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The mission statement of the Rex Groups of Companies is, “Tayong Lahat, Kapit-bisig, Para Sa

Bata, Para sa Bayan.” Their belief is that only through the active involvement of all the
stakeholders of learning can they succeed in enabling every learner to have a better and fuller life
while actively contributing to society.

Its mission statement is noble, but investors and lenders, pragmatically speaking, only care about
one thing and that is “returns”. The vehicles available are purely equity financing, debt financing,
or some sort of hybrid of the two.

If banks are willing to rely on the brand name alone, it would be best for the Company to avail of
an unsecured loan, but this definitely will involve a higher interest rate.

A secured loan will have

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