Terms & Conditions

1. This offer is valid for select HDFC Bank Credit Cardholders only.
2. Registration by eligible HDFC Bank Credit Cardholder is mandatory to avail the cashback as per the chosen
offer. None of the “Power2Choose” offers mentioned will be given by default.
3. For a registration request received, the chosen offer will get activated on the HDFC Bank Credit Card account
after 5 working days from the registration date (excluding the registration date).
e.g. If an eligible HDFC Bank Credit Cardholder registers on 8th July 2013, the offer chosen by him/her will get
activated from 13th July 2013 and will be valid only till 30th September 2013.
4. In case of receiving registration requests through multiple channels (Emailer/SMS/NetBanking/Customer
Support/Branch, etc) for the same HDFC Bank Credit Cardholder, only the first registration request will be
processed.
5. Power2Choose offer once activated will be valid on the registered HDFC Bank Credit Card only till 30th
September 2013.
6. The offer once chosen by an eligible HDFC Bank Credit Cardholder during the registration cannot be changed
throughout the entire offer period.
7. Only one Power2Choose Offer can be availed at any point of time.
8. 5% Cashback offer on Petrol Spends includes 2.5% petrol surcharge waiver as per your credit card feature.
9. This offer is not valid on HDFC Bank Super Premium, Co-branded, Staff, Corporate, Commercial and Business
Credit Cards.
10. Registered HDFC Bank Credit Cardholder can receive a maximum cashback upto Rs. 100 per statement cycle.
11. Cashback for eligible retail transactions will be posted to the registered HDFC Bank Credit Cardholders’ card
account in the subsequent monthly credit card statement as per the registered HDFC Bank Credit Cardholder’s
chosen offer. e.g. If Statement date is 27th and Offer Activation date is 3rd July, cashback will be posted for
eligible transactions posted from 3rd July to 27th July on the statement date 27th July. Please note that
Cashback will be applicable for transactions posted only till 30th September 2013 for Statements in the month
of October 2013.
12. Classification of a retail transaction (Point-of-Sale/Online) under a merchant category (Apparels, Groceries,
Super Markets or Petrol) will be as defined by Visa / MasterCard and the same will be used for cashback
posting as per the registered HDFC Bank Credit Cardholder’s chosen offer of merchant categories. Only retail
transactions in India will be considered for cashback posting. In case of any dispute, HDFC Bank reserves the
right to offer / deny cashback posting.
13. Offer is not valid on EasyEMI transactions, Dial-An-EMI transactions, Cash withdrawal and loan products like
Cash-On-Call, Jumbo Cash, Balance Transfer & Balance Transfer on EMI.
14. If a cardholder has more than one HDFC Bank Credit Card, he/she must confirm the specific HDFC Bank Credit
Card for availing the said offer by calling up the Customer Call Centre. Spends on multiple cards cannot be
clubbed by the HDFC Bank Credit Cardholder for the said offer.
15. This offer is non-encashable, not extendable, non-transferable and non-negotiable.
16. Returned purchases, disputed or unauthorized/fraudulent transactions, EMI’s and Card Account Fees will not be
considered for this offer.
17. This offer is valid for Indian residents and citizens only.
18. The terms and conditions of this promotion are subject to change without any prior notice.
19. Delinquent and over-limit HDFC Bank Credit Cardholders will not qualify for this offer.
20. HDFC Bank Credit Cardholders are not bound in any way to participate in this offer. Any participation is
voluntary and the offer is being made purely on a “best effort” basis.
21. HDFC Bank reserves the right at any time, without prior notice to add, alter, modify, change or vary all or any of
these terms and conditions or to replace wholly or in part, the above offer by another offer, whether similar to
above offer or not, or to withdraw it altogether.
22. Nothing herein amounts to a commitment by HDFC Bank to conduct further, similar or other offers.
23. The above offer is by way of a special offer for select HDFC Bank Credit Cardholders only and nothing contained
herein shall prejudice or affect the terms and conditions of HDFC Bank Credit Cardholder agreement. The terms
of the above schemes shall be in addition to and not in derogation of the terms contained in the agreement.
24. All disputes, if any, arising out of or in connection with or as a result of above offer or otherwise relating hereto
shall be subject to the exclusive jurisdiction of the competent courts / tribunals in Chennai only, irrespective of
whether courts / tribunals in other areas have concurrent or similar jurisdiction.