UMUSHINGA W’UBWOROZI BW’INKOKO

IGIKORWA:
KUBAKA IKIRARO CY’UBWOROZI BW’INKOKO ZITERA AMAGI

NYIR’UMUSHINGA: NTWALI ALAIN

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HAKIZIMANA Clement Kigali, kuwa 16/04/2015
INTARA YA KIGALI
AKARERE KA NYARUGENGE
UMURENGE WA GITEGA
AKAGARI KINYANGE
UMUDUGUDU W’UBUMANZI
TEL : 0728073800
0783673800

Bwana Munyamabanga
Nshingwabikorwa w’Umurenge
wa nyamirambo .

Impamvu: Gusaba uburenganzira bwo

kubaka ikiraro k’inkoko.

Bwana Munyamabanga,

Mbandikiye mbasaba uburenganzira

bwo kubakira umushinga w’ubworozi bw’inkoko mu Murenge mubereye umuyobozi.

Muri make,Bwana Munyamabanga,

uwo mushinga wo kubakira ubworozi bw’inkoko nawutekereje nyuma yo kuwukora mu
Murenge wa Nyange mu Karere ka Ngororero nkabona wunguka ufitiye nabaturage
umumaro usibyeko hambereye kure akaba ariyo mpamvu nabasabagako mwanyemerera
nkawubakira mu Murenge wa Nyamirambo, mu Karere ka nyarugenge kuko ariho
nabasha kuwungukamo cyane kubera ikibazo cya transport yibiryo byazo hamwe no
gukurikirana umumushinga wanjye neza kuko naba ndi kumwe nawo.

Umwirondoro nigishushanyo kikiraro

kinkoko murabisanga ku mugereka w’iyi baruwa.

Mugihe ngitereje igisubizo cyanyu

cyiza mbaye mbashimiye.

HAKiZIMANA Clement

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UMUSHINGA WO KWAGURA UBWOROZI BW’INKOKO

I. INCAMAKE Y’UMUSHINGA

1. Inyito y’umushinga : Kubakira umushinga w’ubworozi bw’inkoko

2. Igikorwa :Korora inkoko ziteera amagi no Gucuruza ayo magi
3. Ny’umushinga :HAKiZIMANA Clement
4. Aho umushinga uzakorera :

 Akagali ka GASHARU
 Umurenge wa NYAMIRAMBO
 Akarere ka NYARUGENGE
 Intara KIGALI

5. Aho Nyir’umushinga abarizwa:

 Umudugudu w’UBUMANZI
 Akagali ka KINANGE
 Umurenge wa GITEGA
 Akarere ka NYARUGENGE

6. Isoko riteganywa

Isoko ry’amagi riteganywa muri enterprise Nyirangarama I Kigali n’ahandi.

Umushinga uzagira uruhare mu kugabanya ibibazo bikurikira:

 Kubona intungamubiri zikomoka ku nyamanswa kandi zidashobora gusimburwa

 Amadevise y’amahanga atangwa mu gutumiza ibiribwa hanze birimom izo proteine
azagabanuka.
 Guteza imbere abaturage babona ifumbire idahenze kandi isobanutse
 Kubanya ubushomeri bugaragara mu Karere
 Imisoro y’Akarere

6.1. IBICIRO N’IPIGANWA

Inkoko tuzorora ni bovins goldlines

Igi rizagurishwa ku mafaranga 60
Inkoko zishaje zizagurishwa ku mafaranga 2 500 imwe imwe
Kugirango umusaruro wiyongere nzajya nirangurira ibiryo mbyikorere kandi mbicuruze
kubandi borozi binkoko .

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 6.2. UBURYO BWO GUCURUZA

Amagi aranguzwa ku iseta dufite I Kigali, inkoko zishaje zigurishwa mu ma Hotels na

Restaurent yo mu Mugi aho basanze bazigurisha. Ibi bizakorwa na Nyir’umushinga
afatanyije n’uwo bashakane bitewe n’uko afite uburambe bwo korora bwo kubicuruza.

7. IGIHE UMUSHANGA UZAMARA: Imyaka itanu (5ans)

8. UBWOKO BY’UMUSHINGA : uyu mushinga uri mu bwoko bw’umushinga
ijyanye na gahunda yo kurwanya ubukene n’imirire mibi hongerwa umusaruro
w’ubworozi bw’inkoko n’amagi yazo.

9. IBIJYANYE N’IMALI
Amafaranga yose umushinga uzatwara : 16 036 965 frws
Uruhare rwa nyir’Umushinga : 3 160 000 frws
Ibidateganyijwe : 763 665 frws

ABO UMUSHINGA UZAGIRIRA AKAMARO

 Umuryango wa Nyir’umushinga
 Abaguzi n’abacuruzi b’amagi n’inkoko zishaje
 Teka izajya ihabwa imisoro
 Abahinzi bazakoresha ifumbire

INGARUKA UMUSHINGA UZAGIRA KU BIDUKIKIJE

Umushinga nta ngaruka mbi uzacira ibidukikije uzatuma mu Krere haboneka ifumbire
y’inkoko ndetse n’imibereho myiza yiyongera mu baturage kubera akazi kazatangwa.
Umusaruro uziyongera n’imirire itere imbere bityo imisoro y’Akarere yiyongere

IBINDI UMUSHINGA wongeraho muri rusange

 Kurwanya ubukene
 Kurwanya ubufomeri hatangwa akazi
 Kuryanya imirire mibi
 Kongera umutungo w’Igihugu(imisoro)
 Kongera umusaruro w’ibihingwa uturutse ku ifimbure.
 Koroza abandi bakenera korora badafite ubushobozi no kwirerera imishwi
mito(hagati y’ukwezi)

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 II. IBYEREKEYE NYIR’UMUSHINGA

1. AMAKURU YEREKEYE NYIR’UMUSHINGA MURI RUSANGE

 Amazina : HAKIZIMANA Clement

 Se : NYANDWI Alphonse
 Nyina : NYIRAFURERE Emerthe
 Icyo akora : UMWUBATSI W’UMWUGA
 Uwo bashakanye : MUNEZERO Francine
 Icyo akora : umworozi w’inkoko n’ubucuruzi
 Abana afite :2
 Aho atuye :
 Akarere ka NYARUGENGE
 Umurenge wa GITEGA
 Akagali ka KINYANGE

 Aho abarizwa :
 Akarere ka NYARUGENGE
 Umurenge wa GITEGA
 Akagali ka KINYANGE

IBYEREKEYE UMUSHINGA

Inkoko ni imwe mu matungo magufi yororwa kuva kera ariko zikunze kororerwa kuribwa
n’amagi ;

Inzitizi z’ingenzi ubworozi bw’inkoko buhura na zo :

 Ibiryo bikunze gutera ikibazo
 Ubworozi bw’inka bwashyizwe imbere kurusha inkoko
 Amategeko areba ubworozi akwiye guhuzwa n’igihe bityo hakaba ivugururwa kuri
bamwe.

INZITIZI UMUSHINGA WAKEMURA

 Kongera umusaruro w’inkoko zitera amagi

 Kubona hafi ibiryo by’amatungo
 Kongera umusaruro w’ibikomoka ku ifumbire yazo
 Kugabanya chomage

IBIJYANYE N’UMUSHINGA

 Amafaranga yose Hamwe umushinga uzatwara : 16 036 965

 Uko amafaranga azakoreshwa mu mushinga :
1. Ibidateganijwe (2%) : 763 665
2. Ibyakozwe mu mushinga : 3 160 000
3. Uruhare rwa Nyir’umushinga : 13 376 965

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IMITERERE Y’UMUSHINGA

Ubworozi bw’inkoko ni umurimo natangiye gukora mu mwaka wa 2010, nkaba

narinsanzwe nywukorera mu Murenge wa Nyange mu Karere ka Ngororero nkaba
nkorana n’amasoko makeya I Kigali, kubera ko uwo mushinga wanjye wari kure y’aho
ntuye nkaba nifuza ko mwanyemerera nkawukorera hafi yanjye kugirango ndusheho
gutera imbere cyane cyane ngabanya amafaranga y’urugendo rwo gutwara ibiryo byo
kuzitunga no gutunga umuryango wanjye neza kuko uwo twashakanye afite ubushobozi
bwo gukurikirana umushinga mugihe ndi muyindi mirimo.

Muri uyu mushinga nshaka kwagura ibikorwa byaanjye, nkagira ubushobozi buhagije mu
rwego rw’imali bityo nkunguka bihagije. Iki gikorwa kizashoboka kuko uwo twashakanye
Afite ubushobozi n’ubumenyi mu bworozi bw’inkoko kuko ni akazi afitemo uburambe

INTEGO Y’UMUSHINGA

1. Uyu mushinga mu by’ibanze ugamije kuzamura jye ubwanjye n’umuryango wanjye.

Akarere nzakoreramo ndetse n’aho nzajya ngura ibiryo by’inkoko n’Igihugu muri
rusange mu kubona imisoro.

2. Kugemurira abakiriya amagi n’amafumbire akomoka ku nkoko, kandi kugiciro cyiza.

3. Guteza imbere imirire myiza ku batuye mu Karere nzakoreramo ndetse n’abatuye

mu nkengero zaho, bityo nabo bashobore kubona ibirwanya indwara zikomoka ku
mirire mibi.

4. Uyu mushinga kandi uzagirira akamaro abazawukoramo, babona akazi kabateza

imbere nabo mu rwego rw’iamali.

A. INTEGO RUSANGE Y’UMUSHINGA

 Kuzamura ubukungu bw’Akarere n’Igihugu

 Guteza imbere ubworozi bw’inkoko
 Kwongera mu Karere inkoko zitera amagi
 Kurwanya ubukene n’ubushomeri

B. INTEGO ZIHARIYE Z’UMUSHINGA

 Kuzamura imibereho myiza y’umushinga

 Kurwanya imirire mibi mu muryango
 Kwongera nibura inkoko 300 zitera amagi

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UKO ABAGUZI BAZAWITABIRA

Mu byukuri muri rusange nkorana na Ese Nyirangarama nyigemurira amagi make, andi
nkayagemura muri Restaurent, kandi nkaba mfite abaguzi(abakiriya) banjye, ariko kuko
noneho uyu mushinga ngiye kuwukurikirana ubwanjye n’uwo twashakanye uzarushaho
gutera imbere no kugira inyungunndetse no kwagukwa.

 .Nzagerageza gutanga amagi ku giciro kires\hya abaguzi, kandi kinogeye twese

byumvikana ko nzita kuburyo nzaba nakoresheje igishoro n’inguzanyo

IBIGARAGAZA KO UMUSHINGA UZABA WAGEZE KU NTEGO:

1. Kuzajya mpora mfite ibiryo by’inkoko muri stock , n’amagi buri gihe
2. Kugurisha amagi 1800 nibura kumunsi
3. Kwishyuera inguzanyo nta bukerewa

IBIKORWA NZAKORA BITEGANYIJWE

 Kwiga umushinga w’ubworozi bw’inkoko zitera amagi

 Gushaka abaterankunga
 Kongera ibiraro by’inkoko
 Kongera kugura inkoko zitera amagi
 Kugura ibikoresho bisanga ibindi
 Gushyiraho abakozi
 Korora inkoko
 Gutumiza hanze y’Igihugu no gukora ibiryo by’inkoko
 Kugurisha amagi
 Gukora raporo y’ibikorwa ya buri kwezi
 Gukora ibaruramali n’icungamutungo buri munsi
 Kujya muri cooperative y’aborozi b’inkoko

INYIGO YA TEKINIKI

Imirimo iteganyijwe izamara amezi atatu :

 Gutunganya no kongera ibiraro by’inkoko
 Kongera ibiraro by’inkoko
 Kongera hangari yo kuvangiramo ibiryo
 Gutunganya stock dusanganywe
 Gushaka ibikoresho byo kongera umusaruro
 Gushaka umuganga w’amatungo wihariye wo mu mushinga
 Gushyiraho abakozi bashya mu mushinga

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IMBONERAHAMWE Y’IBIZATWARA AMAFARANGA MU MUSHINGA

1. Inyubako

Ibikenewe Ingano Igiciro cya kimwe Igiciro cyose

Ibiraro by’inkoko 4 1 000 000 4 000 000
Ibiraro by’inkoko 4 1 000 000 4 000 000
Hangari yo kuvangiramo 2 300 000 600 000
Gutunganya stock 1 1 000 000 1 000 000
Igiteranyo 5 600 000

2. Gushaka ibikoresho byo kongera umusaruro

Ibikenewe Ingano Igiciro cya kimwe Igiciro cyose
Uburiro 200 3000 600 000
Ibyo kunyweramo 200 3000 600 000
Imbabura 3 30000 90 000
Ibidomoro 6 25000 90 000
Amajerikani 20 1500 30 000
Uburiro bw’imishwi 45 3000 135 000
Ubunywero bw’imishwi 45 3000 135 000
Ibitwara amagi (Treilles) 1000 260 260 000
Igiteranyo 1 940 000

3. Kugura inkoko zo korora

Ibikenewe Ingano Igiciro cya kimwe Igiciro cyose
Imishwi ikuze 2000 2000 4 000 000
Igiteranyo 4 000 000
4. Agaciro k’ibiribwa Inyubako
Ibikenewe Ingano Igiciro cya kimwe Igiciro cyose
Demarrage 30 1190kg 297 500
Gukura 120 14569kg 2 620 800
Gutera 30 7000kg 140 000
Igiteranyo 3058 300
NB : Ibi biryo bizagaburira izi nkoko kugeza zitangiye gutera. Ni ukuvuga ko ari amezi atanu ya demarrage
angana n’agaciro 3058300.
Igiciro cy’ibiryo mu mezi atanu Igiciro cy’ibiryo mu kwezi kumwe Igiciro cy’ibiryo mu mwaka wose

611 660 7 339 920

3 058 300

5. Imiti

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GAHUNDA YO GUKINGIRA INKOKO Z’AMAGI

Itariki yo Igihe Urukingo Igipimo cy’umuti n’urukingo Agaciro

Gukingira imaze
1 New Castle Hipraviar B1 mu mazi yo kunywa 6 000
1---4 Vitamines Introvit A+WS, Amin ‘total forte Introvit 26 000
(Antistress) WS
5- - -7 Contrôle Amplorium HCL 100% Sulfadimedine WS 20 000
coccidiose Amprocox
7 Gumboro Hipragumbo:mu mazi yo kunywa 9 000
21 Gumboro Hipragumbo:mu mazi yo kunywa 9 000
22 - - -23 Contrôle Amplorium HCL 100% 20 000
coccidiose Dawadine:Sulfadimedine WS
24 Bronchite Bronipra mu mazi yo kunywa 10 000
infectieuse
28 New Castle Hipraviar S : mu mazi yo kunywa 6 000
42 - - -45 Contrôle Amporium HCL 100% 45 000
cossidiose Dawadine : Sulfadimedine WS
46 Bronchite Bronipra mu mazi yo kunywa 10 000
infectieuse
70 Variole Hiprapox/ Batera mu mababa 6 000
Aviaire n’agashinge kabugenewe
85 Contrôle Amplorium HCL 100% 20 000
cossidiose Dawadine : Sulfadimedine WS
126 New Castle Hipraviar S : mu mazi yo kunywa 6 000
Pic de Anti –stress Amin ‘total, Amin’total forte introvit WS, 26 000
Ponte Introvit A+WS
Vermifugation Leva 200 ; Piperin WS 6 000
IGITERANYO 225 000

UKO BAVANGA INKINGO ZITANGWA MU MAZI

NB :Hakoreshwa amazi y’isoko cyangwa ay’imvura

Inkoko zifite icyumweru 1 kugeza kuri 3,muri litiro5-10
Inkoko zifite ibyumweru 4 kugeza ku 9 ; muri litiro 12-23
Inkoko zifite ibyumweru10 kugeza ku 18,muri lkitiro 27-33

6. ABAKOZI

Umuriro Umubare Amashuri yize Umushahara Umushahara

w’umwe mu kwezi wabose mu kwezi
Veternaire 1 A2 veto 40 000 40 000
Abakozi ba buri munsi 4 - 10 000 40 000
Umuzamu 1 - 10 000 10 000
Igiteranyo 90 000
Igiteranyo cyose mu mushinga 14 913 300

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7. Ubwisanzure ku mwaka

Ibizasurwa Agaciro cyaguzweho Ijanisha Ubwisazure ku mwaka

Inyubako 5 600 000 5% 280 000
Ibikoresho byo kongera umusaruro 1 940 000 25% 485 000
Igiteranyo 765 000

8.) IMYUNGUKIRE Y’IMISHINGA (IBIZACURUZWA MU KWEZI)

Amagi

Umubare w’inkoko % y’izizatera neza Amagi mu kwezi Igiciro cya rimwe Igiciro cyose
2000 90 54 000 60 3 240 000
Ifumbire Imifuka 50 2 000 100 000
Igiteranyo 3 340 000

URWUNGUKO RW’UMUSHINGA…….(UBUSHOBOZI BW’UMUSHINGA)

Ibizacuruzwa mu mwaka wa mbere

Ibyo aribyo Igiciro mu kwezi Igihe gisigaye mu Igicuruzo mu

mwaka mafaranga
Amagi mu mezi arindwi ya nyuma 3 240 000 Amezi 7 22 680 000
Ifumbire imifuka 50/mois 100 000 Amezi 7 700 000
Igiterenyo 3 240 000 Amezi 7 23 180 000

GAHUNDA Y’ISHORAMALI

IMBONEREHAMWE IGARAGAZA UBURYO AMAFARANGA AZAKORESHWA MU

MUSHINGA

IBYARIBYO INGA IGICIRO IBYAKOZWE NA URUHARE RWA INGUZANYO

NO CYOSE NYIR’UMUSHINGA NYIR’UMUSHINGA ISABWA
Ibiraro by’inkoko 4 4 000 000 2 000 000 2 000 000
Hangari yo 2 600000 600 000
kuvangiramo
Gutunganya stock 1 1 000 000 1 000 000
Uburiro 200 600 000 600 000
Ibyo kunyweramo 200 600 000 108 300 491 700
Imbabura 3 90 000 90 000
Ibidomoro 6 90 000 90 000
Amajerikani 20 30 000 30 000
Uburiro bw’imishwi 45 135 000 135 000
Ubunywero bw’imishwi 45 135 000 135 000
Ibitwara amagi(treilles) 1000 260 000 160 000
Imishwi ikuze 2000 4 000 000 4 000 000 4 000 000
Ibiryo by’inkoko 2275 3 058 300 3 058 300
9kg
Imiti 225 000 225 000

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Imishahara mu mezi 5 450 000 450 000
Igiteranyo 15 273 300 3 160 000 2613 300 10 000 000
Ibidateganyijwe(2%) 763 665 763 665
Igiteranyo cyose 16 036 965 3 160 000 3 376 965 10 000 000
Ijanishwa 100% 17% 21% 62%

ITEGANYAMALI

Konti y’itubyamutungo n’iyongeramutungo

A. Ibyinjiza amafaranga ku mwaka

Ibyinjiza Igiciro
Kugirisha amagi 22 680 000
Kugurisha ifumbire 1 200 000
Igiteranyo 23 880 000

B. Ibisohora amafaranga ku mwaka

Ibisohora Igiciro
Ibiryo by’inkoko 7339 920
Imiti n’inkingo 225 000
Imishahara y’abakozi 1 080 000
Inkoko zizapfa 50 000
Inkoko zidatanga umusaruro(10%) 400 000
Kwishyura inguzanyo 2 000 000
Itumanaho 70 000
Ibarizo n’isuku 360 000
Amashanyarazi 54 000
Ibikoresho 1 940 000
Inyubako 5 600 000
Igiteranyo 19 118 920
INYUNGU 4 761 080

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UBUSHOBOZI BW’UMUSHINGA MU MYAKA 3

C. Compte d’exploitation dans 3 mois

Ibyo aribyo Igiciro umwaka wa Igiciro mu mwaka Igiciro mu mwaka

mbere wa kabiri wa gatatu
Ibyinjiza imali
Amagi 22,680,000 25,800,000 35,800,000
Ifumbire 1,200,000 1,500,000 1,700,000
Inkoko zishaje 1,375,000 3,625,000
Igiteranyo cy’ibyinjiza 23880000 28,675,000 41,125,000
Ibisohora imali
Ibiryo by’inkoko 73,399,920 9 257 410 11 009 880
Kugura inkoko 4,000,000 500 000 6 000 000
Imiti n’inkingo 225,000 375 000 452 000
Imishahara y’abakozi 1,080,000 1080 000 1 085 000
Inkoko zizapfa 30,000 10 000 20 000
Inkoko zidatanga 400,000 450 000 600 000
umusaruro (10%)
Kwishyura inguzanyo 3,544,167 3 204 167 2864 167
Itumanaho 70,000 50 000 80 000
Ibarizo n’isuku 360,000 380 000 450 000
Amashanyarazi 54,000 58 000 60 000
Ibikoresho 1,940,000 850 000 2 158 000
Inyubako 5,600,000 2 500 000 1 500 000
Ubwisanzure 489,500 489 500 489 500
IGITERANYO 25,132,587 19 204,077 26,768,547
CY’IBISOHOKA MBERE
Y’UMUSORO
Umusoro ku nyungu 50,000 50,000 50,000
IGITERANYO NYUMA 25 182 587 19 254 077 26 818 547
YO GUSORA
INYUNGU -1 302 587 9 420 923 14 306 453
CASH FLOW CUMILEE -1 302 587 8 118 336 22 424 789

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 UBURYO INGUZANYO IZAJYA YISHYURWA MU MYAKA ITATU YA MBERE
Y’UMUSHINGA

Ukwezi Inguzanyo Ayishyurwa Interet 17% Inyungu Ayishyurwa

yose
1 10,000,000 166,667 17 141,667 308,333
2 9,833,333 166,667 17 139,306 305,972
3 9,666,667 166,667 17 136,944 303,611
4 9,500,000 166,667 17 134,583 301,250
5 9,333,333 166,667 17 132,222 298,889
6 9,166,667 166,667 17 129,861 296,528
7 9,000,000 166,667 17 127,500 294,167
8 8,833,333 166,667 17 125,139 291,806
9 8,666,667 166,667 17 122,778 289,444
10 8,500,000 166,667 17 120,417 287,083
11 8,333,333 166,667 17 118,056 284,722
12 8,166,667 166,667 17 115,694 282,361
IGITERANYO UMWAKA 1 2,000,0000 1,544,167 3,544,167
13 8,000,000 166,667 17 113,333 280,000
14 7,833,333 166,667 17 110,972 277,639
15 7,666,667 166,667 17 108,611 275,278
16 7,500,000 166,667 17 106,250 272,917
17 7,333,333 166,667 17 103,889 270,556
18 7,166,667 166,667 17 101,528 268,194
19 7,000,000 166,667 17 99,167 265,833
20 6,833,333 166,667 17 96,806 263,472
21 6,667,667 166,667 17 94,444 261,111
22 6,500,000 166,667 17 92,083 258,750
23 6,333,333 166,667 17 89,722 256,389
24 6,166,667 166,667 17 87,361 254,028
IGITERANYO UMWAKA 2 4,000,000 2,748,333 6,748,333
25 6,000,000 166,667 17 85,000 251,667
26 5,833,333 166,667 17 82,639 249,306
27 5,666,667 166,667 17 80,278 246,944
28 5,500,000 166,667 17 77,917 244,583
29 5,333,333 166,667 17 75,556 244,222
30 5,166,667 166,667 17 73,194 239,861
31 5,000,000 166,667 17 70,833 237,500
32 4,833,333 166,667 17 68,472 235,139
33 4,666,667 166,667 17 66,111 232,778
34 4,500,000 166,667 17 63,750 230,417
35 4,333,333 166,667 17 61,290 223,805
36 4,166,667 166,667 17 59,028 225,694
IGITERANYO UMWAKA WA 3 6,000,000 33,612,500 9,612,500

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 UMWANZURO

Nkuko imbonerahamwe y’inyongera n’itubya mutungo ibigaragaza uyu mushinga

urunguka. Ubushobozi bwawo bugaragara ko nibura ikigereranyo cyawo ari miliyoni 10 ku
mwaka. Ndahamya ko ntacyo uzangiza ku bidukikije ko ahubwo uje kongera iterambere
ry’umuryango wanjye ndetse n’akarere urimo.

Icyitonderwa: Uyu mushinga uzakurikiranwa n’uwo twashakanye kuko we afite

ubushobozi n’igihe cyo kuwukurikirana.

HAKIZIMANA Clement

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