MFi UH Loan Return Schedule

Source of
S. No Name Village Loan 1st inst (US$) 2nd inst (US$)
Financing
33 Zar Bano Sultan abad 500 $ MFI HU 167 $ +5% 167 $ +5%
34 Shamim Akhter Sultan abad 500 $ MFI HU 167 $ +5% 167 $ +5%

Note:
1 Repayment includes service charges @ 5 % of principal amount on flat charge basis
2 The loan amount will be disbursed/collected in equivalent Pak Rupees on the prevailing
currency exchange rate.
3 The service charges are used contributing towards facilitating procurement of input/beehives,
transportation, support serrvices, monitoring, disbursement and collection of loans
urn Schedule

3rd inst (US$) 4th inst (US$) 5th inst (US$) Total Amount (US$)

167 $ +5% 167 $ +5% 167 $ +5% 0

167 $ +5% 167 $ +5% 167 $ +5% 0

put/beehives,
2010 Credit & Enterprise Development (CED) Expected Honey Productio
Mircofinance Initiative at the University of Houston (MFI UH)

# of Hives Expected honey forecast

S. # Name Village Region Previou Previou
New Total New
s s
1 Zar Bano Sultanabad Gilgit 8 5 13 256 160
2 Shamim JafarSultanabad Gilgit 3 5 8 96 160

Prepared by: Garee Khan

EDA HF GOG
ney Production
H)

d honey forecast
Total
416
256
 MFi UH Status of Loan Recovery a

Total Recoverable Source of Target (Amount in

S. No Name Village
Loan with 5% Financing PK Rs) (May 25-30)

1 Zar Bano Sultan abad 42000 MFI HU 0

2 Shamim Akhter Sultan abad 42000 MFI HU 0
Total 84000 0 0
atus of Loan Recovery as on June 2010

Target (Amount in $) Receivable Honey Received Received Received Variance

(May 25-30) (Kg) Honey (Kg) amount (PKR) amount (US$) Honey (kg)

0 0.0 0.0 0.0 0.0

0 0.0 0.0 0.0 0.0
0 0.00 0 0 0.0 0.00
 Variance
Recovery %
Amount (PKR) Amount (US $)
0 0.00 0.00
0 0.00 0.00
0 0.0 #DIV/0!
 Honey Collection Details as o

Receivable 1st Inst in Receivable

S. No Name Village Region Loan US$
Honey kg US$ honey 1st inst

1 Zar Bano Sultanabad Gilgit 500 144.83 175 48.28

2 Shamim Sultanabad Gilgit 500 144.83 175 48.28

Total 1000 290 350 97
ollection Details as on August 30, 2010

Cash Total
Received Per kg Amount 1st Inst 2nd Inst Default
Received Received
honey (kg) US$ US$ US$ US$ US$
US$ US$
26.5 3.63 96 25 121 121 0 229

0 3.63 0 25 25 25 0 325
27 3.63 96 50 146 146 0 554
Recoverable US$ Recovery
to date % to date

350 0.43

350 0.09
700 21
 MFI UH Flood Status September 2010
Number of
Number of
Beehives
S. No Name Village Region Loan US$ Beehives
Damaged by
Before Floods
Floods
1 Zar Bano Sultanabad Gilgit 500 13 7
2 Shamim Sultanabad Gilgit 500 8 4
Total 1000 21 11

Note: unit cost of single bee hive @ 9000 PKR

US$ conversion ratio @ 85
0

Honey US $ Grants
production required

40 742
22 424
62 1,166