SCHOOL SAN LORENZO RUIZ SENIOR HIGH SCHOOL GRADE LEVEL GRADE 11

GRADE 11
DAILY LESSON LOG
TEACHER RON ROBERT M. PECAǸA LEARNING AREA GENERAL MATHEMATICS

TEACHING DATE September 17-21, 2018 SEMESTER 1ST

Session 1 Session 2 Session 3 Session 4 Session 5

I.OBJECTIVES

A. Content Standard The learner demonstrates understanding of key concepts of simple and compound interests, and simple and general annuities.

B. Performance Standard The learner is able to investigate, anayze and solve problems involving simple and compound interests and simple and general annuities using appropriate
business and financial instruments.
At the end of the lesson, the At the end of the lesson, At the end of the lesson, the At the end of the lesson, the At the end of the lesson, the
C. Learning learners are expected to learners are expected to learners are expected to learners are expected to learners are expected to
Competencies/ 1. find the future and present 1. find the future and present 1. find the future and 1. find the future and present 1. find the future and
Objectives value of simple annuity; value of simple annuity; M11GM present value of general value of general annuities present value of general
M11GM –lla-1 –lla-1 annuities M11GM –ll – c- d-1 M11GM –ll – c- d-1 annuities M11GM –ll – c- d-1
2. Calculate the fair market 2. Calculate the fair market 2. Calculate the fair market
2. participate actively in class 2. participate actively in class value of a cash flow stream value of a cash flow stream value of a cash flow stream
discussion discussion that includes an annity. that includes an annity. that includes an annity.
M11GM –ll – c-d-2 M11GM –ll – c-d-2 M11GM –ll – c-d-2

BASIC BUSINESS BASIC BUSINESS BASIC BUSINESS BASIC BUSINESS BASIC BUSINESS
II. CONTENT MATHEMATICS MATHEMATICS MATHEMATICS MATHEMATICS MATHEMATICS
III. LEARNING RESOURCES

A.References

1. Teacher’s Guide pages General Mathematics TG, General Mathematics TG, General Mathematics TG, General Mathematics TG, General Mathematics TG, on

2. Learner’s Material pages General Mathematics LM, General Mathematics LM, General Mathematics LM, General Mathematics LM, General Mathematics LM,
selected pages selected pages selected pages selected pages selected pages
 3. Textbook page
4. Additional materials from Learning
Resources (LR) portal
B.Other Learning Resources
IV. PROCEDURES
A. Reviewing previous lesson
or presenting the new
lesson
B. Establishing purpose for the
lesson
C. Presenting examples/
instances of the new lesson
D. Discussing new concepts and
practicing new skills # 1
E. Discussing new concept and
practicing new skills # 2
F. Developing Mastery
(Leads to formative
assessment )
G. Finding practical application of
concepts in daily living
H. Making Generalization and
abstraction about the lesson
A. Preparatory Activities
1. Greetings
2. Classroom Management
3. Checking of Attendance
4. Checking of Assignment
B. Motivation
Ask the students the following
questions:
1. How do you understand
the concept of “ Presesnt
Value”
2. What makes it different
from future Value?
Lesson Proper
Using the same intro problem
yesterday, discuss the
process of value of a simple
annuity.
Ex. Suppose Mrs. Remoto
would like to save P3,000 at
the end of each month for six
months, in a fund that gives
9% compounded monthly.
A. Preparatory Activities
1. Greetings
2. Classroom Management
3. Checking of Attendance\
4. Checking of Assignment
B. Motivation
Ask the students to give a
situation where Future Value is
to be solved. Do the same
thing with Present Value.
VALUING
Would you rather purchase a
product and pay it by
installment although you have
the money to pay for it or You
would pay the item in cash
although you know that that is
the last money in your wallet?
A. Preparatory Activities
1. Greetings
2. Classroom Management
3. Checking of Attendance
4. Review the difference
between Simple Annuity and
General ANnuity
B. Motivation
Group the students.
Allow them to recall how to
find equivalent rates
through a game.
RATE ME!
Write on strips of papers the
interest rates that they will
be converting to the
specified equivalent rates.
Ex.
12% compunded monthly =
__________compounded
annually
10% compounded quarterly
=_______compounded semi
annually.
A. Preparatory Activities
1. Greetings
2. Classroom Management
3. Checking of Attendance
4. Checking of Assignment
B. Motivation/Review
Recall the definition of
Presnt Value and relate it to
Future Value.
C. Lesson Proper
(Continuation of the Lesson)
Discussion of the Present
Value of the General
Annuity.
Emphasize that the formula
in finding the present value
of a simple annuity is the
same as the present value of
a general annuity.
A. Preparatory Activities
1. Greetings
2. Classroom Management
3. Checking of Attendance\
4. Checking of Assignment
B. Motivation
GUESS ME
Ask the students to give the
term that you are going to
describe
- PRESENT AND
FUTURE VALUE
- CASH FLOW AND
FAIR MARKET VALUE
- SIMPLE AND
GENERAL ANNUITY
Lesson Proper
GROUP ACTIVITY
The students will be given an
activity sheet where they will
be asked to solve problems
involving the Future Value
 How much is the present
I. Additional activities for value of her savings after 6
application/EVALUATION months?
Discuss the solution.
Show that the present value
and future value of an
annuity are related by
F = P(1+j)n and
P = F/(1+j)n
The teacher will explain how
the formula for finding the
amount of an ordinary
annuity is derived.
Present Value
where
R is the regular payment
J is the rate per period
n is the number of payments
Let the students solve the
given example using the
formula.
Ask the students to solve
example number 4 and 5
from the book on pages 209
and 210 respectively.
Seatwork
GROUP ACTIVITY
The students will be given an
activity sheet where they will
be asked to solve problems
involving the Future Value and
Present Value of a simple
annuity.
Checking of the Activity
The students will be asked to
discussed the problems that
are only answered by few.
Let each group draw 3
papers. For a given period
of time, let them compute
for the equivalent rates.
Lesson Proper
- Recall the definiton
ofgeneral annuity.
- Allow the students to
provide real life examples of
general annuity.
Ex:
a. monthly installment
payment of a car with an
interest rate that is
compounded annually.
- Discuss the Amount of
Future Value of a General
Ordinary Annuity
- Provide examples of
problems in the book.
Seatwork:
Ask the students to answer
the following.
1. A teacher saves P5000
every six months in a bank
that pays 0.25%
compounded monthly. How
much will be her savings
after 10 years.
2. Ken borrowed an amount
of money from Kat. He
and Present Value of a simple
annuity.
Checking of the Activity
- Discuss the meaning of
cash flow and fair market
value The students will be asked to
- Solve problems provided discussed the problems that
on the book. are only answered by few.
- Lead the students in
solving the given problems.
-Allow them to solve the
other problems.
Seatwork:
1. Ken borrowed an amount
of money from Kat. He
agrees to pay the principal
plus interest by paying
P38,973.76 each year for 3
years. How much did he
borrow if interest is 8%
compounded quarterly?
Generalization:
1. State the formula in
finding the Present Value of
Annuity.
2. What is the difference in
solving the presnt value of
a simple annuity and general
annuity.
Assignment:
Ask the students to answer
The activities on page 225
numbered 1-4. Answer only
the presnt value part.
V. REMARKS/REFLECTION

A. No. Of learners who earned 80% on

the formative assesment

B. No. Of learners who requires

additional activities for remediation

C. No. Of learners who continues to

require remediation

D. Which of my teaching strategies

works well? Why did this works?

E. What innovation or localized

materials did I use / discover which I
wish to share with other teachers?

Prepared by:

RON ROBERT M. PECANA Checked by:

Master Teacher II
RICHARD T. SANTOS
Principal II