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D. Look at the idioms below and match them with their corresponding meaning. (12p)
1. Cashed-up teenagers are letting loose on spending sprees. a) preventing something from causing
2. Teens should try to keep greed at bay. problems
3. Many adults had to tighten their belts because of rising costs. b) not having any money
4. Most families have to live from hand to mouth. c) having just enough for the basic needs
5. Young people today tend to go Dutch when they go out d) sharing the cost of something
together. e) doing something in a way that is not
6. Her salary is so low that she finds it hard to make ends meet. controlled
f) reducing expenditure
E. TENSES – Use an appropriate present tense of the verbs in brackets. (15p)
F. CLAUSES OF CONTRAST – Match the beginnings of the sentences to their endings. (20p)
1. It is difficult to quantify how much children are a) they can’t live without them anymore.
affected by their parents' attitudes towards b) however, they never seem to have enough.
c) many teens still don’t know how to manage
spending,
their money.
2. Rich teens own everything they want; d) whereas others prefer to use a credit card.
3. Some people usually pay cash e) nonetheless they allow people to buy things
4. Although many people dislike credit cards, that they wouldn’t otherwise be able to afford.
5. Despite having learnt about debt from their f) but it must have an impact on them for sure.
parents,
6. Credit cards may cause irresponsible spending
patterns;
G. WRITING (50p)
Comment on the following quotation by Ivan Illich (Austrian philosopher, 1926 – 2002) in about 180
words.
“In a consumer society there are inevitably two kinds of slaves: the prisoners of addiction and the prisoners
of envy.”
H. LISTENING (20p)
Step 5 – Don’t -10- from others the things you buy, nor -11- about how much money you’ve spent.
Step 6 – Assess your -12-. See if you can -13- temptation when your -14- are maxed out.
Step 7 –Key
Get- help. Gettingteenagers
CASHED-UP -15- is a great
areway for loose
letting you toon
understand the problems
spending sprees behind
averaging your
$5000 -16-.
a year
A. 1e) 2h) 3a) 4f) 5c) 6b) 7g) 8d)
B.
1. Parents should make their children work (part-time or do small chores) to earn extra
money/their own money.
2. This is important so that teens learn to save and manage their money better – they
need to know that “money doesn’t grow on trees” and so spend more wisely.
3. They mostly get their money from their parents, part-time jobs, gifts and allowances.
4. Some parents give them so much money in order to avoid conflicts and guarantee
children’s instant satisfaction (to make them happy) – so they don’t want to deprive their
children of anything.
C.
1. clothes, electronics and fast food.
2. use credit (cards) / plastic regularly to make purchases / buy things.
3. the money their get from their parents.
4. $192 a week.
5. (they are) still at school/ (they are still) studying.
6. spend more money (on expensive techno toys and video games) / they have a bigger
budget.
D. 1e) 2a) 3f) 4b) 5d) 6c)
E.
1. drives 2. Have you been 3. am spending 4. has been consuming 5. haven’t bought
F. 1f) 2b) 3d) 4a) 5c) 6e)
H.
B. 1) 17 2) reasons 3) paycheck 4) guilt 5) rush 6) needed 7) wanted 8)
closets/wardrobe 9) tags 10) hide 11) lie 12) willpower 13) resist 14) credit cards 15)
therapy 16) compulsive spending