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TARUN BANSAL

Lets be winner in any case.

B-14, Neelamber Aptts., Sainik Vihar


Pitampura, Delhi - 110034
Ph: 9899212115 Email: tarun.lic@gmail.com

Jeevan Anand
. . . . a life free of worries

Date : 01/02/2009

Illustration specially customized for Mr. Tarun Aged 30 Years.

Jeevan Anand is an innovative insurance product from Life Insurance Corporation of India,
which combines the benefits of an Endowment Policy and a Whole Life Policy.

Under this plan you pay premiums for a limited period. During the premium paying period
you are covered to the extent of the sum assured and the bonuses that vest on this
policy. After the premium term is over the sum assured together with accumulated
bonuses and final additional bonus (if any) become payable to you free of any income tax.

The highlight of this plan is that even after the maturity of the policy the coverage on your
life continues for your lifetime to the extent of the sum assured without the payment of
any further premiums.

General Terms of this Plan

Minimum Age At Entry 18 years completed

Maximum Age At Entry 65 years (Age Nearer Birthday)

Maximum Premium 75 years (Age Nearer Birthday)


Ceasing Age

Premium Paying Term 5 years to 57 years

Minimum Sum Assured Rs. 1,00,000

Maximum Sum Assured No Limit

Double Accident Exclusively available upto Rs.5,00,000 during the Premium


Benefit paying term and thereafter upto age 70. No additional
premium is required to be paid

Loans Available after payment of 3 full years premiums


TARUN BANSAL
Lets be winner in any case.

B-14, Neelamber Aptts., Sainik Vihar


Pitampura, Delhi - 110034
Ph: 9899212115 Email: tarun.lic@gmail.com

A Proposal Jeevan Anand for you

Sum Proposed : Rs.500000 Premium Payable For : 25 Years Premium Payable : Yearly

Basic Premium : Rs.20978 Rider Premiums : Rs.0 Total Premium : Rs. 20978
* #
Interim Bonus Rate : 45 Assumed Bonus Rate : 50 Step Rate :0

Sec.80 CCE Inv. Limit : Rs.100000 Sec.80 CCE Tax Rebate : 30.60%

Insurance Facts

Risk Cover Annual Tax Nett Returns New Loan Total Loan
Year Age Normal Accident Premium Saved Premium From L.I.C. Available Available

2009 30 525000 1025000 20978 6419 14559 0 0 0


2010 31 550000 1050000 20978 6419 14559 0 0 0
2011 32 575000 1075000 20978 6419 14559 0 12750 12750
2012 33 600000 1100000 20978 6419 14559 0 19000 31750
2013 34 625000 1125000 20978 6419 14559 0 12000 43750
2014 35 650000 1150000 20978 6419 14559 0 13750 57500
2015 36 675000 1175000 20978 6419 14559 0 15500 73000
2016 37 700000 1200000 20978 6419 14559 0 17750 90750
2017 38 725000 1225000 20978 6419 14559 0 19750 110500
2018 39 750000 1250000 20978 6419 14559 0 22500 133000
2019 40 775000 1275000 20978 6419 14559 0 25000 158000
2020 41 800000 1300000 20978 6419 14559 0 28250 186250
2021 42 825000 1325000 20978 6419 14559 0 31750 218000
2022 43 850000 1350000 20978 6419 14559 0 35250 253250
2023 44 895000 1395000 20978 6419 14559 0 39500 292750
2024 45 930000 1430000 20978 6419 14559 0 44250 337000
2025 46 970000 1470000 20978 6419 14559 0 43750 380750
2026 47 1005000 1505000 20978 6419 14559 0 49250 430000
2027 48 1057500 1557500 20978 6419 14559 0 55500 485500
2028 49 1150000 1650000 20978 6419 14559 0 62750 548250
2029 50 1220000 1720000 20978 6419 14559 0 71500 619750
2030 51 1290000 1790000 20978 6419 14559 0 86250 706000
2031 52 1360000 1860000 20978 6419 14559 0 96750 802750
2032 53 1430000 1930000 20978 6419 14559 0 108750 911500
2033 54 1500000 2000000 20978 6419 14559 0 122250 1033750
2034 55 500000 1000000 0 0 0 1500000 135750 135750
2035 56 500000 1000000 0 0 0 0 6250 142000
2036 57 500000 1000000 0 0 0 0 6250 148250
2037 58 500000 1000000 0 0 0 0 6500 154750
2038 59 500000 1000000 0 0 0 0 6750 161500
2039 60 500000 1000000 0 0 0 0 6500 168000
2040 61 500000 1000000 0 0 0 0 7000 175000
2041 62 500000 1000000 0 0 0 0 6750 181750
2042 63 500000 1000000 0 0 0 0 7000 188750
2043 64 500000 1000000 0 0 0 0 7000 195750
2044 65 500000 1000000 0 0 0 0 7000 202750
2045 66 500000 1000000 0 0 0 0 7000 209750
2046 67 500000 1000000 0 0 0 0 7000 216750
2047 68 500000 1000000 0 0 0 0 7000 223750
2048 69 500000 1000000 0 0 0 0 7000 230750
2049 70 500000 500000 0 0 0 0 7000 237750
2050 71 500000 500000 0 0 0 0 7000 244750
2051 72 500000 500000 0 0 0 0 7000 251750
2052 73 500000 500000 0 0 0 0 6750 258500
2053 74 500000 500000 0 0 0 0 6750 265250
2054 75 500000 500000 0 0 0 0 6500 271750
2055 76 500000 500000 0 0 0 0 6500 278250
2056 77 500000 500000 0 0 0 0 6250 284500
2057 78 500000 500000 0 0 0 0 6250 290750
2058 79 500000 500000 0 0 0 0 6250 297000
2059 80 500000 500000 0 0 0 0 5750 302750
2060 81 500000 500000 0 0 0 0 5750 308500
2061 82 500000 500000 0 0 0 0 5750 314250
2062 83 500000 500000 0 0 0 0 5500 319750
2063 84 500000 500000 0 0 0 0 5250 325000
2064 85 500000 500000 0 0 0 0 5000 330000
2065 86 500000 500000 0 0 0 0 5000 335000
2066 87 500000 500000 0 0 0 0 4750 339750
2067 88 500000 500000 0 0 0 0 4500 344250
2068 89 500000 500000 0 0 0 0 4750 349000
2069 90 500000 500000 0 0 0 0 4250 353250
2070 91 500000 500000 0 0 0 0 4500 357750
2071 92 500000 500000 0 0 0 0 4500 362250
2072 93 500000 500000 0 0 0 0 4750 367000
2073 94 500000 500000 0 0 0 0 5750 372750
2074 95 500000 500000 0 0 0 0 5000 377750
2075 96 500000 500000 0 0 0 0 9750 387500
2076 97 500000 500000 0 0 0 0 9500 397000
2077 98 500000 500000 0 0 0 0 22000 419000
2078 99 500000 500000 0 0 0 0 0 0
2079 100 500000 500000 0 0 0 0 0 0

524450 160475 363975 1500000


TARUN BANSAL
Lets be winner in any case.

B-14, Neelamber Aptts., Sainik Vihar


Pitampura, Delhi - 110034
Ph: 9899212115 Email: tarun.lic@gmail.com

Benefits Summary*

Minimum Risk Cover (Normal) Rs. 525000

Minimum Risk Cover (Accidental) Rs. 1025000

Maximum Risk Cover (Normal) Rs. 1500000

Maximum Risk Cover (Accidental) Rs. 2000000

Annual Tax Savings (Sec. 80 CCE) Rs. 6419

Total Premium to be paid Rs. 524450

Maturity Amount in 2034 Rs. 1500000

Free Risk Cover from 2034 Rs. 500000


onwards for Lifetime

Free additional accidental cover


Rs. 500000
from 2034 to 2049 ,when you
reach age of 70 yrs

1. '*' : - Assuming that LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2009

2. '#' : - Assuming that bonus rate declared by LIC will increase/decrease per year by step rate mentioned above.

The above statement is based on certain assumptions which are


liable to change according to Government/Corporation's policies.

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