TOMO ) SSootish Widows Limited PO Box 1140 stalbans ALT 9UQ MeL ThityPointTwo 32 Niddrie Mil Drive Edinburgh Migiotvan EHTS SHB 18 Septomber 2018 Who is covered: Mr Liam ThiryPointTWwo Plan & Protect: SW500000868 Dear Mr ThirtyPointT wo KEY DOCUMENTS FOR YOUR NEW PROTECTION POLICY ‘Thank you for taking out a Plan & Protect policy through Bank of Scotland which started on 6 August 2018. Please read this letter and the enclosed documents carefully and let us know if any of the information is wrong, Important documents ‘The following important documents are enclosed. Please keep them together in a safe place. + Application Summary + Policy Schedule Terms and Conditions ‘These documents contain full details of the cover you have taken out and the payments you'll make. You should read them carelully to make sure you understand the terms of the policy and that is suitable for your needs. Your right to cancel You have the right to change your mind and cancel your policy for any reason within 30 days of receiving this letter. Youll receive a ful ratund of any payments you have made. if you want to cancel please call us on 0390 6781060 within 30 days of receiving this leter. Or you can send us a writen instruction to cancel within 30 days of receiving this letter. Written instructions should be sent to: Scottish Widows Limited PO Box 1140 St Albans ALT 9UQ It you cancel alter the 30 day period you won't get back any payments you have made.Payment and Direct Debit details ‘These are the bank details you gave when you applied for your Plan & Protect policy. If any of these details are ‘wrong, please call us to let us know as soon as you can. Bank Account Number: **"*1262 Bank sort code: 87-70-01 The next payment well collect from you on 21 August 2018 will be £25.44. Future payments will continue to be collected on this day of the month and wil appear on your bank statement with the following reference: Originator identification number: 839623 Reference numiver: SW500000668 You can cancel or change your Direct Debit detalis at any time. If you do cancel your Direct Debit and don't set up another one so that your payments can continue to be paid, your policy will end and no benefit will be paid. Direct Debit Guarantee * This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits + If there are any changes to the amount, date or frequency of your Direct Debit Scottish Widows will notify you 10 working days in advance of your account being debited or as otherwise agreed. I you request Scottish Widows to collect a payment, confirmation of the amount and date will be given to you at the time of the request, + If'an error is made in the payment of your Direct Debit by Scottish Widows or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society + Ifyou receive a refund you are not entiled to, you must pay it back when Scottish Widows asks you to. + You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us. It you have any questions, please call us on 0330 6781080. We're open Monday to Friday between 9am and 5pm. Yours sinceraly Cae. ‘Administration Department= = = = = Application Summary ‘This section shows the questions asked and the answers you provided when you applied for your Plan & Protect policy. If the information is correct you don't need to do anything. {t's really important that you check this information carefully. f anything in this summary isn’t correct, ‘may result in us not paying a claim, reducing the amount we pay or cancelling your policy. You'll need to let us know right away by calling us on 0330 6781060, We are open Monday to Friday between ‘8am and Spm. Where we can, we'll make changes to your policy to reflect the correct information. We can do this for administrative changes such as a change of name or address. However, other amendments could have more cof an impact and will mean that this policy will be cancelled and a new application will need to be completed with the correct information by contacting your adviser. Please tellus if you make any changes to your name and address by calling us on the telephone number above, even it you have notified your bank. If you make any updates to your mortgage in the future or pay your mortgage off you should review your remaining cover to ensure it stil meets your needs, 1 i Rud Cee Cr) oe i fed ed ‘sws00000668 Mr Liam ThintyPointTwo £210,000.00 Life and Body | 5 years Level 6 August 2023 Your details Title [ir Ema ates —_ ‘Smoker status Nonamoker Health & Lifestyle Details Please tell us some things about yourself 's applicant answering the underwriting questions over the No telephone? Options - Yes, No What is your height? 1.83m or 6 feet 0 inches