I = interest Reference

Actual profit per box WC Investment/ Box

4.50
as of now with 1.25% interest
259.26

Rate of I 1.25% Option 1

1% Option 2
0.75% Option 3
0.00% Option 4

Investment 7000000 8500000 10000000 11500000 13000000

A) Capital (FC) 3500000 Increase in WC 1500000
Year 1 Year 2 Year 3 Year 4 Year 5
B) Working(WC) 3500000 5000000 6500000 8000000 9500000
Sales projections 13500 19286 25071 30857 36643

Expenses Fixed Exp. / box Difference

A) All other than I 56000 Year 1 4.15 0.00
a)salary @4500 27,000 Year 2 2.90 1.24
b)godwon rent 12500 Year 3 2.23 1.91
c) mobile + petrol + electricity 11500 Year 4 1.81 2.33
d) other expenses 5000 Year 5 1.53 2.62

B) Interest on WC(I)
Option 1 43750 62500 81250 100000 118750
Option 2 35000 50000 65000 80000 95000
Option 3 26250 37500 48750 60000 71250
Option 4 0 0 0 0 0
 Year 1 Year 2
Interest expense per box Interest expense per box
@ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
3.24 2.59 1.94 0.00 3.24 2.59
Increase in profit per box Increase in profit per box
@ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
0.00 0.65 1.30 3.24 1.24 1.89
Profit per box according to calculations Profit per box according to calculations
@ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
4.50 5.15 5.80 7.74 5.74 6.39
Projected Avg. sales of box/m. 13500 Projected Avg. sales of box/m.
Average profit calculations Average profit calculations
Months @ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
1 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
2 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
3 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
4 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
5 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
6 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
7 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
8 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
9 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
10 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
11 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
12 60750.0 69500.0 78250.0 104500.0 110785.7 123285.7
Total 729000.0 834000.0 939000.0 1254000.0 1329428.6 1479428.6

after 3 yrs 3788871.4 4216371.4 4643871.4 5926371.4

after 4 yrs 6192642.9 6848142.9 7503642.9 9470142.9
after 5 yrs 9166821.4 10093071.4 11019321.4 13798071.4 2.986
 Year 2 Year 3 Year 4
nterest expense per box Interest expense per box Interest expense per box
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
1.94 0.00 3.24 2.59 1.94 0.00 3.24 2.59
ncrease in profit per box Increase in profit per box Increase in profit per box
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
2.54 4.49 1.91 2.56 3.21 5.16 2.33 2.98
er box according to calculations Profit per box according to calculations Profit per box according to calculatio
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
7.04 8.99 6.41 7.06 7.71 9.66 6.83 7.48
Avg. sales of box/m. 19286 Projected Avg. sales of box/m. 25071 Projected Avg. sales of box/m.
erage profit calculations Average profit calculations Average profit calculations
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00% @ 1.25% @1.00%
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
135785.7 173285.7 160821 177071 193321 242071 210857 230857
1629428.6 2079428.6 1929857.14 2124857.14 2319857.14 2904857.14 2530285.71 2770285.71
 Year 4 Year 5
nterest expense per box Interest expense per box
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00%
1.94 0.00 3.24 2.59 1.94 0.00
ncrease in profit per box Increase in profit per box
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00%
3.63 5.57 2.62 3.27 3.92 5.86
er box according to calculations Profit per box according to calculations
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00%
8.13 10.07 7.12 7.77 8.42 10.36
Avg. sales of box/m. 30857 Projected Avg. sales of box/m. 36643
erage profit calculations Average profit calculations
@0.75% @ 0.00% @ 1.25% @1.00% @0.75% @ 0.00%
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
250857 310857 260893 284643 308393 379643
3010285.71 3730285.71 3130714.29 3415714.29 3700714.29 4555714.29
 Interest expenses / box Work
3.50 3.24 10000000
Rupees/box

3.00 9000000
2.59 8000000
2.50 Interest expense per
box @ 1.25% 7000000 6500
1.94
2.00 @1.00% 6000000
5000000
1.50 @0.75% 5000000
@ 0.00% 4000000 3500000
1.00
3000000
0.50
2000000
0.00
0.00 1000000
Options 0
Year 1 Year 2 Year

Fixed Cost Break-up, 56000 Woking ca

40000

35000

Projected sales volume/ month

30000
5000
a)salary @4500 25000
b)godwon rent
11500 c) mobile + petrol + electricity 20000
27000 d) other expenses
15000
1; 13500
10000
12500
5000

0
3000000 4000000

Projected fixed cost /box & difference/box annualy

4.50 4.15
4.00
3.50
3.00 2.90
2.62
2.50 2.23 2.33
2.00 1.91 1.81
1.53
1.50 1.24
1.00
0.50
0.00
0.00
Year 1 Year 2 Year 3 Year 4 Year 5

Fixed Exp. / box Difference

 1.91 1.81
2.00
1.53
1.50 1.24
1.00
0.50
0.00
0.00
Year 1 Year 2 Year 3 Year 4 Year 5

Fixed Exp. / box Difference

 Working(WC)
9500000

8000000

6500000

5000000 B) Working(WC)

00000

ear 1 Year 2 Year 3 Year 4 Year 5

Woking captilal n projected sales volume

40000 5; 36643
35000
Projected sales volume/ month

30000 4; 30857

25000 3; 25071

20000 2; 19286
15000
1; 13500
10000

5000

0
3000000 4000000 5000000 6000000 7000000 8000000 9000000 10000000
Working Capital Investment