Chandranna Bima Yojana in Andhra Pradesh

for Labourers
A new insurance scheme for labourers in the unorganised sector is all set to be launched by the
state government of Andhra Pradesh. The scheme will be launched from August 1 to benefit 1.5
crore such labourers.

Named as “Chandranna Bima Yojana”, will be launched on August 1 to benefit labourors in

unorganized sectors such as agricultural labourers, artisans, small self-employed people, petty
traders, vendors, hamals and shop employees and similar people.

Chandranna Bima Yojana – Benefits

The scheme benefits can be availed by the workers by paying just Rs. 15 in the labour
department. Below are the main benefits of the Chandranna Bima Yojana for Unorganised
workers in the age group of 18 to 59 years (as per AABY norms).

 The scheme will provide an insurance cover of Rs. 5 Lakh in case of accidental death or
total disability in the accident. The kin of the insurer would get Rs. 5 Lakh compensation.

 The insurer would be paid Rs. 3,62,500 in case of partial disability. If the natural death
occurs to the insures, the kin would get Rs. 30,000.
 Above are not the only benefits, in addition, two children of the insurer will be provided
scholarships at Rs. 1,200 a year from Class IX to XII.
Benefits for Unorganised workers in the age group of 60 to 70 years are
– Accident Death and Total Disability relief: Rs. 4.25 lakh.
– Partial Disability relief: up to Rs.3,25,000/-
– Natural death relief and scholarship: None as per AABY norms.

The insurance premium of Rs. 132 Crore will be paid by the state government to the identified
insurance company on behalf of the beneficiaries of Chandranna Bima Yojana.

Eligibility for Chandranna Bima Yojana

Workers in the age group of 18 to 70 years covered by the definition of unorganised worker are
eligible for registration. The unorganised worker shall make an application in the format
annexed, pay Rs.15/- or such other amount as specified by the Commissioner of Labour and
furnish an undertaking stating that he or she is an unorganised worker.