10th Annual Allstate Canada Safe Driving Study Results

Collision Claims Increase or Decrease

10-Year Combined Frequency in Collision Claims
Community Province
Ranking (2008-2018) (Per 100 Cars During Frequency
2008-2018) (2018 vs. 2008)
Hanmer ON 1 3.8% -17%
Brockville ON 2 3.9% -5%
La Salle ON 3 4.0% 30%
Belle River ON 4 4.3% 10%
Lethbridge AB 5 4.3% -18%
Sarnia ON 6 4.4% 2%
Spruce Grove AB 7 4.4% -27%
Sault Ste. Marie ON 8 4.4% 15%
Kingston ON 9 4.6% 52%
Peterborough ON 10 4.6% 14%
Thunder Bay ON 11 4.8% 43%
St. Catharines ON 12 4.9% 43%
Sherwood Park AB 13 5.0% -9%
Sudbury ON 14 5.0% 40%
Riverview NB 15 5.0% 11%
Windsor ON 16 5.0% 47%
Niagara Falls ON 17 5.1% 33%
Brantford ON 18 5.1% 67%
Waterloo ON 19 5.1% 32%
Cornwall ON 20 5.2% 29%
Bowmanville ON 21 5.3% 24%
Burlington ON 22 5.3% 10%
Kitchener ON 23 5.4% 67%
Newmarket ON 24 5.4% 19%
Bedford NS 25 5.5% 12%
Fredericton NB 26 5.5% 6%
Dartmouth NS 27 5.5% 56%
Stouffville ON 28 5.5% 38%
Cambridge ON 29 5.6% 27%
Aurora ON 30 5.6% 10%
Guelph ON 31 5.7% 28%
Oakville ON 32 5.7% -1%
Saint John NB 33 5.7% 0%

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 Collision Claims Increase or Decrease
10-Year Combined Frequency in Collision Claims
Community Province
Ranking (2008-2018) (Per 100 Cars During Frequency
2008-2018) (2018 vs. 2008)
Stoney Creek ON 34 5.7% 35%
Etobicoke ON 35 5.8% 45%
Kanata ON 36 5.9% 52%
Moncton NB 37 5.9% 13%
Dieppe NB 38 5.9% 8%
Oshawa ON 39 6.0% 28%
Red Deer AB 40 6.0% 6%
London ON 41 6.1% 13%
Hamilton ON 42 6.1% 35%
Barrie ON 43 6.1% 2%
Calgary AB 44 6.1% 19%
Woodbridge ON 45 6.2% 9%
Mississauga ON 46 6.4% 23%
Nepean ON 47 6.4% 37%
Orleans ON 48 6.4% 2%
Markham ON 49 6.4% 32%
Edmonton AB 50 6.5% 9%
Whitby ON 51 6.6% 1%
Richmond Hill ON 52 6.6% 9%
Toronto ON 53 6.6% 34%
Pickering ON 54 6.6% 23%
Ottawa ON 55 6.6% 22%
Milton ON 56 6.7% 11%
Thornhill ON 57 6.8% -1%
Halifax NS 58 6.9% 53%
Ajax ON 59 6.9% 42%
Maple ON 60 7.0% 2%
Gloucester ON 61 7.0% 64%
Brampton ON 62 7.1% 36%
Scarborough ON 63 7.1% 36%
North York ON 64 7.1% 37%

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Communities with the Greatest Decrease in Collision Claims Frequency

Decrease in Collision Claims

Community Province
Frequency (2008 vs. 2018)
Spruce Grove AB -27%
Lethbridge AB -18%
Hanmer ON -17%
Sherwood Park AB -9%
Brockville ON -5%

Communities with the Greatest Increase in Collision Claims Frequency

Increase in Collision Claims

Community Province
Frequency (2008 vs. 2018)
Kitchener ON 67%
Brantford ON 67%
Gloucester ON 64%
Dartmouth NS 56%
Halifax NS 53%

Top 10 Safest Communities to Drive in Past 10 years

Community Province 10-Year Average Frequency

Hanmer ON 3.8%
Brockville ON 3.9%
La Salle ON 4.0%
Belle River ON 4.3%
Lethbridge AB 4.3%
Sarnia ON 4.4%
Spruce Grove AB 4.4%
Sault Ste. Marie ON 4.4%
Kingston ON 4.6%
Peterborough ON 4.6%

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 Top 10 Least Safe Communities to Drive in the Past 10 years

Community Province 10-Year Average Frequency

North York ON 7.1%

Scarborough ON 7.1%
Brampton ON 7.1%
Gloucester ON 7.0%
Maple ON 7.0%
Ajax ON 6.9%
Halifax NS 6.9%
Thornhill ON 6.8%
Milton ON 6.7%
Ottawa ON 6.6%

Collision Claims Frequency by Province: 2008 vs. 2018

Increase or
Collision Collision
Decrease in
Claims Claims
Collision
Province 2018 Ranking Frequency 2008 Ranking Frequency
Claims
(Per 100 Cars (Per 100 Cars
Frequency
in 2018) in 2008)
(2018 vs. 2008)
New Brunswick 1 5.1% 1 4.5% 14.2%
Alberta 2 6.2% 4 5.7% 9.4%
Ontario 3 6.4% 3 4.9% 30.4%
Nova Scotia 4 6.4% 2 4.7% 38.1%
Ranking based on Frequency of Claim (1=Least frequent; 4=Most frequent)

Date with the Most and Fewest Collision Claims by Province

Date with Most Collision Claims Date with Fewest Collision

Province
(2008-2018) Claims (2008-2018)
Alberta December 23 December 25
New Brunswick December 23 December 25
Nova Scotia February 13 January 1
Ontario December 21 December 25

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 National* Collision Claims Frequency by Day of the Week – Lowest to Highest (%)

Day of the Collision Claims Collision Claims

2018 Ranking 2008 Ranking
Week Frequency Frequency
Sunday 1 10.59% 1 10.09%
Saturday 2 13.15% 2 13.54%
Monday 3 13.85% 3 13.59%
Tuesday 4 14.66% 4 14.91%
Thursday 5 15.35% 5 15.07%
Wednesday 6 15.40% 7 16.46%
Friday 7 17.01% 6 16.33%
Ranking based on Frequency of Claim (1=Least frequent; 7=Most frequent)

Cause of Loss – National* (%)

% of occurrence % of occurrence
Type of Loss Cause
(2018) (2008)
Rear Ended 26% 25%
Turning & Intersections 21% 22%
Parked Vehicle 19% 16%
Lane Change 10% 9%
Stationary Object Or Ditch 9% 10%
Backing Up Into Vehicle 7% 8%
Chain Reaction Multi 5% 4%
Pedestrian Or Cyclist 2% 2%
Other 2% 2%
Head On Collision 1% 1%

Ranking of Cause of Loss Based on Severity of Claim – National*

Type of Loss Cause 2018 Ranking 2008 Ranking

Head On Collision 5 4
Pedestrian Or Cyclist 4 5
Turning & Intersections 3 3
Chain Reaction Multi 2 2
Stationary Object Or Ditch 1 1
Ranking based on Severity of Claim (1=Least severe; 5=Most severe)

*Please note: “National” in the 10th Annual Allstate Canada Safe Driving Study refers to the four provinces studied: Alberta, Ontario New Brunswick
and Nova Scotia

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