THE ‘SECRET’ INVESTMENT ADVICE GIVEN BY A

WORLD FAMOUS BILLIONAIRE

Do you want to become rich? Then think of ways to multiply your money.

Imagine you’re eight years old and you receive 20 dollars from your
parents in exchange for mowing the lawn every weekend.

Over the course of a year, that amounts to $1040. Not bad for, let’s say
half an hour of work or so.

Now, let’s say that you do this for eight years in total. That means you
earn 8*$1040 = $8320.


Of course, you’re a smart little kid and you save the money. Your parents
tell you to save it on your savings account, which you do.

Let’s say that the bank gives you an interest of 1% in average for those
eight years.


That means that after year 1 you’ve got $1040*1,01 = $1050,4.

Not much to brag about.

You got 10 dollars and 40 cents in return for leaving your money with the
bank for a year.

In year two you get the following:

($1050,4 + $1040)*1,01 = $2111,304.

And if you remove the interest rate:

$1040+$1040 = $2080.

$2111,304 - $2080 = $31,304.

So this means year two yields you 31 dollars and a little more than 30
cents in savings.

Over the course of those eight years, your savings will look as follows
according to this table:

Savings With No Savings With 1%

Year Difference
Interest Interest
1 1040 1050,4 10,4
2 2080 2111,304 31,304
3 3120 3182,81704 62,81704
4 4160 4265,04521 105,0452104
 5 5200 5358,095663 158,0956625
6 6240 6462,076619 222,0766191
7 7280 7577,097385 297,0973853
8 8320 8703,268359 383,2683592
Totally Earned Profit 1270,104277

Now, if this table confuses you, don’t let it.

If you study it carefully, you’ll see that at the end of the eighth year
you’ll have made a profit of $1270,10 in interest alone.

Not bad for a 16 year old who only did half an hour of chores every
Saturday.

And while any high school kid surely would benefit a lot from this, the
truth is that…

THE BANKS GIVE YOU A LOUSY SAVINGS RATE

Ask yourself the following question; do you really think that the banks
want you to benefit in life?


Do you think that they’d actually want you to outgrow them?

To make so much money from your savings that you really don’t need to
work on anymore?

Of course not.

Not only that…

But did you also know that most banks have access to highly profitable
stocks and bonds that yield way bigger interest rates than 1%?

We’re talking sometimes double digit interest rates here!

But their ‘financial advisors’ won’t tell you about these backdoor funds.

No, they’d be happy to advice to to their public funds that lets you make
7-8% or so interest rate…

…but that’s before you’ll have to pay the investor his cut which usually
amounts to 3%.

And here’s maybe the worst part…

…this financial investor just picks stocks at random. He isn’t any better
than you at doing this.
Nobody can predict the future. So it’s really like throwing darts
blindfolded.

Sure they make it sound like they’re experts, because they show you their
results for the past 5 years or so.

But what about the past 10 years?

15 years?

Or 20 years?

They can’t show you anything. Yet they can use all these fancy words.

And yet you have to pay them their 3% or so cut.



So in reality you’re making maybe 4-5% interest rate.

Still, though, this calculation isn’t so bad.

Let’s take the same example and see how much you’d make if you saved the
same amount of money over eight years with a 5% interest rate:

Savings With No Savings With 5%

Year Difference
Interest Interest
1 1040 1092 52
2 2080 2238,6 158,6
3 3120 3442,53 322,53
4 4160 4706,6565 546,6565
5 5200 6033,989325 833,989325
6 6240 7427,688791 1187,688791
7 7280 8891,073231 1611,073231
8 8320 10427,62689 2107,626892
Totally Earned Profit 6820,164739

Now this isn’t looking so bad, after all.

You make a profit of $6820,16 after eight years!

What kind of teenager wouldn’t want that?

Still, there are much better options than this.

You see, your so-called ‘financial investor’ is usually just a salesman

with a suit and a tie.


And he’s paid to sit behind a nice desk in a smooth office, showing you
graphs and talking about stuff you really don’t know what means…
…so that he sounds like a professional.

These are the typical salesman tricks they use. They talk very fast, they
get engaged and they give you the sense of urgency.

They use difficult, strange and vague expressions that you really don’t
about much in your everyday life.

They hand out this lousy advice while investing themselves in other, more
profitable and popular investment vehicles.

Naturally, they don’t want you to know about those.

One of these vehicles that they more often than not try to disguise from
you are some of the more profitable ones.

EXCHANGE TRADED FUNDS

This might sound a little confusing to you, so I’m of course going to

clear it up for you.
Contrary to the bank, I’m actually here to help you.

Put simply, an exchange traded fund is a fund that follows the market. If
the market goes up, the fund goes down. If the market goes up, the fund
goes up.

Of course, the market swings like a pendulum daily.

However, in the long run it always goes up.

And how do you know that?

Well, look at how the prices have increased. That’s called inflation and
that happens because the market goes up in value.

And ‘the market’ is just a fancy name the financial investors use for the
stock exchanges.

Of course, there are different markets. Each country has its own market.

So if you were really smart…

…how about investing in all over the world at the same time?


That way, your fund will always go a little up here and there, while it’s
going down in other places.

But in the long run, you’ll make money anyway.

And here’s the best part…

…since ‘following the market’ doesn’t mean much effort other than simply
imitating what it does…
…any ‘financial investor’ who runs such a fund doesn’t get paid much
either.

He doesn’t have to pick stocks at random and claim that ‘it’s how the
market evolves or whatever kind of excuse he’s using.’

No, he simply has to go with the flow.

And that’s why he gets less paid.

A lot of times we’re talking about 0.5% or less.

And the best part?



It’s possible to track the global market all the way back to the late
1800s.

So there’s plenty of history involved.

And, since the end of the 1800’s, there have been two world wars, a cold
war, several other wars, the wall street crisis in 1928, the financial
crisis in 2008-2009 as well as numerous terror attacks and other
disasters…

…yet, the market value has, over time, just gone up. Prices today are
much higher than they were 100 years ago!

So in reality, if you think rationally about it, this is a fairly safe

way to invest.

On average, several of these ETF’s have yielded 15% or so interest rates

since they first started.

Now, keep in mind, they have only run for 10 or years.



So this means you cannot know if this trend continues, but what do you
know is that if you had those eight years of savings with a mean return
of 15% interest rate, you’d get the following result:

Savings With No Savings With 15%

Year Difference
Interest Interest
1 1040 1196 156
2 2080 2571,4 491,4
3 3120 4153,11 1033,11
4 4160 5972,0765 1812,0765
5 5200 8063,887975 2863,887975
6 6240 10469,47117 4229,471171
7 7280 13235,89185 5955,891847
 Savings With No Savings With 15%
Year Difference
Interest Interest
8 8320 16417,27562 8097,275624
Totally Earned Profit 24639,11312

Now, if we take a look at that, the high school kid would have gotten
almost $25,000 in profits from the interest rates alone, if he’d just
invested in an exchange traded fund.

To sweeten the pot, the famous investor Warren Buffet once took a bet
with some financial investor experts back in 2008.

Warren Buffet claimed that an ETF would outperform their hedge funds and
that there was no way any fund could beat the index over time.

In 2018 they met again…

…and you already know who won.

Of course, Warren Buffet’s ETF wiped the floor with those ‘expert picks’.

But, if things aren’t really that sure regarding ETFs, why would you
still pick them?

This is is a good question.

And the answer to that is…

…DO THE OPPOSITE OF WHAT THE ‘EXPERTS’ ARE SAYING

Right now, more and more pundits within finance and investments are
saying that you should flee the ETFs.

Why do they do that?

Because there are so many people who already have invested their money
with ETFs.

And there cannot be too many investors in a fund, otherwise it goes

south.

Someone else also has to spend money on other things.

If the whole world invested in one single fund, then there would be
nowhere for the money in the fund to grow.


Everyone was invested in it, so it couldn’t grow.


This is what has happened to ETFs…

…but now, people are becoming more and more aware of it.

They’re starting to flee the ETFs.

And that’s why you need to start investing in them again.

Contrary to what the ‘experts’ are saying.

Keep in mind, for the most part, all you need in order to become a pundit
on television or on the Internet is a big mouth, nice clothes and to use
difficult words.

Because you want to sound ‘intellectual’.



Whereas the real experts are a little more difficult to get hand of, and
they also talk so that a six year old could understand it.


Because that’s the trait of a real expert.

So, whether you want to help your little boy or gal making some money
while they grow up…

Or start saving for their college fund…

Or maybe you want to put aside money for your own retirement?

Then do yourself a favor and invest in something that’s pretty much

guaranteed to appreciate in value over time.

At least if you’re to trust nearly 150 years of history.

The XYZ ETF Fund is available for you right here:

www.xyzetffund.com