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739.375
2002 2003 2004 2005 2006 2007 2008 2009
12% 8% 11% 11% 20% 26% 25% 26%
17% 10% 11% 12% 18% 26% 26% 26%
15% 18% 19% 23% 15% 12% 23% 24%
10% 8% 8% 13% 7% 15% 27% 34%
52% 28% 39% 22% 43% 24% 46% 38%
427% 3% 17% 34% 50% 37% 16% -5%
10% 17% 17% 14% 34% 46% 26% 26%
23% 9% 21% 10% 34% 47% 38% 25%
53% 55% 17% 8% 24% 28% 25% 33%
76% 19% 19% 17% 30% 31% 28% 24%
80%
70%
60%
50%
40% Row 7
Row 13
30%
20%
10%
0%
2002 2003 2004 2005 2006 2007 2008 2009
2005 2006 2007 2008
RoA 0.99 0.89 0.8470 1.01
RoE 18.1 15.47 14.24 17.82
DPR 15.29 16.72 16.2260 20.18
Cost/Income 47.83 58.7 54.18 49.03
CAR (Basel I) 12.45 11.88 12.34 13.54
Cost of Deposits 5.11 4.77 4.7950 5.59
Yield on Advances 7.68 7.78 8.67 9.9
Yield on Resources Deployed 7.94 7.1 6.8840 6.92
Net Interest Margin 3.39 3.4 3.31 3.07
Gross NPA 5.96 3.61 2.92 3.04
Net NPA 2.65 1.88 1.5630 1.78
20
10
0
RoA
2009 2010
70 1.04 0.88
15.07 14.84
60 20.19 20.78
46.62 52.59
12.97 12
50 6.3 5.8
10.15 9.66
40 7.1 6.52 4.79
2.93 2.66
2.86 3.05
30 1.79 1.72
20
10
0
RoA RoE DPR Cost/Income CAR (Basel I) Cost of Deposits
2005 2006 2007 2008
Basel I) Cost of Deposits Yield on Advances Yield on Resources Deployed Net Interest Margin Gross NPA Net
2005 2006 2007 2008 2009 2010
Gross NPA Net NPA