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Promosi Kad Kredit Bank Rakyat

Applicant's Requirement
Applicant's Age:
 21 years old and above for Principal Cardholders
 18 years old and abobe for Supplementary Cardholders
Minimum Annual Income

Card Type Gross Income Per Annum (RM)

Gold Card 36,000

Classic Card 18,000

Documents Required
• Photocopy of NRIC (front and Back)/Passport (for Principal/Supplementary Applicant's)
Salary Employed
• Copy of latest pay slip and/or
• Copy of latest EA form and EPF statement and/or
• Copy of other bank's credit card
Self employed
• Photocopy of business registration and
• Latest 3 months bank's statement and
• Form B or any other supporting document and/or
• Copy of other bank's credit card
Expatriate
a) Copy of Bank Rakyat's Saving Account
b) Copy of contract confirmation letter from employer
Salient Features of Bank Rakyat Credit Card-i
iii)WAIVED Annual Fee
iv)No compounding element
v) Free group Family Takaful Coverage and 'Khairat Kematian'
vi)Umrah Point/Holiday Point
vii) Profit Rebate ('Tabung Umrah'/Holiday)
viii) Zakat Payment
Fees and Charges
Annual Fees
Waived
Cash Withdrawal fee
A fee of 3% or RM30 whichever is higher will be charged for every cash withdrawal made at
Bank Rakyat's ATM however a fee of 3% or RM50, whichever is higher is charged for every
cash withdrawal made at other bank's ATM.
Minimum monthly repayment
5% from the total outstanding balance as at the statement date of the Monthly Card Statement or
RM50, whichever is higher.
Compensation handling fee

Compensation handling fee of 1% from the total outstanding balance or RM10 whichever is
higher if no payment made after the due date or payment made less than the stated minimum
payment 5%.
Grace Period

20 days from the posting date of the retail transaction into the Monthly Card Statement
Conversion for overseas transaction

Transaction made outside Malaysia will be converted to US Dollar, which is determined by

Master Card International on the date the transaction received and/or processes by the Bank. The
value of US Dollar is then converted to Ringgit Malaysia. The exchange rates may vary
according to market fluctuations and the amount converted will be subjected to exchange rate of
the processing time.

JUNHAIRI BIN ABD JALIL

EKSEKUTIF PEMASARAN
019 – 363 5331

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membuatkan saya tidak boleh menjawab sebarang panggilan. Khidmat pintu ke pintu
hanya untuk Lembah Klang, KL dan Putrajaya sahaja.