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Hay en la actualidad dos nuevas solicitudes, el primer solicitante tiene 10.1 de patrimonio
neto y 6.8 deudas pendientes; y el segundo 9.7 y 2.2, respectivamente. Qué de decisión
debe tomar el gerente.
Discriminant
[DataSet0]
Analysis Case Processing Summary
Valid 16 100,0
Missing or out-of-range group
0 ,0
codes
At least one missing
0 ,0
discriminating variable
Excluded
Both missing or out-of-range
group codes and at least one 0 ,0
missing discriminating variable
Total 0 ,0
Total 16 100,0
Group Statistics
Unweighted Weighted
PATRIMONIO DEUDA
Analysis 1
FALLIDO 2 2,449
NO FALLIDO 2 2,767
Pooled within-groups 2 2,676
Test Results
Box's M ,951
Approx. ,268
df1 3
F
df2 35280,000
Sig. ,849
Function
PATRIMONIO ,922
DEUDA -,686
Structure Matrix
Function
PATRIMONIO ,748
DEUDA -,452
Pooled within-groups
correlations between
discriminating variables and
standardized canonical
discriminant functions
Variables ordered by absolute
size of correlation within
function.
Canonical Discriminant
Function Coefficients
Function
1
PATRIMONIO ,422
DEUDA -,380
(Constant) -1,437
Unstandardized coefficients
Functions at Group
Centroids
GRUPO Function
1
FALLIDO -1,225
NO FALLIDO 1,225
Unstandardized canonical
discriminant functions
evaluated at group means
Classification Statistics
Classification Processing Summary
Processed 16
Missing or out-of-range group
0
codes
Excluded
At least one missing
0
discriminating variable
Used in Output 16
Unweighted Weighted
GRUPO
FALLIDO NO FALLIDO
FALLIDO NO FALLIDO
FALLIDO 8 0 8
Count
NO FALLIDO 1 7 8
Original
FALLIDO 100,0 ,0 100,0
%
NO FALLIDO 12,5 87,5 100,0
Construir funciones discriminantes que permitan clasificar, con los menos errores posibles,
a los clientes en diferentes grupos. Si las funciones son buenas se pueden utilizar para
analizar la decisión a tomar ante un nuevo préstamo.