Copyright © PayMaya. All rights reserved . www.paymaya.

com
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WHO PayMaya Philippines Inc. is the digital financial unit of PLDT and Smart
Communications, Inc. We are the pioneer in mobile money and payments, having

WE
established brands such as PayMaya Business, a payments and disbursements
solution for businesses; PayMaya, the first prepaid online payment app; Smart Money,
the world’s first e-wallet linked to a mobile phone; and Smart Padala, the largest
domestic remittance brand in the Philippines.

ARE
 1. Payment Processing
Our Business
02

end-to-end payment
acceptance solutions

2. Acquiring Services

Merchant Settlement
& Support

Fraud & Chargeback

Management

Electronic Money
Institute
 Our Solutions ABC$
Merchant Solutions Company$

03

PayMaya PayMaya Manager

Checkout
(Payment Gateway)
Online Store

Other Gateways

PayMaya
Plugins Other Acquirers
Storefront App

PayMaya P3
PayMaya Acquiring
(Payment Processor)
PayMaya
Touch
Physical Stores (POS Terminals)

capability to connect to other

acquirers and gateways
PayMaya QR
Pay
(QR Code)
Our Clients
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Merchant PayMaya Acquiring

PayMaya P3
(Payment Processor)
 05

PAYMAYA QR
PayMaya Business
06

PayMaya QR Currently Available at:

PayMaya Business

PayMaya QR! 07

•  What is PayMaya QR? Its the newest and fastest way to pay using your
PayMaya App. Using the QR scanner of the PayMaya App, customer can simply
scan the merchants QR Code and pay hassle-free using the phone

•  How to get the PayMaya App? Simply download the PayMaya App via the
Google or Apple App Store. The App comes with a default Visa or MasterCard
virtual prepaid account

•  How do I top up? Customers can load up at any of PayMaya’s loading center/
partners including 7eleven, SM, Robinsons, Mini Stop, and Smart Padala agents

•  How do I get a card? Customers can buy the card online or to any of our
activations centers. Need to submit minimum documents
What’s in it for the Merchant?
08

X X
No bulky POS to Eliminate insurance and
maintenance cost due to Eliminate cash handling
occupy space or carry
device mishandling and loss risks
around

Get funds faster using Manage funds and ability

Fast checkout
PayMaya Account real-time to perform quick funds
experience
or Bank Account T+1 transfer to suppliers
Customer Experience
09

1! 2! 3!

+639989877890

Open PayMaya App Click “Scan” QR Scanner will open. Scan the
Merchant’s QR code
 Customer Experience
10

5! 6! 7!

Enter Amount, then click “Continue” Review summary of payment, Sub shows Transaction Merchant gets notified via SMS or
then click “Pay” Receipt to Cashier checks via the PayMaya App
QR Merchant View – Settlement Report
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•  Daily sending of settlement reports via email

•  Settlement to PayMaya Bank partners (Next day Settlement)
•  Reference ID is equivalent to the last 12 digits of the Transaction Reference Number in the
settlement report
•  Transaction cut-off 11:59 PM
•  Sample settlement report assumes 0% MDR
 12

PAYMAYA PAYMENT
PROCESSING &
ACQUIRING
Our Solution
13
OMNI-CHANNEL PROCESSING
Easily integrate a payment page for your website, mobile app, or
mobile POS

web html5 or native mobile app card present

Our Solution
PAYMENT PROCESSING & ACQUIRING 14
FEATURES
- OMNI-CHANNEL INTEGRATION

- SECURE TRANSACTIONS

- MULTI-CURRENCY PROCESSING & SETTLEMENT

- PREPAID CARD SETTLEMENT

- VAULT & TOKENIZATION

- MERCHANT DASHBOARD

- MOTO-INVOICE SUPPORT

- MOBILE VAS & DATA SERVICES

Our Solution
SECURE TRANSACTION
We'll handle your security needs,
through our global standards.
EMV
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MULTI-CURRENCY
PayMaya currently processes PHP and
30 other currencies for cross border
Our Solution
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MERCHANT SETTLEMENT
We settle real-time or T+1 depending on the needs of the client

BANK ACCOUNTS PREPAID ACCOUNT

FOR MEDIUM TO BIG ENTERPRISE FOR MICRO TO SMALL ENTERPRISE

Our Solution
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PAYMAYA MANAGER

Transactions
ABC$Company$ •  Manual Sales •  Manual Settle
•  Manual Void •  Set Settlement Time
•  Manual Refund •  Send email invoicing

Merchant Services
•  Application Updates
•  Transactional Reports
•  Fraud and Chargeback Cases

Settlement
•  Enroll Bank •  Monitor Settlements
•  Enroll PayMaya Visa •  Follow up Inquiry
 PayMaya eCom & Mobile Platform
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VALUE ADDED SERVICES

MarketPlace for both the Provide free access to your Have access to Smart
enterprise and SME. Offers customers for your website and smartphone users through
Concierge services or app targeted, digital content
Documentary Requirements
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QR PAYMENT ONLY CHECKOUT AND MPOS

✓  Signed Contract ✓ Client Application Form ✓ GIS

✓  Signed Application Form ✓ Terms and Conditions ✓ BIR Registration

✓ CNDA ✓ Valid ID
✓  Brgy Certificate
✓ Articles of Incorporation/By Laws ✓ Audited FS
✓  Valid Gov’t ID ✓ Secretary’s Certificate ✓ Bank Statement

✓  Photo of the Store

 Thank you

Copyright © PayMaya. All rights reserved . www.paymaya.com