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SIMULADOR DE GESTION DE COMPRA DE CREDITO

Valor actual 3699


Nper 18
TEA 42.41%

Solucion: Interes Simple


Partes iguales del valor actual
Interes Mensual
PAGO DE INTERES MENSUAL
CUOTA(PAGO MENSUAL)

SOLUCION : INTERES COMPUESTO


Valor actual 3699
Nper 18
TEA 42.41%
TASA MES 2.9900%
PAGO (CUOTA MES) S/.1,571.45
S/.268.72
PAGO TOTAL S/.4,837.00
INTERS ( PAGO DEMAS) S/.1,138.00
Importe:Precio,Prestamo,Ahorro
Periodos mensuales
Tasa anual efectiva (Anualidad)

p-i =A
205.5
3.53%
7.2627125
212.7627125

LINEA DE TIEMPO FINANCIERA( CRONOGRAMA)


TIEMPO (Nper) Capital(VA) Int.Mes Pago
1 3699 110.5999455359 S/.268.72
2 S/.3,540.88 105.8721015192 S/.268.72
3 S/.3,378.03 101.0028951639 S/.268.72
4 S/.3,210.31 95.9880997419 S/.268.72
5 S/.3,037.57 90.8233621462 S/.268.72
6 S/.2,859.68 85.504199112 S/.268.72
7 S/.2,676.46 80.0259933252 S/.268.72
8 S/.2,487.76 74.3839894142 S/.268.72
9 S/.2,293.42 68.5732898218 S/.268.72
10 S/.2,093.28 62.5888505543 S/.268.72
11 S/.1,887.14 56.4254768025 S/.268.72
12 S/.1,674.85 50.077818433 S/.268.72
13 S/.1,456.20 43.5403653432 S/.268.72
14 S/.1,231.02 36.8074426791 S/.268.72
15 S/.999.11 29.8732059085 S/.268.72
16 S/.760.26 22.731635748 S/.268.72
17 S/.514.27 15.3765329379 S/.268.72
18 S/.260.92 7.8015128609 S/.268.72
1137.9967170477 4836.9967170477
Amortizacion saldo de VA
S/.158.12 S/.3,540.88
S/.162.85 S/.3,378.03
S/.167.72 S/.3,210.31
S/.172.73 S/.3,037.57
S/.177.90 S/.2,859.68
S/.183.22 S/.2,676.46
S/.188.70 S/.2,487.76
S/.194.34 S/.2,293.42
S/.200.15 S/.2,093.28
S/.206.13 S/.1,887.14
S/.212.30 S/.1,674.85
S/.218.64 S/.1,456.20
S/.225.18 S/.1,231.02
S/.231.91 S/.999.11
S/.238.85 S/.760.26
S/.245.99 S/.514.27
S/.253.35 S/.260.92
S/.260.92 S/.0.00
3699

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