amount owing to each bank ÷ total debt amount x

proposed monthly instalment

15,000 / 40,000 x 500

10,000 / 40,000 x 500

8,000 / 40,000 x 500

7,000 / 40,000 x 500

 (……explain the problem in a few words).

RMxxxx
date.
 (……explain the problem in a few words).

RMxxxx (on a pro-rata basis as per

enclosed list of lenders) date.
(……explain the problem in a few words).
* General Line