Client Name XXXX

Premium 500000
Rate of Return 12%
Payment Term 5

Cashflow Illustration of Elite Life Super

Partial
Premium Policy Cumulative Loyalty Wealth Fund Value @ Withdrawal
Policy Year Annualised Premium Allocation Admin Investible Growth Surrender Value
Addition Booster the End of Year (Max Cap
Charge Charge Portion
20%)
1 500,000 25,000 4,200 470,800 56,496 527,296 0 NA
2 500,000 25,000 4,200 998,096 119,772 1,117,868 0 NA
3 500,000 25,000 4,200 1,588,668 190,640 1,779,308 0 NA
4 500,000 25,000 4,200 2,250,108 270,013 2,520,121 0 NA
5 500,000 25,000 4,200 2,990,921 358,910 3,349,831 3,349,831
6 0 0 4,200 3,345,631 401,476 3,747 3,750,854 3,750,854
7 0 0 4,200 3,746,654 449,598 4,196 4,200,449 4,200,449
8 0 0 4,200 4,196,249 503,550 4,700 4,704,498 4,704,498
9 0 0 4,200 4,700,298 564,036 5,264 5,269,598 5,269,598
10 0 0 4,200 5,265,398 631,848 5,897 58,972 5,962,116 5,962,116
11 0 0 4,200 5,957,916 714,950 6,673 6,679,539 6,679,539
12 0 0 4,200 6,675,339 801,041 7,476 7,483,856 7,483,856
13 0 0 4,200 7,479,656 897,559 8,377 8,385,591 8,385,591
14 0 0 4,200 8,381,391 1,005,767 9,387 9,396,546 9,396,546
15 0 0 4,200 9,392,346 1,127,081 10,519 105,194 10,635,141 10,635,141
16 0 0 4,200 10,630,941 1,275,713 11,907 11,918,560 11,918,560
17 0 0 4,200 11,914,360 1,429,723 13,344 13,357,428 13,357,428
18 0 0 4,200 13,353,228 1,602,387 14,956 14,970,570 14,970,570
19 0 0 4,200 14,966,370 1,795,964 16,762 16,779,097 16,779,097
20 0 0 4,200 16,774,897 2,012,988 18,788 187,879 18,994,552 18,994,552