DAFTAR PUSTAKA

Buku :

Gujarati, Damodar N. Dawn C. Porter. (2010). Basic Econometrica. Fifth Edition. New York :
Mc Graw Hill.

Ghozali, Imam. (2011). Aplikasi Analisis Multivariate dengan Program IBM SPSS19. Semarang
: Badan Penerbit Universitas Diponogoro.

Kasmir, S.E., M.M. (2011). BANK dan Lembaga Keuangan lainnya. Edisi Revisi. Jakarta :
Rajawali Pers.

Mankiw, N.Gregory. (2011). Brief Principles of Macoeconomics. Sixth Edition. United States:
South-Western Cengage Learning.

Mishkin, Frederic S., et al. (2013). THE ECONOMICS OF MONEY, BANKING, &
FINANCIAL MARKET. European Edition. United State : Pearson Education Limited

Prof. Dr. Sugiyono. (2012). .Metode Penelitian Pendidikan. Bandung: Alfabeta.

Prof. Dr. Sugiyono. (2014). METODE PENELITIAN BISNIS (Pendekatan Kuantitatif,

Kualitatif, dan R&D). Bandung : Alfabeta.

Sukirno, Sadono. (2011). MAKROEKONOMI Teori Pengantar. Edisi Ketiga. Jakarta : PT

RajaGrafindo Persada.

Sunjoyo, S.E., M.Si, et al. (2013). Aplikasi SPSS untuk SMART Riset. Bandung : Alfabeta.

Jurnal :

Altayee, Prof. (Dr) Hatem Hataef Abdulkadhim dan Mustafa Hassan Mohammad Adam, PhD.
(2012). Financial Development and the Velocity of Money Under Interset-Free Financing
 Empirical Analysis. ISSN (2304-7151). American Based Research Journal Volume 2,
Issue 8.

Arewa, Ajibola dan P. C. Nwakanma. (2013). Money Supply and Velocity of Money in Nigeria:
A Test of Polak Model. Canadian Center of Science and Education, ISSN 1925-4725.
Journal of Management and Sustainability; Vol. 3, No. 4.

Chakravorti, Sujit and Gene Amromin. (2007). Debit Card and Cash Usage: A Cross-Country
Analysis. WP 2007-04. Federal Reserve Bank od Chicago.

Hadayati, Siti. Dkk. (2006). Kajian Operasional E-Money. Jakarta : Bank Indonesia.

Higgins, Bryon. (2011). Velocity : Money Second Dimension. Economic Review

Hromcova. Jana. (2004). ON THE INCOME VELOCITY OF MONEY IN A CASH-IN-ADVANCE

ECONOMY WITH CAPITAL. V-2535-2004. Instituto Valenciano de Investigaciones
Económicas, S.A.

Morgan, Mary S. (2006). Measuring Instruments in Economics and the Velocity of Money.
Department of Economic History, London School of Economics.

Nirmala, Tiara dan Tri Wododo. (2011). EFFECT OF INCREASING USE THE CARD
PAYMENT EQUIPMENT ON THE INDONESIAN ECONOMY. ISSN: 1412-3126. Jurnal
Bisnis dan Ekonomi (JBE). Vol. 18 No. 1.

Parker, Tammy dan Michael Parker. (2008). Electronic Banking in Finland and the Effect on
Money Velocity. ISSN 1450-288X. Journal of Money, Investment, and Banking Issues 4.

Internet :

OKEZONE.COM. (2015). Transaksi Non Tunai di Indonesia Terus Meningkat.

http://economy.okezone.com/read/2015/04/23/457/1139031/transaksi-non-tunai-di-
indonesia-terus-meningkat. [24 Oktober 2015].
Bank Indonesia (2011). Alat Pembayaran Non Tunai. Tersedia : http://www.bi.go.id/id/iek/alat-
pembayaran/Contents/Default.aspx. [29 Januari 2016]

Peraturan :

Peraturan Bank Indonesia No.14/2/PBI/2012 tanggal 6 Januari 2012 tentang Perubahan Atas
Peraturan Bank Indonesia Nomor 11/11/PBI/2009 tentang Penyelenggaraan Kegiatan
Alat Pembayaran Dengan Menggunakan Kartu.

Undang – undang No. 23 Tahun 1999 yang telah di amandemen menjadi No. 3 Tahun 2004
menjelaskan mengenai Tugas utama Bank Indonesia yaitu, Mengatur dan Menjaga
kelancaran sistem pembayaran.