The Money Manager Flow Chart True

North

$ $ • Bills
Job • Cash Envelopes (for variables)
Personal Account
$1,000
Emergency Fund
(minimum)
Recommended

DITTO® Order (pay Retail Cost into your business account)

• Difference between IBO Cost and Retail Cost will be isolated in your business account (savings*)
$ • Fund your business account before the 1st of the next month
• Premier Membership
• Digital Delivery
• CommuniKate

Business Account WWG

(personal checking account used to (Recommended BSMs)
separate personal and business) $ • Premier Membership
• Start with $300 • CommuniKate
Recommended • Standing Order
• Maintain $500–$1,500 • Business Support Materials
Working Capital • Function Tickets

$
Pay for DITTO Amway™ Credit Card
at IBO Cost
Schedule to auto-pay your
$ card on the 3rd of the
month to pay for your DITTO

Amway
• Bonus Check $
• Client Retail Profit
• Fast Track Incentive
Program Bonus

Order of priorities (where money should go):

1. Ditto (fixed expense)—pay Retail Cost into your business account
• Ditto Goal: 200 PV (single)—$2,500 savings*/year; 300 PV (couple)—$3,700 savings*/year
2. $300–$1,500 working capital in your business account
3. $1,000 emergency fund in your personal account
4. Pay off debt
5. Savings

World Wide Group participation and purchase of the suggested materials is optional and is not a requirement of starting an Amway business. While the techniques and
approaches suggested have worked for others, no one can guarantee that these techniques will work for you. We hope, however, that the ideas presented here will
assist you in developing a strong and profitable business.
*World Wide Group teaches that if you set aside the difference between IBO cost and the Retail price on your Personal Use, you will be saving a potential 35% for your family. For IBO Use Only
Revised 11.17.17
CR 96462