How To Invest in Philippine Stock Market For Beginners - Smart Pinoy Investor - Investing and Personal Finance For Pinoys PDF

1/8/2019 How to Invest in Philippine Stock Market for Beginners | Smart Pinoy Investor - Investing and Personal Finance
rsonal Finance for Pinoys

Smart Pinoy Investor – Investing and Personal

Finance for Pinoys
How to Invest in Philippine Stock Market – Personal Finance, Tips, Tricks, Stock Picks, Recommendations
& Free Online Lessons for Beginners
Home Start here Seminar Tutorials Resources About Downloads
How to Invest in Philippine Stock Market for

Beginners
Building Wealth in Philippine Stock Market - How to Invest …
How to Invest in Philippine Stock Market – Tips, Tricks,

Stock Picks, Recommendations & Free Online Lessons
& Tutorials for Beginners
If you are
A beginner in the Philippine stock market totally blank and clueless about stocks
and investing in Philippines stocks echange
Or an already-investor but looking to have a more practical understanding of
investing in the Philippine stocks market
then this is definitely the page for you.
Here you’ll finally be able to nail down the basics and essentials of investing in the
Philippine stock market even if you have zero experience.
The goal is to give you as few information as possible so you can start quickly but
never carelessly. Few info lang muna because I want you to avoid information
overload which frustrates newbies that stop them in taking the first steps. Time is
your best ally when it comes to investing, so making sure that you start as soon as
possible is of utmost importance for you. With that said, you can download our
quick start guide to investing in Philippine market pdf for beginners here. It’s
the summary form of this page =).
http://www.smartpinoyinvestor.com/beginners 1/59
1/8/2019 How to Invest in Philippine Stock Market for Beginners | Smart Pinoy Investor - Investing and Personal Finance for Pinoys
Let’s begin!
In this page, expect that
You’ll be able to confidently start your baby moves as a beginner in the

Philippine stock market world.
You’ll also have access to various tool and resources that will equip and
help you more as you go along your financial journey of investing
You’ll learn where you can get your personal support group to cheer you
up, holding your hands while you’re just starting investing and shortening
your learning curve
And lastly and more importantly, you’ll have a sound mindset that will keep
pushing and inspiring you and that is far more rewarding than any profit
you can get in the stock market. Why focus on mindset? Because
maniwala ka o sa hindi, your money problems is 90% mind problems. And
soon you’ll realize that investing in Philippine stock exchange has also got
to do with controlling this mindset.
Note: What follows are my first-hand experiences when I was starting in this
stocks investing thing. Enclosed in green boxes (like this one) are the actual
steps I recommend to you based on what I have learned so far, with some
links to simple tutorials for beginners to help you jump start your investing
journey in Philippine Stock Market. In case you have other questions on each
of those steps, just let me know in the comments below.
My First Days in the Philippine Stock Market

But before that, let me share my own story how I actually started investing. I was
really ignorant financially before, let alone on investing in the Philippine stock
market.Totally had no idea about financial and investment ek-ek ( I finished a highly
technical engineering degree!).
I just first considered thinking about stock investing weeks after I had read Bro Bo’s
book which ignited my financial freedom expedition. Then it was followed by an
invitation from one of my lecturers during my board exam review.
Up to now, I could still clearly remember how that kind professor said his regret on
his late entry to the market. That it took him many long years before he and the
stock market met along the road.
So when I finally decided to give it a try, I went the next day to an online trading
brokerage firm. I started really small – 10k lang. (Yes you can start with as small as
5k lang actually).
Just like starting anew in anything, my clueless personality made all the moves for
me in a wide vast field of unknown.
All I had to hold on was my mustard dream of financial freedom and the belief that
stock investing might be a path for that dream. I managed to cut the chase, and
applied for an account.
STEP 1: Assuming you’ve learned the basics of financial planning and decided
to go into directly investing in Philippine Stock Market, the first step you’d need
to do is to open a stock trading account. This account is the one you’re going
to use to actually buy and sell stocks or shares of companies.
For beginners, I recommend opening an ONLINE stock trading account

because of the convenience it offers compared to a traditional broker.
Unlike using traditional brokers which is the practice before where you have to
call your live broker to place stock orders in your behalf, having an online
trading account allows you to do the same on your internet-connected
computer/mobile screen on your own, anytime and anywhere (even if you’re
outside the Philippines).
Opening an online trading account is just like opening a regular bank account
(think of your payroll/ATM). All you have to do is go to the website of your
preferred online broker, read the account opening instructions, download all
the forms,fill them out and submit it together with all the other requirements to
their office. After submission, you just wait within the next 2-3 days for their
email confirming that your trading account is ready for step 2 – which is
funding it.
I have made in this review post a summary of four online brokers you can
choose from – COL Financial, First Metro Securities, Philstocks and BPI
Trade, and at the end shared my recommendation.
You can also check HERE a simple tutorial on completing this first step with
the click by click tutorial shown below that will guide you how to open account
in COL Financial (formerly Citiseconline) as online stock broker.
My First Purchase in Philippine Stock Market

Philstocks was my first online broker, precisely because it was the one I initially
found out in the net that required only 5000 initial deposit to actually start trading.
Currently though I’m happy as a loyal client of COL Financial, formerly Citiseconline.
Minimum investment required was 5000 pesos, but I put down 10k just to put a front
that I have more than the minimum. Pride I guess haha. The lady in charge
gracefully accepted it after examining my forms, then handed me an official receipt,
which was also the highest-valued receipt I received ever since.
With my humble 10k initial investment, I was too excited to buy a company share
and brand myself a part-owner of a giant company. Hard-core traders would laugh

on me for that, but I was already more than happy just giving it a try.
STEP 2: After opening your online trading account and receiving an email
confirmation from your chosen online brokerage firm that your account is
ready, the next thing you’d need to do is to FUND your account.
You can actually do this during your account opening day in their office by
making an initial deposit just like what I did above but you also have the option
to postpone this and just do the funding after you’ve received their email
confirmation containing your account details. This email will include your
account number which you’ll use in your funding-your-account step. Note that
your initial deposit already forms part of your investments which you can use
to buy your first stock.
Funding your trading account works via merchant payment through a bank
(BPI/BDO/Metrobank). If you’re aware of paying utility bills(Meralco/Mobile
plan) through banks’ merchant payment, that’s exactly it, with the difference
that you use your trading account details given to you by your broker through
your email.
An example taken from online broker COL Financial website is shown below
for manual bank deposits.
What I recommend though is the more convenient option which is doing

merchant payment online with your bank’s online system (ex: via BPI Express
Online as below).
There’s NO required monthly funding
How much you’re going to put to your trading account on top of the initial
deposit you is completely up to you. While your online broker may require a
minimum of Php5,000 initial deposit to activate your trading account (activation
means your account is ready to buy your first stock), it’s all your decision
whether to add more on that later on. As such, there’s totally NO required
amount you need to add regularly (weekly, monthly, etc) to your investments. 
However, take note that your buying power will obviously depend on the
amount of fund you put into your trading account.
Check on the respective procedure of your online broker on this step but this
should be a very simple task.
Below is a lengthy tutorial in case you have questions related to above steps.
=======
How to Start Investing in Philippine Stock Market for Beginners Step …
======
The moment I received my account details in my email after few days ready with
buying power from my initial 10k deposit, I made my first stock order.
And my first ever transaction: buying 2000 shares of Megaworld Corporation (stock
symbol MEG) at 1.87 per share!
Total cost is 3763.60 only. Wheee!
My first transaction: buying 2000 shares of Megaworld Corporation (code MEG) at

1.87 per share
I was actually totally clueless on what to buy for the first time, and only got the hint
of buying MEG from that same professor who’s teaching in our board exam review.
Recollecting, when the class becomes bored with chemical principles and unit
operations stuff, he would start cracking some jokes, and then afterwards would
invite us to try investing. He suggested that we experiment with MEG. His jokes
served its purpose, (he’s actually the first to laugh out even before delivering the
punchline!), but I got more curious and gravitated to his stocks stories and followed
his MEG recommendation.

To see how stupid I was that time, I was not even aware that MEG is a real estate
developer company. Haha. Whenever I see its stock code MEG on my computer
screen, Sharon Cuneta entered my mind, you know, the local MEGastar. Booboo!
But who cares? When I posted it online, my computer screen didn’t ask me anyway!
And when it got matched, my heart jumped with joy. I went back to my work, but I
smilingly secretly applauded myself. Deep inside I was telling myself “I hardy spend
500 pesos for a purchase, and here I am spending 3.7k for something I can’t even
touch!” Whaha!
That was August 31 2010, a different Tuesday for me.
STEP 3: Once you have funded you trading account, you now have the cash
power to buy your first stock. You can check the next tutorial for the step-by-
step procedure on how to do this – How to Place your Buy/Sell Orders in
Philippine Stock Market.
or watch this short clip on placing a buy or sell order when Philippine stock
market is open.
How to buy and sell stocks in Philippine Stock Market for begin…
begin…
There are now three questions now you’ll need to answer at this point:
1. What investment strategy are you going to use? Are you going for long-
term, short-term or a mix of it?
2. With the strategy you have in mind, what stocks will you buy? With more
than 200 stocks to choose from, how do you decide what to buy?
3. Given the strategy and the stocks to buy, WHEN do you buy/sell? In other
words, what/when are your entry and exit points?
It is important that your answers to these questions should reflect your goals,
time-horizon and trading skills that you have. Your answers to these will also
help lay down your plan for your investments (which is critical), how much time
you’re going to devote and to what extent your daily routine will be changed.
For newbies, I recommend starting with Peso-Cost Averaging (PCA) while

you’re in your learning curve. This is a simple strategy that involves investing
fixed amount of money in giant companies at regular intervals (monthly,
quarterly, etc) over a long period. This is a totally passive approach which
does not entail daily monitoring. However, those doing this strategy should
understand that this really requires a long time frame – as long as 10 years or
more. You can learn more about it here.
Personally though, I’m primarily using a modified PCA called Strategic

Averaging Method which answers all the three questions above. It is
designed for those who want to maximize their stock investments without
drastically changing your daily routine. You can check here for its details. 
My First Profit from Philippine Stock Market

Two days after, I checked my account online, and BANG! I saw a shock of my life!
The price of MEG went up to 2.05!
I was thrilled! How can multiplying money be that easy, I thought! Feeling all the
excitement, I decided to sell it right away at that price. I posted a sell off-hour (after
trading hours) order at 2.05 per share that afternoon, and was hit the next morning.
Paper profits( meaning profits that’s still virtual until actually sold) became actual
realized gains!
I did the math, ‘twas more than 200 pesos gain just for three days. Hmm, not bad at
first sight.I don’t think I can spot the same by whole-day roaming along the busy
streets of Metro Manila.
But computing the rate of return, that’s more than 9% gain in just three-day period of
time! That was obviously not REALLY bad! (Note: To compare, your money in your
favorite bank grows at less than 1% a year).
I disclosed below a snapshot of what I have experienced later on that year 2010 just
as a beginner.
As you can see above, my second buy of stock was 2000 shares MPI at 3.55 per
share.
I couldn’t remember where I got the inspiration of buying Pangilinan-owned MPI as

my next move, (I guess from some rumors), but elated by price appreciation I had in
MEG in just three days, I purchased 2000 shares of it the next trading day. After just
one week and one day, seeing another good return, I immediately put a sell order,
and broom, that’s instantly more than 7% gain!
The next was even more fantastic and ecstatic.
I still remember when my Math reviewer this time said “Mahina nako pag di umabot
ng dose [yung price] ang SMDC”. He appeared to me as experienced enough to
give such a prediction.
So innocently and experimentally relying again on that advise alone and trusting his
instincts, (without knowing yet about fundamental and technical analysis), I entered
a buy order for 1000 shares of SMDC. Seeing it was executed, I went back to my
job, and waited what would happen next.
But lo and behold, in only just two weeks, its price went up high to 10.36. Super
amazed by the profits in a very short period of time, I immediately grabbed the
chance, and reaped that whopping 21% gain. Waaah!!!
As you can see from the list, the profits was even followed by other buckets coming
from MEG and FLI.
I bought 3000 shares of FLI and another 3000 shares of MEG at 2.49 at the same
day. The 3000 shares of FLI though took a longer time to appreciate, that I needed
to average down by buying another 3000 shares at 1.27 per share until I finally sold
it all at 1.35 per share a gain of almost 2% ,still bigger than the interest rate of banks
.
But the 3000 MEG shares I sold immediately when made its way up to 2.78 per
share at an enormous 13% gain in just three weeks.
Is your money sleeping in the bank?

Here comes the more interesting part.
You can check the prices of the stocks mentioned above and you’ll find out how
stock market could be a GREAT OPTION when it comes to growing one’s wealth for
the LONG TERM.
As of market closing on May 14 2014, MEG’s price is 4.68. FLI is 1.65 while MPI is
5.23. SMDC had been delisted though while JFC is now 176.
Disclaimer: Past performance doesn’t guarantee that you’ll have the exact same
results in the future.
This does not include yet the dividends given for the last 3+ years.This gives us an
insight as to the common observation that the rich gets richer. The truth is that there
are many available vehicles to ride on that make wealth building and protection a lot
easier. And investing in the stock market is just one of it.
Now digest all those figures and start your imagination.Henry Sy’s BDO and Ayala’s
BPI will never ever offer such interest rate in your savings accounts.
What they would skillfully try to do instead is to attract every individual employee to
deposit their hard-earned money in the form of savings, time-deposit accounts,
checking accounts or any other fancy name, invest them wisely to buy shares just
like what I did, obtain that 10%-20% gain in a matter of DAYS with their trading
skills, and as a sign of respect and thanksgiving after leveraging on your money,
give you a 0.5-2.5% ANNUAL interest as consolation and solace. Now you know
how they can afford to build and maintain those large air-conditioned buildings and
pay all their bankers and managers.
Beginner’s Luck
Now I m not sure if those consecutive gains is just what they call beginner’s luck,
but that great performance really caught my interest towards the stock market as a
vehicle to achieving some of my goals.
At this point, it would be careless of me if I would not mention the fact that
even though I earned during my first days in the market, remember that the
risk of losing money will always be there. And so it’s important not to be
carried away by the returns mentioned above and balance your view with the
risks always involved.
My Current Investing Strategy

Fast-forward, now I’m still learning, and… earning.
In fact, many times I get surprised when I check my email and be notified by the
money being added into my account as dividends I received as an investor (without
doing any active work except to invest). In the sample below, just the dividend pay-
out alone already beats the earnings from bank’s savings account interest! (A
dividend is a payment made by a corporation to its shareholders, usually as a
distribution of profits. You’ll learn more about this in the lessons below.)
One way of making money in the stock market is through dividends
As mentioned above, I primarily use now the Strategic Averaging Method (SAM)
which has removed all the stress in all my investing decisions. I believe it’s the
easiest way of growing one’s wealth through the stock market in the long term. (You
can learn more about this strategy here.)
And looking back, I realized I was very lucky I started doing this early in my life. At
least, may napapala ako (investments) kahit papano in my years of working (without
so much analysis).
That way I can enjoy my present life without worrying (or sacrificing) my financial
future. Many people I’ve met through this blog actually showed so much regret on
their LATE entry in preparing for their financial future. And this is one of the reason
why I started this blog.
To pay it forward, I shared all my learning (mistakes included) in this blog from the
point I started investing with zero knowledge.
So enjoy reading the rest of this page . Share your questions/comments below if you
have. Also subscribe in the form below so you get the latest posts in this site straight
in your email.
You can also stop muna at this point and ponder how investing in Philippine stock
market may help you in achieving some of your financial goals.
Pero kung nagmamadali ka na talaga, watch the short introductory video I made
here where I summarized the basics that you need to know and do to actually start 
investing in Philippine Stock Market. After watching, just follow the suggestions
outlined below for more guidance.
SUGGESTION A: As good introduction into investing in stocks, you can read My

Maid Invests in the Stock Market… and Why You Should, Too! by Bo Sanchez. I
personally started with this tiny book
This is a light very interesting read with not so much financial jargons.
It’s just like you’re reading children story, but this time a story that can change your
life.
Download you FREE ebook HERE.
SUGGESTION B: Make sure to download your second investing ebook which

contains all the basic thing you need to know about investing in Philippine stock
market.
Your free ebook is specifically designed for absolute beginners, much like an
introduction to a vast knowledge about stock market.
All the basic topics you need to know to start investing are shortly discussed there.
Time to read the ebook is only 15 to 30 minutes, which means you can be mentally
prepared buying your first stock in a matter of less than an hour!
Simply subscribe in the form here and the ebook will be sent to your inbox right
away.
SUGGESTION C: Browse through the outline below to get a more comprehensive

discussion of your selected topic, only if you want.
The eBook above you’ll be receiving should actually be enough for you as a warm-
up; but should you want to upgrade your investing knowledge, simply go through the
list of contents below and find answers to your questions.
SUGGESTION D:
Finally like our facebook page for other lessons, updates and quick tips about
investing through your social network accounts.
Like Share 6.5K people like this. Be the first of your friends.
Stocks 101 – Shucks! What are stocks?!
One big reason you should start investing now

Two ways to make money in the stock market
A short story about how the stock market really really works
Be a Strategic Investor
Are you an investor or a trader

The easiest way of investing you can start with
Another east way of investing, yet more profitable
Things you’ll need to buy your first stock
You need a stockbroker – How to choose your best stockbroker

You need cash – How much you’ll need to buy your first stock
You need to save for your investments
Tutorials
How to Open an Online Account in COL Financial/Citiseconline

How to Place Buy & Sell Orders in Philippine Stock Market
How to Choose What Stocks to Buy and Sell
How to Do Easy Investing with Strategic Averaging Method
How to Withdraw Funds and Enjoy your Profits
When to Place Your Orders – Trading Hours 
Other Stock Market Investing Resources
If you have more questions not answered in the ebook and content outline above
which you want to be added and covered here, simply put your
questions/comments/message below and we’ll see to get back to your query and
improve this blog for the benefit of other new investors like you!
Enjoy the journey, Have fun investing!

As this point, I want to say “WELCOME TO THE PHILIPPINE STOCK MARKET!’
Again, if you have specific questions in mind, you can put them in the comment
below (or send them through my contact page) and I’ll surely respond asap.
It’s high-time you start making your money work hard for you!
Have fun investing!
See you at the investing arena
Omeng Tawid \_(“,)/
PS: Share your questions/comments below and I’ll see to answer them agad. Or
you can send them through my contact page.
PS2: You can download our quick start guide to investing in Philippine market pdf
for beginners here. It’s the summary form of this page =).
Other Resources
Hassle-free investing with Stocks Update & Bo Sanchez Truly

Rich Club Review
Smart investing with Pinoy Investor Review – get access to
researches from several brokers
Educational Resources at Pinoy Investor Academy – an
extensive listing of educational resources about stock market
investing and investments in general.
Introduction to Fundamental Analysis
Introduction to Technical Analysis
Frequently-Asked Questions
Show 10 entries Search:
Process  Question  Answer 
Buying/Selling sir yung po bang pag iinvest ng hindi Yes, pwede naman yan since it all
regularly okay lang ba? like nag buy ako depends on you if you want to buy or
ng 2000 shares ngayun then hahayaan ko sell anytime. But i suggest you keep
muna siya, then wait for a higher selling, adding monthly and make stock
dun ko pa lang bebenta, and after ko market for your long-term goals
mabenta eh dun pa lang po ult ako bibili ng (more than 10 years)
shares, is that ok lang po ba?
Buying/Selling want to start but how i will sell my stocks If you are long-term in investing, no
kung gusto ko na po xa ibenta? May need to monitor it frequently. I check
expiration po ba? Kelangan po rin ba mine at most twice a month because
imonitor every time ang aking account or i have long-term horizon and puro
ang online trading? or pede kahit after 3 giant companies mostly hawak ko.
days or a week bago mo po mamonitor? but you can sell anytime. the
decisions are all up to you.
Showing 1 to 4 of 4 entries  Previous

 Next 
412 thoughts on “How to Invest in Philippine

Stock Market for Beginners”
1. Cil
January 2, 2019 at 7:29 pm
Hi Sir Omeng,
What is the difference in EIP and mutual fund investment?
 Reply
A. Cil
i mean if ill choose COL, EIP is as same as peso cost averaging? and if same, what is the
difference of mutual fund to peso cost averaging?
 Reply
2. Lorenz Nirenzo
November 22, 2018 at 1:01 pm
Hi, question about dun sa requirements. I want to start an account but i solely depend on my
parents. I don’t have any billing statements to present. Any recommendations ?
 Reply
A. John Patrick Mangaoang

December 5, 2018 at 8:43 pm
Hey Lorenz,
Given that you’re still a fresh graduate and possibly still looking for a job, going for the Stock
Market directly using your parents hard earned money is the unwise thing to do.
 Reply
B. Omeng Tawid Post author

yes stock market will work best if you already have a consistent cashflow.
but to answer your quetsion, billing document is no longer a requirerment.
 Reply
3. azlelsweet
October 16, 2018 at 7:12 pm
Hello Sir!
I want to invest also in Philippine stock market, how to start? and one thing I want to ask for
planning, is it at risk or not? how much the minimum amount we can open? and what company is
the best to invest?
 Reply
4. Dionne Kate
October 16, 2018 at 9:52 am
If you are financially crisis, looking for money to start your own business or to pay your bills,
PayLATER Loan is given all types of loans at low interest rate of 2% Apply now via email at: (
paylaterloan@zoho. com ).
 Reply
5. Jeffrey
September 29, 2018 at 2:22 am
Investing in the stock market is a risk. Do you have any advises you can give for the newbies
before starting to invest in the stock market? Or what companies would be preferable to invest as
a newbie?

 Reply
6. Pingback: philippine stock market tutorial 2018 – iq option
7. Pingback: stock to invest in now August 2018
8. Pingback: stock to invest in now Augustus 2018
9. Danica Betalmos
April 18, 2018 at 2:48 pm
Hi Sir,
I would like to invest on stock market can you guide me on what to do? what are the best stock
market for like me beginner.
Learn more http://www.smartpinoyinvestor.com/beginners
 Reply
A. Evelyn Vistal
December 14, 2018 at 1:03 am
i want to learn philippines stock.. thank you so much for taking time in writing this blog… i
like the fact that the blog is all about your experience and that you were a first timer…i
invested in bitcoin trading and even gamble in binary trading lol…
 Reply
10. Isalz
April 18, 2018 at 6:16 am
Sir,as an ofw,can i fund my col account via remmitance center or it should be by online banking?
 Reply
A. Omeng Tawid Post author
June 2, 2018 at 1:11 am

yes, COL Financial funding options includes remittance and online banking transfer.
Pls check with your specific online broker for exact procedures.
 Reply
i. Virtual Assistant Neddy May Samulde

Hi sir! Gusto ko sana mag invest. However, if I choose the online brokers we don’t have
internet access to monitor my investment. On the other hand, If i choose traditional
brokers which is thru phone transactions (I have issued Cellular Phone not a
Smartphone) siguro kaya ko pa ma monitor. What can you sir Mr. Tawid? What broker
shoud I choose for me to start investing na po. By the way, I am currently working under
a private company.
 Reply
11. Azim
April 11, 2018 at 12:53 am
Nice….. Trade Beginners should always remember initial trade marketing rules. Read stock
trading for beginners
 Reply
12. Rosselle Esguerra

April 8, 2018 at 1:22 pm
Good afternoon Sir Omel, I also wanna invest in stock market. Can you help me and be my
mentor? Thanks in advance po..
 Reply
June 2, 2018 at 1:13 am

hi Rosselle, you can start with the quick guide ebook >>
http://www.SmartPinoyInvestor.com/ebook
 Reply
13. Gerald
April 5, 2018 at 7:43 pm
i also want to know how to invest in stock market. kindly give details
 Reply
14. Mark
March 11, 2018 at 1:23 am
I found your blog helpful. With proper citation and credit may I ask permission to use your article
for my personal work? Im writing a o book regarding financial literacy to be distributed to teachers
for free. Im looking forward to having favorable response. Thank you
 Reply
June 2, 2018 at 1:12 am

Sure Mark.
 Reply
15. Romeo G.Maceda

March 10, 2018 at 8:29 pm
It’s good and very informative that catches my interest in investing in stock market.
 Reply
16. Ricardo de Jesus

March 10, 2018 at 12:11 pm
Hi Mr. Omeng! Thank you for this very informative blog about stock market. Id just like to clarify
some things. I want to start doing this. Lets say i opened an account to COL. And i want to use
SAM as my guide to who and when to buy or sell, how? Do I need to subscribe and pay? To
whom? Or is it included in COL service? Thank you!
 Reply
17. Jhenny Gerundio

February 27, 2018 at 5:18 pm
Hi Sir,
Ang tagal ko na pong nag hahanap ng magandang blog about stocks, gusto ko na po mag start,
pwede ko ba kaung maging mentor for this, matagal ko na po gusto umpisahan ito hindi ko lang
po alam kung paano.. the main purpose ko po to invest this year is para maka raise ng budget for
2019 para sa wedding =) and later for future po hehhehe hope you can help me..
going to read all your blogs and hoping a reply from you po.. More power! God Bless
 Reply
March 1, 2018 at 4:29 pm

Hi Jhenn, if for 2019 ang purpose e alanganin ang stock market dahil stocks is generally for
long term… unless you risk into trading where you will expose your money to higher
risk/potential earnings.
Pls consider other short-term investments since it’s for something as important as wedding.
 Reply
B. Kimberly Ann Q Lao

May 28, 2018 at 3:13 pm

Hi. Sir Thank you for information. Thankful to read later lang ako naging interested sa stocks
kasi tumatanda na tayo and i dont want to waste money anymore. Me and my partner want
to grow our income. San po ba kami magsisimula I have friends naman na CPA but siguro
afraid pako to ask help from them. Paano po kaya? Thanks Sir . GodBless.
 Reply
i. Omeng Tawid Post author
May 29, 2018 at 10:26 pm

Mutual funds would be my general first suggestion for beginners.
You can check this page How to Invest Online in Philippine Mutual Fund for beginners.
 Reply
18. investormeph
Thanks for sharing your knowledge. I am new to investing and just doing research before I make
my first concrete step, opening an account.
 Reply
19. Pingback: The Sunday Blog-New House, New Me Charr! | -From Me to You-
20. albert bardaje

Hello sir… How to start for investing?
 Reply
21. Mel
I want to invest this year. How to join the TRC? tnx
 Reply
22. Melvin B.Maguddayao

How much is the minimum amount of share
 Reply
23. zelda camposagrado

November 1, 2017 at 12:00 am
sir omeng ..i’m interested to invest in stock market but i’m wondering if it’s not too late for me to
engage to such bec.i’m 50yrs old already an ofw…and planning to encourage my husband 54 yrs
old to invest also if ever investing would be possible for us
 Reply

Hi Zelda, there’s no age restriction when it comes to investing in Philippine stock market..
though considering your age, you may need to moderate your exposure to equities (stocks).
Download this quick guide >> http://smartpinoyinvestor.com/ebook
 Reply
24. Kelvin Cao

I read the whole pages and this is really interesting for me to invest. I’ve already joined a some of
investment of new networking companies for 2017. Now, I am chasing to get this opportunity but
I’m still thinking on when to start just like you in the past.
 Reply

Happy investing Kelvin!
Welcome to the world of Philippine stock market, mutual funds and Unit-investment Trust
Funds!
 Reply
25. Mikko Immon

I would like to invest but I am just puzzled if ever I get to sell my stocks, is it automatically
credited to my account or it stays with the company? How do I withdraw the credits/earnings?
Can I atleast withdraw after the stock is sold? How long does it take to withdraw and am I debited
from a tax or a certain amount after the withdrawal?
 Reply

Hello Mikko.
Once your stocks are sold, the cash proceeds will be credited to your account.
After the clearing process which takes three days, this proceeds can now be withdrawn to
your bank account.
You do this by sending a withdrawal request to your broker (via email or something else in
your account).
This is really easy. If you submitted your withdrawal request after their day cut-off time, it will
be deposited directly to your bank account on the same day.
Your broke will now your bank account since you give this in your account opening
application in them.
This may be too much to digest now, so I suggest just take the first step – opening an
account – and things will be easier to understand.
Also go through this helpful guide >> How to invest in Philippine Stock Market for Beginners
Guide.
 Reply
26. mary
hi sir! san po kaya pde malaman kung may seminar ang TRC this month of october or nov? thank
you!
 Reply
27. Ruzette Rodriguez

I am interested. How can i start?
 Reply
28. yeboldan
September 15, 2017 at 2:37 pm
This is very helpful! I’ve been wanting to invest in stock market but I a, intimidated by the figures
and technical terms. Thanks to this blog which is so great for beginners like me. Looking forward
to starting my stocks this year!
 Reply

Thanks Yeboldan, happy investing!
 Reply
29. Jason John Duran

July 29, 2017 at 11:49 am 
Hi sir,
I am really interested in investing in Stock market, but I dont know how to start, honestly I am very
shy on asking someone(experts) on jow to invest my savings(not that really much). I have a BPI
savings account which I subscribe to investments which they offer, is it the same as the BPI trade
that you are talking about?
Thank you very much sir.
 Reply
A. Jane Lacsamana
August 9, 2017 at 12:57 pm
hi Jason, suggestion lng try attend quickstart seminar by TRC meron sila this august, they
can help u to start opening your investment
 Reply
30. Jess
July 24, 2017 at 7:24 am
Hi,
If my current COL account is just for me, can I add my husband as a secondary owner?
Thank you.
 Reply
31. Sue Chen

July 22, 2017 at 5:04 pm
Hi I’m a postgraduate student in Taiwan and I am doing a research about the security market in
Philippine.
Can I further contact you for more information about stock companies in local market?
Pls feel free to add me on Skype: b10101111@hotmail.com
Many thanks!
 Reply
32. Charles Sil

May 18, 2017 at 4:35 pm
For example po you bought stocks of this company, then after a while nagtaas yung price. You
decide to sell the shares and get the dividends. If you wanted to buy shares from the same
company, hindi po ba you have to pay more na and parang wala ka ring kinita dahil nagtaas po
yung price ng shares?
Is my reasoning?
 Reply
A. Reginold Frank Amorsolo

August 29, 2017 at 11:34 am
Hi Charles Sing,
that’s also my problem before, you can earn in the Stock market when the price goes up and
that’s also that disadvantage of stock market you really need to hope that the company will
perform well para kumita ka then right now lumipat ako sa gold trading kasi even when the
price is increasing or even depreciating you can earn and pwede mo siya i withdraw every
week kasi pwede ka kumita every week di tulad sa stock na you need to wait for months.
 Reply
i. Cielo
Hi Reginold Frank Amorsolo
Pano ka lumipat sa gold trading or panong mag invest sa gold trading, pwede ka bang
magbigay ng insight?

 Reply
33. Let
April 7, 2017 at 11:34 am
Hi Sir, May I know if the secondary account holder which is a minor age needs to have TIN
number.
 Reply
34. laila rubic

April 4, 2017 at 8:24 pm
Hello sir
I want to try investing in stocks but I’m a newbee.I want to know how to start?
Thank you
 Reply
April 6, 2017 at 5:22 pm

Hi laila, the summary of steps are outlined in this ebook >>
http://smartpinoyinvestor.com/ebook
 Reply
i. Lei
Hi Sir, ngayon ko lang po na discover itong blog nyo. Very clear and simple. Thank you
for sharing your experience. Matagal ko na po gusto mag try sa stock market kaso too
much info lage nababasa ko sa mga Online traders. I you don’t mind me asking, are still
with COL po? and if it’s not too much po, I’d like to know what makes it better than the
others. I hope I’ll get a response, I badly need it. Thanks in advance.
 Reply
a. Omeng Tawid Post author

@Lei, thanks. I’m not with COL though, not an employee but just a client.
For review of online brokers in Philippine stock market, you can check this
blogpost reviewing COL Financial, BPI Trade, First Metro Securities, BDO Nomura,
Philstocks.ph and MakeTrade.
 Reply
35. Kristine Joy Timbal

March 28, 2017 at 5:33 am
Hi ! Sir Omeng, Question. Kumikita ka lang ba sa stock market by selling? o kumikita ka sa stock
by monthly mong investment? o kumikita dahil sa pag taas ngshares mo ? o dahil lang talaga sa
dividends? Thank you
 Reply
March 29, 2017 at 11:56 pm

Hi Kristine, i earn wwith a mix of those – capital gains from selling and receiving dividends.
 Reply
36. Russ
March 24, 2017 at 9:27 am
Thank you for sharing this. I really want to know how to invest in stocks for a long time. Your
website really makes me understand the basic. I will apply for starter first (5k). God bless you!
 Reply
A. Omeng Tawid Post author 
March 29, 2017 at 11:57 pm
Thanks Russ. This quick guide to investing in Philippines is good for beginners.
 Reply
37. Lezlie
March 19, 2017 at 1:35 pm
Gusto ko rin mag invest. Paano po?
 Reply
38. Pingback: 15 Small Businesses Worth To Invest In The Philippines - Usual Needs
39. Pingback: 15 Small Businesses Worth To Invest In The Philippines – Usual Needs
40. Jacqui
March 1, 2017 at 4:25 pm
Bat po nagiiba yung total equity value sa portfolio? Ano po meaning nun?Sorry mejo newbie sa
investing eh thanks po
 Reply
41. herbert
say for example may profit kana sa pag iinvest. paano po ang process nang pag wdraw nang
profit mo?
 Reply
42. may
January 25, 2017 at 11:01 am
for the joint account, can I join with my life partner even we are not legally related??
 Reply

yes it’s fine.
 Reply
43. may
January 25, 2017 at 10:59 am
can I apply my minor child to have colfinancial account??
 Reply

Hi May, yes, it will be an ITF account type (IN Trust For). The difference would be the
following:
1. In filling out the form, the parent would be the Primary Account Holder and the minor
would be the Secondary Account Holder. In the signature portion, the Primary signs on the
first line and the name of the minor should be written on the second line.
2. An ITF (In-Trust-For) Supplementary Agreement must be accomplished as part of the
application form.
3. Photocopy of the following should be submitted together with the application form.
For Principal:
1. Any government ID
For Minors:
1. Birth Certificate
In the case of ITF, The Primary Account Holder needs to be the biological parent of the
minor. Otherwise, adoption or court papers showing appointment as the minor’s guardian
have to be presented.

Once the beneficiary reaches the age of majority, the Primary Account Holder may convert
the account into either:
(1) a Joint Account with the beneficiary; or (2)an Individual Account under the beneficiary’s
name.
 Reply
i. Let
April 7, 2017 at 11:30 am
Hi Sir, does the secondary which is a minor needs to have TIN number?
 Reply
44. Sandra
January 24, 2017 at 8:52 am
i already started and its exciting. enjoy investing.
 Reply
45. Rommel Santos

Thank you po! Fresh graduate and have a job. Since ako yung huling pinag aral ng magulang ko
and they’re financially stable naman I want to invest for my future. Thanks for this and pag aralan
ko pa.
 Reply
46. Leslie Salazar

January 14, 2017 at 12:10 pm
Good day, sir! Is it possible for me, a college student, to invest? Thank you.
 Reply
A. rappidity
pde po,, wala pong limit yan but, atleast ur 18yrs old.
 Reply
47. Lei Dy
I really want to know more about this kind of thing. I read up all the writings above, it was
really interesting. Not just about earning money but it is something that really need to have a
good strategy. Medyo susugal ka rin pero Exciting!
 Reply
48. YHEZA RAYMUNDO

SIR PAANO MAGKARON G 2 ACCOUNT, PANG LONG TERM AND THE OTHER ONE FOR
INVESTMENT
 Reply

Oka lang po iyan to have multiple accounts. That way mas madali mo makita performance of
each strategy you will use.
 Reply
49. marlene santos

January 10, 2017 at 10:48 am
magkano po ang bayad pag kinuha mo ang COL financial as broker?

 Reply
50. mac
is it okay to start this stock market at bpi trade ? the thing is I have zero knowledge to im a
student but wanting to have financial stability . is it just fine if i go to their office then ask questions
?
 Reply

Yes BPI Trad is OK. Just go to their website to start your application, YOu will need to submit
the accomplished printed forms to one of their branch and wait for few days for approval of
your application. From that point, you can start funding and start buying your first stock.
 Reply
i. Jinki
February 9, 2017 at 11:40 am
Hi! How much po ang initial investment sa BPI Trade?
 Reply
51. sarah robles

Hi Sir Omeng. I’m thankful that I found your blog, its really helpful for us who wants to start
investing in stocks. I’m planning to start next year, gusto ko muna pag-aralan before I finally open
an account in COL.
Sir Omeng, may I know your thoughts on COL’s EIP? Do you recommend this for first timers like
me? Or is it better to just simply open an account, fund it then buy stocks yourself?
 Reply

Better that you do some self-study muna before deciding to go EIP since EIP is a very long
term investing approach.
 Reply
52. Lorraine Pesigan

Can I use others BPI account number for payment?
 Reply

@Lorraine, yes that’s fine. Make sure to download our quick guide for beginners in
Philippine stock market.
 Reply
53. Arjay Ramos

can i use wall street journal for checking the historical value of stock of a corp?
 Reply
54. ceekay
Hi. Noob here. So this is basically buying and selling stocks. The strategy is up to you, mostly
depending on what goals you have? 
 Reply

Yes, stock market is a place where people converge to buy and sell stocks, in the hope that
it appreciates in value over time.
 Reply
55. Therese Fajura

Hello Sir Omeng, I am just a little baffled at this moment. I actually get what you’re pointing out in
terms of the basics of investing. I am just confused, how does it differ with the LIFE
INSURANCES we currently have in the Philippines?
What you discussed and what these insurance companies offer are of different kinds po ba?
Mutual funds, etc.etc. Do you have a separate discussion about how these Life Insurances work?
I’m hoping to hear more from you sir. And thank you for this wonderful website, this is really an
eye opener!
 Reply

Hi Theresa, insurance is very different from investment.
There are important differences and here are only few:
(1) Insurance has a policy that need to be reinforced by mandatory regular payments within
a prescribed period. Say quarterly you need to pay 5000 premium for 10 years.
Investment does not have mandatory payment(investment). In stocks, you’re all in control
when to add to your investments.
(2) in terms of returns, clients (or their beneficiaries) get the “returns” on their premium paid
when the unfortunate happens to them (untimely death or critical sickness).
investment on the other hand has no such guarantee, your money’s value fluctuate
depending on market conditions.
However there are now what is called as VUL/ULP (unit linked products) that combine
insurance and investment so that in case you die early, your beneficiaries get the face
amount of the policy, and in case you live long enough, you get the investment value of your
insurance contract. you can talk to a financial advisor or email me here –
http://smartpinoyinvestor.com/contact if you need more details
 Reply
i. Therese Fajura
Wow. Very brief yet very informative sir. Thank you! Godbless.
 Reply

Thanks Therese, more lessons are available here.
 Reply
56. Glenford somera

October 26, 2016 at 11:24 am
Gusto kong maginvest
 Reply
57. Ruben Canoy

Investing on stockMarket needs skills for reading and analyzing the fundamentals and technical.
Investing before we back 20 years ago its so hard because it says it just only for those who have 
plenty of thousands pesos or million pesos to participate the trading on stocks.
But today’s internet access and little by little many new investors are willing to learn on how to
trade and invest on stock market. Tips and tools on reading the charts is quite now easy. You can
surf online for tutorials and tips. You can invest as little of 5,000 pesos… You can be a trader or
an investor.
 Reply
58. Jane
Hi Sir, thank you so much for posting your experience on stock market. When I was still in college
i really want to buy stocks, bonds ect. i’m still clueless that time how it works i also dont have that
much funds on my own and alot of relatives think its just a scam. But when im starting working i
have funds but a lot of scam thing out there i was scared, kasi hard earned money eh.. hahaha
so i didnt push it thru, but still my will on investing, my dream of money works for me.. sarap kaya
yun yung di ka ngwork para mgkapera xmpre in a long run like 10-20-30 years from now. Im only
23 years old i want to do stock market but i dont know how i have the idea but that’s just it,
however after reading this blog i know now how. Thank you so much po!!! God bless po.
 Reply

Hi Jane. great to hear from you. Lucky for you for starting on this at a very young age.
Keep it up!
 Reply
59. jimmy
Sir,
I’m planning to invest around 100K to be broken down into 10 different companies. Costly po ba
in terms of commissions and other charges kung hahati-hatiin sa maraming companies yung
100K? Per company po ba ang computation ng broker’s charges?
 Reply

Hi Jimmy, it’s fine. you may also want to check investing in mutual fund, a good venue to
learn investing with less risk compared to direct investing in stock market.
 Reply
60. cha
August 30, 2016 at 11:56 pm
Hi, matagal ko na pong gustong mag invest sa stocks, possible po ba kahit college palang ako?
and kung may account na po ako for example sa bdo, kailangan ko pa po ba mag open ng ibang
account for stocks or i can use my bdo account and savings na din po sa account na yun?
 Reply
61. Pingback: How To Invest In Stock Market In The Philippines - Wealth Strategies Ph
62. Pingback: Pinoy Personal Finance – nobchet.info
63. geland
August 16, 2016 at 8:22 pm
ano pong company ang mgandang lagyan ng invest? im newbie. still confused?? marami pong
tanong sa isip ko. heheh ano po fb nila? pde po bang malaman to ask question. thank you
 Reply

64. bryan
August 15, 2016 at 6:41 am
Sir Omeng im willing po ako mag join i will try first 5k capital ano po ba ma bigay mong
tips ano po maganda sa trading or stocks market?
 Reply
65. Loralie Guevara

August 13, 2016 at 10:08 pm
Hello ! Sir, ano po ba the best decision kpag below p10,000 ang fund, mag-invest or trade lalo n
kpag wla pa budget para s nxt fund for 3 months para hindi maging inactive ang account s COL ?
tnx po.
 Reply
66. James
August 12, 2016 at 2:36 pm
Hi good day magandang araw po sa inyo
Ang tanong ko pag bumili b ako ng stocks n halagang 5k kailangan ko pb hulugan buwan ung
stocks n nabili ko
 Reply
August 12, 2016 at 7:55 pm

Hindi po required magdagdag monthly, Nasa investor na po iyon.
 Reply
67. JM
August 4, 2016 at 10:24 am
Hi Sir. kamusta po yung lioquidity ng pera ? pag nagsell kana po ba ng shares mo. automatic
credited ? or nasa broker mo pa sya then saka palang idedeposit sa account mo ?
 Reply
A. JM
August 4, 2016 at 4:50 pm
Follow up question lang po. sir pwede mo ba mag deposit ng atleast 1k anytime sa COL
account mo para lang may fund ka to buy stocks ? sana po mabasa mo
 Reply
i. Hanna
Yes. Pero may charge po depende ano gamitin mo. Sa akin po I deposit to my COL
account through my BPI account and I am being charged 5 pesos per transfer.
 Reply
68. Edelyn Padilla

How can I find out of the lot size of the individual shares?
 Reply
69. Pingback: Best Stock Market To Invest In |
70. Paul
July 30, 2016 at 3:38 am
Hi Omeng, great read, thanks for sharing your experiences, it is really helpful for beginners like
me. I have a question, is the commission being billed by the broker fixed @ 20php? what are
other charges I need to look at before buying, specially selling, to make myself profitable on my
chosen stocks?
 Reply

July 31, 2016 at 10:52 pm

Paul, yes the minimum commission received by your broker is 20 pesos. There are other
smaller fees involved. You can use my computation tool to calculate them for you.
 Reply
i. Jessica
Hello,pwede po ba mag apply kahit nasa ibang bansa?
 Reply
71. bimz
July 29, 2016 at 11:21 am
Sir how join in stock market,,thanks
 Reply
72. Jane Ramos

July 27, 2016 at 7:21 pm
Hi po. I just want to ask kung pwede po ba rin mag open ng account or makapag invest kahit di
po nakatira sa Pilipinas? nasa vietnam po ako with my family for almost 6 years na and I want to
invest sa stock market sa PH.
 Reply
July 29, 2016 at 6:08 pm

yes pwede pa rin, maraming OFWs ang nag iinvest, even foreigners pwede rin mag invest
sa Philippine stock market
 Reply
i. Myrna Estrella
Hi there how would i invest i am out station…currently here on Saudi Arabia?
 Reply
July 31, 2016 at 10:54 pm

yes Jane, that is still possible.
 Reply
73. Gene
July 19, 2016 at 10:44 am
hi sir omeng, ibig sabihin ba ng “sell” stocks ay icli2ck mo lang ung button tapos na sell na xa? or
kailangan pa maghintay ng buyer? help po please.
 Reply
74. Pingback: How To Invest In The Stock Market Today For Beginners (PHILIPPINE STOCK
EXCHANGE) - Sulit Dito PH
75. Leo
July 5, 2016 at 6:20 pm
hello po i wanna start sana pero san po trusted na broker or gumawa ng account?
 Reply
76. Azraeal
June 30, 2016 at 1:02 pm

Omeng, I’ve read your advises regarding stocks,well I can say that I am somehow financially
able. I am a licensed professional in a medical field, somehow my fears in trying my luck in stocks
is holding me back. How do you predict the stability of the stocks in this coming administration in
your own personal level. I’ve seen downtrending … Though short term… Can you confidently
state your personal opinion in this risqué endeavor. I just need your insights before I pursue stock
investing.
 Reply
77. Benedict
June 29, 2016 at 5:35 pm
As a young one, I’ve always wanted to kick off with investing in stocks. It wasn’t really that clear…
until now. Shall keep you posted sir!
Thanks for the help.
 Reply
78. Chie Solamo

June 20, 2016 at 7:33 pm
Good Day Sir Omeng Tawid,
Thanks po sa lahat ng info about stock market investment, im started doing it already, at malaking
tulong po yung lahat ng information nyo, dahil sa info nyo mas napadali yung pag open ko ng
account sa COL Financial at yung unang pagbili ko ng stocks,
Keep on learning about stock market at dahil sa blog nyo mas madali ko na syang maintindihan
kaya thanks po,
Sincerly,
Chie from Singapore
 Reply
June 27, 2016 at 5:01 pm

Salamat Chie, glad to hear that you have already started.
 Reply
i. Jessica
Sir omeng panu po mag invest sa stock market?nasa bahrain ako..pls gusto ko din mag
invest sa stock market ng pinas kaso hindi ko alam kung paano…pls guide sir.thanks
 Reply
79. Pingback: How To Invest In The Stock Market Today For Beginners
80. Pingback: How To Invest In The Stock Market Today (PHILIPPINE STOCK EXCHANGE) - Wealth
Strategies Ph
81. Juvanie Gabotero

May 9, 2016 at 12:58 pm
hi MR.! I’m really inspired by your blog, i’ve been thinking of going into stock marketing lately pero
nagdadalawang isip ako dahil narin siguro sa wala naman tlga akong ka-clue2x sa anu
nangyayari sa Stocks2x nayan.. pero thank you you inspired me tlga… tanong ko lang, sa planu
ong pagsisimula, advice-sable (or pwede) bang bumili na ng more that dalawa or more na stocks
sa isang napili kong brokerage? or kelangan tlga na every after another month? i dont know…
 Reply
June 17, 2016 at 4:46 pm

Hi Juvanie, yes you can do that. I suggest you watch the tutorial here where i answered
frequently-asked questions about investing in Philippine stock market HERE.
 Reply 
82. Jayson
May 6, 2016 at 3:08 am
This is very informative. I’m planning to venture into stock trading and I’m glad to have discovered
your blog. Thanks for sharing your knowledge and experience in an easy-to-understand fashion.
Maraming salamat! More blessings to you!
 Reply
83. Rizza
May 5, 2016 at 3:32 pm
Hi Omeng, could we guest post in your site?
 Reply
84. Pingback: Understanding The Philippine Stock Market | Your Stock Market Place
85. tracy
April 25, 2016 at 6:55 pm
what if i’m only a college student and i would like to start as soon as possible. Can I open an
account po?
 Reply
May 3, 2016 at 5:07 am

Yes Tracy, you can open even if student. If less thatn 18 y.o, you need to do it though with
your guardian.Check quick guide here.
 Reply
B. Ben
June 24, 2016 at 9:52 pm
Yes pwede po, 18+ ang required age … college student din ako going 19… nagsesearch
narin ako about stocks and sana by August mag start na ako mag invest
 Reply
86. Mimmy
March 31, 2016 at 3:42 pm
Paano po mk open ng account s COL Financial ung mga nsa abroad?
 Reply
87. Zeke Worrall

March 29, 2016 at 8:05 pm
Kuya Omeng, can you teach me po? I want to be your apprentice?
 Reply
88. LEA CALVARIDO

March 23, 2016 at 12:33 am
Hi! po gusto po malaman paano mag start maginvest ofw po ako? anu pong marerecoommend
nyong strategy na madali kong masusundan..thanks
 Reply
89. April Dimaculangan

March 18, 2016 at 8:54 pm
Sir oms yun po bang funding yun na yung starting na 5000?
 Reply
March 26, 2016 at 6:54 am


@April, yes your initial funding mo ay pwede mo nang ipambili ng stocks.
 Reply
i. Romina Tan
May 5, 2016 at 7:50 pm
To reconfirm lang po activation ng acct is 5k and then u need another 5k for funding
right?
 Reply
a. Joey
May 9, 2016 at 11:18 pm
Hindi po. Ang nitial investment po is 5k lang. After that po ikaw na bahala how mch
you want to put
 Reply
90. Anjiero
March 12, 2016 at 1:27 am
Sir omeng, kelan nyo po malalaman na almost mareach na nya ung maximum price ng share?
 Reply
March 14, 2016 at 9:35 am

There’s no exact formula na makapagsabi nyan.. but there are indicators that can be used..
more on chart analysis na ito
 Reply
i. Lalin
March 28, 2016 at 9:56 am
Sir tanung ko lang po,,,bago lng po ako sa investing,,my shares akong
nabili,,GTCAP,,10 shares,,nabili ko xa, atleast 1150 each share,,now mataas na yung
presyo,,around 1,450,,im doing long term investment,,thats my plan,,pero,now,,its
instant almost more than 2,000 pesos gain,,nagdadalawang isip po ako,,kung bebenta
ko xa now,,or wag na lng,,kc bka kikita naman ako sa dividends,,,im confused,,,maliit pa
lng yung investment ko,,last september lng po ako ng start,Thanks po sa
reply,Godbless
 Reply
a. Joey
May 9, 2016 at 11:24 pm
Personal opinion ko lang po kung confused kayo on when to buy and sell I’d
suggest studying po yung SMA,EMA and MACD. I personally use MACD and SMA
ng sabay for selling lr buyin confirmation.
 Reply
91. Pingback: Ano Ba Yan Stock Market | The Stock Market Place
92. Jc
March 2, 2016 at 8:52 pm
Sir omeng, ask lang po paano bumili marami share kc un board lot un lng limit. Bkit un iba
nakalampas like say 100 un board lot lmg limit. Pero un iba 1000 shares nila. Paano nila nagawa
un.
 Reply
March 6, 2016 at 8:46 am

board lot is the minimum po. You can buy more but your volume has to increment by board
lot. 
Example, if board lot is 100, then you can buy 100, or more like 200, 300, 400, 500, 600,
700, 800, 900, 1000, 11100 1200 and so on and so forth.
 Reply
93. Pingback: para hindi masayang sa walang kwentang bagay ang suswelduhin mo – Smart Pinoy
Investor
94. Pingback: Smart Pinoy Investor
95. Juls
Be wise sa pag I invest dahil Hindi parati puro gain lang, pwede ding ma ubos lahat ng I invest
mong pera. Ang stock market ay isang sugal pwedeng panalo at pwedeng talo. Kaya be wise
lang po.
 Reply
96. Erwin M.
Hi sir Omeng, kailan po ba magbibigay ng dividents ang isang companya? depende lang ba sa
kanila? Tsaka kung ka bibili ko lang ng shares nila tapos schedule for dividends on the next day,
entitled na po ba ako sa dividends or may certain maturity time?
 Reply
March 6, 2016 at 10:14 am

Depende ito sa decision ng board of directors nila,
YOu can get info about dividends here -> http://www.smartpinoyinvestor.com/2012/02/how-
to-get-dividends.html
 Reply
97. Pingback: Replay now available – Tips, Tricks & Traps for new Pinoy Investors | SaleBuyRx
98. Pingback: Q&A: Long Term Investing (how it works) | BuyProductsRX
99. Jeff
Hi Sir Omeng!. Kapag po ba eip for example one year matapos doon ko pa lang ba siya pwede
ibenta?. At kung mabenta siya ilan araw bago ko naman siya pwedi iwithdraw?.
 Reply

Hi Jeff, even if you’re doing EIP (or any strategy), you can still sell anytime..After selling,
withdrawal will take at three days of processing before it gets to your bank account.
 Reply
100. okil
January 19, 2016 at 10:21 pm
hi sir, tanong ko lang yung 5k ba na starting para sa beginner pweding gamitin sa trade? or
kelangan mo ng 25k para makasali ka sa trade araw2x? salamat po
 Reply

Hi Okil, technically yes, you can start trading (buying & selling) stocks with just 5k, but sa
totoo lang maliit yun for trading baka malugi ka pa sa fees & commissions, so if you really
wanna taste a more real trading experience, 25k capital is a better start..

 Reply
101. Ryan :)
January 11, 2016 at 12:53 am
Hi sir ? Im only 19 years old and i am a student. And willing to learn about this article and also
how to invest! And i want to ask how much do you need money to invest?
 Reply

Hi Ryan, anyone, even a student can invest with as small as 5k. Just follow the steps outline
above.
 Reply
102. Victoria
I was browsing through the net as i wanted to start investing… and behold, saw this website.
Thanks for paying it forward. I will invest this month (small investment lng muna) and try to learn
the trade first. I hope I can get more tips…
 Reply
103. Pingback: Pwede Na The Complete Pinoy Guide To Personal Finance Pdf | Stock Market Place
104. Jess Thony J. Labadan

Hi sir Omeng, I’m Jess from CdeO.. Itatanong ko lng po sana and to clarify also.. once pag nag
fund na ako sa broker with initial deposit as starter of 5,000k at bumili na ako ng stock.,example
ALI (Ayala land Inc.) them bumili ako for 300shares volume with price of 5.50., The method or
strategy i will use is EIP for Long term investment..What if, I monitor my stocks 2 weekly pa lng sa
pag bili ku nito nakita ko na it gains around 45%, ang tanung ko lng po pwed ko na ba to ibinta at
kung naibinta ko na po sir, bibili ako ulit ng shares sa napili kong stocks? Possible po ba to sir
omeng.? Thanks po.
 Reply
A. Jess Thony J. Labadan

Rephrase ko lng po yung “2 weekly” sir Omeng, it is “2 weeks” po thank you.
 Reply

Hi Jess, yes possible naman yan.. In direct stock market investing, you can do anything
(buy/sell) you want anytime (as long as the market is open which is currently from 930am-
330 pm).
 Reply
105. Pingback: How To Invest In Stock Market In Hindi | Stock Market Futures
106. Melvin Martin

Q: Let just say you place a new order to sell your existing stocks, when it matched meaning to
say someone buy your stocks?
 Reply


Hello Melvin, yes of course.. any matched transaction means someone has agreed in price
to buy/sell stocks.
 Reply
i. lily s fernandez
March 9, 2016 at 10:36 am
gusto ko mag invest,wala bang scam jan,..
 Reply
a. Joey
March 16, 2016 at 5:19 pm
Philippine stock market is legal.at nag start ito panahon pa ng lolo mo until now
dyan pa din.ang scam yung mga MLM or need invites to get paid.kapag wala kana
ma invite dika kikita..dito kana mag invest sa STOCK MARKET at kasosyo mo pa
sa negosyo mga bigtime company dito sa pinas.
 Reply
107. nube
i already registered myself sa COL… i want to buy my first stocks… long term po.. any 5 stocks
po na pwede nyo recommend to buy consistently every month?
 Reply
108. Pingback: Pwede Na The Complete Pinoy Guide To Personal Finance | Stock Market Place
109. ibrahim albar

Hi po. Can a 16 year old do all of these stuff?
 Reply
110. liway
Sir example, if nag increase or nag gain ang share ko ng 10 percent..1. i hold na ba ito or hayaan
lang until to continued increasing. 2. If kung di mo nakuha at nag sown kasama ba itong na gain
monang ilang percent na mawala.thanks
 Reply
A. Jennifer
The price per share is very unpredictable because it changes every second or minute.
Knowledge is power so I suggest that you do some research about the shares that are good
to buy.
 Reply
111. florentino centeno

Sir ask ko lang. Meron akong account dito sa hongkong HSBC. Pwede ko bang gamitin na sa
COL financial bastat iregistered ko lang sa kanila.thanks.
 Reply
112. Been-sent
Sir pag buy ko ng stock pinili ko ang DAY does it mean valid lng ito sa day na yun? If hindi ko
maibenta on that day meaning po ba ma forfeit? Or pwd oaring ibenta the next day?
 Reply

@Been-sent, yes DAY type of order means yout buy/sell order is valid only for that specific
trading day. If this is not matched, you can post a new order the next trading day. Some use
GTC(good-till-cancelled) orders which will make your order valid for several days until it is
matched. This way, if an order is not matched in a trading day, you need not put a new order
for the next trading day.
 Reply
113. marz3l
sample may pondo ako na 5,000
then bumili ako ng stock(AYALA COPR) this month(December 2015) for about 4,000 for example.
then next nag decide ako na bumili next month(January 2016) at nag pondo ule ako ng 5,000
samlple bumili ako sa BPI for about 4,000
Question
#1 – yung balance ko na 1,000 from december is magagamit ko pa ba for the next month at ma-
accumulate sa next na magppondo ako?
#2 – kelangan bang buwan2 ako mag ppondo or depende lang kung may excess pa ako para
makabili ng stocks?
#3 – minimum na pedeng i-pondo
#4 – sample for 2015(Jan – Jun) monthly aq nagppondo at monthly rin ako bumibili ng stock.
ano ang pros and cons kapag itinigil ko muna ang pag pondo at pag bili ng stock for (Jul – Oct) at
nag pondo ule at bumili ng stocks for (Nov – Dec)
 Reply
A. Garcia
nasa taas po ang sagot sa mga katanungan mo, review nyo po ang mga nakasulat, at
makinig nang maigi sa video
 Reply
114. Mister
Hello sir, ask ko lang po (at sana po magreply kayo).
1. Diba po 5k minimum ang kailangan to start an account sa COL Financials? what will happen
po if we withdraw amount of money resulting a below 5k to our investment sa COL Financials?
ano po mangyayare? o ano po mangyari kpag naging below 5k ung investment namin sa COL
Financials?
2. Do we have to invest more money other than having 5k as starting? i have read na it depends
with us kung mag iinvest kami kasi hindi necessary, ibig po bang sabihin pwede kaming mag
assume na pwede na kami hindi mag invest ng additional money for a lifetime?
Please po pansinin nyo po tong tanong ko
 Reply
A. Mister
Follow up question po sir:
3. Is there a chance sir na yung 5k namin na investment as starting sir ay aabot ng 25k? at
kapag nangyare po yun makukuha ba namin yung benefits ng ‘COL Plus’? O dapat po
talaga kaming mag dagdag pa ng additional 20k investment (or fresh 25k po talaga?) to
reach the ‘COL Plus’ level?
(Sana mapansin nyo po ‘to)
 Reply

If yung value ng acccount mo will reach 25k, it will be automatically become COL
PLus from COL starter.. Your 5k initial investment in COL Started can reach 25k in
theory but that will surely take sooooo many years considering the growth of our stock
market..so I suggest dagdag ka nlang if you wanna upgrade to COL Plus as soon as
possible.
 Reply

Hi @Mister,
1. If bumaba ang pera mo belok 5k sa account mo, okay lang yun, Wala namang
mangyayari. Pwede mo actually iwithdraw lahat ng pera mo na meron ka pa sa account,
walang problema yun.
2. After your initial 5k, nasa sayo na yun if dadagdagan mo or hindi. Hini required na
magdagdag ka after your initial 5k.
 Reply
i. ann
May 8, 2016 at 10:15 pm
ask ko lng what if nag start ako 5k tapos every month naghulog ako and lets say
umabot na ng 100k yng deposit ko, tapos d na ako nag dagdag uli as hanggang dun
lang na amount na deposit, ok lang yng kahit lumipas na ng ilang taon? and one more
thing every kelan makukuha ang dividend?ok lang din ba d ko yn kunin para dagdag sa
deposit?pwede ba magkarun ng dalawa or more na account sa stock market?
hanggang kela po ang maturity ng pera mo sa stocks yng pwede mo na kunin ang lahat
ganun……….kc interested tlga ako gusto ko sana one account na gud as 10yrs and
yng isa kng pwede yearly…….may ganun ba?long term ang short term ba…….tnx sana
masagot nyo po para mawala na mga fears ang questions ko….and pahabol pwede ba
mawala lahat pera ko sa stocks? i mean ano mga possible causes nun?
 Reply
115. vin
Omeng, im just new here, and interested in investing, let just say I funded my account 5k and and
buy stocks worth 5k from JFC 2.5 per share, what will going to happen if share of stocks went
down, let just say it went down from 2.5 to 1.5, do I loose in this case what will happen with the 5k
that I invested?
 Reply

Hi Vin, if you bought stocks and after buying it the price of the stock went down, that will also
decrease the value of your stocks.. pag binenta nyo po yung shares nyo, you will get an
amount lower than when you bought it.. So lugi na po iyon. If you hold on to your shares
without selling, that is called “paper loss”. So you actually have two options:
(1) Sell your losing stocks and your paper loss becomes an “actual” or “realized loss”
(2) Hold your shares and wait until its price goes up again.. In this case, your paper loss can
be bigger if price dives down deeper, or you can recover your loss or even gain if price goes
up again
 Reply
i. ViN
Thanks for your reply bro, this really help me a lot, actually i already attended your
webinar last Saturday and i will continue to do that.
 Reply
116. john Christian Rizardo

what is the minimum requirements for investing in stock market thanks:)
 Reply
117. KRIZZA ROLDAN MALE

Is it okay if I use my payroll bank account? or do I need to open a new account?
 Reply

@Krizza, yes you can use your payroll bank account. but just make sure that it remains
active because that is where your broker will deposit your money in case you decide to cash
out/take your money our of your account.
 Reply
118. alejandro saludo laygo

sir gusto ko po mag start to invest as long term…paano po mag start i have no knowledge how to
start it please help me how to start it
 Reply

Hi Aljandro, the steps have just been outlined above.Basically you just need to open an
account in one broker, fund it, buy your first stock online just like browsing in facebook, and
sell when you start gaining.
 Reply
119. Haydee De Leon

October 24, 2015 at 11:52 pm
Hello po. I am Haydee, just a newbie in investing in stock market and i planned to invest for a
long term. Me ginawa n po akong Sched for my EIP under COL Financial and i set my sched for 3
years. In case po na gusto ko p i-continue ung investment ko after 3 years for an specific stock,
ano pong gagawin ko? Thank you?
 Reply

Hi Haydee, as a direct investor, you have full control of your investments, You can actually
stop your EIP program or extend it anytime you want.. Kahit ano okay lang pwede mo gawin
yun. But then depende nlang sa decision mo and sa performance ng stock market if your
strategy will do you good.
 Reply
120. ging
pwede mo ba akong tulungan sa stocks na apply ko thru price securities na hanggang ngaun di
ko na nakukuja dahil bankcrupt na daw office nila give me some information how to claim it! and
move to your trading website. thank you.
 Reply
121. Apprise Incorporated

i am still unemployed due to being a college student so i really dont have my or a TIN number,
can I use my parents TIN number instead ? 
 Reply
122. Silverspoon
Very informative :). I’m 25 yo ready to invest. I’am using BPI Trade Platform. Thanks!!
 Reply
123. Raffy
42 years old na po ako, am I late for investment to learn and do this?
 Reply
A. sudogem
Hnd pa yan late sir…before ka pumasok sa stock market, make sure na meron kang
emergency fund..
 Reply
124. Nathan
Hi, Gemma,
How can we buy Singapore RIETs from Philippines?
 Reply
125. Pingback: Who is Edward K. Lee – COL Financial Group, Inc | Smart Pinoy Investor
126. Reylen Catungal

August 25, 2015 at 12:03 pm
Hi Sir Omeng, I’m newbie sa stock market at medyo nalilito pa ako…kapag nagpupulahan (red
market) loss ang mga stocks mo, paano po nalulugi ang investment doon? kukunin ba ng
company ang ininvest mong money sa mga stocks? paano nasabing nalulugi? Thanks in
advance.
 Reply

Paper loss po ang tawag dun. Pag binenta nyo sya, it becomes actual loss.
 Reply
i. Mary Rose Valera

October 30, 2016 at 11:57 pm
Sir omeng paper loss you mean di na po siya pwede mag gain or di na pwede I sell
kpag nasa 0 na?
 Reply
127. Dominique V
August 21, 2015 at 1:26 pm
Hello how old were you when you made that first stock purchase? Para ma inspire lang ako.
 Reply
128. Pingback: Stock Market Books For Beginners | Penny Stock Tips
129. Pingback: Where To Buy Stocks Online In The Philippines | New Penny Stocks
130. abby
August 12, 2015 at 11:59 am 
Hi sir,, napaka interesting po nito,, gusto ko pa sana magtry noon pa, kaso hndi ko alam ung step
by step.. Sana po matulungan nyo,. Thanks
 Reply
131. Pingback: Should I Continue To Invest In Stock Market | Penny Stock Tips
132. Pingback: How To Make Money In Stocks Under $2 | Extra Income!
133. carlo angelo

August 8, 2015 at 5:33 am
Hello, dun sa Customer Account Information Form (CAIF) ano ung ilalagay dun sa accoun
number sa pinaka taas at dun sa CUSTOMER’S PHILIPPINE BANK ACCOUNT DETAILS ng
form
 Reply
134. Jaycob Mendres

August 7, 2015 at 12:21 pm
Hi po sir, sana po magkaroon ng free seminar about this kind of investment dito sa pasig or kahit
saan na malapit lang dito. Since im already 25y/o at ngttrbaho n ng 4years sa mga restaurant
bilang kusinero, may 2 anak at may asawa ay wala pa ding nangyayari sa aking pagttrabaho,
walang ipon, wala pang naipupundar ay naging interesado ako sa ganitong investment. Salamat
sa ganitong mga blogsite at sana eh one of this days ay mameet ko kau.. Maraming salamat at
GOD Bless us all.
 Reply
135. Janice
Hi,sir.3rd yr.college na po ako and I would like to try it simula ng mapagaralan namin ang stocks
sa finance. Pero natatakot ako na baka mascam ako pag online ako nagtry. And kung pwede ba
talaga ang estudyante na magganito kasi yung mga requirements na need ay wala pa ako.
Salamat po sa reply.
 Reply
136. Pingback: Alsons Insurance Brokers Philippines | Modern ABC Home Insurance
137. Pingback: Make Money Blogging For Beginners How To Play | Make Money Fast!
138. Pingback: Start Stocks Online | New Penny Stocks
139. dave_rico
Hi Sir Omeng, thank you for the very informative and encouraging blog. Anyway, i just want to
ask, since you invested already through selling and buying stocks, would there be a chance that
you will get broke or naubos yung ininvest mo?
 Reply
140. Pingback: Stock Trading For Beginners In The Philippines | Today's Penny Stocks
141. Pingback: Stock Exchange Tutorial In The Philippines | Penny Stock Tips
142. Pingback: Stock Exchange For Beginners Pdf | Penny Stock Tips
143. Mark
July 23, 2015 at 6:33 am
sa stock market lets say sa peso cost averaging strategy… once 5k na ba ang nastart mo sa first
month mo eh 5k na for the whole investment process? pwede din ba na just for example, 5k
initially, then nxt month is 10k, then nxt month is 15k then nxt month is back to 5k..in short paiba
iba ang amount ng money na iniinvest per month.is that possible?. thanks.
 Reply
July 29, 2015 at 2:16 am

@Mark, yes that’s possible.. there’s no requirement how much to add every month. In fact,
you can choose not to add at anytime.. It’s all your money so it’s all your decision how much
to add or not.
 Reply
i. Danny
pd dn po magtanong? san po makikita ung ACCOUNT NUMBER na kelangan sa
dalawang form? saka pano po pag gusto i-with-draw ung “kinita” sa stocks?
 Reply
144. Bea Kim

July 17, 2015 at 7:15 pm
Good evening po! I’m using this po for my Math project! I’d like to ask po when this video was
published po? Thank you po!
 Reply
July 22, 2015 at 4:38 am

Hi Bea, the video was published Feb 14 of 2015
 Reply
145. Pingback: Stock Market Beginners Guide Pdf | Penny Stock Tips
146. Pingback: How To Buy And Sell Stocks Online For Beginners | New Penny Stocks
147. Pingback: How To Start Stock Trading From Home | Today's Penny Stocks
148. Maggy
July 9, 2015 at 11:23 am
Sir omen.
Good day po.
Ask ko po when to buy the stocks and when to sell the stock..and how? Pwede po ba kau
maglagay d2 ng format?
 Reply
149. paul
July 6, 2015 at 9:21 pm
sir omeng tuwid is there any way i can contact you i am really interested in this
 Reply
July 6, 2015 at 11:39 pm

you can contact me here sir Paul – http://smartpinoyinvestor.com/contact
 Reply
i. Loise Ozoa
July 31, 2015 at 2:42 pm
sir omeng, I’m really interested on investing sa stock market before pa but I really don’t
know how to start. Can you help me like some guidelines? pls. really need your smart
views on this. Looking forward to your reply. thanks…
 Reply 
150. Jhonz
June 22, 2015 at 9:36 am
Good Morning Mr. Omeng, is it okay to use PCA strategy if the company im investing has a
downward trend?Thank you,
 Reply
June 22, 2015 at 2:44 pm

@jhonz, PCA is not doing marketing tming so it just follows its schedule no matter what the
market trend
 Reply
i. Jhonz
June 22, 2015 at 3:56 pm
@ Engr. Omeng right? hmm..so it means i will continue buying stocks until the next hit
of the company?so i will just monitor when will be that time?what if it takes 10 years?
hehe just exaggerating and can you provide us the list of company that you invested for
our reference?Thank you.
 Reply
July 6, 2015 at 11:43 pm

@Jhonz, PCA is regularly buying as per your schedule(example monthly). it’s like
buying and holding. thus it’s important na selective ka sa companies mo.
you can follow as a guide yung COL Financial’s model portfolio –
http://www.smartpinoyinvestor.com/beginners/investmentguide or subscribe to
Truly Rich Club (where I’m also a member) –
http://www.smartpinoyinvestor.com/trulyrichclub/sign-up
 Reply
151. marissa
June 19, 2015 at 10:20 pm
Hi Sir. good evening! Sir ask sana ako nang advice mo. Gusto ko sana mag Invest sa Market
pero hindi ko alam kong papa’no.? Please. Thanks and GOD bless!
 Reply
152. Pingback: How To Invest In Stocks Online For Beginners | New Penny Stocks
153. Pingback: Start Investing In Stock Market | Penny Stock Tips
154. josh
June 4, 2015 at 11:27 am
hi please give idea on how to start with these investment… i’m really interested.. please.
 Reply
155. andy
May 31, 2015 at 1:08 am
This is a very nice read! I’m thankful that I was able to start early. However, I sometimes do have
second thoughts on whether I should have built a business instead of just investing in established
ones? What are your thoughts on that?
 Reply
June 1, 2015 at 6:18 pm

Hi Andy, depends on a lot of factors. They’re both considered high-risks types of
investments. Stock on the other hand is easy to begin, so you can check it this option first
and see.

 Reply
156. Analyn
May 28, 2015 at 3:04 pm
I joined a seminar last year with first metro securities but I was’nt able to invest yet until now. After
I read your I blog I was convinced to invest even just 5k starting. My question is that, First Metro
online broker is okay sir? which is better BPI trade or First Metro? I already have savings account
in BPI and payroll account in metrobank. Which is better? Also, do you conduct seminars on
weekends? Because I’m really interested to invest but I have lots of questions and want to listen
with you personally.
 Reply
June 1, 2015 at 6:27 pm

Analyn, they’re good brokers with minor differences. For seminars on personal finance, you
can sign-up here >> http://smartpinoyinvestor.com/solidfinancialfoundation
 Reply
157. arra mae

May 22, 2015 at 4:20 pm
hi po…good afternoon! gusting-gusto ko po magtry and maginvest sa ganito kaso po
napakalimited po ng nalalaman ko po sa ganito..gusto ko po sana na may tumulong sakin kung
ano ung mga tamang diskarte paano magsimula..ipaliwanag lahat ng pwedeng maging scenario
lahat lahat…sana po matulungan nyo po ako.salamat
 Reply
June 1, 2015 at 6:29 pm

@Arra Mae, suggest you attend this first – For seminars on personal finance, you can sign-
up here >> http://smartpinoyinvestor.com/solidfinancialfoundation
 Reply
158. arra mae

May 22, 2015 at 4:16 pm
hello po..gustong-gusto ko po maging investor or magtry sa ganito..kaso napakalimited lang po
ng idea na nalalaman ko…sir…gusto ko po sana makaatend ng seminar…yung tipong face to
face…sana po matulungan nyo po ako..and sana din po may magturo ng kung paano ang
tamang diskarte lahat lahat po…
salamat po
 Reply
159. Edielyn Caringas

May 18, 2015 at 2:10 am
hello sir, id like to start PCA of COL, is there any blog here regarding placing order or on how
start with PCA of COL? thank you for all your infos. More power
 Reply
160. Pingback: Investing in Philippine Stock Market for Filipino Freelancers - Arteta OnlineArteta
Online
161. mariscalcarla
April 16, 2015 at 7:34 pm
Hi Sir Omeng, first of all I want to thank you for this very informative blog. Matagal na akong
interested on buying stocks kaya lang hindi ko alam kung pano (zero knowledge when it comes
to this area). Ang tanong ko po ay eto, ung BPI po kasi may BPI Trade po, eto po sana ang
gagamitin ko. Am I on the right path?
 Reply 
April 20, 2015 at 5:49 pm

Yes pwede naman kayo mag open trading account sa BPI Trade
 Reply
162. Pingback: Investing in the Philippines Stock Market: pebsrecabar’s story. | empty puzzle piece.
163. Theo
April 6, 2015 at 1:25 pm
Hi, i want to invest a small amount of 5000php because i just want to give a try. and im scared to
invest a lot and losing it especially my savings. geesh it a lot for me…
my questions are:
how the chosen company flows about the dividend? is it annual or every quarter of the year or
depends.?
on my 5000php can i go for long term? I think its too little for long term?
if it is long term how long? 3 years 2years or retirements?
on my 5000php it shows i have a limited access to the COL financial. that exclude online broker
for my money ? or maybe i should go for 25,000k because of the site reviews/benefits.
can i still buy stocks to the same company i used to buy on the first? or adding up my shares to
the same company? or not?
the risk is if i bought a lot from one company and the market value goes down well of course my
stocks would eat them because i have the lease stocks to invest. if ever,. i don’t want it to
happened.
please i need help. i was just starting to earn money , and i don’t want to lose or earn less of what
im expecting for.
i am included to the minimum wage salary here in the Philippines.
 Reply
A. Jef. J
May 16, 2015 at 7:47 am
Risk assessment is one important thing to learn if you’re going to enter this market.
To answer your question, I would prefer doing a timely investing. if you have 25k total of
money to invest. I would go to start with 5k, to keep you rolling. Now, if you see that the
market go down (and for sure it will go up after a couple months) buy more shares during the
fall. The number of shares that you can buy during the fall will be more than the number of
shares that you will have during your initial purchase. By the time the market get back on
track. The number of your profit you will have will be counted on your number of shares
multiplied to the value of the shares.
The number of loss that you will have during the fall will be overcome with the number of
gains during the rise of the market if you purchase more shares during the fall of the market.
“Please be mindful that every investments has their own risks, it will only depend on you on
how will you overcome that risks and convert it to your favor.”
Happy investing,
Jef
 Reply
164. cristine
April 3, 2015 at 12:50 pm
i want to start investing in stock market. what should i do first? who am i going to contact?
 Reply
165. teodoro m butron jr

March 31, 2015 at 11:07 am

please help me!! pano ba ako kikita? kung may 10k ako mag invest tapos d ko syab kukunin ng 3
years kikita ako?
 Reply
April 3, 2015 at 3:50 am

@Teodoro, that will largely depend if yung pag-iinvestan mo will have a good performance
within that 3 years time frame. You need to come up with your own investing plan. Pls check
the lessons above.
 Reply
166. Pingback: How To Invest Money For High Returns | moneymits
167. Joshua Adam Dalagan

March 12, 2015 at 2:58 pm
SIr, what happens next after I hit the sell button? shall I wait for someone to buy it before I can
consider it an actual profit and withdraw it from my bank?
 Reply
March 13, 2015 at 4:22 pm

@Joshua, your sell order should be macthed with a buy order. Once magmatched, then you
can request for withdrawal of your funds. It will go directly to your registered bank account
with your broker.
 Reply
168. jep
March 11, 2015 at 11:38 am
sir gud day what if i want to with draw may money from col can i do that? including naba dun ung
mga kinita ko sa selling or the principal amount only?
sorry po, im just being confused noob po e but thanks to this, i got tons of idea:)
 Reply
March 13, 2015 at 4:30 pm

@Jep, yes you can withdraw anytime.
 Reply
169. Mori
March 9, 2015 at 5:08 pm
Hello Sir,
I read your blog and interesado po akong mag-open ng account sa COL.

Kaso lang po sa abroad po ako ngayon at wala po akong TIN #, SSS, even voters I.D. Ano po
kaya ang gagamitin ko para sa Valid I.D for COL.
 Reply
170. Susan
March 9, 2015 at 4:49 pm
Hi Boss Omeng. Newbie rin po me sa stock market investment but I do have some UITF po if that
counts as some minute experience in investing. Problem ko po, I’m a housewife lang po, even I
do get some income from tutoring some gradeschool sometimes, my deepest concern is about
the BIR taxing. How can I explain to them if the future if ever na silipin account ko, where I get the
funds to invest in stocks in the first place, although my husband works and I can use that excuse
that the funds I use is from the excess of our monthly budget, Being a newbie that I am, I don’t
know the complications, even it doesn’t seem there’s nothing for now, maybe in the future or so,
of investing directly in the stock market with nothing to actually to show where those funds come
from? I think I could manage po the start up 5k then I could add 1-3 a month depending on our 
excess budget considering I’m only planning to invest on stock with good fundamentals and divs
and use that like a saving account perse and just add on it from time to time without selling it, just
mostly accumulations po. Thanks for the time and helping Pinoys learn and get courage to invest
because you generously freely share your experience and know-how on the subject. May God
bless you even more.
 Reply
171. Pingback: Investing Money In The Stock Market For Beginners | moneymits
172. Michelle Estopito

March 8, 2015 at 8:13 am
Sir I am planning to open an account at COL financial for a starter minimum fund deposit of
P5,000 for the EIP. Pwede po ba n 1k lng ang hulog per month…malaki po sa akin and 5k per
month..
Many thanks po.
 Reply
April 21, 2015 at 12:24 am

@Michelle, 5k is the required initial starting amount only. You can add as low as 1k monthly.
 Reply
173. jen
Hi sir, ano po maisu2gest niyo na gawin ko? Student pa po ako at wala pa po akong SSS, TIN
and pending pa po ang voter’s ID ko. Ano po kaya ang gagamtn ko para sa valid ID FOR
APPLICATION IN COL?
 Reply
March 4, 2015 at 1:03 am

@Jen, need mo lang ng TIN. Go to your BIR RDO and apply for a TIN.you can say to the
BIR officer that you’ll be using it for your driver’s license.
 Reply
174. Bhe GonzalMosca

I want to know more about investing stock market…me and my husband..were interested…how
to join…tnx very much..
 Reply
175. Johnir
Visit http://www.pseacademy.com.ph to learn more about investing in the Philippine stock market!
 Reply
176. metzi bianca cadena

Do you conduct seminars? I would love to personally come and sit with u guys. I want to broaden
my knowledge when in comes to long term investments in stock market, by the way I am an OFW
in Dubai. Thanks.
 Reply
177. girly
matagal na akong gustong mg invest nung citiseconline pa kaso kulang ako ng isang
requirement, ung BILLING STATEMENT..
 Reply
178. Jae
bakit di ko maaccess ang COL financial?
 Reply
179. GM
January 29, 2015 at 11:51 am
Hi Sir, I requested to join your group in FB. Is it still active? Thanks!
 Reply

@GM, yes pls join us here, many can help answer your other questions –
https://www.facebook.com/groups/smartpinoyinvestor/
 Reply
180. anne
STILL CONFUSED.. but i wanna start na right now.. may fund na though sakto lang.. pero i
wanna start naa
 Reply
181. Jaylyn A. Palmiano

Matagal ko ng gustong mag-invest..kso zero knowledge po ako…Teach and help me po how to
start..thanks..
 Reply
182. miguel lito

Sir…. if I’ve funded 5k sir,.. okay lng po ba na d na aq maglalalgay ng 5k for the next month….
kasi gus2 q sana hintayin ang tubo ng unang 5k sir…. and what if 5k lng tlga puhunan mo sir?..
pwd ba yun kahit wala kang pan lagay na 5k for next month?
 Reply

pwede ka naman di maglagay, pero mas maganda if gawin mong giant piggy bank ang stock
market investments mo.
 Reply
183. Ana
Good day Omeng. Yung investment po ba dapat talaga monthly? o pwede na yung initial
investment muna .
 Reply
184. Mav Sison

January 25, 2015 at 12:20 am
sir can a student enter the stock market. i don’t have the TIN number, SSS, or those stuffs
needed or required in the form to be fill out. help bro. by the way, thanks for this.

 Reply
185. Jessie
January 24, 2015 at 11:34 am
Sir…. if I’ve funded 5k sir,.. okay lng po ba na d na aq maglalalgay ng 5k for the next month….
kasi gus2 q sana hintayin ang tubo ng unang 5k sir…. and what if 5k lng tlga puhunan mo sir?..
pwd ba yun kahit wala kang pan lagay na 5k for next month?
 Reply
186. leo
Sir paano po ba magbukas ng col accnt ng ofw gusto ko po kc magbukas at gusto magkaroon ng
knowledge on how to manage an accnt even we are outside the philippines?
 Reply
187. josua curioso

hi my name is josua, I’m only 20 y/o.. but this stock market really got my attention and it gave me
interest.. well i really want to learn, i was planning to attend a seminar/convention about stock
marketing here in naga city. but I don’t have any contacts..I hope that joining this blog can help
me..
 Reply

@Josua, yes i will have a video tutorial series for those who can’t attend physical seminars.
 Reply
188. Lei Red

Hi pwede po bang multiple ung account? Like meron sa col,bpi,fms,etc… thanks and more power
 Reply
189. beth
I want to try also.
 Reply
190. Ann Julez Dizon

hi sir gud am.. interested po sana kme ng husband ko mag invest.pwede nyo po b kme e guide
kung pano mag umpisa…
 Reply
191. newbie
HI po. Few questions lang regarding COL EIP.
1. Yung transaction charges tama po ba na magaapply lang po if magbbuy me and sell ng stocks
ko?
2. Anytime po ba pwede ko icash out yung lahat ng investments ko or let us say portion of my
investments? If yes, paano po computation ng extra charges na need ko bayaran pag ganun?
3. Kung pinili ko po ba yung COL EIP na program, diba specific/focus lang po siya sa
pagbbuy/sell sa iisang stock/company? Pwede pa din po ba ako mag buy/sell ng shares sa ibang
companies, yung kung kailan ko lang gusto?
Hoping for your enlightenment po! thanks in advance! 
 Reply
192. Marianne Alcoseba

January 14, 2015 at 11:56 am
Hi, yung pwede bang i withdraw yung dividend and still continue buying and selling?
 Reply

@Marianne, yes you can do that. but it’s only substantial if your dividends is big (which
means large capital). i suggest you keep it invested to leverage on compounding power
 Reply
193. Jhon Earvin

okay alam ko na..haha di ko nakita yun 0 if not applicable..ty.
 Reply
194. Jhon Earvin

Good day, registering with COL but we do not have a home Telephone..and it is a requirement
how would i deal with this? Thank you.
 Reply
195. jovz
January 13, 2015 at 12:21 am
Hi Omeng, will I receive a copy of stock certificate after investing?
 Reply

you can request for it for a fee.
 Reply
196. TITO
Sir, kapag po nag funding na kami sa mga pinili naming broker for trading..( buying & selling ) …
ung pera na na collect sa amin lahat… ano ba ang ginagawa ng broker doon?
Example.. Nag purchase kaming lahat ng JFC…accumulated 500,000 shares, ung huge amount
of money na iyon.. ginagamit din ba iyon ng broker pra i trade din pra sa kanila?
Paano nakakatulong sa JFC ung ginagawa naming buying and selling ? Ginagamit ba nilang
puhunan ung na collect sa aming lahat?
Gusto ko lamang pong malaman ng mas malalim na pagka unawa sa stock market
Thanks.
 Reply

@Tito, your money is not touched by your brokers. every peso you invest is used by the
company where you invested to fuel their business (whether to expand operations, thus
making the company bigger, or to pay their debt obligations)..
 Reply
197. Pat 
Hi, thanks for this blog for giving me an idea regarding how to invest in stock market. I
would like to ask if is it mandatory to attend first a seminar from COL before we can register to
their online trading account? I visited their website and the schedules for free seminars are not
suitable to my available time. Please advise, thanks.
 Reply

@Pat, no, attending a COL seminar is NOT a requirement for one to open an account.
 Reply
198. Pingback: Laws &Truths of Money that make you richer (or poorer) | Smart Pinoy Investor
199. Ann
i want to invest po.pro hindi ko po alam kung pano.san po makikita ang mga stocks na for sale
po?
 Reply

Ann, you can read this post to give some guide on choosing what stocks to buy –
http://www.smartpinoyinvestor.com/2014/08/how-to-choose-what-stocks-to-buy-sell-in-
philippine-stock-market.html
 Reply
200. reden
Wow this is great!!!.
Question lang po. New to everything, excited, curious and confused.
1. In the Registration Form, it includes TIN # and Annual Income
a.) how does tax gets associated with the individual’s TIN ?
b.) Is this the tax that gets deducted when an individual initiate a buy/sell ?
c.) Does COL associate this with the individual’s TIN who initiated the transaction and gets
remitted to BIR under the initiator’s TIN ?
OR is this a different tax and you have to pay your own ITR with BIR of the Branch where you
belong? How does it work. Doesn’t really know anything about this part.
d.) in consideration for c. above, If ITR is done by the individual, how would you segregate this
from anything else, this is in consideration with the info – Annual Income ? ( say for example, an
OFW which is tax exempt, how would he proceed with the ITR if this is somewhat separate from
COL?
2. Once an account has been approved with the primary holder only. Can secondary account
holder be added at a later date ? (say for example, a month after).
I appreciate your advise.
 Reply
A. reden
Hi Everyone,
Hope someone can reply to this. Have the same question to COL helpdesk but didn’t receive
any response till today.
 Reply
B. michi
I’m having the same set of questions too. I hope someone could shed light to us.
 Reply
201. Alma B. Aguilar

Im in
 Reply
202. Bonita
hi po!
ask ko lang kung paano ako mg in invest PSE? im still working abroad? can i process it even
thought i am here? tnxs
 Reply

@Bonita, yes you can invets even if outside the country. just follow the step here –
http://www.smartpinoyinvestor.com/beginners
 Reply
203. Justin Santos

What is the best, or shall I say, your preferred brokerage firm
Thanks.
 Reply

@Justin, COL Financial is good in researches. you can read my review of my online brokers
 Reply

here’s the link http://www.smartpinoyinvestor.com/2011/11/how-to-choose-your-stock-
broker.html
 Reply
204. edison m
sir omeng…pag na e sell mo na yung stock mo automatic bang mag aadd yung kinita mo doon
sa account mo?tnx po..advance merry xmas..
 Reply
205. John Mark Martinez RN

Paano magsubscribe?
 Reply
206. Bro Noel

Wow this really helped me a lot. Thanks for the info
 Reply

207. claire camanay

Good Day.
Sir, I’m interested in investing in stock market. I have no idea about stock market except for this
blog. pls help.
 Reply
208. Mike
Dear Sir,
suppose I use COL Financial, do I get or am I issued stocks certificates from my stock
purchases? Salamat po.
 Reply
209. john
Sir gusto Ko mag try investing for stock market how can I get started and I’m working abroad.
 Reply
210. JB
I have just started Col financial as my broker in investing stocks. As of now i have 5k in my funds
and planning to buy my first stock however there is no trading today so i decided to buy through
their off-hours order but everytime i preview my order it says Account not yet enrolled. Anyone
here encountered this problem??? Anyone help me please!!!!
 Reply
211. arnel pinlac

Sir,
sir yung po bang pag iinvest ng hindi regularly okay lang ba? like nag buy ako ng 2000 shares
ngayun then hahayaan ko muna siya, then wait for a higher selling, dun ko pa lang bebenta, and
after ko mabenta eh dun pa lang po ult ako bibili ng shares, is that ok lang po ba?
 Reply
212. Caye Ann Padiernos

just like in life insurance? it also have dividends? as another form of profit =) good to know sir..
thanks
 Reply
213. roses
Hello sir, after funding of 5000 pesos kelangan po ba mothly magfufund ako? Thanks
 Reply

Hi Roses, not a requirement but it’s a good practice for long term investing
 Reply
214. Omeng Tawid

all up to you if you'll take your money out or not po.
 Reply
215. Omeng Tawid

Hi @wilmer,, you can just follow the steps mentioned above for your application for a trading
account you can use to invest in Philippine stock market
 Reply
216. Wilmer Ganob

Hi Sir Omeng- i have no idea how to invest in stock market, until i read your blog. I am so excited
to get an account asap since time is important. Though i do not have enough knowledge on this, i
would actually risk myself in investing right away than risking myself of nothing. Suggest me how
to have an online trading account please. Also refer me a promising broker that you actually
experinced. Thanks and God bless
 Reply

Hi Wilmer, you can just follow the steps mentioned above for your application for a trading
account you can use to invest in Philippine stock market
 Reply
217. Mark
Hi,
I’m an OFW and checked the COL financial website because I’m planning to open an account
kaso they are asking for a TIN number eh meron ako yung luma kong TIN number nung nasa
pinas pa ko is that possible?
 Reply

okay na yang lumang TIN mo.
 Reply
218. Irene Pesalbo Bingayan

Nice tutorial!!! Count me in i wanna try
 Reply
219. Cris
Hi Sir Omeng,I want to start but how i will sell my stocks kung gusto ko na po xa ibenta? May
expiration po ba? Kelangan po rin ba imonitor every time ang aking account or ang online
trading? or pede kahit after 3 days or a week bago mo po mamonitor? which is the best? Sana po
matulungan nyo akong makapagsimula
Thank you!!
 Reply

Hi Cris, if you are long-term in investing, no need to monitor it frequently. I can check mine at
most twice a month because i have long-term horizon. but you can sell anytime. the
decisions are all up to you.
 Reply
220. Pingback: Directions How To Invest Money Safely | moneydolla.com


221. Jem Mendoza

Any changes about FATCA? I tried to open an account but I was told that US is preventing off
shore tax abuse by tax payer even if youre just green card holder. Thanks.
 Reply
222. Christopher Padernal Sumalinog

Good afternoon po. im planning to invest po kasi at my age na. may tanong lang po ako kada
month ba may makukuha ako sa investment ko or in a long term ko pa sya makukuha? salamat
po.
 Reply

Christopher, you can withdraw your money out of the stock market anytime you wish so.
 Reply
223. Christopher Padernal Sumalinog

Good afternoon po. im planning to invest po kasi at my age na. may tanong lang po ako kada
month ba may makukuha ako sa investment ko or in a long term ko pa sya makukuha? salamat
po.
 Reply

nasa sa inyo po iyon, wala pong guaranteed income sa stock market, but you can withdraw
as cash whatever investment you haveanytime.
 Reply
224. Grace Dalauidao

sir i want to join also, but im.in hongkong, can you help me to join
 Reply

Grace, yes that’s possible just follow the links above. read everything first above.
 Reply
225. Pingback: How To Invest Small Money In The Philippines | boobmoney.com
226. Belle
Thank You for sharing Po! Godbless More Power
 Reply
227. maj
Curious lang po, anong board exam subject po tinuturo nung prof? Chinese po ba ung surname?
Hehe.. thanks for this btw.
 Reply
228. fred
November 3, 2014 at 8:49 am 
good day po, I am 18 years old and I am planning to start investment on my 19th, pwede na po
ba ang age na 19? totally empty pa po talaga ako about investment pero marami na nga po
akong nabasang mga article about investment, wala po ba yung age limit?
 Reply

yes you can start investing in Philippine stock market at that age of 19.
 Reply
229. fred
Hi, I am just 18 years old, pwede na po ba akong mgsimula as early as 19 years old? pero totally
empty pa po talaga ako about stock market, marami na po akong nabasang mga article, wala po
bang age limit ?
 Reply
230. peps
Sir, I like the convenience Philstock’s EASY account promises. However, they use the PCA
strategy which requires regular investment.
1. Is the amount of the regular investment something that I can set unilaterally or do they set a
minimum amount for this? Or is this subject to the stock’s board lot?
2. If I do not feel that I can not fund it regularly, would you rather suggest I try a different account
type or look for another broker? Which one?
Thank you.
 Reply

you can try COL Financial EIP Program, good for beginner investors in Philippine stock
exchange. ideally this should be regularly funded, but no penalty whatever in case you miss
a month’s of funding. it’s all up to you.
 Reply
231. peps
This really was very helpful. Thank you, Mr. Tawid. Dapat magsulat na rin kayo ng libro ninyo:)
 Reply
232. Pingback: Stock market live today - Stock Market Forum Philippines
233. sheryl
Hi po, gusto ko na mag open account sa COL. haha. Ask ko lang po kung nakabili na ko ng
stocks sa JFC na 100 shares, the next month pwede ba ako ulit bumili sa JFC na another 100
shares? madadagdag ba yun sa first 100 shares na nabili ko para maging 200 shares na?
Salamat po
 Reply

Sheryl, yes you can do that. madadagdag lang sya.
 Reply
234. ian kirk 
sir ano po ba ang magandang strategy?
 Reply
235. Charles E. Rovillos

Sir, im very interested to invest. Pwede ba aq magpunta sa philippine stock exchange sa may
makati for more info?
 Reply

@Charles, yes you can do that. or better yet attend seminars offered free by COL Financial.
 Reply
236. Grace @ Investment Total

Thank you very much Sir Omeng for this wonderful post you have made in
SmartPinoyInvestor.com, this is very helpful and informative. I keep on visitng this blog and tell
my friends about it. Keep up the good work Sir.
 Reply
237. norie
Do I still need to have a personal account, considering that I am not from manila, and I think I will
have a hard time withdrawing from my stock trading account.
 Reply

It’s OPTIONAL needed during account opening but they will need it for your future
withdrawal. if you won’t withdraw, then no problem for you.
 Reply
238. Hazel Ranola Veloso

Try mo
 Reply
239. Omeng Tawid

@ako yiang, i suggest DON'T print it back to back. print the forms on different pages to be safe.
 Reply
240. Ako Yiang

Does it matter how I print the downloaded forms? Is it back to back?
 Reply
241. Ako Yiang

Does it matter how I print the downloaded forms? Is it back to back?
 Reply
242. norie-gv
do i still need to have a separate bank account aside from the col account in order to withdraw
from my account at col. i’m not from manila by the way
 Reply
243. Omeng Tawid Post author

@Diane, yes you can send requirements of COL Financial or any broker by LBC/any courier
 Reply
244. Diane Galon

I'm not from Manila. I was wondering if I may send the requirements thru LBC?
 Reply
245. norie
hello! if ever mag invest ako how can i buy stocks? may list ba ng stocks na pwedeng maacquire
or i have to search for an available stock for sale? and how can i sell them? once ba na nakapag
open na ng account, automatic na ang lahat and it will be just 1 click away?
 Reply
246. jody
Hi po, ask ko lang po sana,
1.pwede po bang mag invest quarterly sa COL, like P5000.00 quarterly to buy a stock?
2. what if yung investment mo sa isang company,hindi nag gain at nag loss pa, what should i do
po?
3.nagiging mababa po ba ang value kapag nag sell ka na?
thank you po sa reply…
 Reply

1. Yes pwedeng-pwede
2. desisyon nyo po iyon if magbenta kayo ng palugi or mag antay sya umakyat ulit.
3. not necessarily, pwede tumaas or bumaba antime.
 Reply
247. Omeng Tawid

hi @bhucs, yes it is possible. check the steps above you can follow, starting with Step1.
 Reply
248. Bhucs Burawis

Good afternoon sir, itatanong ko lang po sana kung is it possible na makapaginvest kami as an
OFW, sana po maiguide nyo kami sa first step, THANK YOU IN ADVANCE
 Reply
249. Honeylette Medina

August 27, 2014 at 7:28 am
Wow!!!!!!!!!!!111 I am so happy to read your post. It inspired me more to save and in the future
invest. However, I have problem. I am not in the Philippines. For me to register, I need billing
statement if I can’t do personal visit. I don’t have billing statement. I forgot my username and
password for my online bpi, too. 
 Reply

Hi Honeylette, there are alternatives you can submit list above.
 Reply
250. Andrea Barbacena

August 27, 2014 at 6:21 am
Hello thanks for the tutorial. Is there any case that you will lose all your money after investing? Or
only certain percentage in case you sell your stocks below purchase price?
 Reply
251. Athan Advincula

August 25, 2014 at 10:05 pm
Hello,
Thank you for this wonderful blog. I had a few understanding with buying stocks but now, it’s
clearer but not that 100%. There are still few things I would like to ask.
I’m just starting to be interested with this and planning to open in same brokerage soon. I’m just
21 years old with stable funding source. I’m planning to open an account for long term
investment. Do I really need to open a bank account for this? or is it just optional? Thank you.
 Reply
252. Lyza S-b

August 10, 2014 at 12:29 pm
Im in
 Reply
253. Mary Grace

August 10, 2014 at 9:06 am
Thank you po Kuya Omer for the knowledge, keep on sharing your useful tips para po maraming
mga Filipino ang matuto sa paginvest ng pera lalo na po sa stock market. Two thumbs up for this
blog. One of the best and most useful finance blog.
 Reply
254. Darios Calatrava

Sir omeng can i go directly to the main offices of bpi trade and metro bank to file and submit
forms and also fund my investment immediately? thanks!
 Reply
255. Omeng Tawid

August 4, 2014 at 10:57 am
@darwin, yes you can open with COL Financial even if you’re still a student. just follow steps
above.
 Reply
256. Darwin John Sanchez Bagona

August 3, 2014 at 12:34 pm
Good eve sir i am still a student can still have a transaction with the colfinancial?
 Reply

@darwin, yes you can open with COL Financial even if you’re still a student. just follow steps

above.
 Reply
i. Darwin
August 4, 2014 at 11:08 am
how about sir my tax and tin number?
 Reply
257. Maey Den

Im interested.thank u for the info.
 Reply
258. Annabelle Añonuevo

IM IN!………..
 Reply
259. Mia
July 20, 2014 at 8:32 am
Hello, paano po ba ito? Gusto ko po siya itry and Im only a student po . Thanks
 Reply
260. Rudolf Andrew

July 20, 2014 at 8:31 am
Question po. if i want to withdraw funds after selling stocks. will it be sent to my bank account of
will it be in cold cash. another question po about dividends. do companies have minimum
required stocks before it can earn dividend?
 Reply

@Rudolf, any withdrawal from your investment will be directed to your nominated local bank
account you registered when you opened an account with your broker.
 Reply
261. carolyn baricaua

July 19, 2014 at 10:08 am
Magandang gabi po. Isa po along OFW paano po ako mkakapag open ng trading online
account?? I want to invest din po sa stock market. Thank you.
 Reply
262. Stan Dee

July 18, 2014 at 12:24 pm
Im a seafarer who became interested in stock market. I am now planning to start to join investing
by nextweek as i still undergo research and reading online. I have 2 queries before i finally enter
investing in stocks. 1st- is it necessary to attend seminars offered by PSE before opening an
account. 2nd- since i am a seafarer and always out of touch from time to time, what broker will u
recommend best ? Thabk u and mote power
 Reply
263. Gs mapile
July 16, 2014 at 6:22 am
panu ko po malalagyan ng load yung account ko sa COL
 Reply
264. Omeng Tawid 
July 13, 2014 at 5:39 am
@Rosa Rose, as long as there's an agreement in price and enough volume(number of
shares) in buyers and sellers queue, YES, your order can be done seconds after posting online.
you can check this tutorial – http://bit.ly/PlacingStockOrders
To request for withdrawal (or upliftment) of your stock certificates, you'd need to complete a Form
Needed for Upliftment of Stock Certificate and submit other requirements. You can just check the
actual procedures of your online broker.
 Reply
265. Rosa Rose

July 13, 2014 at 12:35 am
You have a nice tutorial I've ever read. ask ko lang sir, pag online at seconds may bibili agad sa
stocks na ibinibinta pag iclik ang sale? paano mo nakukuha yong stock certificate mo, print out na
lang ba ipapadala sa email?
 Reply
266. Brix
July 10, 2014 at 5:17 am
Hello! I just opend an account with COL Financial and have already deposited funds. Now, I’m
quite lost which stocks to buy. I’m also a new member of the Truly rich Club but it haven’t seen an
example for beginner investor. My question now is with the 5k initial deposit, what is the advisable
number of stocks (companies) you need to buy? Divide the 5k in the continue to buy in the stock
update? Next question is, with SAM, can I only fund monthly with 5k? Response is highly
appreciated.
 Reply

@Brix, yes you can fund monthly 5k, up to you. i suggest you buy one stock with 5k, then
buy a different stock on second month, then on third month, buy your 1st stock again. you
can also choose three stocks and buy each one every three months.
 Reply
267. Randy Glinda Maquiling

July 8, 2014 at 2:48 am
Sir, one last query po which online brockerage po is the most user friendly? Thank you very much
 Reply
July 9, 2014 at 9:36 am

COL Financial online brokerage firm is widely recommended. you can check this post –
http://bit.ly/PSEChoosingYourBroker for other factors you may want to also consider
 Reply
268. Randy Glinda Maquiling

July 8, 2014 at 2:47 am
sir, I am planning to open an account at COL financial for a starter minimum fund deposit of
P5,000 for the EIP. But I have the following concerns po : 1. For my first monthly fund i will use it
to buy a share for investment (hold my share for a long period of time before selling it to make
sure to get enough gain). 2. On the following month I will only deposit around 4k to buy shares for
trading purposes (as long as makakagain kahit papaano). 3.Okay lang po ba na in one account I
will divide my funds to 40% for trading and 60% for investment? 4. During low month/s would it be
okay not to fund the account? Waiting for your advice po. Thank you very much and more power.
 Reply
July 9, 2014 at 9:34 am


@Randy Glinda, 1. Yes you can certainly do that if you plan to have a HOLD strategy
2. You can also do that if you like to test trading
3. You can do that mix of short-and long-term if you can make it work for you
4. It’s all your decision whether to fund or not anytime. However, if you go for EIP, you have
to invest regularly. That’s the design of the strategy. Otherwise, then you’re actually not
doing EIP.
 Reply
269. Glinda Maquiling

July 3, 2014 at 2:24 am
Hi Sir ! May I ask your assistance po to help me clarify the questions i have in mind? 1. If i choose
to invest the minimum starter of P5k does it mean i have to put in P5k monthly if I select the
monthly period for the EIP schedule? What happen if there are months that i cannot put in
additional fund/s? If in case naman po i can afford to invest a little higher than the minimum
starter investment and would want to withdraw the monthly gain, is there a way po to have my
monthly gain be deposited to my personal bank account? If i select the monthly period for the EIP
scheduler po does it mean i can only buy and sell shares monthly? Thank you very much po.
 Reply
July 3, 2014 at 3:47 am

@Glinda 1. If you have EIP schedule that is set to buy monthly, you’d definitely need to put
in money to fund your monthly transaction.
That money should be enough for your EIP order so that it will be valid.
In case you have a scheduled EIP order but don’t have sufficient fund, then the system won’t
be able to make an order for you. It’s as though nothing has happened.
If you want to withdraw, yes it’s possible that your money will be deposited directly to your
personal bank account (which is the one you registered during your account opening). You
can check this tutorial –
http://www.smartpinoyinvestor.com/2010/02/howtowithdrawfundsfromcolfinancial.html
If you choose monthly period for EIP scheduler, then this EIP will follow a monthly schedule
of buying, BUT you can still make other orders anytime on top of this EIP. You can also
choose to hold a scheduled EIP order if you want to delay it. It’s all your call.
 Reply
270. Pingback: Things you’re missing when you’re employed | Smart Pinoy Investor
271. Pingback: How to increase your cash flow – The Phases of Financial Life | Smart Pinoy Investor
272. Pingback: Stock Computation Tool – for Philippine Stock Market Investors | Smart Pinoy Investor
273. Pingback: [FAQ] Seeing losses even if the average price is lower than market price | Smart Pinoy
Investor
274. Pingback: Top 3 Key Points Why Choose BPI Trade | Smart Pinoy Investor
275. Omeng Tawid

June 27, 2014 at 7:41 am
@dianne, you can check COL Financial Group, Inc., BPI Trade, First Metro Securities,
Philstocks.ph
you can also check here for some pointers for beginers on choosing your online broker –
http://bit.ly/PSEChoosingYourBroker
 Reply
276. Dianne Castillo

June 27, 2014 at 1:28 am
Hi, can you give me list of top 5 online stockbrokerage Firm. Thank you.
 Reply

277. gemma cepriaso

June 25, 2014 at 10:49 am
if ever i will invest on stock market who will help me and how can follow up the stocks for the day
because im presently working here abroad?
 Reply
June 29, 2014 at 5:24 pm

Hi Gemma, if you’re abroad and will do investing in Philippine stock market directly, you can
do your own monitoring online with just computer/smartphone connected to the internet. This
is after you have opened an online trading account with an online broker, like COL Financial.
 Reply
Got questions? Leave your comments below.
Enter your comment here...
Copyright © 2019 Smart Pinoy Investor – Investing and Personal Finance for Pinoys. Theme by Colorlib Powered by
WordPress
Disclaimer: The information contained in this site are not intended as financial advice. Readers should be aware that
investments in securities, such as stocks or other financial instruments, involve risks. Loss of capital is a possibility. Past
performance is not indicative of future returns. Please consider your investor profile as you decide on the fund to invest in.

How To Invest in Philippine Stock Market For Beginners - Smart Pinoy Investor - Investing and Personal Finance For Pinoys PDF

Transféré par

Informations du document

Titre original

Copyright

Formats disponibles

Partager ce document

Partager ou intégrer le document

Options de partage

Avez-vous trouvé ce document utile ?

Ce contenu est-il inapproprié ?

Droits d'auteur :

Formats disponibles

How To Invest in Philippine Stock Market For Beginners - Smart Pinoy Investor - Investing and Personal Finance For Pinoys PDF

Transféré par

Droits d'auteur :

Formats disponibles

1/8/2019 How to Invest in Philippine Stock Market for Beginners | Smart Pinoy Investor - Investing and Personal Finance

rsonal Finance for Pinoys

Smart Pinoy Investor – Investing and Personal

Home Start here Seminar Tutorials Resources About Downloads

How to Invest in Philippine Stock Market for

Building Wealth in Philippine Stock Market - How to Invest …

How to Invest in Philippine Stock Market – Tips, Tricks,

then this is definitely the page for you.

In this page, expect that

You’ll be able to confidently start your baby moves as a beginner in the

My First Days in the Philippine Stock Market

For beginners, I recommend opening an ONLINE stock trading account

My First Purchase in Philippine Stock Market

What I recommend though is the more convenient option which is doing

There’s NO required monthly funding

How to Start Investing in Philippine Stock Market for Beginners Step …

Total cost is 3763.60 only. Wheee!

My first transaction: buying 2000 shares of Megaworld Corporation (code MEG) at

That was August 31 2010, a different Tuesday for me.

For newbies, I recommend starting with Peso-Cost Averaging (PCA) while

Personally though, I’m primarily using a modified PCA called Strategic

My First Profit from Philippine Stock Market

I couldn’t remember where I got the inspiration of buying Pangilinan-owned MPI as

The next was even more fantastic and ecstatic.

Is your money sleeping in the bank?

My Current Investing Strategy

One way of making money in the stock market is through dividends

SUGGESTION A: As good introduction into investing in stocks, you can read My

Download you FREE ebook HERE.

SUGGESTION B: Make sure to download your second investing ebook which

SUGGESTION C: Browse through the outline below to get a more comprehensive

Stocks 101 – Shucks! What are stocks?!

One big reason you should start investing now

Are you an investor or a trader

Things you’ll need to buy your first stock

You need a stockbroker – How to choose your best stockbroker

How to Open an Online Account in COL Financial/Citiseconline

Enjoy the journey, Have fun investing!

Have fun investing!

See you at the investing arena

Omeng Tawid \_(“,)/

Hassle-free investing with Stocks Update & Bo Sanchez Truly

Process  Question  Answer 

Showing 1 to 4 of 4 entries  Previous

412 thoughts on “How to Invest in Philippine

What is the difference in EIP and mutual fund investment?

A. John Patrick Mangaoang

B. Omeng Tawid Post author

December 5, 2018 at 8:55 pm

6. Pingback: philippine stock market tutorial 2018 – iq option

7. Pingback: stock to invest in now August 2018

8. Pingback: stock to invest in now Augustus 2018

Learn more http://www.smartpinoyinvestor.com/beginners

A. Omeng Tawid Post author

June 2, 2018 at 1:11 am

i. Virtual Assistant Neddy May Samulde

12. Rosselle Esguerra

A. Omeng Tawid Post author

June 2, 2018 at 1:13 am

A. Omeng Tawid Post author

June 2, 2018 at 1:12 am

15. Romeo G.Maceda

16. Ricardo de Jesus