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3.

Una pareja de recien casados compra un departamento de 95000 pagando 15000 de enganche y por saldo adquie
interes del 27% capitalizable cada mes.
a. Calcule el pago mensual
b. Que cantidad del pago numero 72 se destina a intereses y que cantidad se aplica a reducir la deuda
c que cantidad se debe inmediatamente despues de efectuado el pa 95000
int. Efectivo 0.0225 15000
A $ 1,876.16 80000

INTERESES
B 72 1876.16 1506.47

C 66584.31

9.
Un automovil cuyo precio de contado es de 45730 se vende cin un enganche del 10% del precio de contado y el
saldo en pagos quincenales a 3 meses de plazo, con un interes del 33.648% capitalizable cada quincena elaborar la
taba de amortizacion.

INT- EFECTIVO
45730 N
4573 PAGO
41157

periodo pago interes abono


0
1 $ 7,200.00 577.02114 $ 6,622.98
2 $ 7,200.00 484.16697 $ 6,715.83
3 $ 7,200.00 390.01098 $ 6,809.99
4 $ 7,200.00 294.53493 $ 6,905.47
5 $ 7,200.00 197.72031 $ 7,002.28
6 $ 7,200.00 99.548339 $ 7,100.45

Integrantes
DIANA GARCIA
JORGE SUAREZ
JAVIER FRANK
000 de enganche y por saldo adquieren un credito a 12 años con una tasa de
talizable cada mes. periodo pago
0
d se aplica a reducir la deuda 1 $ 1,876.16
2 $ 1,876.16
3 $ 1,876.16
4 $ 1,876.16
5 $ 1,876.16
ABONO 6 $ 1,876.16
369.70 66584.31 7 $ 1,876.16
8 $ 1,876.16
9 $ 1,876.16
10 $ 1,876.16
11 $ 1,876.16
12 $ 1,876.16
13 $ 1,876.16
el 10% del precio de contado y el 14 $ 1,876.16
talizable cada quincena elaborar la
15 $ 1,876.16
16 $ 1,876.16
17 $ 1,876.16
18 $ 1,876.16
19 $ 1,876.16
20 $ 1,876.16
0.01402 $ 1,876.16
6 22 $ 1,876.16
$ 7,200.00 23 $ 1,876.16
24 $ 1,876.16
25 $ 1,876.16
saldo 26 $ 1,876.16
41157 27 $ 1,876.16
$ 34,534.02 28 $ 1,876.16
$ 27,818.19 29 $ 1,876.16
$ 21,008.20 30 $ 1,876.16
$ 14,102.73 31 $ 1,876.16
$ 7,100.45 32 $ 1,876.16
$ -0.00 33 $ 1,876.16
34 $ 1,876.16
35 $ 1,876.16
36 $ 1,876.16
37 $ 1,876.16
38 $ 1,876.16
39 $ 1,876.16
40 $ 1,876.16
41 $ 1,876.16
42 $ 1,876.16
43 $ 1,876.16
44 $ 1,876.16
45 $ 1,876.16
46 $ 1,876.16
47 $ 1,876.16
48 $ 1,876.16
49 $ 1,876.16
50 $ 1,876.16
51 $ 1,876.16
52 $ 1,876.16
53 $ 1,876.16
54 $ 1,876.16
55 $ 1,876.16
56 $ 1,876.16
57 $ 1,876.16
58 $ 1,876.16
59 $ 1,876.16
60 $ 1,876.16
61 $ 1,876.16
62 $ 1,876.16
63 $ 1,876.16
64 $ 1,876.16
65 $ 1,876.16
66 $ 1,876.16
67 $ 1,876.16
68 $ 1,876.16
69 $ 1,876.16
70 $ 1,876.16
71 $ 1,876.16
72 $ 1,876.16
73 $ 1,876.16
74 $ 1,876.16
75 $ 1,876.16
76 $ 1,876.16
77 $ 1,876.16
78 $ 1,876.16
79 $ 1,876.16
80 $ 1,876.16
81 $ 1,876.16
82 $ 1,876.16
83 $ 1,876.16
84 $ 1,876.16
85 $ 1,876.16
86 $ 1,876.16
87 $ 1,876.16
88 $ 1,876.16
89 $ 1,876.16
90 $ 1,876.16
91 $ 1,876.16
92 $ 1,876.16
93 $ 1,876.16
94 $ 1,876.16
95 $ 1,876.16
96 $ 1,876.16
97 $ 1,876.16
98 $ 1,876.16
99 $ 1,876.16
100 $ 1,876.16
101 $ 1,876.16
102 $ 1,876.16
103 $ 1,876.16
104 $ 1,876.16
105 $ 1,876.16
106 $ 1,876.16
107 $ 1,876.16
108 $ 1,876.16
109 $ 1,876.16
110 $ 1,876.16
111 $ 1,876.16
112 $ 1,876.16
113 $ 1,876.16
114 $ 1,876.16
115 $ 1,876.16
116 $ 1,876.16
117 $ 1,876.16
118 $ 1,876.16
119 $ 1,876.16
120 $ 1,876.16
121 $ 1,876.16
122 $ 1,876.16
123 $ 1,876.16
124 $ 1,876.16
125 $ 1,876.16
126 $ 1,876.16
127 $ 1,876.16
128 $ 1,876.16
129 $ 1,876.16
130 $ 1,876.16
131 $ 1,876.16
132 $ 1,876.16
133 $ 1,876.16
134 $ 1,876.16
135 $ 1,876.16
136 $ 1,876.16
137 $ 1,876.16
138 $ 1,876.16
139 $ 1,876.16
140 $ 1,876.16
141 $ 1,876.16
142 $ 1,876.16
143 $ 1,876.16
144 $ 1,876.16
interes abono saldo
80000
1800 $ 76.16 $ 79,923.84
1798.286 $ 77.88 $ 79,845.96
1796.534 $ 79.63 $ 79,766.33
1794.742 $ 81.42 $ 79,684.90
1792.91 $ 83.25 $ 79,601.65
1791.037 $ 85.13 $ 79,516.52
1789.122 $ 87.04 $ 79,429.48
1787.163 $ 89.00 $ 79,340.48
1785.161 $ 91.00 $ 79,249.47
1783.113 $ 93.05 $ 79,156.42
1781.02 $ 95.15 $ 79,061.28
1778.879 $ 97.29 $ 78,963.99
1776.69 $ 99.47 $ 78,864.52
1774.452 $ 101.71 $ 78,762.80
1772.163 $ 104.00 $ 78,658.80
1769.823 $ 106.34 $ 78,552.46
1767.43 $ 108.73 $ 78,443.73
1764.984 $ 111.18 $ 78,332.55
1762.482 $ 113.68 $ 78,218.86
1759.924 $ 116.24 $ 78,102.62
1757.309 $ 118.86 $ 77,983.77
1754.635 $ 121.53 $ 77,862.24
1751.9 $ 124.26 $ 77,737.97
1749.104 $ 127.06 $ 77,610.91
1746.246 $ 129.92 $ 77,480.99
1743.322 $ 132.84 $ 77,348.15
1740.333 $ 135.83 $ 77,212.32
1737.277 $ 138.89 $ 77,073.43
1734.152 $ 142.01 $ 76,931.42
1730.957 $ 145.21 $ 76,786.21
1727.69 $ 148.47 $ 76,637.74
1724.349 $ 151.82 $ 76,485.92
1720.933 $ 155.23 $ 76,330.69
1717.441 $ 158.72 $ 76,171.97
1713.869 $ 162.30 $ 76,009.67
1710.218 $ 165.95 $ 75,843.73
1706.484 $ 169.68 $ 75,674.04
1702.666 $ 173.50 $ 75,500.55
1698.762 $ 177.40 $ 75,323.14
1694.771 $ 181.39 $ 75,141.75
1690.689 $ 185.48 $ 74,956.27
1686.516 $ 189.65 $ 74,766.63
1682.249 $ 193.92 $ 74,572.71
1677.886 $ 198.28 $ 74,374.43
1673.425 $ 202.74 $ 74,171.69
1668.863 $ 207.30 $ 73,964.39
1664.199 $ 211.97 $ 73,752.42
1659.43 $ 216.74 $ 73,535.69
1654.553 $ 221.61 $ 73,314.08
1649.567 $ 226.60 $ 73,087.48
1644.468 $ 231.70 $ 72,855.78
1639.255 $ 236.91 $ 72,618.87
1633.925 $ 242.24 $ 72,376.63
1628.474 $ 247.69 $ 72,128.94
1622.901 $ 253.26 $ 71,875.68
1617.203 $ 258.96 $ 71,616.72
1611.376 $ 264.79 $ 71,351.93
1605.418 $ 270.75 $ 71,081.18
1599.327 $ 276.84 $ 70,804.35
1593.098 $ 283.07 $ 70,521.28
1586.729 $ 289.44 $ 70,231.84
1580.216 $ 295.95 $ 69,935.89
1573.558 $ 302.61 $ 69,633.29
1566.749 $ 309.42 $ 69,323.87
1559.787 $ 316.38 $ 69,007.49
1552.669 $ 323.50 $ 68,684.00
1545.39 $ 330.77 $ 68,353.22
1537.948 $ 338.22 $ 68,015.01
1530.338 $ 345.83 $ 67,669.18
1522.557 $ 353.61 $ 67,315.57
1514.6 $ 361.56 $ 66,954.01
1506.465 $ 369.70 $ 66,584.31
1498.147 $ 378.02 $ 66,206.29
1489.642 $ 386.52 $ 65,819.77
1480.945 $ 395.22 $ 65,424.55
1472.052 $ 404.11 $ 65,020.43
1462.96 $ 413.20 $ 64,607.23
1453.663 $ 422.50 $ 64,184.73
1444.156 $ 432.01 $ 63,752.72
1434.436 $ 441.73 $ 63,310.99
1424.497 $ 451.67 $ 62,859.32
1414.335 $ 461.83 $ 62,397.49
1403.944 $ 472.22 $ 61,925.27
1393.319 $ 482.85 $ 61,442.43
1382.455 $ 493.71 $ 60,948.72
1371.346 $ 504.82 $ 60,443.90
1359.988 $ 516.18 $ 59,927.72
1348.374 $ 527.79 $ 59,399.93
1336.498 $ 539.67 $ 58,860.26
1324.356 $ 551.81 $ 58,308.46
1311.94 $ 564.22 $ 57,744.23
1299.245 $ 576.92 $ 57,167.31
1286.265 $ 589.90 $ 56,577.41
1272.992 $ 603.17 $ 55,974.24
1259.42 $ 616.74 $ 55,357.49
1245.544 $ 630.62 $ 54,726.87
1231.355 $ 644.81 $ 54,082.06
1216.846 $ 659.32 $ 53,422.75
1202.012 $ 674.15 $ 52,748.59
1186.843 $ 689.32 $ 52,059.27
1171.334 $ 704.83 $ 51,354.44
1155.475 $ 720.69 $ 50,633.75
1139.259 $ 736.91 $ 49,896.85
1122.679 $ 753.49 $ 49,143.36
1105.726 $ 770.44 $ 48,372.92
1088.391 $ 787.77 $ 47,585.15
1070.666 $ 805.50 $ 46,779.65
1052.542 $ 823.62 $ 45,956.03
1034.011 $ 842.15 $ 45,113.87
1015.062 $ 861.10 $ 44,252.77
995.6873 $ 880.48 $ 43,372.29
975.8766 $ 900.29 $ 42,472.00
955.6201 $ 920.54 $ 41,551.46
934.9078 $ 941.26 $ 40,610.20
913.7296 $ 962.44 $ 39,647.77
892.0748 $ 984.09 $ 38,663.68
869.9327 $ 1,006.23 $ 37,657.45
847.2925 $ 1,028.87 $ 36,628.57
824.1429 $ 1,052.02 $ 35,576.55
800.4724 $ 1,075.69 $ 34,500.86
776.2693 $ 1,099.90 $ 33,400.96
751.5217 $ 1,124.64 $ 32,276.32
726.2172 $ 1,149.95 $ 31,126.37
700.3434 $ 1,175.82 $ 29,950.55
673.8874 $ 1,202.28 $ 28,748.28
646.8362 $ 1,229.33 $ 27,518.95
619.1763 $ 1,256.99 $ 26,261.96
590.8941 $ 1,285.27 $ 24,976.69
561.9755 $ 1,314.19 $ 23,662.50
532.4062 $ 1,343.76 $ 22,318.74
502.1717 $ 1,373.99 $ 20,944.75
471.2568 $ 1,404.91 $ 19,539.84
439.6464 $ 1,436.52 $ 18,103.32
407.3247 $ 1,468.84 $ 16,634.48
374.2758 $ 1,501.89 $ 15,132.59
340.4833 $ 1,535.68 $ 13,596.91
305.9305 $ 1,570.23 $ 12,026.68
270.6002 $ 1,605.56 $ 10,421.11
234.475 $ 1,641.69 $ 8,779.42
197.537 $ 1,678.63 $ 7,100.80
159.7679 $ 1,716.40 $ 5,384.40
121.149 $ 1,755.02 $ 3,629.38
81.66113 $ 1,794.50 $ 1,834.88
41.2848 $ 1,834.88 $ -0.00