RESERVE BANK OF INDIA BULLETIN WEEKLY STATISTICAL SUPPLEMENT

4. Scheduled Commercial Banks – Business in India

(` Billion)
Outstanding Variation over
as on Jan. 19, Financial year so far Year–on–Year
Item Fortnight
2018 2016-17 2017-18 2017 2018
1 2 3 4 5 6
1 Liabilities to the Banking System
1.1 Demand and Time Deposits from Banks 1,468.3 26.0 154.3 –230.3 114.6 –208.1
1.2 Borrowings from Banks 756.2 106.9 –60.5 182.7 46.6 172.7
1.3 Other Demand and Time Liabilities 141.5 73.1 –46.8 82.8 –148.8 104.1
2 Liabilities to Others
2.1 Aggregate Deposits 109,779.8 –195.5 11,178.2 2,203.2 12,268.4 5,328.7
2.1a Growth (Per cent) –0.2 12.0 2.0 13.3 5.1
2.1.1 Demand 11,214.1 –43.8 1,655.5 –1,600.3 2,424.3 668.6
2.1.2 Time 98,565.7 –151.7 9,522.7 3,803.5 9,844.1 4,660.1
2.2 Borrowings 3,553.8 194.8 294.1 390.6 404.9 269.9
2.3 Other Demand and Time Liabilities 4,796.0 –93.8 –219.8 158.9 291.0 –24.6
3. Borrowings from Reserve Bank 526.3 –92.1 –2,165.9 308.2 –1,460.7 367.5
4 Cash in Hand and Balances with Reserve Bank 5,156.0 46.2 502.1 –545.3 530.2 205.1
4.1 Cash in hand 632.8 8.6 56.6 19.2 18.1 1.8
4.2 Balances with Reserve Bank 4,523.2 37.7 445.6 –564.5 512.1 203.2
5 Assets with the Banking System
5.1 Balances with Other Banks 1,971.5 138.4 137.8 271.4 88.2 216.9
5.2 Money at Call and Short Notice 313.3 107.7 –193.2 236.3 –49.4 157.6
5.3 Advances to Banks 270.0 8.8 48.2 –109.5 36.7 –38.7
5.4 Other Assets 222.1 32.1 –17.6 –58.6 –136.9 –138.1
6 Investments 33,755.2 –236.3 9,470.2 3,445.5 8,731.1 –1,970.1
6.1a Growth (Per cent) –0.7 36.1 11.4 32.3 –5.5
6.1 Government Securities 33,740.9 –233.9 9,463.1 3,443.5 8,726.9 –1,961.5
6.2 Other Approved Securities 14.2 –2.3 7.1 2.1 4.3 –8.7
7 Bank Credit 81,714.0 –372.9 1,399.1 3,299.3 3,340.5 7,818.7
7.1a Growth (Per cent) –0.5 1.9 4.2 4.7 10.6
7a.1 Food Credit 586.1 11.2 –12.4 46.8 18.3 –454.1
7a.2 Non–food credit 81,127.9 –384.0 1,411.5 3,252.5 3,322.2 8,272.8
7b.1 Loans, Cash credit and Overdrafts 79,608.4 –333.9 1,533.5 3,459.9 3,511.8 7,737.7
7b.2 Inland Bills – Purchased 182.5 –3.8 –56.6 –63.5 –66.6 –18.0
7b.3 Discounted 1,283.8 –24.9 –92.5 –82.1 –109.1 87.6
7b.4 Foreign Bills – Purchased 248.9 5.2 27.5 2.5 19.9 16.9
7b.5 Discounted 390.4 –15.6 –12.8 –17.5 –15.4 –5.5

5. Ratios and Rates

(Per cent)
2017 2018
Item/Week Ended Jan. 27 Dec. 29 Jan. 5 Jan. 12 Jan. 19 Jan. 26
1 2 3 4 5 6
Ratios
Cash Reserve Ratio 4.00 4.00 4.00 4.00 4.00 4.00
Statutory Liquidity Ratio 20.50 19.50 19.50 19.50 19.50 19.50
Cash–Deposit Ratio .. .. 4.65 .. 4.70 ..
Credit–Deposit Ratio .. .. 74.64 .. 74.43 ..
Incremental Credit–Deposit Ratio .. .. 153.09 .. 149.75 ..
Investment–Deposit Ratio .. .. 30.91 .. 30.75 ..
Incremental Investment–Deposit Ratio .. .. 153.49 .. 156.39 ..
Rates
Policy Repo Rate 6.25 6.00 6.00 6.00 6.00 6.00
Reverse Repo Rate 5.75 5.75 5.75 5.75 5.75 5.75
Marginal Standing Facility (MSF) Rate 6.75 6.25 6.25 6.25 6.25 6.25
Bank Rate 6.75 6.25 6.25 6.25 6.25 6.25
Base Rate 9.25/9.65 8.85/9.45 8.65/9.45 8.65/9.45 8.65/9.45 8.65/9.45
MCLR (Overnight) 7.75/8.20 7.65/8.05 7.65/8.05 7.65/8.05 7.65/8.05 7.65/8.05
Term Deposit Rate >1 Year 6.50/7.00 6.00/6.75 6.00/6.75 6.00/6.75 6.00/6.75 6.00/6.75
Savings Deposit Rate 4.00 3.50/4.00 3.50/4.00 3.50/4.00 3.50/4.00 3.50/4.00
Call Money Rate (Weighted Average) 5.98 5.99 5.87 5.88 5.90 5.90
91–Day Treasury Bill (Primary) Yield 6.23 6.19 6.27 6.31 6.36 6.40
182–Day Treasury Bill (Primary) Yield 6.22 6.33 6.35 6.39 6.44 6.46
364–Day Treasury Bill (Primary) Yield .. 6.42 6.49 6.53 6.55 6.55
10–Year Government Securities Yield 6.87 7.49 7.08 7.26 7.26 7.27
RBI Reference Rate and Forward Premia
INR–US$ Spot Rate (`Per Foreign Currency) 68.20 63.93 63.38 63.53 63.72 63.50
INR–Euro Spot Rate (`Per Foreign Currency) 72.75 76.39 76.50 76.53 78.14 79.07
Forward Premia of US$ 1–month 4.40 4.32 4.17 4.34 4.33 4.16
3–month 4.84 4.44 4.42 4.60 4.61 4.57
6–month 4.68 4.47 4.46 4.50 4.47 4.50

2 February 02, 2018