demonstartes my interest in HSBC, I apply for the Country Function Development Program by truly and wholeheartedly. Wor
means dealing with many people, ranging from customers, co-workers of one company, colleagues of bankers in Indonesia and abroad, regula
partners. Increasingly interacting with various parties will certainly expand and strengthen the network, strengthen friendship, which in turn will
of opportunity. The Indonesian economy is currently driven by the banking sector given the dominance of banks compared to the capital marke
capital and investment in Indonesia. A career in the banking sector which in principle is raising funds from the community and channeling funds
means contributing to Indonesia's economic growth. Quality banking will support a healthy business world, and a healthy business world will u
progressive and sustainable economic growth.

We want our graduates and interns to have successful careers at HSBC, so we are interested in the skills you have gained to date.

What skills do you have that will be important to your success on the HSBC graduate or intern programme? Please give specific exa
have demonstrated these skills.

(max 250 words)

First is Technical skills, Technical skills are knowledge and abilities acquired after a period of training and experience, either from school or inte
skills is crucial to certain industries such as information technology and creative design to perform specific tasks. Other industries also highly c
with impressive technical skills. Then is Communication skills. almost all employers look for employees with excellent written and oral commun
skills are important to effectively communicate with future managers, workmates, and clients regardless of your work. Having excellent commu
get the job done. After that the skill i have is ability to work independently or as part of a team
Part of my job responsibilties may be working on a task with less supervision since some employers do not have the luxury of time to check all
other hand, teamwork skills are vital to finish a project while working closely with my co-workers. The last is Leadership skills are allow employ
interact with people at work. Applicants who possess these skills have knowledge of human resources, patience, and emotional intelligence in
ensuring employers that they can take care of themselves, the other employees, and even the company.

At HSBC our objective is to be the world's leading international bank. In all that we do, we also must consider the potential risks.

In your opinion, what are the top three risks facing HSBC globally and why?

(max 250 words)

First is Credit risk According to the Bank for International Settlements (BIS), credit risk is defined as the potential that a bank borrower or coun
meet its obligations in accordance with agreed terms. Credit risk is most likely caused by loans, acceptances, interbank transactions, trade fina
exchange transactions, financial futures, swaps, bonds, equities, options, and in the extension of commitments and guarantees, and the settle
In simple words, if person A borrows loan from a bank and is not able to repay the loan because of inadequate income, loss in business, death
any other reasons, the bank faces credit risk. Similarly, if you do not pay your credit card bill, the bank faces a credit risk. Second is Liquidity ri
defines liquidity risk as the risk stemming from the lack of marketability of an investment that cannot be bought or sold quickly enough to preve
However if you find this definition complex, the term ‘liquidity risk’ speaks for itself. It is the risk that may disable a bank from carrying out day-t
transactions. For the last is Reputational risk. The Financial Times Lexicon defines reputation risk as the possible loss of the organisation’s rep
Federal Reserve Board in the US defines reputational risk as the potential loss in reputational capital based on either real or perceived losses
capital. Just like any other institution or brand, a bank faces reputational risk which may be triggered by bank’s activities, rumors about the ban
unconscious non-compliance with regulations, data manipulation, bad customer service, bad customer experience inside bank branches and d
banks during critical situations. Every step taken by a bank is judged by its customers, investors, opinion leaders and other stakeholders who m
image.

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One of our values at HSBC is “courageous integrity” which is about doing the right thing.

Please describe a situation when you have challenged a decision or an action you felt was wrong. Please consider the following que
response:

• What was the situation?


• Why did you challenge the person?
• What challenges did you face in doing this?
• What approach did you take and why did you choose this approach?
• How did they react to your challenge?
• What was the direct result of your involvement?
• What did you learn from this experience?

(max 250 words)

6 Reference Please provide at least two references for HSBC to contact.


Name Company/ Organisation Position Relationship Contact Numbers

7 Information

Which Corporate Functions you would like to apply as 1st choice? (Please click here to select)

Which Corporate Functions you would like to apply as 2nd choice? (Please click here to select)
Where did you hear about our programme? (Please click here to select)
I hereby agree HSBC may use this resume for other job opportunities within HSBC. (Please click here to
Previously applied to us? (Please click here to select)

If yes, please provide the previous application details.

Country/Location Programme/Position Date (MM/YYYY)

8 Insert Resume (optional)

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9 Personal Data Processing Agreement

I confirm that the information provided in this application form is true and correct, and I agree that the information may be used a
of any documentation pertaining to the employment contract with PT. Bank HSBC Indonesia. I also understand by signing this a
agree to be bound by all the applicable and prevailing terms and conditions, policies and agreements of employment, including
and/or supporting documents, during my service with PT. Bank HSBC Indonesia. I will also submit the supporting documents as
Bank HSBC Indonesia for verification and safe keeping as mandatory documents.

Signature Date

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Country Functions Graduate Program
Application Form

n form to graduate.recruitment.hrd@hsbc.co.id

Naufal

3672072302980000

254384220

Location
(City, Country)

Malang, Indonesia

Location
(City, Country)

Cilegon, Indonesia

onger than three months.

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ds
plete names of the Licenses and Awards obtained.

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d limit the answers within 250 words or less for each question.

bout working for us and have a genuine interest in our industry. Please tell us
se address the following questions in your response:

his role and HSBC?

uccessful internationally, and I am interested in being part of HSBC's progress in the


Function Development Program by truly and wholeheartedly. Working at a bank also
company, colleagues of bankers in Indonesia and abroad, regulators, and company
d strengthen the network, strengthen friendship, which in turn will open various doors
ctor given the dominance of banks compared to the capital market in financing venture
rinciple is raising funds from the community and channeling funds to the real sector
port a healthy business world, and a healthy business world will ultimately drive

, so we are interested in the skills you have gained to date.

SBC graduate or intern programme? Please give specific examples of how you

after a period of training and experience, either from school or internship. This set of
ve design to perform specific tasks. Other industries also highly consider employees
loyers look for employees with excellent written and oral communication skills. These
tes, and clients regardless of your work. Having excellent communication skills helps
s part of a team
since some employers do not have the luxury of time to check all your work. On the
with my co-workers. The last is Leadership skills are allow employees to successfully
edge of human resources, patience, and emotional intelligence in their arsenal,
es, and even the company.

all that we do, we also must consider the potential risks.

why?

redit risk is defined as the potential that a bank borrower or counterparty will fail to
y caused by loans, acceptances, interbank transactions, trade financing, foreign
d in the extension of commitments and guarantees, and the settlement of transactions.
y the loan because of inadequate income, loss in business, death, unwillingness or
credit card bill, the bank faces a credit risk. Second is Liquidity risk. Investopedia
nvestment that cannot be bought or sold quickly enough to prevent or minimize a loss.
tself. It is the risk that may disable a bank from carrying out day-to-day cash
efines reputation risk as the possible loss of the organisation’s reputational capital. The
s in reputational capital based on either real or perceived losses in reputational
which may be triggered by bank’s activities, rumors about the bank, willing or
mer service, bad customer experience inside bank branches and decisions taken by
stomers, investors, opinion leaders and other stakeholders who mould a bank’s brand

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ng the right thing.

action you felt was wrong. Please consider the following questions in your

Contact Numbers

(Please click here to select)

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and correct, and I agree that the information may be used and treated as part
Bank HSBC Indonesia. I also understand by signing this application form, I
ditions, policies and agreements of employment, including any appendices
C Indonesia. I will also submit the supporting documents as requested by PT.
y documents.

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