Loan Amount Rs 100,000

Term 10 years
ROI 9.25% Rate of Interest as on date
Months balance from the date of final disbursement 60
in the financial year from the start date of EMI 12 months
EMI 1,281

No. of Opening Closing

EMI Interest Principal Prepayment
Months principal Principal
1 100,000 1281 771 510 99,490
2 99,490 1281 767 514 98,976
3 98,976 1281 763 518 98,458
4 98,458 1281 759 522 97,936
5 97,936 1281 755 526 97,410
6 97,410 1281 751 530 96,879
7 96,879 1281 747 534 96,345
8 96,345 1281 743 538 95,807
9 95,807 1281 739 542 95,264
10 95,264 1281 734 547 94,718
11 94,718 1281 730 551 94,167
12 94,167 1281 726 555 93,612
13 93,612 1281 722 559 93,052
14 93,052 1281 717 564 92,489
15 92,489 1281 713 568 91,920
16 91,920 1281 709 572 91,348
17 91,348 1281 704 577 90,771
18 90,771 1281 700 581 90,190
19 90,190 1281 695 586 89,604
20 89,604 1281 691 590 89,014
21 89,014 1281 686 595 88,419
22 88,419 1281 682 599 87,819
23 87,819 1281 677 604 87,215
24 87,215 1281 672 609 86,607
25 86,607 1281 668 613 85,993
26 85,993 1281 663 618 85,375
27 85,375 1281 658 623 84,752
28 84,752 1281 653 628 84,125
29 84,125 1281 648 633 83,492
30 83,492 1281 644 637 82,855
31 82,855 1281 639 642 82,212
32 82,212 1281 634 647 81,565
33 81,565 1281 629 652 80,913
34 80,913 1281 624 657 80,255
35 80,255 1281 619 662 79,593
36 79,593 1281 614 667 78,926
37 78,926 1281 608 673 78,253
38 78,253 1281 603 678 77,575
39 77,575 1281 598 683 76,892
40 76,892 1281 593 688 76,204
41 76,204 1281 587 694 75,510
42 75,510 1281 582 699 74,811
43 74,811 1281 577 704 74,107
44 74,107 1281 571 710 73,397
45 73,397 1281 566 715 72,682
46 72,682 1281 560 721 71,961
47 71,961 1281 555 726 71,235
48 71,235 1281 549 732 70,503
49 70,503 1281 543 738 69,766
50 69,766 1281 538 743 69,022
51 69,022 1281 532 749 68,273
52 68,273 1281 526 755 67,519
53 67,519 1281 520 761 66,758
54 66,758 1281 515 766 65,992
55 65,992 1281 509 772 65,219
56 65,219 1281 503 778 64,441
57 64,441 1281 497 784 63,657
58 63,657 1281 491 790 62,867
59 62,867 1281 485 796 62,070
60 62,070 1281 478 803 61,268
61 61,268 1281 472 809 60,459
62 60,459 1281 466 815 59,644
63 59,644 1281 460 821 58,823
64 58,823 1281 453 828 57,995
65 57,995 1281 447 834 57,161
66 57,161 1281 441 840 56,321
67 56,321 1281 434 847 55,474
68 55,474 1281 428 853 54,620
69 54,620 1281 421 860 53,761
70 53,761 1281 414 867 52,894
71 52,894 1281 408 873 52,021
72 52,021 1281 401 880 51,141
73 51,141 1281 394 887 50,254
74 50,254 1281 387 894 49,360
75 49,360 1281 380 901 48,460
76 48,460 1281 374 907 47,552
77 47,552 1281 367 914 46,638
78 46,638 1281 359 922 45,716
79 45,716 1281 352 929 44,788
80 44,788 1281 345 936 43,852
81 43,852 1281 338 943 42,909
82 42,909 1281 331 950 41,959
83 41,959 1281 323 958 41,001
84 41,001 1281 316 965 40,036
85 40,036 1281 309 972 39,064
86 39,064 1281 301 980 38,084
87 38,084 1281 294 987 37,096
88 37,096 1281 286 995 36,101
89 36,101 1281 278 1003 35,099
90 35,099 1281 271 1010 34,088
 91 34,088 1281 263 1018 33,070
92 33,070 1281 255 1026 32,044
93 32,044 1281 247 1034 31,010
94 31,010 1281 239 1042 29,968
95 29,968 1281 231 1050 28,918
96 28,918 1281 223 1058 27,860
97 27,860 1281 215 1066 26,794
98 26,794 1281 207 1074 25,719
99 25,719 1281 198 1083 24,636
100 24,636 1281 190 1091 23,545
101 23,545 1281 181 1100 22,446
102 22,446 1281 173 1108 21,338
103 21,338 1281 164 1117 20,221
104 20,221 1281 156 1125 19,096
105 19,096 1281 147 1134 17,962
106 17,962 1281 138 1143 16,820
107 16,820 1281 130 1151 15,669
108 15,669 1281 121 1160 14,508
109 14,508 1281 112 1169 13,339
110 13,339 1281 103 1178 12,161
111 12,161 1281 94 1187 10,974
112 10,974 1281 85 1196 9,777
113 9,777 1281 75 1206 8,572
114 8,572 1281 66 1215 7,357
115 7,357 1281 57 1224 6,132
116 6,132 1281 47 1234 4,899
117 4,899 1281 38 1243 3,655
118 3,655 1281 28 1253 2,403
119 2,403 1281 19 1262 1,140
120 1,140 1281 9 1272 (132)
121 (132) 1281 -1 1282 (1,414)
122 (1,414) 1281 -11 1292 (2,706)
123 (2,706) 1281 -21 1302 (4,008)
124 (4,008) 1281 -31 1312 (5,320)
125 (5,320) 1281 -41 1322 (6,642)
126 (6,642) 1281 -51 1332 (7,974)
127 (7,974) 1281 -61 1342 (9,316)
128 (9,316) 1281 -72 1353 (10,669)
129 (10,669) 1281 -82 1363 (12,032)
130 (12,032) 1281 -93 1374 (13,406)
131 (13,406) 1281 -103 1384 (14,791)
132 (14,791) 1281 -114 1395 (16,186)
133 (16,186) 1281 -125 1406 (17,591)
134 (17,591) 1281 -136 1417 (19,008)
135 (19,008) 1281 -147 1428 (20,435)
136 (20,435) 1281 -158 1439 (21,874)
137 (21,874) 1281 -169 1450 (23,324)
138 (23,324) 1281 -180 1461 (24,784)
139 (24,784) 1281 -191 1472 (26,256)
140 (26,256) 1281 -202 1483 (27,740)
141 (27,740) 1281 -214 1495 (29,235)
142 (29,235) 1281 -225 1506 (30,741)
143 (30,741) 1281 -237 1518 (32,259)
144 (32,259) 1281 -249 1530 (33,789)
145 (33,789) 1281 -260 1541 (35,330)
146 (35,330) 1281 -272 1553 (36,883)
147 (36,883) 1281 -284 1565 (38,449)
148 (38,449) 1281 -296 1577 (40,026)
149 (40,026) 1281 -309 1590 (41,616)
150 (41,616) 1281 -321 1602 (43,217)
151 (43,217) 1281 -333 1614 (44,832)
152 (44,832) 1281 -346 1627 (46,458)
153 (46,458) 1281 -358 1639 (48,097)
154 (48,097) 1281 -371 1652 (49,749)
155 (49,749) 1281 -383 1664 (51,413)
156 (51,413) 1281 -396 1677 (53,091)
157 (53,091) 1281 -409 1690 (54,781)
158 (54,781) 1281 -422 1703 (56,484)
159 (56,484) 1281 -435 1716 (58,201)
160 (58,201) 1281 -449 1730 (59,930)
161 (59,930) 1281 -462 1743 (61,673)
162 (61,673) 1281 -475 1756 (63,430)
163 (63,430) 1281 -489 1770 (65,200)
164 (65,200) 1281 -503 1784 (66,983)
165 (66,983) 1281 -516 1797 (68,780)
166 (68,780) 1281 -530 1811 (70,592)
167 (70,592) 1281 -544 1825 (72,417)
168 (72,417) 1281 -558 1839 (74,256)
169 (74,256) 1281 -572 1853 (76,109)
170 (76,109) 1281 -587 1868 (77,977)
171 (77,977) 1281 -601 1882 (79,859)
172 (79,859) 1281 -616 1897 (81,756)
173 (81,756) 1281 -630 1911 (83,667)
174 (83,667) 1281 -645 1926 (85,593)
175 (85,593) 1281 -660 1941 (87,534)
176 (87,534) 1281 -675 1956 (89,489)
177 (89,489) 1281 -690 1971 (91,460)
178 (91,460) 1281 -705 1986 (93,446)
179 (93,446) 1281 -720 2001 (95,448)
180 (95,448) 1281 -736 2017 (97,464)
181 (97,464) 1281 -751 2032 (99,497)
182 (99,497) 1281 -767 2048 (101,545)
183 (101,545) 1281 -783 2064 (103,608)
184 (103,608) 1281 -799 2080 (105,688)
185 (105,688) 1281 -815 2096 (107,784)
186 (107,784) 1281 -831 2112 (109,895)
187 (109,895) 1281 -847 2128 (112,024)
188 (112,024) 1281 -864 2145 (114,168)
189 (114,168) 1281 -880 2161 (116,329)
190 (116,329) 1281 -897 2178 (118,507)
191 (118,507) 1281 -913 2194 (120,701)
192 (120,701) 1281 -930 2211 (122,913)
193 (122,913) 1281 -947 2228 (125,141)
194 (125,141) 1281 -965 2246 (127,387)
195 (127,387) 1281 -982 2263 (129,650)
196 (129,650) 1281 -999 2280 (131,930)
197 (131,930) 1281 -1017 2298 (134,228)
198 (134,228) 1281 -1035 2316 (136,544)
199 (136,544) 1281 -1053 2334 (138,877)
200 (138,877) 1281 -1071 2352 (141,229)
201 (141,229) 1281 -1089 2370 (143,598)
202 (143,598) 1281 -1107 2388 (145,986)
203 (145,986) 1281 -1125 2406 (148,393)
204 (148,393) 1281 -1144 2425 (150,817)
205 (150,817) 1281 -1163 2444 (153,261)
206 (153,261) 1281 -1181 2462 (155,723)
207 (155,723) 1281 -1200 2481 (158,205)
208 (158,205) 1281 -1219 2500 (160,705)
209 (160,705) 1281 -1239 2520 (163,225)
210 (163,225) 1281 -1258 2539 (165,764)
211 (165,764) 1281 -1278 2559 (168,323)
212 (168,323) 1281 -1297 2578 (170,902)
213 (170,902) 1281 -1317 2598 (173,500)
214 (173,500) 1281 -1337 2618 (176,118)
215 (176,118) 1281 -1358 2639 (178,757)
216 (178,757) 1281 -1378 2659 (181,416)
217 (181,416) 1281 -1398 2679 (184,095)
218 (184,095) 1281 -1419 2700 (186,795)
219 (186,795) 1281 -1440 2721 (189,516)
220 (189,516) 1281 -1461 2742 (192,258)
221 (192,258) 1281 -1482 2763 (195,021)
222 (195,021) 1281 -1503 2784 (197,805)
223 (197,805) 1281 -1525 2806 (200,611)
224 (200,611) 1281 -1546 2827 (203,438)
225 (203,438) 1281 -1568 2849 (206,288)
226 (206,288) 1281 -1590 2871 (209,159)
227 (209,159) 1281 -1612 2893 (212,052)
228 (212,052) 1281 -1635 2916 (214,968)
229 (214,968) 1281 -1657 2938 (217,906)
230 (217,906) 1281 -1680 2961 (220,866)
231 (220,866) 1281 -1703 2984 (223,850)
232 (223,850) 1281 -1726 3007 (226,856)
233 (226,856) 1281 -1749 3030 (229,886)
234 (229,886) 1281 -1772 3053 (232,939)
235 (232,939) 1281 -1796 3077 (236,016)
236 (236,016) 1281 -1819 3100 (239,116)
237 (239,116) 1281 -1843 3124 (242,240)
238 (242,240) 1281 -1867 3148 (245,388)
239 (245,388) 1281 -1892 3173 (248,561)
240 (248,561) 1281 -1916 3197 (251,758)